Star Health Insurance for Maternity

Star Health Insurance for Maternity

Star Health Insurance for maternity provides coverage for pregnancy-related expenses, including delivery expenses, pre-natal expenses and post-natal expenses. It also covers the cost of any treatment availed by the newborn baby, including internal congenital defects. However, Star Health and Allied Insurance offer maternity coverage after a waiting period, ranging from 1 year to 3 years, depending on the plan.

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Star Health Insurance Plans for Maternity

Check out the Star health insurance plans that provide maternity coverage:

Eligibility Criteria for Star Health Insurance for Maternity

Here are the eligibility criteria for buying a Star health insurance policy for maternity:

Key Benefits of Star Health Insurance for Maternity

Check out the key benefits of buying maternity insurance from Star Health & Allied Insurance:

• Pregnant women are eligible to buy the Star Women Care Insurance plan
• No pre-acceptance screening is required
• Up to 11.25% long-term discount is available
• Up to 20% wellness discount is available
• Up to 40% floater discount is available
• 90% of cashless claim requests are processed within 2 hours by the in-house claims team
• Tax benefits on premiums are available under Sec 80D, Income Tax Act.

Inclusions of Star Health Insurance for Maternity

Star health insurance for pregnancy includes the following coverage:

• Normal and caesarean delivery expenses
• Pre-natal expenses
• Post-natal expenses
• Newborn baby cover
• Newborn baby’s vaccination expenses
• Internal congenital disorders
• Lawful medical termination of pregnancy
• In Utero Fetal Surgery/Repair
• Assisted reproductive treatment
• Ante-natal care
• Miscarriage due to accident
• Metabolic screening
• Paediatrician consultation

Note: The above inclusions may vary from one maternity plan to another.

Exclusions of Star Health Insurance for Maternity

The following medical expenses are excluded under Star health insurance plans for maternity:

• Pre-hospitalization and post-hospitalization
• External congenital anomalies
• Dietary supplements and substances
• Intentional self-injuries or suicide
• Non-medical expenses
• Treatment for drugs/ alcohol/ tobacco/ smoking and addiction to other intoxicating substances
• Injuries directly or indirectly related to nuclear weapons.

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