Bharti AXA Travel Insurance

Bharti Axa travel insurance lets you stay protected when you are on foreign land. Bharti Axa travel insurance provides extensive coverage that will take care of all your needs from lost baggage, medical emergencies, financial emergencies etc.

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Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

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    Now covers COVID-19

    It enables you to choose from a plethora of offers and benefits and customize your plan appropriately. The key benefit of Bharti Axa travel insurance is that it provides coverage in case of any loss/damage to your home content while you are away from home on foreign land.

    Enjoy a stress-free travel experience with Bharti Axa travel insurance. Get quotes promptly and discounts on travel insurance plan online from Bharti Axa.

    Why Choose Bharti Axa Travel Insurance?

    Travelling overseas is fun. Bharti Axa travel insurance ensures your safety throughout and provides the much-needed financial shield in case you face with an eventuality abroad. Here’s why you should consider Bharti Axa travel insurance:

    • The insurer has its active presence in more than 130 countries globally, where you can avail cashless medical services.
    • No medical test is required up to the age of 70 years, provided there is no record of a pre-existing health condition.
    • 24x7 round the clock global assistance can be availed in case of an emergency
    • The plans can be customized as per your travel requirement. Depending on the requirement of your destination country, the plans are categorised into Schengen and Non-Schengen plan. You can choose as per your needs.
    • The policy can be availed as individual or floater sum insured basis
    • With Bharti Axa travel insurance, you can ensure a financially secured trip at an affordable rate of premium.

    Types of Bharti AXA Travel Insurance

    Bharti Axa travel insurance can be categorised into the following types:

    • Schengen Travel Insurance: 26 states of the European Union together make Schengen country, travelling to which requires Schengen visa. But without a Schengen travel insurance plan, you can’t apply for Schengen Visa. Bharti Axa travel insurance with Schengen cover helps you travel to these countries for either business purpose or vacation, without worrying about your financial safety.
    • Annual Multi-Trip Insurance: This plan is suitable for those who travel frequently. It can be a business trip or leisure trip, annual multi-trip travel insurance comes in handy with many value deals. The plan can be bought for 30, 45 or 60 days depending on the travel requirements.
    • Worldwide Overseas Travel Insurance Plan: This travel insurance is useful in travelling to non-Schengen countries. This is the most common type of insurance under Bharti Axa travel insurance. The plan comes with multiple variants to choose from as per your requirement. The policy can be bought online as well.
    • Single Trip Insurance: This plan is suitable for those who travel once in a year and love to explore a new place. Depending on the destination, you can choose the insurance variant. Moreover, this plan can be availed irrespective of Schengen or non-Schengen destination and, also cost-effective than the other available plans under Bharti Axa travel insurance.

    Bharti Axa Travel Insurance: Eligibility Criteria

    The eligibility to avail travel insurance from Bharti Axa is:

    Minimum Entry Age for Non-Schengen plan

    3 months to 85 years


    Minimum Entry Age for Schengen plan

    3 months to 60 years

    Annual Multi-trip

    3 months to 70 years

    Based on merit (for the annual multi-trip)

    Age group 60-85

    Age group 60-70

    Dependent children

    Up to the age 23 years, under floater sum insured

    Bharti AXA Travel Insurance Coverage

    The insured is covered for the following risks while travelling under Bharti Axa travel insurance

