Star Comprehensive Health Insurance for Maternity

Star Comprehensive Insurance Policy is an all-inclusive health plan with maternity cover. In addition to basic medical insurance benefit, this plan offers some unique coverage benefits to the insured. The entire family can be covered under this one plan, and expecting parents can buy this to get newborn baby cover as well. With no-capping and sub-limits and health insurance cover up to Rs 1 Crore, this health plan is surely a suitable option for many people.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Star Comprehensive Health Insurance for Maternity

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time


    Star Health Network Hospitals




    Number of Claims Settled 

    4.9 million

    Claim Settlement Ratio


    Key Features of Star Comprehensive Health Insurance for Maternity

    • Wide Sum Insured Options- Rs 5 Lakh to Rs 1 Crore
    • Co-Payment- No co-payment is required up to 60 years of age. 10% of co-payment is applicable only after 61 years of age
    • Pre-existing Illnesses- If you have any pre-existing illnesses, they should be covered after the completion of the given waiting period
    • Lifelong Renewability- Star medical insurance plans offer lifetime renewability and cover you throughout your life
    • Cashless Hospitalization- Without spending a penny from your pocket you can get the best treatment in more than 9900 registered hospitals

    Eligibility Criteria:

    Individuals within the age group of 18 years to 65 years can get insured under this comprehensive insurance plan. Dependent children who are within the age group of 3 months to 25 years can also get insurance benefits along with their parents.

    Inclusions of Star Comprehensive Health Insurance for Maternity

    • Pre-hospitalization: Pre-hospitalization expenses up to 60 days before getting admitted into the hospital
    • Hospitalization Expenses: Room rent charges, nursing and boarding expenses as per the specified limits. It also covers the fees charged by a surgeon, anaesthetist, medical practitioner, consultants, and specialist. Expenses incurred on diagnostic procedures, oxygen, operation theatre, medicines, and Pacemaker
    • Ambulance Charges: Emergency ambulance transportation charges are also covered
    • Maternity Cover- Both normal and cesarean delivery hospitalization is covered
    • Newborn baby Insurance: Newborn baby cover including vaccination up to a specified limit
    • Organ Donor Expenses: Organ donor expenses are covered up to a specified limit
    • Emergency Air ambulance: Air ambulance charges can also be covered
    • Post-hospitalization expenses: Post-hospitalization expenses incurred after 90 days of the discharge from the hospital
    • Domiciliary hospitalization: Domiciliary hospitalization expenses for any treatment taken at home as per the specified limit
    • Health Check-up Facility: Expenses incurred on health check-ups up to the specified limits
    • Accidental Death and Permanent Total Disability Cover: Accidental Death and Permanent total disabilities are also covered
    • Dental Cover: Dental / Ophthalmic OPD treatment once in 3-years can also be claimed
    • Bariatric Surgery Cover- Payable up to the specified limits after the waiting period is over
    • Ayush Treatment Cover- Hospitalization expenses incurred on Ayurveda, Homeopathy, Unani and Siddha can be claimed under this star health insurance policy
    • Second Medical Opinion Cover- The insured can avail a second medical opinion from the Company’s network of doctors. The medical records need to be sent to

    Exclusions of Star Comprehensive Health Insurance for Maternity

    The exclusions or limitations under the Star health insurance for maternity are enumerated below:

    • Circumcision, removal of SMEGMA, Frenuloplasty, etc. cannot be claimed
    • Congenital conditions and Anamolies are also excluded
    • STDs and Veneral diseases
    • Intentional self-injuries or suicide
    • Drugs/ Alcohol/ tobacco/smoking/ and use of other intoxicating substances
    • Injuries directly or indirectly related to nuclear weapons

    It is suggested that you read the policy wordings before paying the premium. To know more about the plan details you can call us on our toll-free numbers i.e. 1800-419-7715 for the first time buyers or dial 1800-258-5970 if you are an existing customer and get all your queries solved.

    Health insurance articles

    Recent Articles
    Popular Articles
    Is Dermatology Covered by Health Insurance Plans?

    21 Oct 2021

    The prevalence of dermatology has risen significantly in India...
    Does Health Insurance Cover Orthopaedic Surgery?

    09 Oct 2021

    Orthopaedic health conditions have become quite common in India...
    Claim Settlement Ratio Vs Incurred Claim Ratio - Know the Difference

    07 Oct 2021

    Every health insurance plan comes with unique benefits to attract...
    What Is The Right Age To Purchase A Health Insurance Policy?

    30 Sep 2021

    Every person must have a health insurance policy to deal with...
    Does Your Health Insurance Remain Valid If You Move Abroad?

    30 Sep 2021

    Health insurance is one of the best investments that you can make...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Best Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Download the Policybazaar app
    to manage all your insurance needs.