ManipalCigna Health Insurance for Maternity

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      ManipalCigna Health Insurance for Maternity

      ManipalCigna Health Insurance for maternity covers the medical expenses of the insured mother for C-section & normal delivery and treatment of the newborn baby. They also provide coverage for child vaccination, infertility treatments and surrogacy expenses. However, the ManipalCigna maternity coverage waiting period ranges from 3 to 4 years.

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      ManipalCigna Health Insurance Plans for Maternity

      ManipalCigna health insurance offers the following plans for covering maternity expenses:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      ManipalCigna ProHealth Insurance Plan Rs 15000 to Rs 2 lakh 48 months
      ManipalCigna ProHealth Prime Plan Up to Rs 1 lakh 36 months
      ManipalCigna Lifetime Health Plan Up to Rs 1 lakh -

      Eligibility Criteria for ManipalCigna Health Insurance for Maternity

      Below are the eligibility criteria for availing coverage for ManipalCigna health insurance plans for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 45 years (For the ProHealth Insurance plan)
      No age limit
      Renewability Lifelong

      Key Benefits of ManipalCigna Health Insurance for Maternity

      ManipalCigna health insurance for maternity offers several benefits, including:

      • Annual health check-up benefits are available
      • A health maintenance benefit is available every year.
      • No pre-policy medical check-up is required for some age groups
      • The option to reduce the maternity waiting period from 4 years to 2 years is available with the 'Reduction in Maternity Waiting Period' cover
      • Up to 20% discount on renewal premium is available with Health Rewards benefit
      • Up to 10% long-term discount is available
      • 10% worksite marketing discount is available
      • Up to 15% voluntary co-pay discount is available
      • Tax benefits are available on the paid premium
      • Up to 3% standing instruction discount is available
      • Up to 10% ManipalCigna existing customer discount is available 
      • 3% online discount is available

      Inclusions of ManipalCigna Health Insurance for Maternity

      ManipalCigna health insurance plans for maternity cover the following:

      • Pre or post-natal hospitalization expenses
      • Normal and cesarean section deliveries
      • Newborn baby expenses
      • Vaccination expenses of the newborn baby until the baby completes 1 year
      • Surrogacy expenses
      • Oocyte donors expenses
      • Infertility treatments
      • Lawful medical termination of pregnancy

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of ManipalCigna Health Insurance for Maternity

      The following expenses are not covered by maternity insurance plans of ManipalCigna Health Insurance Company:

      • Harvesting and storage of stem cells
      • Ectopic pregnancy
      • Voluntary termination of pregnancy
      • Miscarriage expenses, unless due to an accident
      • Gestational surrogacy
      • Assisted reproduction services
      • Any type of contraception or sterilization
      • Reversal of sterilization
      • Dietary supplements and substances

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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