    • Medical Expenses: Travel insurance from Bharti AXA covers the insured for emergency medical expenses, including in-patient care, doctor’s fee, medicine cost, ICU cost, nursing cost, repatriation, and emergency medical evaluation.
    • COVID-19 Treatment: The insurer provides coverage for the treatment of COVID-19 in case the insured is diagnosed with the disease while travelling.
    • Dental Care Expenses: Medical expenses incurred due to the acute anaesthetic treatment of a natural tooth or teeth while travelling is covered.
    • Personal Accident: The insurance provider compensates the insured for bodily injury due to an accident leading to permanent or partial disability, injury or death.
    • Daily Allowance in Case of Hospitalization: Bharti AXA Travel Insurance pays a daily allowance for a specific number of days in case of hospitalization due to a medical emergency. The amount is based on the plan type chosen and the number of days the insured is hospitalized for.
    • Loss of Important Documents: This travel insurance policy compensates for the expenses of issuing a duplicate passport in case of loss/theft of the original passport.
    • Legal Expenses: Any legal liability arising out of accidental injury, damage or death to a third-party will be covered by Bharti AXA Travel Insurance.
    • Trip Cancellation and/or Interruption: The insurer covers the non-refundable prepaid payments or any additional expenses incurred due to trip cancellation. Any medical issue of the insured leading to the cancellation of a planned trip is covered.
    • Emergency Accommodation: In case of natural disasters, such as flood, earthquake, fire, hurricane, explosion, etc. if the insured is unable to stay in the booked accommodation, the expenses incurred due to availing an additional emergency accommodation will be compensated.
    • Hijack Distress Allowance: In case of the hijack of a common carrier for specific hours, a distress allowance will be offered under Bharti AXA Travel Insurance.
    • Home Fire Insurance (Contents): In case of any loss or damage of the things at home due to a fire incident will be covered, while the insured is away from homeland.
    • Accidental Death & Permanent Total Disablement -Common Carrier: The policy compensates for the loss of life or permanent disability while travelling in a common carrier.
    • Compassionate Visit: Bharti AXA Travel Insurance compensates the expenses of the close family members visiting the insured while he/she has been hospitalized for more than 7 days continuously. The policy covers the return airfare of the immediate family member as well as stay expenses.
    • Missed Connection: In case the onward connecting flight of insured is missed due to the late arrival or cancel of connecting schedule flight, the additional expenses incurred will be covered by Bharti AXA Travel Insurance.
    • Emergency Cash Allowance: In case of loss or theft, the insured is provided with emergency travel cash. It covers mugging, dacoity and/or robbery.
    • Loss of Deposit or Cancellation - Hotel and Airline: Under Bharti AXA Travel Insurance, the insured is compensated for the loss of charges paid in advance or unavoidable cancellation of airline booking or hotel booking.
    • Bail Bond: The policy also pays for the bail amount if the insured is arrested or detained. This benefit is offered for any bailable offence while on a trip.

    Bharti Axa Travel Insurance: List of Exclusions

    • Cosmetic surgery: Travel insurance policy does compensate for the expenses incurred in cosmetic surgery.
    • Participation in Warfare: Bharti Axa travel insurance doesn’t offer insurance coverage for those who involve in any operation of Army, Navy or Air Force.
    • Self-inflicted injury: Suicide, attempt to suicide, alcoholism, depression, or any direct/indirect loss due to death, illness, etc. is not covered under Bharti Axa travel insurance.
    • Involvement in Risky Sports: Participating in adventurous sports such as mountaineering, scuba diving, paragliding, bungee jumping etc. are not covered unless specially mentioned in the policy documents.
    • Non-Allopathic Treatment: Expenses incurred towards availing treatment under Ayurveda, Homeopathy, Unani, Sidha etc. are not covered.
    • Medical expenses due to unproven treatment: If the insured is travelling without the consent of a doctor or is availing an unproven treatment.
    • Limitations in medical expenditure: In case of pre-existing illness, no daily allowance will be provided.
    • If the Treatment Could be Delayed: If the physician decides that the treatment could have been hold-up until the insured returns to India, no coverage will be given.

    Bharti Axa Travel Insurance Claim

     In case of an emergency, you can claim Bharti Axa travel insurance anytime. The policy is useful in claiming for cashless or reimbursement claim as per your convenient. Here’s how you can go with Bharti Axa travel insurance claim process:

    Cashless Claims registration

    • Immediately inform the insurer. You can contact on the 24x7 helpline. You can also contact the Travel Associate of Bharti Axa to process the claim fast.
    • To avail the worldwide assistance reach to them at +844-691-8883 (for Canada), +844-691-8885(for the USA) or +91-120-4593503 (for the rest of the world, excluding Canada and USA).
    • You can also register a claim by writing an email at[at]
    • The claim settlement officer will guide you about how to go with the Bharti Axa travel insurance claim. You can ether request for the claim form and download it from the official website.
    • Fill in the claim form, attach all the supporting documents, and send it by email or fax.
    • If it is a cashless claim, the insurance provider will directly settle the bills with the hospital authority

