Future Generali offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of Future Generali
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to Future Generali for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the Future Generali policy
- The network hospital will send the hospital bill to Future Generali.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Intimate Future Generali about the hospitalization
- In case of planned hospitalization, inform the insurance provider before hospital admission.
- Obtain medical treatment
- During discharge, pay the hospital bill in full.
- Collect all the medical documents, hospital bills and receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim
About Future Generali Health Insurance
Future Generali health insurance plans are provided by Future Generali India Insurance Company. The company offers a range of health insurance plans designed to meet the health requirements of individuals, families, senior citizens, women, persons with disabilities, surrogate mothers, etc. Moreover, the insurer approves all cashless claim requests within 1 hour and ensures final settlement within 3 hours.
Types of Future Generali Insurance Plans
Future Generali Health Unlimited plan provides unlimited medical coverage to the policyholder once in the lifetime of the policy, along with the unlimited restoration of the sum insured. It also comes with other benefits like OPD cover, premium payback, inflation guard, etc.
Features and Benefits:
- Coverage for hospitalization expenses and home healthcare expenses are available
- OPD treatments, medical treatments abroad and accidental hospitalization are covered
- Unlimited cover, premium payback, unlimited restoration, and inflation guard are available
- Maternity expenses, AYUSH treatments, and modern treatments are covered
- Bariatric surgery, medical second opinion and emergency medical evacuation are available
- Cumulative bonus and wellness benefits are also available
- Mandatory co-payment waiver, consumables cover, and voluntary deductible are available as optional covers
Future Generali Health Xtra plan offers comprehensive coverage to the insured, right from paying medical bills to ensuring overall well-being.
Features and Benefits:
- Hospitalization expenses, home healthcare expenses and OPD treatments are covered
- Emergency medical evacuation, patient care and accompanying person benefit are available
- Accidental hospitalization, bariatric surgery and modern treatments are covered
- E-opinion, restoration of sum insured, wellness benefits and cumulative bonus are available
- PED coverage for ABCD illness, critical illness booster and accident care are available as optional covers
- Optional covers, such as consumables cover, cumulative bonus booster, mandatory co-pay waiver, etc., are available
Future Generali Varistha Bima is a senior citizen health insurance policy designed to cover the medical expenses incurred by elderly people aged 60 years and above.
Features and Benefits:
- Coverage for hospitalization expenses and day care treatments are available
- Road ambulance charges and pre & post-hospitalization expenses are covered
- Free annual health check-ups are also available
- No pre-insurance medical examination below ₹7.5 lakh sum insured
Future Generali DIY Health plan is a comprehensive plan that allows policyholders to customize their coverage by opting for several benefits. The plan comes in three variants – Mini, Medi and Max.
Features and Benefits:
- In-patient hospitalization, OPD treatments and mental/psychiatric conditions are covered
- HIV/ AIDS cover, screenings & vaccinations and modern treatments are available
- LASIK surgery, bariatric surgery, gender reassignment surgery and cataract surgery are covered
- Restoration of the sum insured, cumulative bonus and wellness benefits are available
- Optional covers, such as maternity benefit, critical illness booster, accident booster, etc., are available
- Convalescence benefit, hospital cash benefit, consumables cover and accidental death cover are also available as optional covers
- Options to add home healthcare expenses, emergency air ambulance, cumulative bonus booster, etc., are available
Future Generali Health Total plan provides comprehensive medical coverage to the insured against planned and emergency expenses. It is available in three variants – Vital, Superior and Premiere.
Features and Benefits:
- Coverage for hospitalization expenses and outpatient medical expenses are available
- Alternative treatments, medical treatments abroad and accidental hospitalization are covered
- Maternity benefit, newborn baby benefit and child vaccination benefit are available
- Day care treatments, domiciliary hospitalization and road ambulance charges are covered
- Patient care, accompanying person benefit, emergency medical evacuation and e-opinion are available
- Restoration of the sum insured, cumulative bonus and wellness benefits are available
Future Generali Advantage Top Up is a top up health insurance policy that comes with a mandatory deductible. The plan comes in two variants – Supreme and Elite.
Features and Benefits:
- In-patient treatment, day care expenses and alternative treatments are covered
- Organ donor cover and emergency ambulance cover are available
- Both pre & post-hospitalization expenses are covered
Future Generali Health Absolute is a comprehensive health insurance policy that provides coverage for a wide range of medical expenses. It is available in three variants – Classic, Platinum and Signature.
Features and Benefits:
- Coverage for in-patient treatment, home healthcare and OPD treatments are available
- Maternity expenses, infertility expenses and newborn baby expenses are covered
- Patient care, accompanying person benefit and child vaccination benefit are available
- Medical treatments abroad, accidental hospitalization and bariatric surgery are covered
- Emergency medical evacuation, e-opinion and organ donor cover are available
- Cumulative bonus, restoration of the sum insured and wellness benefits are available
Future Generali Health Vital plan has been designed to make medical insurance affordable and accessible to all.
