Bajaj General Insurance (Formerly Known as Bajaj Allianz General Insurance)

In the times of rising medical costs, health insurance becomes a necessity. Check out Bajaj health insurance (Formerly known as Bajaj Allianz Health Insurance) plans as per your need. Health insurance plans are the perfect solution and provide health protection for you and your family. They take care of medical treatment costs incurred during hospitalisation due to serious accidents or critical illnesses.

• Bajaj Health Guard Individual Policy: The Health Guard Individual Policy is designed to take care of all the healthcare needs and offers coverage against medical expenses including hospitalisation.
• Bajaj Health Guard Family Floater Option: The Health Guard Family Floater Option provides perfect health protection for the entire family against medical expenses including hospitalisation, doctor consultations, diagnostic tests, medicines and ambulance services.
• Bajaj Premium Personal Guard: The Premium Personal Guard cover is a personal accident insurance policy that ensures financial security and protection from unforeseen risks and accidents. The coverage limit is up to Rs. 25 lakh.
• Bajaj Critical Illness: The Critical Illness plan as the name suggests is an insurance policy providing cover against critical illnesses like cancer, tumors and strokes, illnesses that have high treatment costs.
• Bajaj Health Care Supreme: The Health Care Supreme policy is a comprehensive plan that takes care of medical expenses at every stage of life.
• Bajaj Hospital Cash Daily Allowance: The Hospital Cash Daily Allowance insurance policy offers a cover in the event of hospitalisation by providing daily cash to help one focus on treatment rather than managing funds for incidental expenses.
• Bajaj Personal Accident Insurance (Formerly known as Bajaj Allianz Personal Accident Insurance): While we cannot do much about the uncertainties of life, what we can surely do is to secure financial independence to deal with various unforeseen situations the journey of life throws at us. Bajaj Personal Accident (Formerly known as Bajaj Allianz Personal Accident) is a unique insurance plan that offers multiple benefits such as medical benefits, education benefits to children or spouse and up to 125% compensation in case of disabilities.
• Bajaj Extra Care Plus (Formerly known as Bajaj Allianz Extra Care Plus): Medical expenses can take anyone by surprise. With Bajaj top-up health insurance (Formerly known as Bajaj Allianz top-up health insurance) plan you can get health insurance cover in addition to your existing health insurance policy. It can also be purchased as a standalone policy.
• Bajaj Silver Health Insurance (Formerly known as Bajaj Allianz Silver Health Insurance) Plan for Senior Citizens: This plan is ideal for senior citizens and people who are between the age group of 46 and 70 years. It also covers pre-existing illnesses from the 2nd year of the policy term.
• Bajaj M-Care Health Insurance (Formerly known as Bajaj Allianz M-Care Health Insurance) Plan: In India, vector-borne diseases are on a constant rise. This plan is designed to offer you a one-stop solution to offer protection against some of the most common vector-borne illnesses.
• Bajaj Global Personal Guard (Formerly known as Bajaj Allianz Global Personal Guard) Plan: This plan offers protection to you and your family against unforeseen medical expenses arising from an accident. The coverage is provided in India as well as abroad.
• Bajaj Star Package Health Insurance (Formerly known as Bajaj Allianz Star Package Health Insurance) Plan: This is a family floater plan that offers coverage to your family against various health risks. It covers household contents, travel baggage, education grant, and public liability under a single plan.
• Bajaj Tax Gain (Formerly known as Bajaj Allianz Tax Gain) Plan: It is a family floater health plan that covers hospitalization expenses along with OPD expenses under a single plan and also helps you in managing taxes.

Bajaj Car Insurance (Formerly known as Bajaj Allianz Car Insurance) plans provide you comprehensive coverage against physical damage, bodily injury and cover against third-party liability in case of any damage to your car due to accident or any other unforeseen event.

Bajaj Third-party Liability Car Insurance (Formerly known as Bajaj Allianz Third-party Liability Car Insurance)

This car insurance policy covers the legal liabilities in case of injury, death, and/or property damage caused to a third party in the event of an accident caused by or arising out of the use of the vehicle. This includes:

• Death or bodily injury to a third party
• Damage to third party property
• Personal Accident Cover For Owner/Driver: Accidental Death and Permanent Total Disability

It compensates for loss or damage caused to the insured car in case of natural calamities such as storm, cyclone, self-ignition, flood, rockslide, earthquake, etc. It also covers man-made perils such as burglary, accident by external means, theft, terrorist activity, riots, malicious act, etc.

It includes personal accident cover up to 15 lakh and an optional cover for paid driver/driver/passenger. Apart from own-damage cover it also includes third-party legal liabilities.

Bajaj Two-Wheeler Insurance (Formerly known as Bajaj Allianz Two-Wheeler Insurance) is just not about monetary compensation being doled out to you if something happens to your ride. Insurance is more about the peace, security and independence that it brings along. Get your vehicle insured and enjoy the pleasure of a safe ride!

