Future Generali Health Insurance for Maternity

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      Future Generali Health Insurance for Maternity

      Future Generali Health Insurance for maternity provides coverage for maternity expenses incurred by the insured mother as well as newborn baby treatments. These plans also cover the medical expenses incurred on infertility treatment and miscarriage However, you can file a Future Generali health insurance for maternity claim only after a waiting period of 9 months to 4 years, depending on the plan.

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      Future Generali Health Insurance Plans for Maternity

      Take a look at the various Future Generali health insurance plans that offer maternity expenses:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Future Generali Health Absolute Plan Rs 25,000 to Rs 2 lakh 2 years, 4 years
      Future Generali Health Total Plan Rs 15,000 to Rs 1 lakh 2 years, 4 years
      Future Generali Health Super Saver Plan Rs 15,000 to Rs 2 lakh 9 months
      Future Generali Health Elite Plan Up to Rs 2 lakh 2 years, 4 years
      Future Generali DIY Health Insurance Plan (Optional) Rs 20,000 to Rs 1 lakh 3 years

      Eligibility Criteria for Future Generali Health Insurance for Maternity

      Check out the eligibility criteria to buy maternity insurance from Future Generali India Insurance Company:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years (Under Health Elite and DIY Health plans)
      70 years (Under the Health Super Saver plan)
      No age limit
      Renewability Lifelong

      Key Benefits of Future Generali Health Insurance for Maternity

      Here are some of the key benefits of buying a Future Generali health insurance plan for maternity:

      • Sum insured will be enhanced by Rs 10,000 if a girl child is born (Under the Health Absolute plan)
      • Up to 80% super saver discount is available
      • Cumulative bonus is available every time no claim is raised
      • A wide range of wellness benefits are available
      • Annual health check-ups are available
      • Up to 5% wellness discount is available
      • No pre-policy medical check-ups are required for up to 50 years under most health insurance plans
      • Up to 10% long-term discount is available
      • Up to 25% voluntary deductible discount is available
      • Tax benefits are available on the paid policy premium
      • 7.5% website discount is available

      Inclusions of Future Generali Health Insurance for Maternity

      Future Generali health insurance for maternity covers the following:

      • Normal and caesarean delivery expenses
      • Pre-natal hospitalization expenses
      • Post-natal hospitalization expenses
      • Newborn baby treatment expenses
      • Newborn baby vaccination expenses
      • Infertility expenses (Covered after a waiting period of 3 years)
      • Miscarriage
      • Lawful medical termination of pregnancy

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Future Generali Health Insurance for Maternity

      The following expenses are excluded by Future Generali health insurance plans for maternity:

      • Ectopic pregnancy
      • Surrogacy
      • Sterilization
      • Stem cell storage
      • External congenital anomaly
      • Gestational surrogacy
      • Reversal of sterilization
      • Dietary supplements and substances
      • Unproven treatments

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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