United India Health Insurance for Maternity

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      United India Health Insurance for Maternity

      United India Health Insurance for maternity covers various maternity-related expenses, including pre and post-natal care during hospitalization, delivery expenses, doctor consultations, diagnostic tests, medications, etc. It also covers the treatment cost of the newborn baby. However, the insurer offers maternity insurance after a waiting period of 9 to 24 months, depending on the plan.

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      United India Health Insurance Plans for Maternity

      United India Insurance Company offers maternity insurance under the following plans:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      United India Family Medicare Policy Rs 40,000 to Rs 60,000 24 months
      United India Shramik Seva Policy Rs 20,000 9 months

      Eligibility Criteria for United India Health Insurance for Maternity

      The following eligibility criteria must be fulfilled to purchase a United India health insurance plan for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years
      Renewability  Lifelong

      Key Benefits of United India Health Insurance for Maternity

      United India health insurance for maternity provides the following benefits:

      • Tax benefits are available on the paid health insurance policy premium
      • 5% no claim discount is available for every claim-free year
      • Health check-up benefit is available after every three claim-free year

      Inclusions of United India Health Insurance for Maternity

      United India insurance maternity coverage includes the following:

      • In-patient expenses of the normal and caesarean delivery
      • Lawful medical termination of pregnancy
      • Newborn baby expenses
      • Miscarriage

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of United India Health Insurance for Maternity

      United India health insurance for maternity does not cover the following:

      • Maternity expenses for the 3rd child
      • Surrogacy
      • Vicarious pregnancy
      • Voluntary termination of pregnancy
      • Pre-natal expenses (except in hospital & nursing home)
      • Post-natal expenses (except in hospital & nursing home)
      • Ectopic pregnancy
      • Stem cell implantation, harvesting and storage
      • Congenital external anomalies
      • Sterility and infertility
      • Pre-hospitalization 
      • Post-hospitalization
      • Dietary supplements and substances

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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