Zuno Health Insurance for Maternity

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      Zuno Health Insurance for Maternity

      Zuno Health Insurance for maternity offers comprehensive medical coverage for mothers during pregnancy and their newborn babies. It includes coverage for delivery expenses, pre & post-natal expenses, infertility treatment, surrogate mothers, and newborn vaccinations. However, the waiting period for maternity insurance claims varies between 12 and 48 months, depending on the chosen plan.

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      Zuno Health Insurance Plans for Maternity

      Take a look at the list of Zuno health insurance plans covering maternity expenses:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Zuno Health Insurance Plan Rs 50,000 to Rs 2 lakh 48 months
      Zuno HealthPlus Plan Rs. 25,000- Rs. 5,00,000 12 months

      Eligibility Criteria for Zuno Health Insurance for Maternity

      To buy a Zuno health insurance plan for maternity, the following eligibility criteria must be fulfilled:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age No age restriction
      Renewability  Lifelong

      Key Benefits of Zuno Health Insurance for Maternity

      Here are some of the key benefits of buying a maternity insurance plan from Zuno:

      • No claim bonus is granted on every claim-free year
      • Free health check-up benefit is available
      • In-built medical assistance services are available
      • Tax benefits are available on the paid health insurance premium under sec 80D
      • Up to 10% long-term discount is available
      • 15% online discount is available
      • 5% existing customer discount is available

      Inclusions of Zuno Health Insurance for Maternity

      Zuno health insurance for maternity covers the following expenses:

      • Expenses for normal & caesarean delivery
      • Medically necessary and lawful termination of pregnancy
      • Involuntary medical termination of pregnancy
      • Pregnancy complications
      • Pre-natal hospitalization expenses
      • Post-natal hospitalization expenses
      • Infertility treatment (Covered after 2 years of waiting period)
      • Surrogacy (Covered after 2 years of waiting period)
      • Newborn baby expenses (Under the HealthPlus Plan)
      • Vaccination of the newborn baby (Under the HealthPlus Plan)

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Zuno Health Insurance for Maternity

      Zuno health insurance for maternity does not cover the following:

      • Ectopic pregnancy
      • Voluntary termination of pregnancy
      • Assisted reproduction services
      • Sterilization and contraception
      • Reversal of sterilization
      • Gestational surrogacy
      • Dietary substances and supplements
      • Surrogacy for same-sex couples or single people looking to have a biological child
      • Screening expenses for a surrogate mother
      • Pre & post-hospitalization medical expenses of a surrogate mother

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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