Star Health Insurance for Maternity

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      Star Health Insurance for Maternity

      Star Health Insurance for maternity provides coverage for pregnancy-related expenses, including delivery expenses, pre-natal expenses and post-natal expenses. It also covers the cost of any treatment availed by the newborn baby, including internal congenital defects. However, Star Health and Allied Insurance offer maternity coverage after a waiting period, ranging from 1 year to 3 years, depending on the plan.

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      Star Health Insurance Plans for Maternity

      Check out the Star health insurance plans that provide maternity coverage:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Star Women Care Insurance Plan Rs 25,000 to Rs 1 lakh 2 years
      Star Comprehensive Insurance Plan Rs 15,000 to Rs 1 lakh 2 years
      Star Super Surplus Insurance Plan Rs 50,000 1 year
      Star Young Star Insurance Plan Rs 30,000 3 years
      Star Health Assure Insurance Plan 10% of the sum insured 2 years

      Eligibility Criteria for Star Health Insurance for Maternity

      Here are the eligibility criteria for buying a Star health insurance policy for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 40 years (For Young Star Insurance plan)
      65 years (For Comprehensive and Star Surplus plans)
      75 years (For Women Care and Health Assure plans)
      Renewability Lifelong

      Key Benefits of Star Health Insurance for Maternity

      Check out the key benefits of buying maternity insurance from Star Health & Allied Insurance:

      • Pregnant women are eligible to buy the Star Women Care Insurance plan
      • No pre-acceptance screening is required
      • Up to 11.25% long-term discount is available
      • Up to 20% wellness discount is available
      • Up to 40% floater discount is available
      • 90% of cashless claim requests are processed within 2 hours by the in-house claims team
      • Tax benefits on premiums are available under Sec 80D, Income Tax Act.

      Inclusions of Star Health Insurance for Maternity

      Star health insurance for pregnancy includes the following coverage:

      • Normal and caesarean delivery expenses
      • Pre-natal expenses
      • Post-natal expenses
      • Newborn baby cover
      • Newborn baby’s vaccination expenses
      • Internal congenital disorders
      • Lawful medical termination of pregnancy
      • In Utero Fetal Surgery/Repair
      • Assisted reproductive treatment
      • Ante-natal care
      • Miscarriage due to accident
      • Metabolic screening
      • Paediatrician consultation

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Star Health Insurance for Maternity

      The following medical expenses are excluded under Star health insurance plans for maternity:

      • Pre-hospitalization and post-hospitalization
      • External congenital anomalies
      • Dietary supplements and substances
      • Intentional self-injuries or suicide
      • Non-medical expenses
      • Treatment for drugs/ alcohol/ tobacco/ smoking and addiction to other intoxicating substances
      • Injuries directly or indirectly related to nuclear weapons.


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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