Care Health Insurance for Maternity

(87 Reviews)
Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Care Health Insurance for Maternity

      Care Joy is a maternity health insurance plan with minimal exclusions and unique features such as no lower or upper cap on the entry age, inbuilt maternity and newborn benefits and many more. It is available in two variants- Joy Today and Joy tomorrow. Both the variants have the same feature the only difference is the waiting period for maternity cover i.e. 9 months and 24 months respectively.

      Read More

      Highlights

      Network Hospitals

      7800+

      Claim Settlement Ratio ( 2018-19)

      93%

      Maternity Cover

      Provided

      New born Baby Cover

      Up to 90 days

      Features of Care Health Insurance for Maternity

      • Cashless hospitalization in more than 7800 network hospitals
      • No-claim Increased sum insured on every claim-free year
      • Maternity benefit along with Newborn baby cover after a short waiting period
      • Direct claim settlement, without the intervention of TPA
      • No claim bonanza optional cover for 100% increase in the sum insured
      • Tax benefits under section 80D

      Eligibility Criteria        

      The eligibility criterion to buy this policy is minimum 18 years and maximum 45 years.

      Inclusions of Care Health Insurance for Maternity

      • Hospitalization Expenses: In-patient hospitalization expenses, including surgical operations, nursing care, doctor’s fees, operation theatre charges, ICU charges, pathology, x-rays, diagnostic tests, prosthetic implants, etc.
      • Pre & post hospitalization Cover: The expenses are covered for 30 days and 60 days respectively 
      • Maternity Cover: The policy covers maternity-related hospitalization expenses incurred during the normal or cesarean delivery
      • Prenatal and Post-natal Expenses: Both are also covered up to Rs 35,000 for SI of Rs 3 Lakh and up to Rs 50,000 for SI of Rs 5 Lakh
      • New-born Baby Cover: Joy covers the medical expenses of your new born from birth till the completion of 90 days. After the completion of 90 days, the baby would be covered under a regular health plan by paying extra premium
      • Daycare Treatment: Daycare expenses are covered as well

      Exclusions of Care Health Insurance for Maternity

      Claims are not permissible for the following medical expenses:

      • Expenses incurred on infertility and in-vitro fertilization
      • Non-allopathic treatments
      • Congenital diseases
      • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
      • Medical care required due to self-inflicted injuries, suicidal attempts, etc.
      • Dental treatment and cost of contact lenses/spectacles is also not covered

      To know more about Care Joy maternity health insurance policy or any other insurance-related information you can speak to our experts and select a health plan that you and your spouse would need.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Inpatient vs Outpatient Hospitalization

      02 May 2023

      Health insurance plans often talk about two types of
      Read more
      Difference Between Individual Health Insurance and Group Health Insurance

      06 Apr 2023

      Buying health insurance has become one of our top priorities
      Read more
      Does Health Insurance Cover H3N2 Virus?

      20 Mar 2023

      The seasonal H3N2 virus is rapidly spreading across India. As per
      Read more
      Common Wellness Benefits Offered by Health Insurance Plans

      14 Feb 2023

      Health is the biggest wealth in the true sense. No matter how much
      Read more
      Should You Buy a Super Top-up Health Insurance Policy?

      18 Jan 2023

      India is abuzz with a variety of health insurance plans to cater
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Waiting Period in Health Insurance
      The waiting period in health insurance refers to the duration before which certain diseases will not be covered by
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL