New India Assurance Health Insurance for Maternity

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      New India Assurance Health Insurance for Maternity

      New India Assurance health insurance for maternity provides comprehensive coverage to pregnant women for the delivery of their newborn baby. The plans also cover other expenses for the mother and child, such as vaccinations for the baby, infertility treatment, treatment of premature babies, etc. However, policyholders can file a claim only after a waiting period of 2 years to 3 years, depending on the plan.

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      New India Assurance Health Insurance Plans for Maternity

      New India Assurance Health Insurance offers maternity coverage under the following plans:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      New India Assurance Yuva Bharat Health Policy- Platinum Plan Rs 25,000
      (Can be extended to Rs 1 lakh)
      24 months
      New India Assurance Asha Kiran Policy 10% of the average sum insured over the last 3 years 36 months
      New India Assurance Premier Mediclaim Policy Rs 50,000 to Rs 1 lakh 36 months
      New India Assurance Mediclaim Policy 10% of the average sum insured over the last 3 years 36 months

      Eligibility Criteria for New India Assurance Health Insurance for Maternity

      Take a look at the eligibility criteria to purchase maternity insurance from New India Assurance Company:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 45 years (For the Yuva Bharat plan)
      65 years
      Renewability Lifelong

      Key Benefits of New India Assurance Health Insurance for Maternity

      Below are some of the key benefits of buying a New India Assurance health insurance for maternity policy:

      • Enhanced maternity limit under the Yuva Bharat Health policy
      • Health check-up benefits are available
      • No pre-policy medical check-up is required
      • Up to 10% discount is available on meeting health parameters
      • 2.5% loyalty discount is available
      • 10% digital discount is available
      • 5% web aggregator discount is available
      • Cumulative bonus is available for every claim-free year
      • 15% voluntary co-payment discount is available 
      • Tax deductions are available on premiums paid to buy a health insurance policy for maternity

      Inclusions of New India Assurance Health Insurance for Maternity

      New India Assurance maternity coverage includes the following expenses:

      • Delivery of a newborn baby, including caesarean section
      • Newborn baby expenses
      • Infertility treatment
      • Newborn baby vaccination cover
      • Treatment expenses for premature baby
      • Coverage for internal and external congenital diseases
      • Expenses for complicated deliveries and cesarean sections 
      • Lawful medical termination of pregnancy 
      • Abdominal surgery for extra uterine pregnancy
      • Pre-natal and post-natal expenses incurred at hospital

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of New India Assurance Health Insurance for Maternity

      New India Assurance health insurance for maternity does not cover the following medical expenses:

      • Voluntary abortion of pregnancy in the first 12 weeks
      • Ectopic pregnancy
      • Gestational surrogacy
      • Congenital external anomaly
      • Assisted reproduction service
      • Any type of sterilization or contraception
      • Reversal of sterilization
      • Dietary substances and supplements

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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