11 Popular Care Health Insurance Plans That You Can Consider Buying

Health insurance is a necessity for people of all ages. It helps a person to arrange financial aid in case unforeseen medical emergencies, such as hospitalization due to accidents, medical illness, etc., strikes. Given the constant rise in the cost of healthcare facilities in India, it becomes prudent for every person to be covered under a health insurance policy. Fortunately, several insurance companies in India provide comprehensive health insurance plans at competitive rates. One such widely sought-after health provider in India is Care Health Insurance Limited.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans with up to 25% Discount**

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      Care Health Insurance Limited

      Care Health Insurance Limited is a popular health insurance provider in India. It offers a variety of health insurance plans for individuals as well as for families. It has customized plans for senior citizens as well as maternity plans for women hoping to start a family soon. Moreover, Care Health Insurance Limited also offer specific plans designed for people diagnosed with diseases, such as diabetes, cancer, heart ailments, etc.

      Care Health Insurance Limited also provides several facilities to its customers. To begin with, people can buy Care health insurance online as well as through an insurance agent. The customers can avail free health check-up facility every year. The insurer provides cashless treatment facility at more than 11,000 hospitals. Moreover, Care Health Insurance Limited boasts of processing a cashless claim in approximately two hours. The insurer also claims to enjoy a claim settlement ratio of 92.3 per cent, which is very impressive. Besides, they also have a claim support team available 24x7.

      11 Popular Health Insurance Plans Offered by Care Health Insurance

      Buying a health insurance plan by Care Health Insurance Limited can be really beneficial. Here are 11 popular health insurance plans offered by Care Health Insurance Limited:

      1. Care - Comprehensive Family Health Insurance Plan

      Care is a comprehensive health plan designed to cover the medical needs of an individual as well as the entire family. It provides coverage for various medical expenses arising out of emergency ambulance services, in-patient hospitalization, domiciliary hospitalization, pre-hospitalization, day care, post-hospitalization, organ donor and second opinion. It also covers the cost of modern treatments, such as HIV/ AIDS, robotic surgery, etc.

      Care plan offers a wide range of sum insured options ranging from Rs 4 lakh to Rs 6 crore. The plan coverage can be enhanced with add-on covers, such as No Claim Bonus Super, OPD Care, COVID Care, Reduction in PED Wait Period, Daily Allowance, Everyday Care, Discount Connect & Unlimited E-Consultation, etc.  

      2. Care Freedom

      Care Freedom is a health insurance plan for people battling with diabetes, BMI and high blood pressure (BP). It does not require the plan applicants to appear for a pre-policy check-up while buying Care health insurance online. It covers the cost of dialysis, ambulance charges, cost of consumables, in-patient hospitalization charges, day care treatment expenses, domiciliary hospitalization charges, etc. It also comes with companion benefit and covers pre & post-hospitalization expenses.

      Care Freedom comes with the sum insured options of Rs 3 lakh, 5 lakh, 7 lakh and 10 lakh. The plan coverage can be further enhanced with the help of Health Check+ and Home Care add-on covers.

      3. Care Advantage

      Care Advantage is a health insurance plan that comes with a sum insured option of up to Rs 1 crore. The plan allows people to buy Care health insurance online with higher medical coverage of Rs 25 lakh, Rs 50 lakh as well as Rs 1 crore. It covers the medical treatment costs arising out of day care treatment, in-patient hospitalization, organ donor, pre-hospitalization, emergency ambulance and post-hospitalization. The Care Advantage plan coverage can be increased by buying add-on covers, such as Smart Select, Care Shield, Room Rent Modification and No Claim Bonus Super.

      4. Arogya Sanjeevani Policy

      Arogya Sanjeevani is a standard health insurance policy offered by all health providers, including Care Health Insurance Limited. It provides a wide range of policy coverage with the sum insured ranging from Rs 1 lakh to Rs 5 lakh for affordable premiums. The policy coverage includes in-patient hospitalization, cataract treatment, AYUSH treatment, emergency ambulance and diagnostic tests. Pre & post-hospitalization expenses for up to 30 & 60 days respectively are also available. The plan also comes with a cumulative bonus that increases sum inured by 5% for every claim-free year.

      5. Care Heart

      Care Heart is a health insurance plan designed to cover pre-existing heart ailments of people. Given how common heart diseases are in India, this plan is crucial to ensure quality treatment. Medical expenses arising out of pre-hospitalization, post-hospitalization, AYUSH treatment, domiciliary hospitalization, ambulance services, total knee replacement, etc. are covered under this plan. Besides, the insured also gets an annual cardiac health check-up for free under this plan.

      Care Heart plan comes with the sum insured options of Rs 3 lakh, Rs 5 lakh, Rs 7 lakh and Rs 10 lakh. The plan coverage can be improved by using the Home Care add-on cover.

      6. Care Senior

      Care Senior is a customized health plan designed especially for senior citizens above the age of 60 years. It covers medical expenses arising out of emergency ambulance services, in-patient hospitalization, pre-hospitalization, organ donor, day care treatment, post-hospitalization, daily allowance, alternate treatment, domiciliary hospitalization and second opinion. Moreover, the applicants do not have to undergo a pre-policy health check-up while buying Care health insurance online.

