Royal Sundaram Health Insurance for Maternity

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      Royal Sundaram Health Insurance for Maternity

      Royal Sundaram Health Insurance for maternity covers the medical expenses incurred on up to 2 deliveries for the insured women and the treatment of the newborn baby. These include hospitalization costs, pre and post-natal consultations, diagnostic tests, delivery charges, medications, newborn baby vaccinations and other necessary medical procedures related to childbirth. However, maternity coverage are available after serving a waiting period of 2 or 3 years, depending on the plan.

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      Royal Sundaram Health Insurance Plans for Maternity

      Royal Sundaram General Insurance Company covers maternity expenses under the following plans:

      Name of the Plan Delivery Expenses Limit Maternity Waiting Period
      Royal Sundaram Family Plus Plan Rs 50,000 24 months
      Royal Sundaram Lifeline Insurance – Elite Plan Rs 2 lakh to Rs 2.5 lakh 36 months

      Eligibility Criteria for Royal Sundaram Health Insurance for Maternity

      Below are the eligibility criteria to purchase maternity insurance from Royal Sundaram Health Insurance:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age No age limit
      Renewability Lifetime

      Key Benefits of Royal Sundaram Health Insurance for Maternity

      Royal Sundaram health insurance for maternity provides the following benefits:

      • No Claim Bonus is available after every claim-free year
      • Annual health check-up benefits are available
      • Up to 15% zone-based discount is available
      • Up to 12% multi-year policy discount is available
      • Tax benefits can be earned on health insurance premium amount

      Inclusions of Royal Sundaram Health Insurance for Maternity

      The following expenses are included with Royal Sundaram health insurance for maternity policy:

      • Normal and C-section delivery
      • Newborn baby cover
      • Vaccination of the newborn baby 
      • Medically necessary lawful termination of pregnancy
      • Miscarriage due to an accident
      • IVF treatment expenses (Covered after a waiting period of 4 years) 
      • Nutrition allowance for mother post discharge

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of Royal Sundaram Health Insurance for Maternity

      Royal Sundaram health insurance for maternity does not cover the following medical expenses:

      • Harvesting and storage of stem cells
      • Ectopic pregnancy
      • Non-accidental miscarriage
      • Assisted reproduction services
      • Any sterilization or contraception
      • Reversal of sterilization
      • Pre-hospitalization and post-hospitalization expenses
      • Gestational surrogacy
      • Dietary supplements and substances

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      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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