Tata AIA 5-Year Plan: Secure Your Future with Short-Term Protection

Tata AIA Life Insurance offers a wide range of life insurance plans that protects your family and their future. For those people, who are looking for a short term protection, TATA AIA 5-year plan is one of the best option. It offers life cover for a fixed five year period, along with tax benefits.

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What is Tata AIA 5-Year Plan?

The Tata AIA 5-Year Plan is designed for those who want life cover for a fixed, short period. The policy runs for five years and offers financial support to your family if something happens to you during this time. Along with life protection, it allows you to claim tax benefits under Sections 80C and 10(10D), as per current tax laws.

You can choose a premium payment option that suits your cash flow, rather than being locked into a single method. The plan also lets you add riders, such as accidental death or critical illness cover, if you want extra protection. 

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Key Features of Tata AIA 5-Year Plan

  • Fixed 5-Year Term: The policy runs for exactly five years, making it suitable for short-term protection needs.

  • Affordable Premiums: The premiums are usually lower than those of long-term life insurance plans because the coverage period is shorter.

  • Lump Sum Payout: If the insured person dies while the policy is in effect, the nominee receives the full policy amount in a single payment.

  • Easy to Apply: These plans include an easy application process, which is quite convenient for the issuance of new plans.

  • Additional Riders: The insureds are able to increase the insurance cover offered by the insurance policy by acquiring optional insurance riders such as an accidental death benefit and a critical illness cover.

  • Tax Benefits: The scheme provides tax benefits on premiums paid and on the death benefit as specified under Sections 80C and 10(10D) of the Income Tax Act.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

What are the Benefits of Tata AIA 5-Year Plan?

  • Financial Security of Your Family: In the event of an unfortunate occurrence, your family will receive the death benefit, providing guaranteed financial security.

  • Guaranteed Maturity Payouts: Some Tata AIA 5-year plans provide maturity benefits in the form of the sum assured or the premiums paid that are returned at the end of the term.

  • Premium Payment Flexibility Based on your financial situation, you can opt for a single, limited, or regular premium payment.

  • High Claim Settlement Ratio: Tata AIA maintains a high claim settlement ratio, resulting in a smooth and trouble-free claim process for the beneficiaries. 

Life Insurer Details

Popular Plan for TATA AIA Life 5-Year Plan 

TATA AIA Life Insurance Plans  Entry Age  Maturity Age 
Tata AIA Sampoorna Raksha Promise 18-65 years 23-100 years
TATA AIA Maha Raksha Supreme Select 18-60 years 29-100 years

Why Choose Tata AIA 5-Year Plan?

  • A short-term promise with big rewards.

  • Great for people who work and want to save money and stay safe at the same time.

  • Plans that can be changed to fit different money needs.

  • An insurance company that is trustworthy and dependable and pays out claims quickly.

How to Buy Tata AIA 5-Year Plan?

To buy Tata AIA Plan Online, do the following:

Step 1: Go to the Policybazaar website and click on the TATA AIA Life Insurance" plan.

Step 2: Give your name, gender, phone number, and date of birth.

Step 3: Tell us how much you smoke, what kind of education you have, what kind of job you have, and how much money you make each year.

Step 4: Select the TATA AIA Policy that best fits your needs and make the payment.

Step 5: Once done, the company will check your policy form and issues your policy.

Wrapping Up

Tata AIA 5-Year Plans offer short-term financial security, low costs, and benefits that can be changed. These plans will give you peace of mind and protect your loved ones, whether you want term insurance, to grow your wealth, or guaranteed returns. Today, look at different Tata AIA plans and pick the one that works best for you.

FAQs

  • What is a plan to double your money in five years?

    A 5-year double money plan is usually an investment or insurance-linked product that promises to double the amount you invest over the course of five years. In reality, the returns depend on bonuses, how the market does, or other factors. You should check the real maturity value, not just the headline promise.
  • What is the best plan for investing for five years?

    There isn't one best choice for everyone. Fixed deposits, debt mutual funds, and short-term endowment plans are all good choices for moderate risk. If you're okay with taking some risks, hybrid or equity-oriented mutual funds may give you better returns over five years.
  • Is it possible to give up my Tata AIA policy after three years?

    Yes. After three years of coverage, most Tata AIA life insurance policies can be canceled. The value of the surrender depends on the type of plan, the premiums paid, and the terms of the policy. You might not get back all of the money you put in.
  • Is the Tata AIA Smart Pension Secure Plan a good way to invest?

    If you want a steady, guaranteed income after you retire and don't want to take too many risks, this might be a good choice. Returns are usually lower than those of market-linked options, so it's better for conservative retirement planning than for making money.
Premium By Age

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2026 policybazaar.com. All Rights Reserved

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.



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