      Care Senior plan can be purchased with a sum insured of Rs 3 lakh, Rs 5 lakh, Rs 7 lakh and Rs 10 lakh. The applicants can also extend the policy coverage with add-on covers, such as Co-Payment Waiver, Care Shield, Reduction in PED, OPD Care and NO Claim Bonus Super.

      7. Enhance

      Enhance is a top-up health insurance plan offered by Care Health Insurance Limited. It acts as a secondary policy to complement the coverage provided by primary health policy. The plan covers the cost of in-patient hospitalization, day care treatment, pre-hospitalization, organ donor and post-hospitalization. It also comes with Enhance Anywhere cover, which ensures that medical expenses incurred across the globe is covered. Moreover, no health check-up is required at the time of buying this Care health insurance online.

      The Enhance plan offers floater coverage with sum insured option ranging from Rs 1 lakh to Rs 10 lakh. The plan coverage can be enhanced with Expert Opinion and Everyday Care add-on cover.

      8. Joy

      Joy is a health insurance plan designed especially to cover the medical expenses of pregnant women. It is a maternity insurance plan that comes along with the newborn baby cover. Under this plan, you can get coverage for medical expenses incurred on in-patient hospitalization, day care treatment, pre-hospitalization, road ambulance, newborn birth defects and post-hospitalization.

      The Joy plan is available for a sum insured of Rs 3 lakh and Rs 5 lakh. The plan coverage can be amplified with the help of No Claim Bonanza cover. Moreover, this plan can be purchased for either a tenure of 9 months or 24 months.

      9. Corona Kavach Policy

      Corona Kavach is a health plan designed to cover the treatment cost of COVID-19. It is an indemnity-based health plan available for both individuals and families. It provides coverage for in-patient hospitalization expenses due to COVID-19, pre-hospitalization costs, home care treatment expenses, cost of consumables (PPE kit, masks, etc.), road ambulance charges, AYUSH treatment expenses and post-hospitalization costs. However, the plan benefits can be availed only if the insured was tested COVID-19 positive at a diagnostic center authorized by the government.

      The Corona Kavach policy offered by Care health insurance online is available for a sum insured ranging from Rs 50,000 to Rs 5 lakh. The plan also comes with Hospital Daily Cash add-on cover. Moreover, the policy is available for a tenure of 3.5, 6.5 and 9.5 months.

      10. Critical Mediclaim

      Critical Mediclaim is a health policy that covers the treatment cost arising out of critical ailments. It is an affordable plan that covers the insured against 32 critical illnesses, including major organ transplant, end-stage renal failure, cancer, benign brain tumour, paralysis, coma, stroke, multiple sclerosis, end-stage lung disease and blindness. The plan covers the cost of in-patient hospitalization, OPD consultations, pre-hospitalization, organ donor, day care treatment, alternative treatment, post-hospitalization and road ambulance. Besides, it also covers medical expenses incurred on the specialized procedures, such as chemotherapy, radiotherapy, dialysis, etc.

      The Critical Mediclaim plan is available for sum insured of Rs 10 lakh, Rs 25 lakh, Rs 50 lakh, Rs 1 crore and Rs 5 crore. The plan also comes with an optional cover of air ambulance and international second opinion.

      11. Cancer Mediclaim

      Cancer Mediclaim is a customized health policy for cancer patients. It plan covers the insured against cancer detected at all stages. It provides coverage for the medical expenses incurred on radiotherapy, chemotherapy, pre-hospitalization, OPD consultations, in-patient hospitalization, alternative treatment, day care treatment, ambulance services, organ donor and post-hospitalization.

      The Cancer Mediclaim plan offered by Care health insurance online is available for sum insured options ranging from Rs 10 lakh to Rs 2 crore. The policyholder can enhance the plan coverage with an international second opinion and air ambulance cover.

      Summing It Up

      Care Health Insurance Limited provides a wide range of health plans to cater to the health needs of different people. Right from hospitalization due to infections and surgeries to cancer and heart ailments, there are health plans to cover them all. Thus, a person should identify his/ her health needs and accordingly purchase Care health insurance online.

      book-home-visit
      Search
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health insurance Articles

      • Recent Article
      • Popular Articles
      26 Sep 2024

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life

      Read more
      12 Aug 2024

      Moratorium Period in Health Insurance

      Getting a health insurance claim accepted for pre-existing

      Read more
      30 Jul 2024

      Is Dengue Covered by SBI Health Insurance?

      Dengue, a common vector-borne disease, causes high fever, severe

      Read more
      30 Jul 2024

      Is Dengue Covered by Reliance Health Insurance?

      Dengue fever can negatively impact you physically and financially

      Read more
      29 Jul 2024

      Modern Treatments in Health Insurance

      Modern treatments have transformed the healthcare industry with

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      List of Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      10 Major Benefits of Ayushman Bharat Yojana

      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi

      Read more

      Heart Surgery Cost in India

      Heart diseases are the leading cause of death across the globe. As per a survey by the World Health Organisation

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL