Cholamandalam Health Insurance for Maternity

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      Cholamandalam Health Insurance for Maternity

      Cholamandalam Health Insurance for maternity provides coverage for pregnancy expenses, such as cost of delivery, pre & post-natal expenses, newborn baby expenses, etc. These plans also cover the cost of infertility treatment and stem cell storage. However, the Chola MS maternity policy comes with a waiting period of 2 or 3 years, depending on the plan.

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      Cholamandalam Health Insurance Plans for Maternity

      Take a look at the list of Cholamandalam health insurance plans that cover maternity expenses:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Chola Healthline Insurance Plan Rs 1 lakh 3 years
      Chola Flexi Health Supreme Plan Rs 50,000 to Rs 1 lakh 3 years
      Chola Sarv Sakti Plan Rs 10,000 to Rs 5 lakh 2 years

      Eligibility Criteria for Cholamandalam Health Insurance for Maternity

      Here are the eligibility criteria to buy a maternity insurance plan by Cholamandalam MS General Insurance Company:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years
      75 years (Under the Flexi Health Supreme plan)
      Renewability Lifetime

      Key Benefits of Cholamandalam Health Insurance for Maternity

      Check out the key benefits of buying Cholamandalam health insurance plans for maternity:

      • No pre-policy medical check-ups are required for up to 45 years
      • Health check-ups are available after every two years, depending on the health insurance plan
      • Cumulative bonus is available on every claim-free year
      • Up to 10% long-term policy discount is available
      • 10% location-based discount is available
      • Tax benefits are available on the premium amount
      • Up to 10% wellness discount on renewals

      Inclusions of Cholamandalam Health Insurance for Maternity

      Cholamandalam health insurance plans for maternity provide the following coverage:

      • Delivery expenses, including caesarean section
      • Newborn baby hospitalization expenses
      • Lawful medical termination of pregnancy
      • Pre-natal expenses
      • Post-natal expenses
      • Accidental miscarriage
      • Newborn baby vaccination charges
      • Infertility treatment (Covered after a waiting period of 2 years)
      • Stem cell storage charges

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Cholamandalam Health Insurance for Maternity

      The following expenses are excluded by Cholamandalam Health Insurance plans for maternity:

      • Assisted reproduction services
      • Any type of contraception or sterilization
      • Gestational surrogacy
      • External congenital diseases
      • Reversal of sterilization
      • Ectopic pregnancy
      • Non-medical expenses
      • Dietary supplements and substances
      • Pre & post-hospitalization expenses

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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