Travel Insurance for Nigeria

Nigeria is a country in West Africa known for its cultural diversity and iconic sites like Yankari National Park and Olumo Rock. Indian tourists love exploring Nigeria's vibrant cities and scenic landscapes while immersing themselves in its local traditions. If you're contemplating a trip to this country, consider travel insurance for Nigeria to stay prepared for any unexpected situations during your journey.

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Plans for an individual of 30 years age travelling to USA for 15 days

Quick Facts to Know About Nigeria

Requirement Details
Visa Requirement for Indians Visa mandatory for Indian citizens
Visa Application Fee Starting from approx INR 35,664 (Visa fee of USD 253 + Biometric fee of USD 170)
Is Travel Insurance Required? Not mandatory
Currency Nigerian Naira, (1 NGN = INR 0.11)
Main Airports Murtala Muhammed International Airport (LOS), Nnamdi Azikiwe International Airport (ABV)
Time Zone UTC+1
Best Travel Seasons November to February, when the weather is dry and pleasant

Key Benefits of Travel Insurance Nigeria

Travelling to Nigeria from India is an opportunity to experience its rich culture, vibrant cities, and diverse landscapes. However, unexpected situations can occur during your journey. International travel insurance for Nigeria offers crucial financial security and support, helping you easily manage unforeseen events. Here are some key benefits of having travel insurance for Nigeria trip:

  • Medical Emergencies: Medical expenses can be high when you travel to a foreign location. With travel insurance, you can be covered for unexpected medical costs in case of an accident or sudden illness.

  • Trip Cancellations: Sudden changes in travel plans can result in significant losses. Travel insurance helps recover non-refundable costs if you need to cancel your trip for reasons beyond your control.

  • Baggage Delays or Loss: Delayed or lost luggage can cause inconvenience and unexpected expenses. Travel insurance provides reimbursement in such cases.

  • Missed Connections: Missing a connecting flight can lead to additional costs for rebooking or accommodations. Travel insurance helps manage these expenses, ensuring minimal disruption to your plans.

  • Flight Delays or Cancellations: Travel disruptions due to flight delays or cancellations can incur extra costs. Travel insurance for the Nigeria trip will help cover these unforeseen expenses, offering peace of mind throughout your journey.

Types of Coverage in Travel Insurance for Nigeria

Coverage Type Description
Evacuation and Repatriation Covers the cost of emergency transportation to the nearest appropriate medical facility or repatriation to your home country in the event of severe illness, injury, or death during the trip.
Loss of Passport Provides reimbursement for the costs incurred in obtaining a duplicate or new passport if the original is lost or stolen, ensuring minimal travel disruptions and financial loss.
Personal Accident Offers financial compensation in the event of accidental death or permanent total disability during the trip. The payout is determined based on the nature of the loss.
Trip Cancellation Covers non-refundable expenses like airfare and hotel bookings if your trip is cancelled due to reasons like illness, injury, or natural disasters.
Delayed Baggage Reimburses the cost of essential items such as clothing and toiletries if your checked-in baggage is delayed for more than the specified period.

Additional Considerations for Travel Insurance Coverage

  • Home Burglary Coverage: This feature provides financial protection if your house is robbed while you are in Nigeria. It compensates for losses due to theft or damage to your belongings at home.

  • Compassionate Visit: If you are hospitalised due to a medical emergency during your trip, this covers the travel expenses of a close family member who will visit and support you during your recovery.

  • Travel Assistance: This includes services like help with lost passports or luggage, emergency travel arrangements, and access to 24/7 assistance. It can provide aid during urgent situations, such as legal or medical emergencies abroad.

  • Emergency Hotel Accommodation: This feature covers the costs of an extended hotel stay if your trip is disrupted due to unforeseen events. It could be due to flight delays, natural disasters, or personal medical emergencies.

  • Emergency Dental Expenses: This add-on covers unexpected dental treatments, such as procedures for severe toothaches, infections, or accidental dental injuries.

How to Buy Travel Insurance for Nigeria Online?

Follow the below steps to get online travel insurance for your Nigeria trip.

How to Buy Travel Insurance from Policybazaar

Steps to Make a Successful Travel Insurance Claim Online

Below is a brief description of how you can make a travel insurance claim for Nigeria.

How to Make Successful Travel Insurance Claim

Nigeria Visa Requirements for Indian Travellers

If you're an Indian citizen planning to visit Nigeria, obtaining a visa is a necessary step. The type of visa you require will depend on your purpose of travel, whether it's for tourism, business, or employment. Here's a simple guide to assist you in understanding the Nigeria visa application process:

  • Apply Online: Visit the Nigeria Immigration Service portal and fill out the application form for the visa you require.

  • Upload Documents: Submit essential documents, such as your passport, photos, and travel itinerary, through the portal. Pay the visa fee online.

  • Biometrics appointment: On the scheduled date, visit the chosen OIS Services centre (Online Integrated Solutions, OIS, is the authorised partner of the Nigerian government) to submit your application and complete the biometric enrollment.

  • Processing Time: Nigeria visa processing could take approximately 2-3 working days after successful application.

Top Tourist Attractions in Nigeria

After you've made your visa application and finalised your travel insurance for Nigeria, it is time to work on the Nigeria itinerary. Here are some of the best places to visit in Nigeria:

  • Zuma Rock: Known as the "Gateway to Abuja," this iconic monolith is celebrated for its unique shape and rich cultural legends.

  • Yankari National Park: Explore Nigeria's premier wildlife reserve, home to elephants, baboons, and other native species. Relax in the Wikki Warm Springs after your adventure.

  • Lekki Conservation Centre: Enjoy a breathtaking canopy walk through this urban nature reserve, offering a close-up view of Nigeria's mangroves and wildlife.

  • Osun-Osogbo Sacred Grove: A UNESCO World Heritage Site, this sacred forest is filled with shrines and sculptures dedicated to the river goddess Osun, embodying Yoruba spirituality.

  • Ikogosi Warm Springs: Visit this rare natural phenomenon where warm and cold springs flow side by side, creating a serene and picturesque retreat.

Nigeria Travel Insurance - FAQs

  • Q. How to get insurance in Nigeria?

    Ans: As an Indian traveller, you must get travel insurance to Nigeria from India before your trip begins. You can explore various travel insurance options online to find a policy that suits your requirements.
  • Q. Is it safe to travel to Nigeria right now?

    Ans: Travelling to Nigeria is safe in some areas but risky in regions affected by crime and terrorism. Before planning your trip, you must check the Indian embassy's current advisories.
  • Q. Is it easy to travel to Nigeria?

    Ans: Travelling to Nigeria is manageable with proper planning. Ensure you have a valid visa, book connecting flights, and follow health & safety guidelines.
  • Q. Do I need travel insurance for travel to Nigeria?

    Ans: Travel insurance for Nigeria visitors is not mandatory. However, you should get one to ensure your Nigeria travel journey is hassle-free. It covers you for medical emergencies, trip cancellations, and unexpected expenses.
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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Travel Insurance Reviews & Ratings
4.8 / 5
Yash
Surat, March 31, 2026
100% Support
Had planned the perfect solo international trip, but when I landed at the airport, my baggage didn’t arrive. Everything was chaos, and thankfully, my travel insurance helped me get financial assistance, when the situation was difficult.
Sahil
Rajahmundry, March 29, 2026
Very Helpful
I went to Indonesia with my parents, and I was not sure where to get travel insurance. On a friend’s recommendation, I decided to go with Policybazaar, and I have been a happy customer ever since.
Amit
Nagercoil, March 27, 2026
Reliable Plans
I have always found reliable plans for all my needs. I have purchased more than 5 plans for various trips across Asia and Europe and faced no issues.
Anant
Agra, March 24, 2026
Happy Customer
Mr. Rohit from Policybazaar provided me with 100% support during my claim. I am very happy with my recent experience.
Manpreet
Amritsar, March 22, 2026
Good Experience
Got a travel insurance policy from Policybazaar. Had a very good experience. Affordable price, hassle-free process. The best part is that they took care of my claim without any delay, completed the process to get me a quick resolution.
Ali
Udaipur, March 17, 2026
Exceptional Support
The Policybazaar team went out of their way to get the claim approved for my insurance. Initially, there were some challenges from the insurer side. Their team provided me exceptional support throughout the process.
Maahi
Jamshedpur, March 15, 2026
No Forceful selling
What I liked most was that the team gave honest advice without forcing any plan. Always recommended.
Shreya
Dharamshala, March 13, 2026
100% Online
We bought our travel insurance online in minutes. It was a smooth, digital-first process that made our vacation much more relaxing.
Bhavesh
Lucknow, March 11, 2026
Hassle-Free
Great experience using PolicyBazaar for our recent trip to Nepal.Highly recommended for a hassle-free process.
Nishant
Junagadh, March 09, 2026
Happy Customer
I have taken travel insurance for my last four international trips. Glad to share that I am always a happy customer.

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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies

* Price shown is for a 30 day trip to Nigeria with 50,000 dollar coverage for an adult of age 25 years

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