Features and Benefits:
- In-patient hospitalization, modern treatments and AYUSH treatments are covered
- Coverage for maternity expenses, day care treatments and emergency road ambulance are available
- Mental disorders, bariatric surgery, LASIK surgery and cataract surgery are covered
- Cumulative bonus is also available
- Non-medical expenses are covered as an optional benefit
Future Generali Health Elite plan comes with high sum insured options, covering all overall health needs of the insured.
Features and Benefits:
- Coverage for hospitalization within India and medical treatments abroad are available
- Maternity expenses, newborn baby expenses and vaccination charges are covered
- OPD cover, accompanying person benefit, and additional sum insured for accidental hospitalization are available
- Bariatric surgery, prosthetic implants and alternative treatments are covered
- E-opinion, restoration of the sum insured and wellness benefits are available
Future Generali Health Suraksha plan covers the medical expenses incurred by individuals and families. This plan is sub-categorized into four variants – Gold, Platinum, Topaz and Ruby.
Features and Benefits:
- Hospitalization expenses, including pre and post-hospitalization expenses are covered
- Hospital cash benefit, patient care and accompanying person benefit are available
- Ambulance charges, day care procedures and accidental hospitalization are covered
- Recharge of sum insured, cumulative bonus and preventive health check-ups are available
Future Generali Criticare is a critical illness insurance policy that provides financial support to people against the treatment of 12 listed critical illnesses. However, the plan comes with a waiting period of 90 days.
Features and Benefits:
- Lump sum benefit will be paid on the diagnosis or occurrence of 12 specified critical illnesses
- A survival period of 28 days applies to the policy.
- No pre-policy medical examination required for up to 45 years and ₹5 lakh sum insured
Future Generali PowHER is a women health insurance policy designed to cover the health needs of women, including reproductive health, hormonal health and mental health. The plan comes in three variants – Essential, Advance and Supreme.
Features and Benefits:
- In-patient hospitalization, OPD treatments and home healthcare treatments are covered
- Maternity benefit, ante-natal care and miscarriage & medical termination of pregnancy are available
- Cost of newborn baby treatments, vaccinations, defects and stem cell storage are covered
- Cancer care booster, alternative treatments and restoration of sum insured are available
- LASIK surgery, bariatric surgery, cataract surgery and cosmetic/plastic surgery are covered
- Women care, including infertility expenses, voluntary sterilization, puberty & menopause disorders, etc., are available
- Senior care, temporary domestic help, nursing care and preventive care are also available under the women care benefit
- Critical care benefit, e-medical second opinion, personal accident cover, etc., are available as optional covers
- Option to choose voluntary co-payment is also available
Future Generali Hospicash plan provides a daily cash benefit in case of hospitalization to pay for ancillary expenses, like food charges, travel expenses, etc. The plan is available in four variants.
Features and Benefits:
- Hospital cash benefit for each day of accidental or sickness hospitalization is available
- ICU benefit is available for a maximum of 10 days per hospitalization and 20 days per policy period
- Twice the per day benefit is paid if the insured is admitted to the ICU within the city of residence
- Thrice the per day benefit is paid if the insured is admitted to the ICU outside the city of residence
- Convalescence benefit of ₹5000 is paid if hospitalized for more than 10 days
- Pre-policy medical tests are waived off up to the age of 55 years.
Future Generali Arogya Bima provides coverage for individuals and families at an affordable premium.
Features and Benefits:
- In-patient treatment, including pre and post-hospitalization expenses, are covered
- Day care treatments and AYUSH cover are available
- No pre-insurance medical examination for up to 50 years
Future Generali Arogya Sanjeevani policy is an affordable health insurance policy that provides medical coverage to individuals and families.
Features and Benefits:
- Coverage for in-patient, pre & post-hospitalization and day care expenses are available
- AYUSH treatments, cataract treatment and emergency ambulance expenses are covered
- Cumulative bonus is available
- Plastic surgery and dental treatment necessitated due to injury/illness are covered
Future Generali Accident Suraksha plan pays compensation in case an accident results in the disability or death of the policyholder. This mediclaim policy provides financial protection to both the insured as well as their family members.
Features and Benefits:
- Death or permanent total/partial disability resulting from an accident is covered
- Temporary total disability, repatriation benefit and funeral benefit are available
- Loan protector, adaptation allowance and family transportation allowance are available as optional covers
- Optional covers, such as accidental medical expenses, life support benefit, child education support and accidental hospitalization are also available
- Option to buy hospital cash allowance, adventure sports benefit and broken bones benefit are also available
Future Generali HIV & Disability Suraksha plan provides medical coverage to persons with disabilities and those suffering from HIV AIDS.