    Reimbursement Claims

    • When you avail the treatment form a non-network hospital abroad, pay the hospital’s bills on your own and register a reimbursement claim.
    • Make sure all the reimbursement claims are informed within 7 days from the incident
    • Send all the original documents including the bills and claim form
    • In case of a non-network hospital, the insurer will settle the claim within 30 days from the date of submission of claim documents.
    • If everything goes well, the insurer will compensate you within 21 days from receiving of all documents
    • In case of claim rejection, a letter explains the reason for claim rejection will be sent to you.

    Do's to Ensure Smooth Claim Process with Bharti Axa Travel Insurance

    These will ensure faster claim settlement:

    • Keep all the original receipts/bills of all purchase during your trip, especially the one that giving rise to claim.
    • Inform the insurer immediately, explain the incident in detail ad mention the claim amount properly in the claim form.
    • You can ask for a discount while availing medical consultation or hospitalisation
    • Notify the insurer in case you receive an email from overseas hospital authority or recovery agency for payment
    • Intimate the insurer about a medical evacuation or repatriation on time in order to get timely assistance
    • Consult the insurer in case of medical evacuation or undergoing treatment in India. (Not in case of emergency)

    Documents Required for Claiming Bharti Axa Travel Insurance

    • Duly filled in claim form
    • FIR in case of accidental/theft claim
    • Policy document
    • Original bills, receipt
    • Discharge summary
    • Doctor’s report sating about the type of illness or nature of the injury

    *The insurer may ask for further documentation if required

    How to Apply for Bharti Axa Travel Insurance?

    Bharti Axa Travel Insurance can be bought online or offline. In order to ensure the best travel insurance policy online, follow the below steps:

    • Visit the official website of the insurer
    • Browse over the travel insurance plans available
    • Ask for an insurance quote, calculate the premium
    • Buy online if the suggest plan suits your requirement. You can pay the premiums online through credit/debit card or net banking
    • Avail the policy document downloaded from the registered email id.

    If you want to buy this policy offline, you can either take help from an insurance broker. Just make sure you are not being persuaded wrongly

    Bharti Axa Travel Insurance Renewal

    In order to renew Bharti Axa travel insurance online

    • Visit the website of Bharti Axa
    • Go to the renewal option
    • Click on the type of policy
    • Pay the premiums online
    • Get the soft copy of the renewed policy mailed to your email Id and download it


    Renew the policy by visiting the official website of Bharti Axa. You can pay the premiums through cash or cheque.

    Bharti Axa Travel Insurance FAQs

    • Q1. How to pay a premium? What are the modes of payment available?

      Ans: Bharti AXA Travel Insurance premiums can be paid in three ways
      • Online Payment
      • Auto Debit with a mandate
      • Cash/ Cheque payment at banks

      The insured can sign the mandate that the company provides at the time, the policy is signed. You can also rule out that and pay the amount directly to the account either by cheque or cash or by online banking mode.

    • Q2. What is the procedure to check policy status for Bharti AXA travel insurance?

      Ans: The existing customer can directly go to the official website of Bharti Axa and provide the necessary details such as name, contact number, date of birth etc. You will notice a pop-up window showing your name and policy details. Just click on the Details tab. There you will find the last premiums payment date, the due date for the next premium and the number of payments to be paid. You can register your contact number as well to avail the updates on mobile. Thus, you can avail the details of the date and policy amount directly through SMS on your registered mobile number. So, whether it is student travel insurance plan or family travel insurance, get to know the status of your policy online instantly.
    • Q3.  How to renew my Bharti AXA travel insurance? Can I renew it online?

      Ans: Bharti Axa travel insurance can be renewed both online and offline. You will have to visit the official website and pay the premiums online to renew the policy. In order to pay it manually, visit the nearest branch, pay the premiums through cash or cheque and renew the policy.

