Travel Insurance Plans on PolicyBazaar#1
- Individuals
- Sr. Citizens
- Students
What is Flight Insurance?
An airline flight insurance policy acts as a safety shield against flight-related mishaps. You can buy flight insurance for both international and domestic flights. It is generally included under a comprehensive travel insurance policy. However, you can also buy standalone travel insurance just for flights, which is offered by certain insurers or under credit cards.
A flight travel insurance plan covers financial losses caused by airline operational delays, extreme weather conditions, or unexpected emergencies. Coverage ranges from reimbursement for delayed checked-in luggage to compensation for missed connecting flights. It also covers checked-in luggage delay/loss by the airline, to rare scenarios like flight hijacking.
Travel Insurance for Flight: Features
These benefits may vary from insurer to insurer, so make sure you check the flight insurance coverage before purchasing.
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Tackles in-flight emergencies
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Covers both pre- & post-flight-related emergencies
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Provides baggage insurance
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Provides in-flight emergency medical coverage
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Reimbursement for bounced bookings of hotels and airlines
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Offers flight hijacking cover
Why You Need International Flight Insurance while Travelling?
Travelling by air is one of the most preferred ways to travel domestically or abroad. More and more people are travelling abroad for vacations and to pursue higher education. However, unexpected disruptions before, during and after a flight can cause significant financial loss and inconvenience:
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In-flight Injury: Sudden air turbulence can cause physical injury requiring urgent medical care.
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Missed Connecting Flights: Inward flight delays can cause you to miss your onward connection, resulting to lost money on expensive hotel and transit bookings.
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Flight Delays and Cancellations: Unfavourable weather or technical issues can abruptly cancel flights, forcing unexpected hotel and rescheduling expenses.
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Baggage Loss in Transit: According to IATA, over 7 pieces of luggage per 1,000 are delayed or lost during international transit.
Having international flight insurance coverage protects you and your family from these unexpected expenses.
International Flight Insurance Claim Process
Filing a claim under an air travel insurance policy is straightforward:
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Inform
Notify Policybazaar or your insurance company immediately by phone or via the WhatsApp helpline about the emergency.
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Follow Instructions
Follow the recommended steps provided by the global customer support team.
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Prepare Documents
Keep your policy document, boarding pass, airline delay/loss certificates (e.g., Property Irregularity Report for baggage loss), and bills ready.
Once verified, the insurer will reimburse your claim directly.
Flight Travel Insurance Coverage
An air travel insurance policy safeguards insured travellers against several emergency and operational risks. While buying travel insurance for flights, look at some of the risks that should be covered:
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Flight Cancellation Insurance
Unexpected illness, family emergencies, or natural disasters before your departure may force you to cancel your trip. Having travel insurance with flight cancellation cover ensures reimbursement for non-refundable expenses. These include air tickets and prepaid accommodation expenses under flight cancellation insurance India terms.
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Flight Delay Insurance
Flight delays caused by bad weather conditions or complicated technical reasons can lead to several issues. A long flight delay can result in physical exertion and additional expenses due to emergency hotel and meals. Your expensive hotel booking or an important event for the day may go to waste. With airline insurance, you don't have to worry about these issues and subsequent losses. Your flight insurance coverage compensates for reasonable losses because of flight delays.
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Missed Connection Assistance
Flight layovers are great for travellers looking to reduce costs and avoid lengthy flights. But sometimes there can be a delay in the arrival of an inward flight to the transit airport from which the connecting flight is scheduled.
An unexpected delay may result in missing the connecting flight and even result to the additional expense of purchasing another ticket, but it will also lead to a loss of hotel reservations. Flight travel insurance coverage includes many such expenses and compensates you for any losses incurred.
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Accidental Death or Disability in Transit
Trip insurance for flights covers any accidental death because of an unfortunate air accident. If the accident results in total permanent disability, the insurer will compensate you as per the flight insurance coverage.
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Baggage Delay/Loss on Flights
Airlines frequently mishandle checked baggage on international flights. The baggage either arrives late or is declared lost by the airline staff. In such a scenario, you will end up incurring unaccounted expenses on essentials such as clothes, toiletries and medicines.
This will not only upset your trip budget but will also ruin your travel plans. Travel insurance plans also offer baggage insurance along with flight coverage. So, you don't have to worry about these extra expenses as your insurer will cover them.
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Flight Hijack
In the rare event of a flight hijacking, an international flight insurance policy pays a distress allowance to passengers, compensating them for the trauma endured.
How to Buy Flight Travel Insurance Online?
Purchasing an international flight insurance policy online takes only a few minutes. Follow these simple steps:
Fill out the insurance proposal form and pay the premium online to buy flight insurance.
Compare flight travel insurance policies side-by-side from different insurers online.
Submit the form and pay the flight insurance premium. Your policy will be issued in a few minutes.
Your travel insurance policy will be issued instantly and sent to your registered email address. Get your trip insured now
International Flight Insurance: FAQs
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Q: How can I buy air travel insurance for flights?
Ans: You can buy an international flight insurance policy by browsing different travel insurance plans on policybazaar. -
Q: How much does flight cancellation insurance cost?
Ans: You can buy travel insurance with flight cover starting INR 19 per/day on policybazaar.com. However, you must confirm whether the plan you choose covers flight cancellation. -
Q: Is an air travel insurance policy worth purchasing?
Ans: Yes, air travel insurance gives financial protection against unexpected events like flight delays, cancellations, or baggage loss during your trip. It's typically included as part of international travel insurance plans. In an emergency, you can reach out to the insurer for assistance. After you submit all the supporting documents to the insurer, your air travel insurance policy will reimburse all the covered expenses. -
Q: Can you get flight insurance after booking a flight?
Ans: Yes, you can buy flight insurance after booking your airline tickets. If you did not add ticket insurance during airline checkout, you can still purchase a standalone flight insurance policy online through Policybazaar prior to your departure date. -
Q: What are the benefits of flight insurance?
Ans: Any airline insurance that you have taken on your airline ticket will provide varying international flight insurance coverage. Some of the most common airline insurance covers include light delay, trip cancellation & curtailment, missed connection flight, loss or delay of check-in baggage, Medical emergency, Hijack distress allowance, etc. If you are wondering how to get flight insurance, then you can do so through Policybazaar. -
Q: Can you get insurance for flights only?
Ans: International air travel insurance is generally included in comprehensive travel insurance coverage, but some standalone policies are available. -
Q: Does flight insurance cover missed flights?
Ans: Yes, flight insurance often includes compensation for missed connections. These can be due to delays, schedule disruptions, or other reasons valid under the policy. -
Q: Is it necessary to take flight insurance?
Ans: No, international flight insurance is not compulsory. However, some countries have made it compulsory for you to have travel insurance. -
Q: Does a flight ticket include insurance automatically?
Ans: No, standard airline tickets do not automatically include air travel insurance. While airlines offer basic liability coverage for lost luggage under their rules, full protection against trip cancellation, flight delays, and medical emergencies is available only with a comprehensive travel insurance policy.
Travel Insurance Companies
Aditya Birla
Bajaj General
Care
Cholamandalam MS
Digit
Future Generali
HDFC ERGO
ICICI Lombard
IFFCO Tokio
IndusInd General
National Insurance
New India Assurance
Niva Bupa
Oriental
Royal Sundaram
SBI General
Shriram General
Star
Tata AIG
United India
Universal Sompo
Zurich Kotak

