What is the Importance of Travel Medical Insurance?

Traveling abroad is an exciting experience – from planning your trip to everything that you do while you’re away. You want to leave the stress behind and enjoy carefree.  But, often in this excitement of trip we tend to overlook the possibility of getting injured or falling sick. Eventuality can happen anywhere, anytime. So, preparation is a must.

Read more



* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Plans include global Covid-19 coverage

Popular Destinations

Select trip dates

Don’t worry you can change your trip dates at a later stage

How many people are travelling?
1
2
3
4+

No. of travellers

-
4
+
Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

Please select the travellers who have a pre-existing medical condition

Great! One last step to get your travel insurance plans
It will help us to share policy documents and assist you in claim settlement if needed
By clicking on "" you agree to our Privacy Policy and Terms Of Use

This will take less than a minute

Now covers COVID-19

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Well, your travel preparation will remain incomplete without ensuring that medical emergencies are taken care of. Let’s see how you can make your trip foolproof.

What is Travel Medical Insurance?

Travel medical insurance is an insurance package that offers medical coverage while travelling outside your home country for an extended period of time. Travel insurance is a good option if you are planning a prepaid vacation where your health insurance won’t cover you.

It provides medical coverage while you're traveling, studying or living outside the country of origin. This insurance is perfect for students who need short-term coverage and looking for affordable health insurance.

What Does Travel Medical Insurance Cover?

Typically, travel medical insurance includes the following:

  • Emergency medical care
  • Expenses for prescription drugs, medical cost and hospitalization
  • Surgery and dental charges
  • Medical care in case of accidents

Moreover, some insurance companies also provide additional coverage in your travel medical insurance:

  • Emergency evacuation
  • Legal assistance
  • Repatriation in case of illness, accident or death

How Travel Medical Insurance is Different From Travel Insurance?

Travel medical insurance is no different from travel insurance as they both have similar and overlapping benefits. However, the former is designed especially to cater to medical needs while you’re away. Unlike other countries where they have separate travel insurance and travel medical insurance, Indian insurers have clubbed the benefits of both into one.

It means that your travel medical insurance also includes insurance for your lost baggage, delayed flights, cancelled flights, theft, and much more. All your health benefits as well as travel insurance costs are covered under travel medical insurance policy.

Anyone travelling abroad, be it a student, senior citizen, tourist, or a business traveler will require travel medical insurance. The insurance policy can be purchased either online or conventionally depending on the chosen company.

Before purchasing a travel health insurance policy for your upcoming travel, ensure that it covers international medical emergency costs. Carefully check the list of network hospitals, toll-free numbers, and person to contact in case of an emergency.

Travel medical insurance is an important travel necessity for individuals and families. There are many affordable travel medical insurance plans that you can buy online and secure your trip.  For complete details on travel insurance plans log on to PolicyBazaar website.

You May Also Want to Know About

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India When we talk about buying the best travel insurance plan, you’ll get a long list of online travel insurance policies. This creates a lot of confusion. Even if you’ll ask any expert to name the best, you...
Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Then you must already know about high airfares and other expenses that you may face there. With student travel insurance, studying abroad can be stress-fr...
Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits Numerous insurance companies are providing travel insurance for journeys within India. But do you think of buying travel insurance in India as a compulsion or necessity? Read on to know how is it ad...
10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel Travel insurance can be taken for an international travel as well as domestic travel. Overseas medical and travel insurance can cover your medical expenses, personal accident. Read more ...
 
top
View Plans