Star Health Insurance in Kerala

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      Star Health Insurance in Kerala

      Star Health Insurance in Kerala provides comprehensive coverage for the medical expenses incurred in Kerala, including hospitalization costs, OPD treatments and ambulance charges. It covers you and your family for any emergency or planned treatments while offering customized plans for senior citizens, women, autistic children, diabetic patients, heart patients and cancer patients. With Star health insurance, you can avail cashless treatment at any hospital of your choice in Kerala.

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      Why Should You Buy Star Health Insurance in Kerala?

      Here are some of the reasons why you must buy Star health insurance in Kerala:

      • Wide range of sum insured options are available, ranging from ₹10,000 to ₹2 crore
      • No pre-medical screening is required to buy these health insurance plans
      • PED diabetes, hypertension, asthma, coronary artery disease and high cholesterol are covered after 30 days in some plans
      • Freeze Your Age benefit charges premium as per your entry age unless a claim is raised
      • Preventive health check-up benefits are available
      • Automatic restoration of the sum insured and recharge benefit are available in case of exhaustion
      • Additional sum insured for road traffic accidents are available
      • Up to 20% wellness discounts are available
      • Cumulative bonus is granted for every claim-free year
      • Value-added services, such as discounts on doctor consultations, pharmacy and diagnostic tests, are available
      • Tax deductions are available on Star health insurance premiums under Section 80D, Income Tax Act
      • Round-the-clock assistance from the customer support team is available
      • 90% of all cashless claims are processed by the in-house claim settlement team within 2 hours

      What is Covered by Star Health Insurance in Kerala?

      Star health insurance plans cover the following medical expenses in Kerala:

      • Hospitalization expenses
      • AYUSH treatments
      • Modern treatments
      • Ambulance charges
      • Second medical opinion
      • Day care procedures
      • OPD treatments
      • Maternity benefit
      • Organ donor expenses
      • Home care treatment
      • Assisted reproduction treatment
      • Consumables costs

      Note: The exact coverage may vary from one Star health insurance plan to another.

      What is Not Covered by Star Health Insurance in Kerala?

      Star health insurance plans in Kerala do not cover the following:

      • Dental treatments
      • Obesity and weight control treatments
      • Treatment for alcohol or drug addiction
      • Cosmetic or plastic surgery
      • Self-inflicted injury or attempted suicide
      • Dietary supplements and substances
      • Unproven treatments

      Note: The exact list of exclusions may vary from one Star health insurance plan to another.

      How to Buy Star Health Insurance in Kerala Online?

      Follow the steps given below to buy Star health insurance in Kerala:

      Step 1: Visit Policybazaar.com and click on the 'Health Insurance' icon

      Step 2: Select your gender and people to be insured, along with their ages

      Step 3: Enter your city in Kerala or your pin code along with your name and contact number

      Step 4: Choose the relevant option to provide your medical history details

      Step 5: Select if you have an employer health insurance and click on 'View Plans'

      Step 6: Pick the Star health insurance plan that you want to purchase and fill in the required details

      Step 7: Pay the premium amount online

      On successful payment, your Star health insurance policy will be sent to your registered email ID.

      Top Branches of Star Health Insurance in Kerala

      Check out some of the top branches of Star Health & Allied Insurance Company in Kerala:

      City in Kerala Branch Address Phone Number
      Trivandrum Sree Dhanya Vantage Point, Bakery Junction, Opposite Reserve Bank of India, Trivandrum - 695 034 0471 2324211/ 2334211/ 4174211
      Kochi inQ Tower, 2nd Floor, Palarivattom, Kochi - 682 025 0484 2805035
      Alappuzha Sree Ranga Soudham, 2nd Floor, Opposite TDH SS General Hospital Junction, MO Ward, Alappuzha - 688 001 0477 2252411
      Kollam Thankam Complex, 2nd Floor, Residency Road, Chinnakada, Kollam - 691 001 0474 2760211
      Kottayam Puthenpurackal Complex, 2nd Floor, MC Road, Kodimatha, Kottayam - 686 039 0481 230421
      Thrissur Door No 25/651, Ambika Arcade, MG Road, Thrissur - 680 001 0487 2325211
      Palakkad Fine Centre, 4th Floor, Shakunthala Junction, TB Road, Palakkad - 678 014 0491 2527411
      Calicut No 10/124E, 1st Floor, Alsa Mall, PM Taj Road, SM Street, Calicut - 673 001 0495 2721711
      Wayanad VM Tower, 2nd Floor, Goodalayi, Kalpetta, PO Wayanad - 673 121 04936 202411
      Kannur Grand Plaza, 1st Floor, Fort Road, Kannur - 670 001 0497 2764211

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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