Star Health Family Travel Protect Insurance Policy
This travel plan takes care of the health of your family, so that you enjoy while on an overseas trip.
Explore the world without any worries
Best Travel Insurance policies designed for all your needs.
Plans include global Covid-19 coverage
- Accidental & sickness expenses
- Baggage Delay / Loss
- Trip Delay / Cancellation
- Passport Loss
- Emergency Medical Evacuation
- Missed flights
Plans include global Covid-19 coverage
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- Star Health Family Travel Protect Insurance Policy
Plan Benefits:
- Emergency medical, transportation back to India, dental emergency expenses following an accident, compensation following accidental injuries.
- Expenses incurred for obtaining new passport or other documents.
- Delay in flight or missed departure/connection, situation involving hijack distress
- Expenses on emergency purchases of consumables due to any delay in handling checked in baggage by the carrier for more than 12 hours
- Pecuniary loss on cancellation of trip due to any accidental injury/death of family members.
- Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.
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Eligibility:
- Mnimum age-6 months and maximum age of 60 years and travelling abroad with the purpose of a holiday.
- Additional children coverage on extra premium of 25% up to a maximum of 2 children.
Additional benefits:
- Maximum of 2 extensions are possible each up to 60 days including original trip days.
Exclusions:
- Travel against medical advice
- Pre-existing condition or disease and subsequent treatment
- Travel for medical condition.
- Risk sports such as rock climbing, mountaineering, winter sports, skiing.
- Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
- Expenses due to pregnancy, congenital diseases.
Policy details:
- The insurance is applicable for Travel worldwide excluding USA and Canada and Travel Asia excluding Japan and Hong Kong.
- Plan coverage:
| Plan | Travel Worldwide (Including and Excluding USA and Canada) | Travel Asia (Excluding Japan and Hong Kong) |
| Sum Insured | Rs. 3332272, Rs. 6664545, Rs. 250,000. | Rs. 666454, Rs. 1666136, Rs. 3332272. |
Limits of Coverage and Deductible:
| Benefits | Travel Worldwide (Including and Exclusive USA and Canada) | Travel Worldwide (Exclusive USA and Canada) | Travel Worldwide (Exclusive Japan and Hong Kong) | ||||||
| Section 1 | INR | INR | INR | INR | INR | INR | INR | INR | INR |
| Emergency Medical expenses Deductible M1 | 3332272 (6664) | 6664545 (6664) | 16661362 (6664) | 3332272 (6664) | 6664545 (6664) | 16661362 (6664) | 666454 (6664) | 16661362 (6664) | 3332272 (6664) |
| Emergency Medical Transportation M4 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 |
| Transportation of mortal remains M3 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 | Included in M1 |
| Section 2 | INR | INR | INR | INR | INR | INR | INR | INR | INR |
| Dental expenses Deductible M2 (accident) | 16661 (1666) | 16661 (1666) | 16661 (1666) | 16661 (1332) | 16661 (1332) | 16661 (1332) | 6664(1332) | 9996 (1332) | 16661 (1666) |
| Section 3 | INR | INR | INR | INR | INR | INR | INR | INR | INR |
| Personal Accident A1 | 333227 | 333227 | 666454 | 333227 | 333227 | 666454 | 133290 | 166613 | 333227 |
| Section 4 | INR | INR | INR | INR | INR | INR | INR | INR | INR |
| Loss of Checked in Baggage T1 | 16661 | 16661 | 23325 | 16661 | 16661 | 33322 | 16661 | 16661 | 16661 |
| Section 5 | INR | INR | INR | INR | INR | INR | INR | INR | INR |
