Star Health Family Travel Protect Insurance Policy

Introduction:

This travel plan takes care of the health of your family, so that you enjoy while on an overseas trip.

Plan Benefits:

• Emergency medical, transportation back to India, dental emergency expenses following an accident, compensation following accidental injuries.
• Expenses incurred for obtaining new passport or other documents.
• Delay in flight or missed departure/connection, situation involving hijack distress
• Expenses on emergency purchases of consumables due to any delay in handling checked in baggage by the carrier for more than 12 hours
• Pecuniary loss on cancellation of trip due to any accidental injury/death of family members.
• Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.

Eligibility:

• Mnimum age-6 months and maximum age of 60 years and travelling abroad with the purpose of a holiday.
• Additional children coverage on extra premium of 25% up to a maximum of 2 children.

Additional benefits:

• Maximum of 2 extensions are possible each up to 60 days including original trip days.

Exclusions:

• Travel against medical advice
• Pre-existing condition or disease and subsequent treatment
• Travel for medical condition.
• Risk sports such as rock climbing, mountaineering, winter sports, skiing.
• Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
• Expenses due to pregnancy, congenital diseases.

Policy details:

• The insurance is applicable for Travel worldwide excluding USA and Canada and Travel Asia excluding Japan and Hong Kong.
• Plan coverage:

Plan	Travel Worldwide (Including and Excluding USA and Canada)	Travel Asia (Excluding Japan and Hong Kong)
Sum Insured	Rs. 3332272, Rs. 6664545, Rs. 250,000.	Rs. 666454, Rs. 1666136, Rs. 3332272.

 

Limits of Coverage and Deductible:

Benefits	Travel Worldwide (Including and Exclusive USA and Canada)			Travel Worldwide (Exclusive USA and Canada)			Travel Worldwide (Exclusive Japan and Hong Kong)
Section 1	INR	INR	INR	INR	INR	INR	INR	INR	INR
Emergency Medical expenses Deductible M1	3332272 (6664)	6664545 (6664)	16661362 (6664)	3332272 (6664)	6664545 (6664)	16661362 (6664)	666454 (6664)	16661362 (6664)	3332272 (6664)
Emergency Medical Transportation M4	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1
Transportation of mortal remains M3	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1	Included in M1
Section 2	INR	INR	INR	INR	INR	INR	INR	INR	INR
Dental expenses Deductible M2 (accident)	16661 (1666)	16661 (1666)	16661 (1666)	16661 (1332)	16661 (1332)	16661 (1332)	6664(1332)	9996 (1332)	16661 (1666)
Section 3	INR	INR	INR	INR	INR	INR	INR	INR	INR
Personal Accident A1	333227	333227	666454	333227	333227	666454	133290	166613	333227
Section 4	INR	INR	INR	INR	INR	INR	INR	INR	INR
Loss of Checked in Baggage T1	16661	16661	23325	16661	16661	33322	16661	16661	16661
Section 5	INR	INR	INR	INR	INR	INR	INR	INR	INR
Loss of Passport T2	9996 (999)	13329 (999)	16661 (999)	16661 (999)	16661 (999)	16661 (999)	9996 (999)	13329 (999)	16661 (999)
Section 6	INR	INR	INR	INR	INR	INR	INR	INR	INR
Delay of checked in BaggageT3	3332(12 hours)	3332(12 hours)	6664(12 hours)	3332(12 hours)	3332(12 hours)	6664(12 hours)	3332(12 hours)	3332(12 hours)	6664(12 hours)
Section 7	INR	INR	INR	INR	INR	INR	INR	INR	INR
Trip cancellation due to accidental death of family member Deductible T6	66645 (50)	66645 (50)	133290 (50)	66645 (50)	66645 (50)	99968 (50)	33322	33322	66645
Section 8	INR	INR	INR	INR	INR	INR	INR	INR	INR
Personal Liability L1	133290	133290	133290	133290	133290	133290	133290	133290	133290
Section 9	INR	INR	INR	INR	INR	INR	INR	INR	INR
Emergency Medical expenses Deductible M1	3332272 (6664)	6664545 (6664)	16661362 (6664)	3332272 (6664)	6664545 (6664)	16661362 (6664)	6664545 (6664)	1666136 (6664)	3332272 (6664)

 

Premium Details:

Travel Worldwide Including USA and Canada:

Persons
	USD 50000				USD 100000				USD 250000
	15 Days	30 Days	45 Days	60 Days	15 Days	30 Days	45 Days	60 Days	15 Days	30 Days	45 Days	60 Days
2A	1752	2924	3445	4700	2052	3458	4281	6163	2208	3458	4549	6772
1A+1C	1676	2609	3183	4349	1903	2960	3799	5340	2013	2960	3934	5917
2A+2C	3348	5210	6363	8699	3799	5917	7594	10681	4019	5917	7870	11833
2A+1C	2554	4064	4900	6703	2928	4687	5936	8424	3115	4687	6208	9301
1A+2C	2474	3749	4640	6348	2774	4184	5451	7605	2918	4184	5596	8444
2C	1592	2285	2919	3998	1746	2456	3312	4519	1815	2456	3320	5058

 

Travel Worldwide Excluding USA and Canada:

Persons
	USD 50000				USD 100000				USD 250000
	15 Days	30 Days	45 Days	60 Days	15 Days	30 Days	45 Days	60 Days	15 Days	30 Days	45 Days	60 Days
2A	1105	1553	1813	2147	1191	1618	1924	2096	1278	1783	2134	3769
1A+1C	978	1443	1648	1988	1081	1528	1787	1948	1152	1657	2003	1867
2A+2C	1948	2884	3293	3970	2158	3053	3575	3896	2302	3309	3999	5988
2A+1C	1528	2217	2554	3060	1673	2334	2749	2994	1787	2547	3070	4876
1A+2C	1398	2107	2392	2898	1563	2247	2612	2849	1666	2419	2933	4099
2C	843	1329	1483	1825	963	1437	1651	1800	1026	1526	1867	2217

 

Travel Asia Excluding Japan and Hong Kong:

Persons
	USD 10000				USD 25000				USD 50000
	15 Days	30 Days	45 Days	60 Days	15 Days	30 Days	45 Days	60 Days	15 Days	30 Days	45 Days	60 Days
2A	696	981	1143	1353	861	1211	1408	1673	1022	1436	1675	1985
1A+1C	617	912	1042	1253	761	1122	1281	1547	902	1335	1525	1837
2A+2C	1226	1817	2079	2502	1518	2244	2564	3090	1803	2667	3048	3674
2A+1C	961	1398	1608	1927	1188	1728	1988	2378	1411	2052	2362	2829
1A+2C	881	1327	1508	1828	1088	1642	1862	2257	1291	1951	2211	2682
2C	530	837	934	1149	656	1034	1154	1419	781	1231	1374	1690

 

*The above rates may change. Please check the policy wordings for more details.