Aditya Birla Life Insurance Plans

Choose the best Aditya Birla Insurance policy from term insurance plans, traditional endowment plans, pension plans with lifelong annuities, ULIP (unit-linked insurance plans) with market returns, or child plans

Aditya Birla Sun Life Insurance Term Plans

Here is a list of all the Aditya Birla Sun Life Insurance Term Plans:

Aditya Birla Sun Life Insurance Savings Plans

Here is a list of all the Aditya Birla Sun Life Insurance Savings Plans:

Aditya Birla Sun Life Insurance ULIP Plans

Here is a list of all the Aditya Birla Sun Life Insurance ULIP Plans:

Aditya Birla Sun Life Insurance Retirement Plans

Here is a list of all the Aditya Birla Sun Life Insurance - Retirement Plans:

Aditya Birla Sun Life Insurance Child Plans

Here is a list of all the Aditya Birla Sun Life Insurance Child Plans:

Why Should You Buy Aditya Birla Sun Life Insurance Plans?

Aditya Birla Sun Life Insurance Plans are designed to offer long-term financial protection and peace of mind at every stage of life. Here’s why choosing ABSLI can be a smart decision for your financial planning:

• Affordable Premiums:
  ABSLI offers term and protection plans that provide high coverage at affordable premiums. You can get a large sum assured without straining your monthly budget, making it ideal for salaried individuals and families who want meaningful protection without overspending.

• Financial Security for Your Loved Ones:
  In the event of your untimely demise, your family receives a lump sum or regular income payout, depending on your chosen plan. This ensures that their financial goals—such as children’s education, loan repayments, and daily expenses—remain secure even in your absence.

• Flexible Coverage Options:
  Aditya Birla Sun Life Insurance lets you choose your policy term, premium payment frequency, and add-on riders like critical illness or accidental death benefits. This flexibility helps you design a plan that fits your lifestyle and financial priorities.

• Tax Benefits:
  Premiums paid toward your Aditya Birla Life Insurance policy qualify for deductions under Section 80C of the Income Tax Act, 1961. Additionally, the death benefit received by your nominee is exempt from tax under Section 10(10D), helping you save more while protecting your family.

•  Peace of Mind and Trust:
  With over two decades of experience and a strong legacy backed by the Aditya Birla Group, ABSLI ensures your investments and protection needs are safe. Knowing that your family’s financial future is secured brings you genuine peace of mind.

*Note: You can easily use the term insurance calculator to calculate your term plan's premium amount.

Who Needs an Aditya Birla Life Insurance Policy?

• Working Professionals: To replace your income and ensure your dependents can maintain their lifestyle even in your absence.

• Parents: To secure your children’s future goals, like education, marriage, and other major milestones.

• Business Owners: Protect business continuity and repay loans without burdening your family or partners.

• Homeowners: To ensure your family can continue paying home loan EMIs and retain ownership of the house.

• Young Individuals: To lock in low premiums early and build lifelong financial protection as responsibilities grow.

How Can I Raise Complaints on Aditya Birla Sun Life Insurance?

Suppose you have any problem regarding your life insurance policy or are unsatisfied with the company's service. In that case, you can file a complaint with Aditya Birla Sun Life Insurance's customer care. Below are the steps to raise a complaint:

• Step 1: Go to the customer service page and click the “Give Feedback” option. 

• Step 2: You will be transferred to the complaint page, where you must register the complaint using the “Click here” option. 

• Step 3: The customer service team will reply within 10 days of registering the complaint, or you may receive a token number through your registered email. 

• Step 4: If you feel your query hasn't been resolved completely, you can also approach the Grievance Redressal Office/Officer using the token number.

• Step 5: Post your complaint to Aditya Birla Sun Life Insurance.

How to Buy Aditya Birla Sun Life Insurance Online from Policybazaar in 2025

Here’s how you can buy an Aditya Birla Sun Life Insurance plan online through Policybazaar:

Step 1: Visit the Policybazaar Life Insurance page.
Step 2: Choose the type of plan you want: term insurance, ULIP, child plan, savings plan, or retirement plan.
Step 3: Fill in your basic details such as name, gender, date of birth, and mobile number.
Step 4: Provide additional information, such as your occupation type, education level, smoking habits, and annual income, to get accurate premium quotes.
Step 5: Review the available Aditya Birla Sun Life Insurance plans, compare benefits and premiums, select the one that fits your needs, and complete your purchase by paying online.

Documents Required to Buy Aditya Birla Sun Life Insurance

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License

• Address Proof: Aadhaar Card, PAN Card, Driving License, Voter ID, or Passport

• Income Proof: Salary slips, ITR/Form 16, bank statements, audited financials (for self-employed), or CA certificate

• KYC Documents: For policies bought by companies, firms, trusts, HUFs, or other entities: relevant registration and identification documents as per IRDAI KYC norms
  
  

What is the Claim Settlement Process of Aditya Birla Sun Life Insurance?

Aditya Birla Sun Life Insurance follows a simple and transparent three-step claim settlement process to ensure quick support for the nominee during difficult times.

•  Claim Intimation:
  The first step is to inform ABSLI about the claim as soon as possible after the policyholder’s demise. You can notify the company online through their website, by visiting the nearest ABSLI branch, calling the toll-free number 1800-270-7000, or emailing claims.lifeinsurance@adityabirlacapital.com.

• Document Submission:
  Once the claim is registered, submit the required documents such as the claim form, original policy document, death certificate, nominee’s ID proof, and any medical or hospital records (if applicable). You can submit these either at a branch or by post to the claims department.

• Claim Assessment and Approval:
  ABSLI reviews the submitted documents and verifies all claim details. If everything is in order, the claim is approved, and the payout is transferred directly to the nominee’s bank account via NEFT. In most cases, ABSLI strives to process and settle valid claims promptly to provide timely financial support to the family.

What Are The Exclusions In Aditya Birla Sun Life Insurance?

Here are the exclusions in the Aditya Birla Sun Life Insurance:

Suicide: If the policyholder/sum assured commits suicide within 1 year of buying the Aditya Birla Life Insurance policy, his/her nominees will not be able to claim the death benefit.

Note: Check all the best term insurance plan in India.

Note: You should also check the benefits of term life insurance if you are planning to purchase the term insurance plan.