Care Health Insurance for Maternity

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      Care Health Insurance for Maternity

      Care Health Insurance for maternity covers the medical expenses related to pregnancy and delivery of a baby. It covers the maternity expenses incurred by the mother as well as the treatment cost of the newborn baby. Most Care health insurance plans offer maternity benefit as an optional cover and comes with a waiting period of 2 years.

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      Care Health Insurance Plans for Maternity

      Given below is the list of Care health insurance plans covering maternity expenses:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Care Joy Health Insurance Plan Rs 35,000 to Rs 50,000 9 months
      Care Health Insurance Plan Up to Rs 2 lakh 24 months
      Care Classic Plan Rs 15,000 to Rs 25,000 24 months
      Care Plus Plan Rs 15,000 to Rs 25,000 24 months

      Eligibility Criteria for Care Health Insurance for Maternity

      Here are the eligibility criteria to buy a Care health insurance plan for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 45 years
      No age limit (For Care Health Insurance Plan)
      Renewability Lifelong

      Key Benefits of Care Health Insurance for Maternity

      Check out the key benefits of buying a Care health insurance maternity cover:

      • No pre-policy medical check-up is required
      • Maternity coverage is available under floater sum insured basis under most plans
      • Worldwide coverage is available under some plans
      • 5% online discount is available
      • Up to 10% family discount is available
      • Up to 10% multi-year discount is available
      • 10% early bird discount is available
      • 10% loyalty discount is available
      • Tax deductions on Care health insurance for maternity cost are available under Sec 80D, Income Tax Act.

      Inclusions of Care Health Insurance for Maternity

      Care health insurance for maternity includes the following:

      • Delivery expenses, including normal, complicated and caesarean deliveries
      • Pre-natal and post-natal expenses
      • Newborn baby cover
      • Involuntary medical termination of pregnancy
      • Newborn baby defects (Coverage for Down Syndrome and Cerebral Palsy)
      • Assisted reproductive treatment

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Care Health Insurance for Maternity

      The following medical expenses are excluded by the Care health insurance plan for maternity:

      • Non-accidental miscarriage
      • Voluntary medical termination of pregnancy
      • Ectopic pregnancy
      • Sterility and infertility
      • Dietary supplements or substances
      • Non-medical items
      • Non-allopathic treatment


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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