Features and Benefits:
- Coverage for in-patient care, cataract treatment and day care treatments are available
- Both pre-hospitalization and post-hospitalization expenses are covered
- Emergency ground ambulance cover is available
- Modern treatments and AYUSH treatments are covered
Future Generali Cover for Sports plan is designed to pay for the medical expenses incurred on the treatment of different types of injuries from sports.
Features and Benefits:
- Accidental death, permanent total/partial disability and temporary total disability are covered
- Repatriation benefit and funeral benefit are available
- Optional covers, such as child education support, life support benefit, loan protector, etc., are available
- Accidental hospitalization, broken bones benefit, hospital cash allowance and air ambulance cover are also available as optional covers
- Option to choose adventure sports benefit and adaptation allowance are also available
Future Generali Surrogacy Health plan covers the medical expenses incurred by surrogate mothers and oocyte donors.
Features and Benefits:
- Coverage for in-patient hospitalization and day care treatments are available
- Robotic surgeries and pre & post-hospitalization expenses are covered
- Emergency ground ambulance cover is available
Future Generali Sukshma HospiCash plan pays a hospital cash allowance to the insured for each day of hospitalization to reduce financial burden.
Features and Benefits:
- Daily hospital cash and daily ICU cash are available
- Twice the daily hospital cash is available for each day of ICU hospitalization
- ICU benefit is available for a maximum of 10 days per hospitalization and 20 days a year
- Maternity benefit and convalescence benefit are available as optional covers
- Optional covers, such as deductible option, pre-existing disease cover, etc., are available
Future Generali Surakshit Loan Bima provides financial assistance to the policyholder to pay off their loan if they meet with an accident or are diagnosed with a listed critical illness. However, it comes with a critical illness waiting period of 90 days.
Features and Benefits:
- Lump sum benefit is payable on diagnosis/occurrence of 18 critical illnesses
- Personal accident cover is available for accidental death and permanent total disability
- Loss of job is available as an optional cover
Key Benefits of Future Generali Health Insurance
or select from popular citiess In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Search Future Generali Cashless Network Hospital list
Policybazaar Claim Process
Here is the list of documents required to file a Future Generali health insurance claim:
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Claim FormDuly filled and signed Future Generali health insurance claim form
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Health Card/Policy CopyHealth card or a copy of Future Generali health insurance policy
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Medical DocumentsHospital discharge card, doctor’s prescriptions, test reports, etc.
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Medical Bills & Payment ReceiptsAll medical bills, including hospital bills and pharmacy bills, along with payment receipts
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KYC DocumentsKYC documents to be submitted for claims above ₹1 lakh
Note: The exact list of claim documents varies from case to case. Contact the customer support team for the complete list.
The process to buy a Future Generali Health Insurance plan is given below:
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Visit the Health Insurance SectionGo to the ‘Health insurance’ section on Policybazaar.com
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Fill in Personal DetailsProvide necessary details like age, mobile number, city, medical history, gender, etc.
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Pay the Premium OnlineChoose your preferred Future Generali health insurance policy and pay the premium online
The process to renew a Future Generali Health Insurance plan is given below:
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Go to the Renewal SectionNavigate to the ‘Renew Your Policy’ tab on Policybazaar.com and select ‘Health Renewal’
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Verify Your IdentityEnter your registered mobile number and the OTP sent to your device
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Pay the Renewal Premium OnlineSelect the Future Generali health insurance policy you want to renew and pay the premium online
Explore Future Generali Health Insurance
Here are the contact details of Future Generali Health Insurance Company Limited:
| Categories | Contact Details |
|---|---|
| Toll-free Number | 1800 500 3333 |
| Phone Number | 022 6783 7800 |
| WhatsApp Number | +91 76780 06000 |
| Email id | GCIcare@generalicentral.com |
Future Generali Health Insurance: FAQs
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Q1. How to pay the Future Generali health insurance premium? What are the modes of payment available?
Ans: Future Generali health insurance premium can be paid online via debit card, credit card, UPI and net banking. You can also sign a mandate for automatic deduction of premium from your bank account at the time of buying the policy.
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Q2. How can I check the Future Generali health insurance policy status?
Ans: You can check the Future Generali health insurance policy status on the website of the insurance company. If you have purchased the policy from Policybazaar.com, you can call their customer support to know your policy status.
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Q3. What is the Future Generali health insurance renewal process?
Ans: You can renew the Future Generali health insurance policy online on the website of the insurance company by providing your policy details and paying the renewal premium via debit/credit card, UPI or net banking. You can also speak to the Future Generali health insurance customer care and request a renewal.
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Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
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