Cholamandalam Health Insurance for Maternity

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      Cholamandalam Health Insurance for Maternity

      Cholamandalam Health Insurance for maternity provides coverage for pregnancy expenses, such as cost of delivery, pre & post-natal expenses, newborn baby expenses, etc. These plans also cover the cost of infertility treatment and stem cell storage. However, the Chola MS maternity policy comes with a waiting period of 2 or 3 years, depending on the plan.

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      Cholamandalam Health Insurance Plans for Maternity

      Take a look at the list of Cholamandalam health insurance plans that cover maternity expenses:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Chola Healthline Insurance Plan Rs 1 lakh 3 years
      Chola Flexi Health Supreme Plan Rs 50,000 to Rs 1 lakh 3 years
      Chola Sarv Sakti Plan Rs 10,000 to Rs 5 lakh 2 years

      Eligibility Criteria for Cholamandalam Health Insurance for Maternity

      Here are the eligibility criteria to buy a maternity insurance plan by Cholamandalam MS General Insurance Company:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years
      75 years (Under the Flexi Health Supreme plan)
      Renewability Lifetime

      Key Benefits of Cholamandalam Health Insurance for Maternity

      Check out the key benefits of buying Cholamandalam health insurance plans for maternity:

      • No pre-policy medical check-ups are required for up to 45 years
      • Health check-ups are available after every two years, depending on the health insurance plan
      • Cumulative bonus is available on every claim-free year
      • Up to 10% long-term policy discount is available
      • 10% location-based discount is available
      • Tax benefits are available on the premium amount
      • Up to 10% wellness discount on renewals

      Inclusions of Cholamandalam Health Insurance for Maternity

      Cholamandalam health insurance plans for maternity provide the following coverage:

      • Delivery expenses, including caesarean section
      • Newborn baby hospitalization expenses
      • Lawful medical termination of pregnancy
      • Pre-natal expenses
      • Post-natal expenses
      • Accidental miscarriage
      • Newborn baby vaccination charges
      • Infertility treatment (Covered after a waiting period of 2 years)
      • Stem cell storage charges

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Cholamandalam Health Insurance for Maternity

      The following expenses are excluded by Cholamandalam Health Insurance plans for maternity:

      • Assisted reproduction services
      • Any type of contraception or sterilization
      • Gestational surrogacy
      • External congenital diseases
      • Reversal of sterilization
      • Ectopic pregnancy
      • Non-medical expenses
      • Dietary supplements and substances
      • Pre & post-hospitalization expenses

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