Travel Insurance
Travel Insurance
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Travel without any worries, plans starting
30 per day*
Plans include global Covid-19 coverage

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Now covers COVID-19

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Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹30 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

Making a Trip? Crack the Cheap Travel Insurance Deal!

Are you somebody who loves travelling? Or someone who loves going on solo trips and travelling to exotic international destinations? Or maybe your job profession involves extensive travelling from one country to the other.

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Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

Regardless of whether you are a solo traveller, globe trotter or you are going for a leisure trip or a business trip. Not only it is important, besides it is a smart choice to buy international travel insurance.

Travel Insurance? Now, what is that? Why should I buy travel insurance?

While you travel abroad, travel insurance safeguards you from any unforeseen events, which may lead to otherwise financial expenses. Moreover, sometime the expenses could be such, which may easily create a hole in your pocket.

Thinking that you would not need travel insurance and probably buying travel insurance is going to be a silly investment.

No! You are wrong.

Before You Take Off

You have been planning your trip and you are pretty thrilled and excited. However, have you thought what if someone in the family passes away?  What if someone falls sick/ill? What about the pre-booked tickets and accommodation? What if someone loses the passport in the midway of the trip? What if you meet with a serious accident?

Certainly, adverse situations like these could make your trip a harrowing experience. Having the right travel insurance will provide you with adequate coverage for such perilous situations and much more.

While you plan your travel itinerary, buying travel insurance should be a priority before you embark your journey.

How to Buy Cheap Travel Insurance?

To ensure that you get a cheap travel insurance deal, it is important to understand your travel requirements. Do not buy a travel insurance policy just because somebody has suggested it to you. Besides, look and include coverage’s, which are important.

For instance, if you are travelling to destinations like the USA and the UK then opt for extensive medical cover as any medical-related expenses in these countries are usually on a higher side.

Besides, if you are travelling to destinations like Thailand or Maldives and if you intend to undergo any adventure or water sports activity then accordingly you would need a cover for the equivalent.

To avail the cheap travel insurance deal, it is important to contemplate the prerequisites of your travel. Moreover, with a plethora of travel insurance companies available in the market, they offer area/ region-specific travel insurance policy.

If you know, you are going to travel multiple times within a year, it is better to opt for multi-trip annual travel insurance. In case, you are travelling once a year, then stick to a single trip travel insurance policy.

Remember, buying cheap travel insurance does not mean that you compromise on the coverage. The key to buying cheap travel insurance is understanding your travel needs. Listed below are some questions that will help you to choose travel insurance policy:

  • Which is the destination you are planning to travel?
  • What is the length (number of days) of your trip?
  • Are you a solo traveller?
  • What is the estimated value of the goods you are taking with you?
  • Is the destination risk-prone?
  • Any adventure activity that you intend to try?

In the below table, are general concerns and the corresponding coverage you might need on the foreign soil, which will help to analyze and buy suitable travel insurance online.

Situations Cover You Will Need
If you get sick/ill or meet with an accident Travel Medical or Accidental Cover
In case of an emergency, you need to rush to the nearest hospital or return to your home country Emergency Evacuation/ Repatriation
You need to cancel or end your trip suddenly Trip Cancellation/Interruption/Curtailment
Loss of belongings such as loss of passport, loss/ delay of checked-in baggage Cover for Theft/Loss of Passport/Checked-in Baggage
Finding  round-the-clock medical assistance 24-hour assistance

The Misconceptions - Travel Insurance

There are some misconceptions in regards to buying travel insurance in India.

Nothing Will Happen During the Trip

Well, a majority of the population believes that travel insurance is not required as they will take care of the belongings and will be cautious. However, they do not realize that eventualities do not come knocking. The entire trip could easily take a halt in case of any natural calamity, man-made calamity or any malevolent act. Under such a scenario, you will end up losing a hefty amount in case of pre-booked tickets, accommodations and much more.

I already have a health insurance policy. Therefore, I will not need a travel insurance policy.

In case, you think that having health insurance policy is more than enough to provide you coverage in case of any medical emergency then you are very wrong. There are chances that your general health insurance policy might not provide you cover if you are on foreign land. Moreover, any non-medical peril may also incur such trip cancellation, loss of passport, loss of checked.-in baggage and so forth no cover will be provided if you do not possess a valid travel insurance policy. Therefore, before you zero down a travel insurance policy, it is important to understand the terms and conditions of the policy schedule and aptly understand the coverage.

Travel Insurance Does Not Cover Pre-existing Ailment/Disease.

This is a common myth that travels insurance policy does not cover any pre-existing disease. Some insurance providers in India do provide cover for pre-existing disease up to a specified limit and coverage conditions. You can always contact your travel insurance company and inquire in regards to the same.

Short Trips Do Not Need Travel Insurance

This is one of the most common misconceptions. This needs to be understood that any eventuality can happen at any point of time and does not come with prior notice or information. Irrespective of the duration, buying travel insurance is something you should not compromise. For instance, envision a scenario wherein you are travelling for one day and you meet with a road accident. Under such an adverse and sudden circumstance, having travel insurance will not let you or your family about the incurred financial implications.

All Travel Insurance Policies Are the Same.

No, this is not the case. With a plethora of insurance providers accessible in the market, different travel insurance plans are offered catering to the wider spectrum of the population. There are specific travel insurance plans available such as student travel insurance, senior citizen travel insurance, etc. Besides, you have the option to tailor the plan according to your travel needs. Every policy offers various combinations of features and coverage, which allows you to make a wise and informed choice. Therefore, look around at the policies on the web and choose the right travel insurance policy.

I Will Buy Travel Insurance Policy Later

You have already booked your flight tickets and accommodation for your holidays. However, there is time in your travelling so you think that travel insurance can be booked later. During this period, there is some political unrest in the destination you are travelling or any natural-calamity occurs at the destination. Now, you need to cancel the trip. What about the prepaid bookings already initiated? If you had bought the travel insurance policy then it would have handy to secure you against the incurred financial expenses.

Wrapping it Up

Before signing on the dotted, check the coverage options you have opted. Besides, duly understand the expenses, which you might incur in case of issues lately.

To avail cheap travel insurance, understand your prerequisites, research about the various types of travel insurance policies available in the market.

Research, check and compare the quotes and then zero down the right travel insurance online.

Travel insurance is an all purpose-emergency coverage plan.

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Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2024 | License category - Composite Broker | Contact Us | Legal and Admin Policies

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

 
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