• Bajaj Comprehensive Two-wheeler Insurance (Formerly Known as Bajaj Allianz Comprehensive Two-wheeler Insurance) Policy: A Bajaj two wheeler insurance (formerly known as Bajaj Allianz two wheeler insurance plan covers loss or damage caused due to natural calamities and man-made perils. It also includes personal accident cover for the owner or driver. The PA cover is extendible to the pillion riders as well. Accidental damages are covered while mounting/dismounting/traveling/driving the insured vehicle.
• Bajaj Two-Wheeler Liability Only Insurance (Formerly known as Bajaj Allianz Two-Wheeler Liability Only Insurance): Bajaj third-party two-wheeler liability insurance (Formerly known as Bajaj Allianz Third-party two-wheeler liability insurance) policy offers coverage against legal liabilities towards a third-party in case of death, property damage, and bodily injuries from an accident involving your bike or scooter.
• Bajaj Two-Wheeler Long-term (Formerly Known as Bajaj Allianz Two-Wheeler Long-term) Policy: The two-wheeler long-term policy by Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) covers you against the damages that your scooter or bike may incur caused due to unanticipated events. The exceptionally high costs arising due to the damages caused to your bike, in case of accidents, are taken care of by the insurer. Buying this policy you can stay stress-free for three consecutive years.

Bajaj Travel Insurance (Formerly known as Bajaj Allianz Travel Insurance) plans let you travel overseas with your loved ones and without worries. It covers expenses due to medical emergencies while abroad or non-medical contingencies like loss of passport or checked in baggage and many more. It takes care of anything wrong that might happen to you while you are travelling.

• Individual Travel Insurance: The Individual Travel Insurance plan covers all medical eventualities and other travel-related incidental expenses for a nominal amount.
• Family Travel Insurance: The Family Travel Insurance plan is an international travel insurance policy that covers expenditure towards hospitalisation, loss of baggage, trip cancellation and other incidental expenses for a nominal amount.
• Senior Citizen Travel: As the name suggests, this is a travel insurance policy aimed at senior citizens to make their travels a pleasant experience. It covers expenses related to hospitalisation, loss of baggage and other incidental expenses.
• Student Travel Insurance: A travel insurance policy for students studying abroad, Student Travel Insurance provides cover for a wide range of contingencies at a fraction of the amount of cover provided.
• Corporate Travel Insurance: The Corporate Travel Insurance policy is a comprehensive plan providing complete medical and health cover for the international business traveller making his or her journey risk and tension free.
• Travel Asia: The Travel Asia plan from Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) is a comprehensive travel insurance plan providing complete medical and health cover to international travellers visiting countries in Asia.
• Bharat Bhraman Policy: Bharat Bhraman Insurance policy by Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) is a domestic travel plan for individuals travelling within the country.

Bajaj Home Insurance (Formerly known as Bajaj Allianz Home Insurance) pans are designed for your convenience and they cover various risks and contingencies faced by homeowners. Home insurance is an important tool to safeguard the sweat and blood of your life, your dream house.

• My Home Insurance: The My Home Insurance plan is an all-risk home insurance policy protecting not only the home but also the contents and belongings inside it, against risks such as fire, burglary and natural calamities.
• House Holders Package Policy: The House Holders Package policy offers all-round protection of the home (property), its contents, and interests of the insured and their family members through a single protection plan.
• Easy House Holders Package Policy: The Easy House Holders Package policy is a simplified home insurance plan designed to cover various risks and contingencies faced by homeowners.

The Cyber Safe Insurance Policy by Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) makes sure that you receive an optimum safety against the potential cyber risks and threats. This plan covers cyber stalking, phishing, malware attacks and other cyber threats and risks.

Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) offers solutions for all the sectors of the industry including Aviation, Automotive, Chemicals, Construction, Pharmaceuticals, Oil & Gas, Foods and Beverages, Technology, Manufacturing, Telecom, Logistics and Transport.

Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) provides commercial property insurance for the most challenging and complex exposures. Focusing on major national risk portfolio, Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) provides tailor-made business interruption and property damage insurance catering to the requirement and needs of all small and medium along with large entities and mega risks. The property insurance by Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) includes:

• Industrial All Risks Insurance
• Standard Fire and Special Perils Insurance
• Burglary Insurance
• Mega Risk Insurance
• Business Interruption Insurance
• Risk Management System
• Package Policies
• Mega Risk Insurance

Suitable local solutions are delivered by the Marine Insurance Policy by Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) against the marine cargo risks. Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) has one of the most experienced and largest networks of marine underwriters, risk consultants and claims specialists.

The marine insurance includes the comprehensive insurance for all levels of the distribution chain and offers the coverages mentioned below:

• Risk Management Services
• Strikes and war (including terrorism)
• Project Cargo
• The marine insurance services are offered to the following sectors of the industry:
• Oil and Gas
• Power Generation
• Paper and Pulp
• Wind Power
• Steel Mills
• Machinery Upgrades
• Chemical Facilities
• Infrastructure/bridges
• Processing/Manufacturing

Liability Insurance Policy by Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) typically offers cover against property damage and bodily or personal injury. Bajaj liability insurance (Formerly known as Bajaj Allianz liability insurance can be offered via individual primary plans, via umbrella and excess layers policies, or via international insurance plans for several risks in various locations.

