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*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

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5 Important Responsibilities That You Should Fulfill Before You Travel Abroad

Anyone who is planning to travel abroad should take up these 5 responsibilities before heading to the airport. With the holiday season round the corner, many people plan to make travel booking to visit either their home town or an international destination for a leisure trip.

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Plans for an individual of 30 years age travelling to USA for 15 days

During this time, one often forgets to take necessary measures before the trip. Merely booking the flights and hotel accommodation would not suffice.

Listed below are some responsibilities which everyone should fulfill before packing their bags for the next overseas vacation.  

1. Maintain a Travel Budget

When planning a foreign trip, do not forget to maintain a travel budget and adhere to it. Make a clear estimate of money that you have to spend on travel tickets, hotel booking, shopping, transportation, excursions, meals and other miscellaneous activities. If you calculate all the expenses well in advance, you would be able to manage your expenses better.  This is will give you an overview on the expenses and you can make reservations accordingly. Try to search for better travel deals. All this effort will help you get rid of any last minute unnecessary stress and will help you save a lot of money.

2. Purchase a Travel Insurance Policy

If you are travelling abroad, buying an overseas travel insurance policy is imperative. Any medical emergency which requires immediate hospitalization can play around with all your savings. Medical treatment in international countries involves exorbitant amount of money. Therefore, a comprehensive international travel insurance policy at the time of booking your travel should be on your priority list. This would safeguard you against any medical emergencies or unforeseen circumstances which may disrupt your entire trip.

Your travel insurance policy would protect you against loss or theft of baggage or passport, trip cancellation or curtailment, flight delay or cancellation, accidental injuries, emergency medical care and so on. As they say, prevention is always better than cure. God forbid, if any of these unfortunate incidents take place during your trip abroad, what would do? On the other hand, you would be covered if you have travel insurance handy.

3. Take Home Insurance for Long Trips

When you are planning to travel abroad for a longer duration, it means you leave your home at risk, especially if there is nobody at home.  A home insurance would safeguard your house by recompensing for loss or damage due to any unpredicted natural calamities and man-made disasters. It will keep your home financially secured against the threat or damage arising from any catastrophic event that may take place in your absence. Hence, it is imperative that you buy a home insurance policy before travelling to a foreign land for a long period. You would be covered if there is any damage to your house due to rain, fire, flood, earthquake, terrorism, thunderstorm etc. Before you head out to your next overseas vacation, make sure your house is covered for unexpected tragedies.

4. Pay your bills in advance

Before going on your upcoming vacation, do not leave your bill payments pending. We are sure you do not want to fret about your electricity bills, house rent, and other bills while you are on a holiday or even after coming back. Instead of distressing over them, it is advisable that you clear off your bills before you leave for your trip. This would also save you from penalties due to late payment.

5. Managing the Foreign Exchange

Before heading to your international destination, you need to check the currency exchange rate between India and the country you are traveling to. You need to ascertain the funds you would require on your trip, and you will have to arrange the foreign exchange currency accordingly. If you wait until the last moment, you might not get a good rate and might end up paying an extra amount.  You can easily get the currency exchanged from banks and registered forex service centers in your city. If you buy it from hotels or airport, they will offer it to you at an expensive rate.

If you are planning to carry all the foreign exchange currency in cash, you need to reconsider this. Looking at the risk factors, you can try for other modes like internationally valid travel cards, debit or credit cards etc. Please check with your bank if there are any service charges for using the card overseas.  

6. Try Forex Card

Carrying a forex card is much easier and convenient than carrying cash to a new country.  You can get your forex card recharged with the currency of the country you are travelling to. You can use the forex card immediately without paying extra charges, unlike a debit or credit card.

Conclusion -

Now, you must be aware about the things that you should wrap up before your next trip. If you really want to enjoy your vacation in a hassle free manner, make sure that you make a checklist of things that you must do and fulfill them before travelling.

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*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

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