Bajaj Health Insurance Full Body Check-up

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      Bajaj Health Insurance Full Body Check-up

      Bajaj health insurance full body check-up is a medicare benefit provided under most plans by Bajaj General Insurance Company Limited (formerly known as Bajaj Allianz General Insurance Company Limited). It lets the insured check if their body is functioning well and take corrective measures with the help of free medical tests. Most Bajaj (formerly known as Bajaj Allianz) health insurance plans offer preventive health check-ups every year.

      List of Free Medical Tests Covered by Bajaj Health Insurance Plans

      The below-mentioned medical tests are covered under most plans offered by Bajaj General Insurance Company Limited:

      • Complete Blood Count (CBC)
      • Erythrocyte Sedimentation Rate (ESR)
      • Liver Function Test
      • Sugar Profile
      • Lipid Profile
      • Urine Routine
      • Kidney Function Test (KFT)
      • Thyroid Tests: T3,T4, TSH
      • Vitamin D (25-Hydroxy)
      • Serum Calcium
      • Vitamin B12
      • Iron Test
      • Total Iron Binding Capacity
      • Electrocardiogram (ECG)
      • PAP Smear
      • Chest X-ray
      • Ultrasound of Abdomen & Pelvis

      Note: The exact list of medical tests may vary from one Bajaj health insurance plan to another. Please contact Bajaj General Insurance Company Limited to know the exact medical tests covered.

      Bajaj Health Insurance Plans with Full Body Check-up

      Here are the various Bajaj (formerly known as Bajaj Allianz) health insurance plans offering full body check-ups:

      Bajaj Health Insurance Plan Name Coverage Amount Frequency
      Bajaj Health Guard Plan 1% of the sum insured, for a maximum limit of ₹5,000 Silver & Gold Variant: After every 3 years
      Platinum Variant: After every 2 years
      Bajaj Health Infinity Plan Up to daily room rent or ₹5,000, whichever is less After every 3 years
      Bajaj My Health Care Plan 1 voucher for an individual policy and 2 vouchers for a floater policy Annual
      Bajaj Star Package Plan 1% of the sum insured, for a maximum limit of ₹5,000 Silver & Gold Variant: After every 3 years
      Platinum Variant: After every 2 years
      Bajaj Global Health Care Plan ₹5,000 Annual
      Bajaj Health Care Supreme Plan - Annual
      Bajaj Silver Health Plan 1% of the sum insured, for a maximum of ₹5,000 Plan A: After every 4 continuous claim-free years

      Plan B: After every 2 years

      Bajaj Tax Gain Plan - After every 4 continuous claim-free years
      Bajaj Extra Care Plus Plan Up to ₹2,000 After every 3 years
      Bajaj Health Ensure Plan 1% of the sum insured, for a maximum of ₹1,500 After every 3 years
      Bajaj HERizon Care Plan - After every 3 years

      Things to Remember About Bajaj Health Insurance Full Body Check-up

      Here are some of the important things an insured must remember about the Bajaj (formerly known as Bajaj Allianz) health insurance full body check-up:

      • Most Bajaj health insurance plans offer a full body check-up benefit after a block of every few years. However, a few plans provide annual health check-ups.
      • The insured can book their free health check-ups by raising a request with the insurer.
      • In most health insurance plans, the insurer reimburses the actual cost of the medical tests. However, cashless health check-ups are available in a few plans that can be availed only at network hospitals or diagnostic centres.
      • Most Bajaj full body check-ups are offered as an in-built policy benefit.
      • For most mediclaim policies, the covered tests or coverage amount for a Bajaj annual health check-up varies depending on the sum insured. However, in some plans, it may also depend on the insured’s age.
      • Some plans require the insured to get all available medical tests done in a single booking.
      • For family floater health insurance policies, the Bajaj health check-up benefit can be availed only by the policyholder and their spouse.
      • The insured cannot carry forward the unused medical tests or coverage amount for preventive health check-ups to the next policy year.
      • The insurer covers only the actual medical check-up costs, and not any ancillary or peripheral costs for transportation, sustenance, etc.

      Bajaj Health Insurance Full Body Check-up: FAQs

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

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