All You Need to Know about Travel Insurance Policies

A travel insurance policy might be one of the least popular insurance policies that are available in the market. But remember, travel Insurance is one of the most viable solutions to all the possible risks or unforeseen problems, which can arise during your trip. You would need to compare a few travel insurance plans and choose the one that covers most of the risks.

Read more



* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

  • 1Destinations
  • 2Trip Date
  • 3Travellers
  • 4Medical
  • 5Contact
Plans include global Covid-19 coverage

Popular Destinations

Select trip dates

Don’t worry you can change your trip dates at a later stage

How many people are travelling?
1
2
3
4+

No. of travellers

-
4
+
Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

Please select the travellers who have a pre-existing medical condition

Great! One last step to get your travel insurance plans
It will help us to share policy documents and assist you in claim settlement if needed
By clicking on "" you agree to our Privacy Policy and Terms Of Use
Get updates on WhatsApp

Now covers COVID-19

Just a minute!
Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹50 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Top Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

But, again it is subjective to the individual needs. You need to check the risk factors, various reimbursements and specific covers that are provided by the policy.

Some travel insurance policies also provide extra perks like emergency repatriation, hijack and lost luggage cover. It is important to do your research and then make the purchase.

Read on to know everything about travel insurance policies:

What Do You Need a Travel Insurance Policy?

There are plenty of reasons to buy a travel insurance policy:

  1. Flight Cancellation or Delay: Nothing can be more heart wrenching than missing your flight to your favourite destination. But if you are insured, then you would be reimbursed for any flight delay of more than 12 hours than the actual departure time.
    You would also be compensated for any unplanned accommodation, which you have to take up due to delay.
  2. Growing Medical Costs: You must be aware that any medical treatment in the west can create havoc in your entire bank balance. You will have to meet the entire medical expenses and hospitalization costs on your own. Any medical care can turn out to be overwhelming for you.
    Only if, you have a travel insurance policy, you would not have to bear whole medical expenses on your own. Even the ambulance costs would be borne by our insurer.
  3. Emergency Repatriation Costs: In the event of death during the trip, there would be no support from anyone for repatriation or emergency medical evacuation. It will involve a lot of time and financial efforts from your end.
    But if you have your travel insurance policy in place, then you would not need to worry about it. Your insurer would compensate you for the same. For example – you can buy travel insurance to get yourself covered from such exigencies.
  4. Bear the Loss of Passport or Luggage: At any time during the trip, if you happen to lose your baggage and belongings, then you would have to bear the cost of acquiring a new passport and the cost of replacing your belongings.

You will end up bearing the actual loss, as well as you would need to pay an extra amount to replace the loss. If you are insured, then you would be compensated for any such loses.

How to Get a Travel Insurance Policy?

The procedure of buying an overseas or a domestic travel insurance policy is exactly the same. The only difference that lies is in their price and the features.

First things first, you need to make a checklist of the possible risks and your requirements during the trip.

For example, do you have an underlying medical condition or have you booked your tickets on your loyalty points? Depending on these criterions, you would need to shortlist the policy options.

Secondly, check your medical insurances to see if any of them cover your medical expenses for travel.

Thirdly, the best time to buy your travel insurance is when you book the trip.

Also, opt for a plan that recompenses for lost luggage. After shortlisting the policies you can compare the costs of the travel insurance policies before making the purchase online.

What Are The Different Types of Travel Insurance Policies?

There are various travel insurance plans that are available in the market for keen travellers like you.

  • Comprehensive Travel Insurance: A Comprehensive Travel Insurance policy is the most popular travel insurance policies. You can opt for a domestic travel option as well as an overseas travel insurance policy.
    It mainly covers medical emergencies, accidental injuries, loss of luggage, etc. you can buy this policy for single trips and multi-trips. It is available for individuals and families both.
  • Medical Travel Insurance: A medical travel insurance policy is for people travelling overseas. It covers medical emergencies including emergency evacuation. It is also called International Travel Insurance, International Medical Insurance as well as Travel Health Insurance. 
  • Travel Accident Cover: It offers coverage in case of an accident during the trip or an accident before the trip that may lead to trip cancellation. To ensure that you do not have to face any such situation, you should opt for a travel accident insurance policy that will offer financial compensation during such trying times.
  • Student Travel Insurance Plans: These plans are designed to safeguard students while studying abroad. 

There are other plans as well and you can select the one that works just right for you. The other types are also based on age and are divided between single trip, multiple trips, and senior citizen plans.

To Conclude

Travelling without getting a travel insurance policy would not be a great decision. You cannot plan a trip with a callous attitude towards your own safety and well-being. You only need to pay a small amount of premium and you are all set for your trip.

You May Also Want to Know About

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India When finding the best travel insurance plan, you’ll get a long list of travel insurance policies online. Even if you ask any expert to name the best, you will probably get an answer that would be non-committ...
Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Then you must already know about high airfares and other expenses that you may face there. With student travel insurance, studying abroad can be stress-fr...
Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits Numerous insurance companies are providing travel insurance for journeys within India. But do you think of buying travel insurance in India as a compulsion or necessity? Read on to know how is it ad...
10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel Travel insurance can be taken for an international travel as well as domestic travel. Overseas medical and travel insurance can cover your medical expenses, personal accident. Read more ...
 
top
View Plans