Aditya Birla Health Insurance for Maternity

Aditya Birla Health Insurance for Maternity

Aditya Birla Health Insurance for maternity provides coverage against medical expenses incurred during pregnancy. It pays for the cost of newborn baby delivery, vaccination and stem cell preservation, apart from pregnancy-related expenses of the mother. However, individuals can avail maternity cover under Aditya Birla health plans after a waiting period of 3 years or 4 years.

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Aditya Birla Health Insurance Plans for Maternity

Here is the list of Aditya Birla health insurance plans offering maternity coverage:

Eligibility Criteria for Aditya Birla Health Insurance for Maternity

Given below are the eligibility criteria to purchase Aditya Birla health insurance for maternity:

Key Benefits of Aditya Birla Health Insurance for Maternity

Take a look at the key benefits of buying an Aditya Birla health insurance plan for maternity:

• Coverage is available under family floater plans
• Restoration of the sum insured is possible if the base coverage amount is exhausted
• Up to 100% discount on renewal premiums is available with Health Returns benefit
• Up to 10% family discount is available 
• Up to 10% long-term discount is available
• 10% upfront good health discount is available
• 5% early discount is available if the insured is below 35 years
• 5% loyalty discount is available
• 2.5% standing instruction discount is available 
• 10% direct business discount is available
• 10% online intermediary discount is available
• Tax savings are possible on the Aditya Birla health insurance for maternity cost

Inclusions of Aditya Birla Health Insurance for Maternity

The following medical expenses are included by Aditya Birla health insurance for maternity:

• Delivery expenses, including caesarean deliveries
• Lawful medical termination of pregnancy
• Pre and post-natal maternity expenses
• Newborn baby expenses
• Newborn baby vaccination expenses
• Stem cell preservation

Note: The above inclusions may vary from one maternity plan to another.

Exclusions of Aditya Birla Health Insurance for Maternity

Aditya Birla health insurance for maternity does not cover the following:

• Ectopic pregnancy
• Pre-hospitalization medical expenses
• Post-hospitalization medical expenses
• External congenital anomalies
• Sterility and infertility
• Maternity expenses incurred outside India
• Dietary supplements and substances

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