Care Health Insurance for Maternity

Highlights

Features of Care Health Insurance for Maternity

• Cashless hospitalization in more than 7800 network hospitals
• No-claim Increased sum insured on every claim-free year
• Maternity benefit along with Newborn baby cover after a short waiting period
• Direct claim settlement, without the intervention of TPA
• No claim bonanza optional cover for 100% increase in the sum insured
• Tax benefits under section 80D

Eligibility Criteria        

The eligibility criterion to buy this policy is minimum 18 years and maximum 45 years.

Inclusions of Care Health Insurance for Maternity

• Hospitalization Expenses: In-patient hospitalization expenses, including surgical operations, nursing care, doctor’s fees, operation theatre charges, ICU charges, pathology, x-rays, diagnostic tests, prosthetic implants, etc.
• Pre & post hospitalization Cover: The expenses are covered for 30 days and 60 days respectively 
• Maternity Cover: The policy covers maternity-related hospitalization expenses incurred during the normal or cesarean delivery
• Prenatal and Post-natal Expenses: Both are also covered up to Rs 35,000 for SI of Rs 3 Lakh and up to Rs 50,000 for SI of Rs 5 Lakh
• New-born Baby Cover: Joy covers the medical expenses of your new born from birth till the completion of 90 days. After the completion of 90 days, the baby would be covered under a regular health plan by paying extra premium
• Daycare Treatment: Daycare expenses are covered as well

Exclusions of Care Health Insurance for Maternity

Claims are not permissible for the following medical expenses:

• Expenses incurred on infertility and in-vitro fertilization
• Non-allopathic treatments
• Congenital diseases
• Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
• Medical care required due to self-inflicted injuries, suicidal attempts, etc.
• Dental treatment and cost of contact lenses/spectacles is also not covered

To know more about Care Joy maternity health insurance policy or any other insurance-related information you can speak to our experts and select a health plan that you and your spouse would need.