Niva Bupa Health Insurance for Maternity

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      Niva Bupa Health Insurance for Maternity

      Niva Bupa Health Insurance for maternity covers the medical expenses incurred during pregnancy, including delivery charges, pre-natal & post-natal costs, etc. It also covers the cost of the newborn baby’s treatment and lawful termination of pregnancy. However, policyholders can avail maternity benefits under Niva Bup health plans after a waiting period of 2 years.

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      Niva Bupa Health Insurance Plans for Maternity

      Take a look at the Niva Bupa health insurance plans that cover maternity expenses:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Niva Bupa HeartBeat Plan Rs 20,000 to Rs 2 lakh 2 years
      Niva Bupa Health Premia Plan Rs 35,000 to Rs 2 lakh 2 years

      Eligibility Criteria for Niva Bupa Health Insurance for Maternity

      Check out the eligibility criteria to buy a Niva Bupa maternity cover plan:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years
      Renewability Lifelong

      Key Benefits of Niva Bupa Health Insurance for Maternity

      Here are some of the key benefits of buying a Niva Bupa maternity insurance plan:

      • Coverage is available under family first and family floater variants
      • No pre-insurance medical check-up is required in most cases
      • Up to 15% term discount is available
      • Up to 20% co-payment discount is available
      • Maternity expenses incurred abroad are covered under some plans
      • Tax deductions on maternity health insurance premiums are available as per Sec 80D, Income Tax Act.
      • Niva Bupa Health Insurance Company processes most cashless claims within 30 minutes.

      Inclusions of Niva Bupa Health Insurance for Maternity

      The following maternity expenses are included in Niva Bupa health insurance plans:

      • Normal and C-section delivery expenses
      • Medical termination of pregnancy
      • Newborn baby cover
      • Vaccination of the newborn baby
      • Pregnancy complications
      • Pre-natal and post-natal expenses
      • Cord blood banking cost cover
      • Pharmacy and diagnostic services

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Niva Bupa Health Insurance for Maternity

      Niva Bupa health insurance for maternity does not cover the following:

      • Harvesting or storage of stem cells
      • Pre-hospitalization and post-hospitalization expenses
      • Ectopic pregnancy
      • External congenital anomaly
      • Sterility and infertility
      • Dietary supplements and substances
      • Ancillary hospital charges


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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