Magma HDI Health Insurance for Maternity

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      Magma HDI Health Insurance for Maternity

      Magma HDI Health Insurance for maternity provides coverage for medical expenses incurred during pregnancy, including the cost of normal and C-section deliveries. It also covers the cost of abortion, IVF treatment and newborn baby treatment & vaccination, among others. However, maternity coverage by Magma HDI General Insurance Company can be availed after a waiting period of 4 years.

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      Magma HDI Health Insurance Plans for Maternity

      Check out the list of Magma HDI health insurance plans that cover maternity expenses:

      Name of the Plan Delivery Expenses Limit  Maternity Waiting Period
      Magma HDI OneHealth Insurance Plan Up to Rs 1 lakh 4 years

      Eligibility Criteria for Magma HDI Health Insurance for Maternity

      Here are the eligibility criteria to buy a Magma HDI health insurance policy for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age No age limit
      Renewability Lifelong

      Key Benefits of Magma HDI Health Insurance for Maternity

      Given below are the key benefits of buying a Magma HDI health insurance for maternity policy:

      • Cumulative bonus is available for every claim-free year
      • Annual health check-up benefits are available
      • Up to 10% fitness reward discount can be earned on renewal health insurance premium
      • Up to 12.5% tenure discount is available
      • 5% cross-sell discount is available
      • 10% direct sourcing discount is available
      • 7.5% credit score discount is available
      • Tax benefits are available on the premium paid to buy a maternity insurance plan

      Inclusions of Magma HDI Health Insurance for Maternity

      Magma HDI health insurance includes the following coverage:

      • Delivery of the newborn baby
      • Lawful medically necessary termination of pregnancy
      • Abortion
      • Miscarriage
      • Newborn baby cover
      • Vaccination for the newborn baby
      • IVF treatment cover (Covered after a 3-year waiting period)

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Magma HDI Health Insurance for Maternity

      The following medical expenses are excluded from Magma HDI health insurance for maternity:

      • Harvesting and storage of stem cells
      • Ectopic pregnancy
      • Pre-hospitalization and post-hospitalization expenses
      • Assisted reproduction services
      • Sterilization and contraception
      • Reversal of sterilization
      • Gestational surrogacy
      • External congenital anomaly
      • Dietary substances and supplements

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