SBI Health Insurance for Maternity

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      SBI Health Insurance for Maternity

      SBI Health Insurance for maternity provides comprehensive coverage for maternity expenses incurred during pregnancy. It covers medical expenses incurred by the mother, such as delivery expenses, as well as the newborn baby’s treatment cost. However, SBI General Insurance Company offers maternity coverage after a waiting period, ranging from 9 months to 4 years.

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      SBI Health Insurance Plans for Maternity

      Here are the various SBI health insurance plans that cover maternity expenses:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      SBI Super Health Insurance Plan Rs 25,000 to Rs 2 lakh 2 years/ 4 years
      SBI Health Edge Insurance Plan Rs 25,000 to Rs 50,000 4 years
      SBI Arogya Plus Plan Up to the OPD limit -
      SBI Arogya Premier Plan - 9 months
      SBI Arogya Top Up Insurance Plan - 9 months

      Eligibility Criteria for SBI Health Insurance for Maternity

      Given below are the eligibility criteria to buy an SBI health insurance plan for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years
      Renewability Lifetime

      Key Benefits of SBI Health Insurance for Maternity

      Take a look at the key benefits of buying an SBI health insurance for maternity:

      • No pre-policy medical check is required
      • Up to 30% walk healthy discount is available on renewal premiums
      • Up to 30% floater discount is available
      • Up to 7.5% family discount is available
      • Up to 7.5% long-term discount is available
      • 15% direct business discount is available
      • Tax savings are possible under Sec 80D of the Income Tax Act on SBI health insurance for maternity price

      Inclusions of SBI Health Insurance for Maternity

      The following medical expenses are included by SBI Health Insurance plans for maternity:

      • Delivery of the newborn baby
      • Pre-natal and post-natal medical expenses
      • Lawful medical termination of pregnancy
      • Newborn baby treatment
      • Assisted reproduction treatment
      • Internal congenital anomalies

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of SBI Health Insurance for Maternity

      SBI health insurance plans for maternity do not cover the following expenses:

      • Voluntary medical termination of pregnancy
      • Ectopic pregnancy
      • Dietary supplements and substances
      • Sterility and infertility
      • Unproven treatment
      • Treatments or newborn baby deliveries outside India


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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