Bharti Axa Travel Insurance Plan provides extensive coverage that will take care of all your needs from lost baggage, medical emergencies, financial emergencies etc. With a plethora of offers and benefits to customize from, Bharti Axa Smart Traveller for Individual and Families lets you choose a plan that meets all your travelling contingencies. This policy covers individuals in the age group of 3 months to 85 years, depending on the product variant you opt for.
Best Travel Insurance policies designed for all your needs.
Plans include global Covid-19 coverage
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Be it help with medical expenses or trip interruptions, Bharti AXA Travel Insurance Plans provide many pre-included coverage as well as customized add-ons.
Depending on whether you’re taking a trip to Europe or Asia, with or without family, your travel insurance plan will also change as per your budget and requirements.You can easily get quotes promptly and discounts on your desired travel insurance plan online from Bharti Axa or by visiting Policybazaar to find and comparing your best travel insurance plans.
Travelling overseas is fun and nothing should stop you from making the most of your trips, especially abroad Bharti Axa travel insurance ensures your safety throughout and provides the much-needed financial shield in case you face an eventuality while travelling. . Here’s why you should consider Bharti Axa travel insurance:
|Number of Countries Covered||130|
|Sum Insured||Up to 5,00,000 USD|
|In-house Claim Settlement||Available|
|Awards/Recognition||Customer Service Excellence Award at ABP News BFSI Awards, 2019|
Bharti Axa Travel Insurance plans can be categorised into the following types:
Other than these, there are also various group plans specifically made for corporate groups travelling abroad. Bharti Axa Travel Insurance plans have a number of products and subvarients which have been briefly discussed below:
|Policy Name||Product Variant||Sum Insured||Eligibility Criteria||Key Features|
|Bharti AXA Smart Traveller Insurance Policy (Individuals and Families)||Schengen Products||Minimum: 30,000 EurosMaximum: 1,00,000 Euros||3 months to 60 years||Medical ExpensesCompassionate VisitPersonal AccidentTotal loss of checked baggage|
|Non-Schengen Products||Minimum: 50,000 USDMaximum: 5,00,000 USD||3 months to 85 years||Dental Treatment ExpensesBail BondLegal ExpensesEmergency accommodation|
|Annual Multi-trip Products||Minimum: 1,00,000 USDMaximum: 5,00,000 USD||3 months to 70 years||Daily Allowance in case of hospitalizationMissed ConnectionHome Fire Insurance (in INR)Trip Cancellation and Interruption|
|Bharti AXA Smart Traveller Insurance Policy (Student)||Smart Traveller Student Standard||Minimum: 1,00,000 USDMaximum: 5,00,000 USD||Available for students in the age group of 16 to 40 yearsMaximum entry age restricted up to 40 years||Study InterruptionSponsor ProtectionMedical Expenses + CoveragesDaily Allowance in case of HospitalizationCompassionate Visit|
|Smart Traveller Student Silver|
|Smart Traveller Student Gold|
|Smart Traveller Student Platinum|
Here are the different plans and their variants offered by Bharti AXA Travel Insurance:
This policy is made for those individuals planning to travel abroad either alone or with their families. Depending on the geographical location there are different eligibility criteria and coverages. These are available for a wide age group starting with 3 months old individuals up to 85 years of age. Benefits include medical expenses, repatriation, medical evacuation, dental care expenses, daily allowances, compassionate visits and more. These are offered in the following variants:
This policy is specifically designed for Indian students who travel abroad for studies on a student/study visa. Expenses incurred due to emergency medical expenses like illness, injuries or death outside the Republic of India while being abroad are included. There are also other fight and travel-related contingencies covered.
To be eligible, the students need to be at least 16 years of age and not exceeding 40 years. The policy can be extended not more than up to 4 years. The minimum sum insured offered is 100,000 USD while the maximum SI is 5,00,000 USD under the different variants of Bharti AXA Smart Traveller Insurance Policy for Students.
As per the policyholder's requirements, there are various product variants of this plan along with 8 optional covers. Some of these include Treatment of Nervous/Mental Disorders, Medical expenses for intercollegiate sports injuries, Chiropractic Treatment, Outpatient Physiotherapy and more.
Please note that these require an additional payment on the premium. Following are the variants under this plan:
The insured is covered for the following risks while travelling under Bharti Axa Travel Insurance Policy:
Bharti Axa Travel Insurance can be bought online or offline. You can also compare the best travel insurance plans online on Policybazaar before making your decision. In order to ensure the best travel insurance policy online, follow the below steps:
Ans: Bharti AXA Travel Insurance premiums can be paid in three ways
The insured can sign the mandate that the company provides at the time the policy is signed. You can also rule out that and pay the amount directly to the account either by cheque or cash or by online banking mode.
Ans: The existing customer can directly go to the official website of Bharti Axa and provide the necessary details such as name, contact number, date of birth etc.
By doing this, you can avail the details of the date and policy amount directly through SMS on your registered mobile number. So, whether it is a student travel insurance plan or family travel insurance, get to know the status of your policy online instantly.
Ans: Bharti Axa travel insurance can be renewed both online and offline. You will have to visit the official website and pay the premiums online to renew the policy. In order to pay it manually, visit the nearest branch, pay the premiums through cash or cheque and renew the policy.
The insurer usually informs you when the renewal date is due. Just keep a track of this to avoid the last-minute rush. You can also renew your Bharti Axa travel insurance policy by approaching an agent. The agent will complete the formalities on your behalf by submitting the renewal application and premium.
Ans: Usually, Bharti Axa settles the claim within 7 days from the date of the incident. If you have opted for cashless medical assistance, you will get a travel card with the list of expenses covered starting from the nursing expenses. In the other case, the claim investigation officer will inspect the claim, make a report and the basis on which the claim will be settled accordingly. In case of an overseas claim, the insured can avail claim assistance from an associate service provider abroad to ensure a fast claim.
Ans: You can cancel Bharti Axa travel insurance within the free-look period of 15 days, from the date of policy initiation. A policy can be cancelled if the insured finds it inadequate. If you want to cancel it, inform the insurer and fill the policy cancellation form.
You may submit some documents to initiate the process and wait for a month. The insurer will cancel the policy and the premium will be refunded as per the pro-rata base. However, the free-look period is not applicable in case of a renewed policy.
The eligibility to avail travel insurance from Bharti Axa is:
|Minimum Entry Age for Non-Schengen plan||3 months to 85 years|
|Minimum Entry Age for Schengen plan||3 months to 60 years|
|Annual Multi-trip||3 months to 70 years|
|Based on merit (for the annual multi-trip)||Age group 60-85Age group 60-70|
|Dependent children||Up to the age 23 years, under floater sum insured|
The policy can be purchased for a maximum duration of 180 days and yes, there are floater options and special plans for children and senior citizens.
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