| Loss of Passport T2 | 9996 (999) | 13329 (999) | 16661 (999) | 16661 (999) | 16661 (999) | 16661 (999) | 9996 (999) | 13329 (999) | 16661 (999) |
| Section 6 | INR | INR | INR | INR | INR | INR | INR | INR | INR |
| Delay of checked in BaggageT3 | 3332(12 hours) | 3332(12 hours) | 6664(12 hours) | 3332(12 hours) | 3332(12 hours) | 6664(12 hours) | 3332(12 hours) | 3332(12 hours) | 6664(12 hours) |
| Section 7 | INR | INR | INR | INR | INR | INR | INR | INR | INR |
| Trip cancellation due to accidental death of family member Deductible T6 | 66645 (50) | 66645 (50) | 133290 (50) | 66645 (50) | 66645 (50) | 99968 (50) | 33322 | 33322 | 66645 |
| Section 8 | INR | INR | INR | INR | INR | INR | INR | INR | INR |
| Personal Liability L1 | 133290 | 133290 | 133290 | 133290 | 133290 | 133290 | 133290 | 133290 | 133290 |
| Section 9 | INR | INR | INR | INR | INR | INR | INR | INR | INR |
| Emergency Medical expenses Deductible M1 | 3332272 (6664) | 6664545 (6664) | 16661362 (6664) | 3332272 (6664) | 6664545 (6664) | 16661362 (6664) | 6664545 (6664) | 1666136 (6664) | 3332272 (6664) |
Premium Details:
Travel Worldwide Including USA and Canada:
|
Persons |
||||||||||||
| USD 50000 | USD 100000 | USD 250000 | ||||||||||
| 15 Days | 30 Days | 45 Days | 60 Days | 15 Days | 30 Days | 45 Days | 60 Days | 15 Days | 30 Days | 45 Days | 60 Days | |
| 2A | 1752 | 2924 | 3445 | 4700 | 2052 | 3458 | 4281 | 6163 | 2208 | 3458 | 4549 | 6772 |
| 1A+1C | 1676 | 2609 | 3183 | 4349 | 1903 | 2960 | 3799 | 5340 | 2013 | 2960 | 3934 | 5917 |
| 2A+2C | 3348 | 5210 | 6363 | 8699 | 3799 | 5917 | 7594 | 10681 | 4019 | 5917 | 7870 | 11833 |
| 2A+1C | 2554 | 4064 | 4900 | 6703 | 2928 | 4687 | 5936 | 8424 | 3115 | 4687 | 6208 | 9301 |
| 1A+2C | 2474 | 3749 | 4640 | 6348 | 2774 | 4184 | 5451 | 7605 | 2918 | 4184 | 5596 | 8444 |
| 2C | 1592 | 2285 | 2919 | 3998 | 1746 | 2456 | 3312 | 4519 | 1815 | 2456 | 3320 | 5058 |
Travel Worldwide Excluding USA and Canada:
|
Persons |
||||||||||||
| USD 50000 | USD 100000 | USD 250000 | ||||||||||
| 15 Days | 30 Days | 45 Days | 60 Days | 15 Days | 30 Days | 45 Days | 60 Days | 15 Days | 30 Days | 45 Days | 60 Days | |
| 2A | 1105 | 1553 | 1813 | 2147 | 1191 | 1618 | 1924 | 2096 | 1278 | 1783 | 2134 | 3769 |
| 1A+1C | 978 | 1443 | 1648 | 1988 | 1081 | 1528 | 1787 | 1948 | 1152 | 1657 | 2003 | 1867 |
| 2A+2C | 1948 | 2884 | 3293 | 3970 | 2158 | 3053 | 3575 | 3896 | 2302 | 3309 | 3999 | 5988 |
| 2A+1C | 1528 | 2217 | 2554 | 3060 | 1673 | 2334 | 2749 | 2994 | 1787 | 2547 | 3070 | 4876 |
| 1A+2C | 1398 | 2107 | 2392 | 2898 | 1563 | 2247 | 2612 | 2849 | 1666 | 2419 | 2933 | 4099 |
| 2C | 843 | 1329 | 1483 | 1825 | 963 | 1437 | 1651 | 1800 | 1026 | 1526 | 1867 | 2217 |
Travel Asia Excluding Japan and Hong Kong:
|
Persons |
||||||||||||
| USD 10000 | USD 25000 | USD 50000 | ||||||||||
| 15 Days | 30 Days | 45 Days | 60 Days | 15 Days | 30 Days | 45 Days | 60 Days | 15 Days | 30 Days | 45 Days | 60 Days | |
| 2A | 696 | 981 | 1143 | 1353 | 861 | 1211 | 1408 | 1673 | 1022 | 1436 | 1675 | 1985 |
| 1A+1C | 617 | 912 | 1042 | 1253 | 761 | 1122 | 1281 | 1547 | 902 | 1335 | 1525 | 1837 |
| 2A+2C | 1226 | 1817 | 2079 | 2502 | 1518 | 2244 | 2564 | 3090 | 1803 | 2667 | 3048 | 3674 |
| 2A+1C | 961 | 1398 | 1608 | 1927 | 1188 | 1728 | 1988 | 2378 | 1411 | 2052 | 2362 | 2829 |
| 1A+2C | 881 | 1327 | 1508 | 1828 | 1088 | 1642 | 1862 | 2257 | 1291 | 1951 | 2211 | 2682 |
| 2C | 530 | 837 | 934 | 1149 | 656 | 1034 | 1154 | 1419 | 781 | 1231 | 1374 | 1690 |
*The above rates may change. Please check the policy wordings for more details.
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