The services of Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) include:

• Product Liability Insurance
• Public Liability Insurance
• Workmen's Compensation Insurance
• Clinical Trials Insurance
• Product Recall Insurance

Financial Lines Insurance Policy by Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) caters to the needs of companies from small and medium scale entities to the largest global multi-national enterprises. The services of Bajaj Financial Line Insurance (Formerly known as Bajaj Allianz Financial Lines Insurance) Policy include:

• International Insurance Programmes (IIPs) for global exposure
• Directors and Officers Insurance (D&O)
• Employment Practices Liability (EPLI)
• Commercial Professional Indemnity – technology (BPO, IT and other IT enabled services), Construction related (engineers, architects, contractors single project professional indemnity), and Professionals (Lawyers, Accountants, Consultants, Insurance Brokers or Agents)
• Prospectus Liability (POSI)

Engineering Insurance by Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) offers specialised cover for all the facets of construction and engineering insurance. The insurer ensures the close liaison among all the parties, not only within their own claims, underwriting and risk consulting teams but also with the client and their professional team via their key management philosophy.

The services of the Engineering Insurance Policy by Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) include:

• Business Interruption and Advance Loss of Profits
• Contractor's Plant and Equipment
• Erection All Risks (EAR) Insurance
• Engineering Project Cargo
• Construction All Risks Insurance
• Risk Management Services
• Machinery Breakdown Insurance
• Electronic Equipment Insurance

Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) offers a tailor-made and flexible approach for the energy insurance challenges across off-shore and onshore oil & gas industries. The services of the Energy Insurance Policy of Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) include:

• Gas Works
• Refineries
• Terminals and tank Farms
• Chemical Fertilizer Plants
• Petrochemical and Chemical Plants
• Underground Storage

Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) offers protection for the employees and their kins. Extensive medical procedures incurred during the hospitalisation due to illness or accident is taken care of under the Bajaj Group Mediclaim (Formerly known as Bajaj Allianz Group Mediclaim) Policy. The policy covers:

• Hospitalisation expenses (if the hospitalisation exceeds 24 hours)
• Operation Theatre Charges
• Nursing Charges
• Dialysis, Radiotherapy, Chemotherapy
• Blood, Anaesthesia, Drugs and Medicines, X-ray, Oxygen, Diagnostic materials, Surgical Appliances
• Pre and Post Hospitalisation Expenses
• Cost of Artificial Limbs, pacemaker, cost of organs
• General Doctor's Fees, Surgeon's fees, Consultant's Fees, Anaesthetist Fees
• Expenses for 130 days care treatment

Bajaj General Insurance Ltd. (Formerly known as Bajaj Allianz General Insurance Company Ltd.) offers Group Personal Accident Policy, which provides cover against disability or accidental death. The policy covers:

• Death
• Permanent Partial Disability (PPD)
• Permanent Total Disability (PTD)
• Children's Education Bonus
• Temporary Total Disability

The International Insurance Solutions by Bajaj General Insurance (Formerly Bajaj Allianz General Insurance Company) offers insurance solutions for various multi-national corporations. The international insurance solutions intend to offer security and safety for the global business clients. Bajaj General Insurance (Bajaj Allianz General Insurance Company) has its global network spread in over 160 countries of the world.

Ans: Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company) has a wide variety of insurance policies offering small and large-scale insurance solutions in the categories mentioned below:

• Health
• Motor
• Home
• Travel
• Commercial
• Cyber-safe

Ans: Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance) policy renewal can be done online by logging on to the official website of Bajaj General Insurance (Bajaj Allianz General Insurance Company). You can enter the pre-requisite details like your policy details. You'll have the access to your insurance policy online and option for online renewal. You just have to click on the renewal option, go through the terms and conditions, and pay by choosing the payment mode. You will receive a soft copy of the receipt for Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance) policy renewal via email on the registered email ID.

Ans: You can directly call the customer service number or fill in the online form on the official website of Bajaj General Insurance (Formerly known as Bajaj Allianz General Insurance Company); they will get back to you and offer assistance on health insurance.

Ans: Bajaj Motor Insurance (Formerly known as Bajaj Allianz Motor Insurance) policy covers your vehicles against loss or damage resulting due to an accident, other natural or man-made perils, and theft. The motor insurance policy has various plans covering commercial and private vehicles and also has other options like comprehensive insurance or third-party insurance.

Ans: No, there is no network hospital abroad under Bajaj Overseas Medical Insurance (Formerly known as Bajaj Allianz Overseas Medical Insurance).

Ans: Bajaj Travel Insurance (Formerly known as Bajaj Allianz Travel Insurance) policy offers coverage against the medical expenses incurred by the policyholder outside India. You must go through the travel insurance brochure to know the details of the advantages of a specific travel insurance policy.