Term Plans
TATA AIA Term Plan Calculator 2025 helps customers calculate the premiums payable for their desired term insurance plan. By using this Tata AIA calculator, you can plan your finances better, knowing exactly how much of your income will go toward premiums and the level of coverage you will receive. It allows you to compare different policy options side by side and choose the one with the most suitable features and benefits. With this tool, you can make well-informed decisions, balance affordability with adequate protection, and ensure that your family’s financial security is never compromised.
Tata AIA Term Insurance Calculator is an online tool that helps customers accurately calculate the premium amount they need to pay for the desired life cover for their ideal Tata AIA Term Plan. This tool is easy to use, cost-effective, and time-saving, as you can perform complex calculations within seconds using the Tata term plan calculator. You can find the most suitable Tata AIA term insurance plan for yourself by altering your requirements, such as life coverage and policy terms, in the calculator.
Note: Know more about what is term life insurance first before learning more about the Tata AIA term insurance premium calculator.
Term Plans
Here is how you can use the Tata AIA term plan calculator:
Step 1: Visit the term insurance premium calculator page
Step 2: Select your suitable age, gender, life cover, and cover till age in the drop-down sections
Step 3: The lowest monthly premiums applicable will be shown on the calculator
Step 4: Click on the ‘View Plans’ section to see the available plans and compare them online
Calculate your premium in just a few minutes with Tata AIA's term insurance calculator and enjoy financial clarity. The Tata AIA term insurance premium calculator helps you find the term insurance policy that fits your needs and budget.
The key reasons to use the TATA AIA term insurance plan calculator are as follows:
Compare Premium Rates: You can easily compare term insurance premium rates between the wide range of insurance plans.
Choose a Budget-Friendly Plan: The Tata AIA Term Plan Calculator helps the customer to decide whether a particular plan fits into their budget or not.
Know Life Cover, Premium And Policy Term: You can get a clear idea of your life cover, premiums and the time period for insurance too.
Free of Cost: It can be done free of charge and online, which means it can be done from the comfort of the policyholder’s home.
Knowledge Before Buying: The policyholder gets thorough information on a particular life insurance plan before buying it, and he/she also gets to know the minimum and maximum age for them when the policy gets matured.
There are many advantages to using Tata AIA Term Plan Calculator. Calculating the premium before finalizing on any insurance helps the customers a lot. The Tata AIA Term Plan Calculator can help differentiate between various plans and help select the plan that is suitable for the policyholder. Some of the advantages of using the Tata term plan calculator are given below:
Using the Tata AIA term insurance premium calculator can help the policyholder to get a clear idea of the insurance plan and premium rates of a particular insurance before choosing to purchase it.
This calculator can be used online for free. Thus, this saves the time that it takes for the customer to wait in line at the office to calculate their premium rates. Since it is free, it saves the money that is spent on visiting the company’s office and making such complex calculations manually.
You don't need to give any documents or go through any extra steps to get your premium estimates with a Tata AIA term plan calculator. Once you have your quotes, you can purchase your Tata AIA term plan right away.
Knowing the premium amounts of a policy beforehand saves the customer from uncomfortable situations like delays in the premium payments or if the customer couldn't afford to pay a premium. By knowing the premium rates and the term for their policies, the policyholder can prepare before paying their premiums.
The policyholder can check premiums for multiple policies in the Tata AIA term insurance premium calculator if they are willing to take multiple policies from the insurance company.
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Several basic information are needed while using the Tata AIA Term Plan Calculator 2025 online. Here are some points that need to be kept in mind before using the Tata AIA Term Plan Calculator:
Personal Information – Full Name, Age, Date of Birth, Gender, Address, E-mail ID, Contact Number, Salary per Annum, Loan Amount, Marital Status, Debts, etc.
Required Sum Assured - Sum assured amount that is needed for life insurance coverage.
Health information – Information about any critical illnesses, like Cancer and other habits that are harmful to health, like smoking.
Assess Requirements - An estimated amount is needed to fulfil the customer's future financial goals and dreams, as well as the dreams and plans of the policyholder's family.
*Note: Policybazaar provides you with 100% claim assistance. You can contact Policybazaar dedicated claim assistance team to get 24x7 guidance and support for all your claims related queries.
A1. Yes. If the policyholder's death happens due to suicide, then the beneficiary or the Nominee gets the higher of the death benefit, which is at least 80% of the total premiums paid till the death date, or the surrender value.
A2. The death benefit payable to the Nominee is the sum assured on death along with the additional sum assured under the life stage plus option. Sum Assured on death is the basic sum assured, ten times the annualized premium and 105% of total premiums paid up to the date of death.
A3. There are a few additional benefits to Tata AIA. Life Insurance like ADDL (Accidental Death and Dismemberment Long Scale) and other riders that ensure to pay the Nominee the sum assured amount that is to be paid at the end of the policy.
A4. Yes. The Tata AIA Term Insurance can be calculated online for free on the official website of Tata Life Insurance by providing a few basic details of the customer.
A5. Yes. A policy can be taken online in Tata AIA Insurance. The customer needs to provide a few basic details and upload a few documents if necessary to get their policies approved online.
A6. The highest sum assured by Tata AIA is 1 Cr. and above. It depends on the plan or the policy that the customer chooses to be the best fit for them.
A7. The steps involved in buying plan in TATA AIA insurance are as follows:
A8. Yes. The tax benefits of the policies will be provided by the Tata AIA Insurance under the tax benefits laws. Tata AIA Insurance tries its best to meet the customers' needs through any mode of tax benefit they could afford.
*Standard T&C Apply
*Tax benefits are subject to change as per tax laws.
A9. The eligibility criteria for getting a policy in Tata AIA Insurance are – Minimum age 18 to maximum age 65, Basic sum Assured, Salary per annum, Premium payment modes, Maturity age, and Plan options. (Plan option depends on the mode of payment or the type of plan chosen by the customer).
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
Women
+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.
1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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