      The insurer usually informs you when the renewal date is due. Just keep a track of this to avoid the last-minute rush. You can also renew Bharti Axa travel insurance by approaching an agent. The agent will complete the formalities on your behalf by submitting the renewal application and premium.

    • Q4. What’s the procedure to settle Bharti AXA travel insurance claim?

      Ans: Usually, Bharti Axa settles the claim within 7 days from the date of the incident. If you have opted for cashless medical assistance, you will get a travel card with the list of expenses covered starting from the nursing expenses. In the other case, the claim investigation officer will inspect the claim, make a report and basis on which, the claim will be settled accordingly. In case of an overseas claim, the insured can avail claim assistance form an associate service provider abroad to ensure a fast claim.
    • Q5. What is the process of cancelling travel insurance with Bharti AXA?

      Ans: You can cancel Bharti Axa travel insurance within the free-look period of 15 days, from the date of policy initiation. A policy can be cancelled if the insured finds it inadequate. If you want to cancel it, inform the insurer and fill the policy cancellation form. You may submit some documents to initiate the process and wait for a month. The insurer will cancel the policy and the premium will be refunded as per the pro-rata base.

      However, the free-look period is not applicable in case of a renewed policy.

    Average Rating
    (Based on 29 Reviews)
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    Bharti AXA Travel Insurance Reviews & Ratings

