Star Health Family Travel Protect Insurance Policy

*Please note that the quotes shown will be from our partners

Introduction:

This travel plan takes care of the health of your family, so that you enjoy while on an overseas trip.

Plan Benefits:

  • Emergency medical, transportation back to India, dental emergency expenses following an accident, compensation following accidental injuries.
  • Expenses incurred for obtaining new passport or other documents.
  • Delay in flight or missed departure/connection, situation involving hijack distress
  • Expenses on emergency purchases of consumables due to any delay in handling checked in baggage by the carrier for more than 12 hours
  • Pecuniary loss on cancellation of trip due to any accidental injury/death of family members.
  • Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.

Eligibility:

  • Mnimum age-6 months and maximum age of 60 years and travelling abroad with the purpose of a holiday.
  • Additional children coverage on extra premium of 25% up to a maximum of 2 children.

Additional benefits:

  • Maximum of 2 extensions are possible each up to 60 days including original trip days.

Exclusions:

  • Travel against medical advice
  • Pre-existing condition or disease and subsequent treatment
  • Travel for medical condition.
  • Risk sports such as rock climbing, mountaineering, winter sports, skiing.
  • Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
  • Expenses due to pregnancy, congenital diseases.

Policy details:

  • The insurance is applicable for Travel worldwide excluding USA and Canada and Travel Asia excluding Japan and Hong Kong.
  • Plan coverage:
Plan Travel Worldwide (Including and Excluding USA and Canada) Travel Asia (Excluding Japan and Hong Kong)
Sum Insured Rs. 3332272, Rs. 6664545, Rs. 250,000. Rs. 666454, Rs. 1666136, Rs. 3332272.

 

Limits of Coverage and Deductible:

Benefits Travel Worldwide (Including and Exclusive USA and Canada) Travel Worldwide (Exclusive USA and Canada) Travel Worldwide (Exclusive Japan and Hong Kong)
Section 1 INR INR INR INR INR INR INR INR INR
Emergency Medical expenses Deductible M1 3332272 (6664) 6664545 (6664) 16661362 (6664) 3332272 (6664) 6664545 (6664) 16661362 (6664) 666454 (6664) 16661362 (6664) 3332272 (6664)
Emergency Medical Transportation M4 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1
Transportation of mortal remains M3 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1 Included in M1
Section 2 INR INR INR INR INR INR INR INR INR
Dental expenses Deductible M2 (accident) 16661 (1666) 16661 (1666) 16661 (1666) 16661 (1332) 16661 (1332) 16661 (1332) 6664(1332) 9996 (1332) 16661 (1666)
Section 3 INR INR INR INR INR INR INR INR INR
Personal Accident A1 333227 333227 666454 333227 333227 666454 133290 166613 333227
Section 4 INR INR INR INR INR INR INR INR INR
Loss of Checked in Baggage T1 16661 16661 23325 16661 16661 33322 16661 16661 16661
Section 5 INR INR INR INR INR INR INR INR INR
Loss of Passport T2 9996 (999) 13329 (999) 16661 (999) 16661 (999) 16661 (999) 16661 (999) 9996 (999) 13329 (999) 16661 (999)
Section 6 INR INR INR INR INR INR INR INR INR
Delay of checked in BaggageT3 3332(12 hours) 3332(12 hours) 6664(12 hours) 3332(12 hours) 3332(12 hours) 6664(12 hours) 3332(12 hours) 3332(12 hours) 6664(12 hours)
Section 7 INR INR INR INR INR INR INR INR INR
Trip cancellation due to accidental death of family member Deductible T6 66645 (50) 66645 (50) 133290 (50) 66645 (50) 66645 (50) 99968 (50) 33322 33322 66645
Section 8 INR INR INR INR INR INR INR INR INR
Personal Liability L1 133290 133290 133290 133290 133290 133290 133290 133290 133290
Section 9 INR INR INR INR INR INR INR INR INR
Emergency Medical expenses Deductible M1 3332272 (6664) 6664545 (6664) 16661362 (6664) 3332272 (6664) 6664545 (6664) 16661362 (6664) 6664545 (6664) 1666136 (6664) 3332272 (6664)

 

Premium Details:

Travel Worldwide Including USA and Canada:

Persons

  USD 50000 USD 100000 USD 250000
15 Days 30 Days 45 Days 60 Days 15 Days 30 Days 45 Days 60 Days 15 Days 30 Days 45 Days 60 Days
2A 1752 2924 3445 4700 2052 3458 4281 6163 2208 3458 4549 6772
1A+1C 1676 2609 3183 4349 1903 2960 3799 5340 2013 2960 3934 5917
2A+2C 3348 5210 6363 8699 3799 5917 7594 10681 4019 5917 7870 11833
2A+1C 2554 4064 4900 6703 2928 4687 5936 8424 3115 4687 6208 9301
1A+2C 2474 3749 4640 6348 2774 4184 5451 7605 2918 4184 5596 8444
2C 1592 2285 2919 3998 1746 2456 3312 4519 1815 2456 3320 5058

 

Travel Worldwide Excluding USA and Canada:

Persons

  USD 50000 USD 100000 USD 250000
15 Days 30 Days 45 Days 60 Days 15 Days 30 Days 45 Days 60 Days 15 Days 30 Days 45 Days 60 Days
2A 1105 1553 1813 2147 1191 1618 1924 2096 1278 1783 2134 3769
1A+1C 978 1443 1648 1988 1081 1528 1787 1948 1152 1657 2003 1867
2A+2C 1948 2884 3293 3970 2158 3053 3575 3896 2302 3309 3999 5988
2A+1C 1528 2217 2554 3060 1673 2334 2749 2994 1787 2547 3070 4876
1A+2C 1398 2107 2392 2898 1563 2247 2612 2849 1666 2419 2933 4099
2C 843 1329 1483 1825 963 1437 1651 1800 1026 1526 1867 2217

 

Travel Asia Excluding Japan and Hong Kong:

Persons

  USD 10000 USD 25000 USD 50000
15 Days 30 Days 45 Days 60 Days 15 Days 30 Days 45 Days 60 Days 15 Days 30 Days 45 Days 60 Days
2A 696 981 1143 1353 861 1211 1408 1673 1022 1436 1675 1985
1A+1C 617 912 1042 1253 761 1122 1281 1547 902 1335 1525 1837
2A+2C 1226 1817 2079 2502 1518 2244 2564 3090 1803 2667 3048 3674
2A+1C 961 1398 1608 1927 1188 1728 1988 2378 1411 2052 2362 2829
1A+2C 881 1327 1508 1828 1088 1642 1862 2257 1291 1951 2211 2682
2C 530 837 934 1149 656 1034 1154 1419 781 1231 1374 1690

 

*The above rates may change. Please check the policy wordings for more details.