Aditya Birla Health Insurance for Maternity

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      Aditya Birla Health Insurance for Maternity

      Aditya Birla Health Insurance for maternity provides coverage against medical expenses incurred during pregnancy. It pays for the cost of newborn baby delivery, vaccination and stem cell preservation, apart from pregnancy-related expenses of the mother. However, individuals can avail maternity cover under Aditya Birla health plans after a waiting period of 3 years or 4 years.

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      Aditya Birla Health Insurance Plans for Maternity

      Here is the list of Aditya Birla health insurance plans offering maternity coverage:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Aditya Birla Activ Fit Plan Rs 40,000 to Rs 60,000 3 years
      Aditya Birla Activ Health Platinum Plan Rs 75,000 to Rs 1 lakh 4 years

      Eligibility Criteria for Aditya Birla Health Insurance for Maternity

      Given below are the eligibility criteria to purchase Aditya Birla health insurance for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 45 years
      Renewability Lifelong

      Key Benefits of Aditya Birla Health Insurance for Maternity

      Take a look at the key benefits of buying an Aditya Birla health insurance plan for maternity:

      • Coverage is available under family floater plans
      • Restoration of the sum insured is possible if the base coverage amount is exhausted
      • Up to 100% discount on renewal premiums is available with Health Returns benefit
      • Up to 10% family discount is available 
      • Up to 10% long-term discount is available
      • 10% upfront good health discount is available
      • 5% early discount is available if the insured is below 35 years
      • 5% loyalty discount is available
      • 2.5% standing instruction discount is available 
      • 10% direct business discount is available
      • 10% online intermediary discount is available
      • Tax savings are possible on the Aditya Birla health insurance for maternity cost

      Inclusions of Aditya Birla Health Insurance for Maternity

      The following medical expenses are included by Aditya Birla health insurance for maternity:

      • Delivery expenses, including caesarean deliveries
      • Lawful medical termination of pregnancy
      • Pre and post-natal maternity expenses
      • Newborn baby expenses
      • Newborn baby vaccination expenses
      • Stem cell preservation

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Aditya Birla Health Insurance for Maternity

      Aditya Birla health insurance for maternity does not cover the following:

      • Ectopic pregnancy
      • Pre-hospitalization medical expenses
      • Post-hospitalization medical expenses
      • External congenital anomalies
      • Sterility and infertility
      • Maternity expenses incurred outside India
      • Dietary supplements and substances

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