    4 / 5 (Based on 29 Reviews)
    (Showing Newest 25 reviews)
    Aruppukkottai, April 14, 2020
    Best claim services
    I had to file a claim when my mother had injured herself on our trip. The claim assistance team was very quick and efficient. I am glad I had the insurance.
    Madhugiri, April 13, 2020
    Very quick
    I got my travel insurance from Policybazaar and I got the policy papers in less than 15 minutes. That was fast and amazing.
    Kalna Court, April 09, 2020
    Easy and convenient
    I got my travel insurance from Policybazaar and they’ve made it so easy to get the insurance. It hardy took me 10 minutes.
    Agartala, April 08, 2020
    Nice services
    They give 24 hours assistance and have presence in a lot of countries. Amazing services.
    Jabalpur, August 02, 2016
    Travel Insurance
    After a long while, i had great holiday with my family. The full journey is save and secure because i have taken the travel insurance from bharti axa general insurance. The coverage is high and service is full of surprises. Great travel insurance.
    Chitarpur, July 21, 2016
    The travel insurance is very much important for good and safe journey. Insurance provides reimbursement of the lost baggage and valuable items. The bharti axa insurance is facilitate mediclaims also. The only thing is that the refund of the ticket amount is not possible.
    Lamtaput, July 05, 2016
    Travel Safety
    Last month i went out of the station for the vacations and took travel insurance plan from you. The policy is fantastic and policy coverage is good with good payback returns. Claims are easy to sanction by few clicks on the website of yours.
    Akbarpur, June 24, 2016
    Fair Policy
    My trip is so amazing because I have travel insurance plan which is very reasonable and premium is very low. The belonging is insured by the insurance policy and if lost it will reimbursed by the company. The medical care is also inbuilt in the policy but the refunds of the ticket amount is not possible.
    Bangalore, May 30, 2016
    Quality Investment
    Great deal which I took last month, bharti axa travel insurance plan. The policy provide perfect things which I needed. Service is fast which facilitate by the executives with calm behaviour. The luggage loss is reimburse by policy plan.
    Sonipat, May 30, 2016
    Poor Policy
    I'm really disappointed with the policy I have taken i.e., bharti axa travel insurance. Service is slow and the ticket cancellation is not refundable. Please make policy better for good response.
    Lucknow, May 30, 2016
    Manageable Plan
    I buy bharti axa travel insurance plan which provide the best service which is on time and quick too. Premium is low and claims are high. The policy cover many things like baggage loss, medical conditions, etc. Good investment which make the trip so simple.
    Gwalior, May 30, 2016
    Policy coverage is good ~90% and the premium is low. The company also arranges for emergency cash in case the insured suffered from cash loss due to theft, mugging, robbery or dacoity. Service is really very good, There is no doubt about it. Luggage lost is reimburse by the company.
    Ghaziabad, May 30, 2016
    Damn Good
    The premium is low and the policy coverage is high with good payback returns. Service is fast and luggage loss is recoverable by the policy. Good behaviour of the executives and staff members is nice. Loss of passport , travelers cheques, travelling tickets and documents if this happened the company will reimburse the actual expenses that is incurred to obtain duplicate or fresh passport or reasonable cost of replacing, obtaining the documents which have been stolen as well as the tickets are lost.
    Lonavla, May 30, 2016
    Above Average
    My policy is bharti axa travel insurance plan which is very nice plan. The premium is low and coverage is high. Service facilitate by the executives and staff of the company is fast and on time with clam behaviour. Good plan which reimburse the amount of loss baggage. Medical problems are inbuilt in the policy.
    Pune, May 30, 2016
    Responsive Faculty
    The Plan I have is very unique plan which makes travelling much easier. Bharti axa travel insurance plan is the policy which facilitate fantastic service. The luggage loss and the medical issues are covered in the plan. The daily updates about policy is mailed to me regularly.
    Raipur, May 30, 2016
    Awesome Plan
    Last month I go for a holiday trip, Unfortunately my luggage is lost but thank god I have travel insurance plan from bharti axa general insurance. The amount is reimburse with in a week. Good service and great policy. I'm fully satisfied with the plan. Thanks
    Delhi, May 30, 2016
    Premium is low and returns is high. Good policy coverage ~89% and the claims are high. Service is quick and no paperwork for any matter. Travelling make easier than never before. Luggage missing is reimburse by the company. Medical emergency is also built in the plan.
    Rohtak, May 30, 2016
    Normal Policy
    The policy I took is bharti axa travel insurance plan. Plan is really very good with good number of benefits. Premium is low, Policy coverage is high. Service facilitate by executives and staff member of the company is fast and time with calm behaviour. Nice investment which recover many cases like baggage lost and medical conditions.
    Fatehpur, May 30, 2016
    Perfect Plan
    After a long time, Got bharti axa travel insurance plan. Now I can travel free, no tension. The policy provide many benefits, claims, facilities which make trip simpler. The premium of the plan is also low what else a customer need. Just the refunds of ticket cancellations is not possible.
    Ooty, May 30, 2016
    Great Deal
    The bharti axa travel insurance plan is nice one. Policy coverage is high and claims are good. The travelling get easy and no tension on the whole trip. The luggage loss and medical insurance is inbuilt in the policy. Service is great which provided by the executives and staff members. Good plan, I like the policy.
    Buxar, May 30, 2016
    Not Satisfactory
    The travel insurance plan I have is not what I expected. Poor policy plan which has low coverage and the investment is high. Even no the ticket cancellation charges is not possible. The service is slow and web service is also slow. Not satisfied.
    Khalilabad, May 30, 2016
    Nice Insurance
    I buy travel insurance plan which has various benefits like low premiums and high paybacks. The policy coverage is high and the claims are good. The service facilitate by the executives and staff members is fast and on time. Good future investment.
    Jhansi, May 30, 2016
    High Coverage
    Friend of mine suggested me a travel insurance plan. After searching I purchase bharti axa travel insurance plan. The policy coverage is high and the premium is low. Good service facilitate by the executive is fast and on time. The reimbursement is also done by the company for many case like luggage lost, medical conditions, accidental death etc.
    Calicut, May 30, 2016
    Convenient Policy
    The last trip of mine is great because of your great service, Thank you bharti axa travel insurance. The service you provided is fantastic. Good coverage and claims are high. The main thing is the plan is so convenient i.e., the premium is low.
    Ashok_nagar, May 30, 2016
    Average Plan
    Bharti axa travel insurance plan is good in service. The premium is low and paybacks are high. Luggage loss is recoverable and medical conditions are inbuilt in the policy. But the refunds of ticket and dental problems are not possible in this policy.