About Aditya Birla Activ Secure - Cancer Plan
The Aditya Birla Activ Secure – Cancer plan has been designed to cover people diagnosed with cancer for the treatment costs. It covers all stages of cancer and also provides an additional sum insured in case an early stage diagnosis escalates to a major or advanced stage. Besides, it comes with high sum insured options of up to Rs 1 crore.
Aditya Birla Activ Secure - Cancer Plan: Key Highlights
| Categories | Specifications |
|---|---|
| Sum Insured | ₹5 lakh to ₹1 crore |
| Discount | 10% family discount |
or select from popular citiessSearch Activ Health Platinum Enhanced Cashless Network Hospital list
Key Benefits of Aditya Birla Activ Secure - Cancer Plan
Aditya Birla Activ Secure - Cancer Plan Inclusions, Exclusions & Optional Cover
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Early Stage of CancerIt pays a lump sum amount of up to 50% of the sum insured in case the insured is diagnosed with an early stage cancer, including carcinoma in sites like lung, breasts, stomach, etc.
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Major Stage of CancerIt pays 100% of the sum insured in a lump sum in case the insured is diagnosed with a malignant tumour or cancer of specified severity.
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Advanced Stage of CancerIt pays 150% of the sum insured in a lump sum if the insured is diagnosed with a Stage IV malignant tumour or metastatic cancer.
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Sexually Transmitted Diseases
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Treatment for drugs or alcohol addiction
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Congenital external anomalies
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HIV/AIDS
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Intentional self-injury
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Birth control procedures
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Second E OpinionIt enables the insured to avail a second e-opinion from the insurer’s panel of doctors in case he/she is diagnosed with cancer of specified severity or metastatic cancer.
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Wellness CoachIt provides the insured with a dedicated coach that provides personalized medical advice on weight management, nutrition, activity & fitness and tobacco cessation to ensure a faster recovery.
In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Policybazaar Claim Process
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Aditya Birla Activ Secure - Cancer Plan: FAQs
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Q1. Does Aditya Birla Health Insurance cover cancer?
Ans: Yes. Aditya Birla Health Insurance provides coverage for cancer under the Activ Secure – Cancer plan. -
Q2. How can I check the premium of my Aditya Birla Cancer Secure policy before buying?
Ans: You can use an Aditya Birla Cancer Secure premium calculator to check the premium for cancer insurance before buying the policy. -
Q3. Which documents do I need to submit while raising a claim under my Aditya Birla Cancer Secure plan?
Ans: You will need to submit the following documents while raising a claim under your Aditya Birla Activ Secure Cancer policy:- Aditya Birla claim form
- Medical certificate confirming the diagnosis of cancer
- Copy of first consultation letter and subsequent prescriptions
- Certificate confirming cancer was not pre-existing
- Copy of indoor case papers
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Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
Aditya Birla offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of Aditya Birla
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to Aditya Birla for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the Aditya Birla policy
- The network hospital will send the hospital bill to Aditya Birla.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Inform the insurance company about the hospitalization
- In case of planned hospitalization, notify the insurer before hospital admission.
- Receive medical treatment
- At the time of discharge, pay the entire hospital bill in full.
- Collect all the medical documents, bills and payment receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim
