Bajaj Allianz Domestic Travel Insurance: Bharat Bhraman Policy

Travelling is a welcome change for most people. It gives them an opportunity to escape their daily monotonous lives and get rejuvenated. For a lot of people, travelling helps them to progress in their business or field of expertise by attending conferences, mergers, meetings, etc. In fact, most people eagerly wait for their trips to start and wish for it to be a greater success. However, an unfortunate incident can occur at any point of your journey no matter how short your trip is or how carefully you plan it. This makes it important for all of you to keep yourselves protected from any unforeseen emergencies that you may encounter during your journey. This is where a travel insurance policy comes to your rescue. A travel insurance policy protects the insured travellers against any emergencies irrespective of whether he is travelling domestic or international.

Bajaj Allianz Travel Insurance is a reputed insurance company that offers a variety of travel insurance plans to suit the needs of different kinds of travellers. The Bajaj Allianz Bharat Bhraman policy is a comprehensive travel insurance policy that protects the insured travellers from any adversities faced while travelling within India. This policy by Bajaj Allianz General Insurance Company offers medical, travel-related as well as financial coverage if you are travelling within the geographical borders of India. The company has an In-house Team (HAT) that ensures a faster settlement of claims. The Bajaj Allianz Bharat Bhraman policy is available in five different sub-plans:

• Plan A – Travel by E-Commerce Cabs
• Plan B – Travel by Bus
• Plan C – Travel by Train
• Plan D – Travel by Airplane
• Plan E – Travel by Other or Multiple Modes of Transport

Features of Bajaj Allianz Bharat Bhraman Policy

The Bajaj Allianz Bharat Bhraman policy comes with a variety of features that makes it stand out from other travel insurance policies by different insurance companies. Before you choose the best travel insurance policy for your domestic trip, take a look at some of the most lucrative features offered by the Bharat Bhraman policy:

Five Different Plans

This policy by Bajaj Allianz is divided into five different plans according to the mode of transport used by the insured to travel. This includes travel by cabs, bus, train, scheduled airline and other/ multiple modes of transport.

One-Year Policy Term

This policy by Bajaj Allianz provides coverage to the insured traveller for a policy tenure of one year.

Pan-India Protection

The Bajaj Allianz Bharat Bhraman policy protects the insured travellers from any adversities no matter which part of our country they are travelling to.

Child Education Bonus

In case of death or permanent total disability of the insured traveller, he will be eligible for an additional benefit of Child Education Bonus under the personal accident cover. Bajaj Allianz will pay an additional 2% of the sum insured amount towards the education of up to two dependent children of the insured traveller in case he dies or suffers from permanent total disability.

Adventure Sports Benefit Cover

The Bajaj Allianz Bharat Bhraman policy offers coverage for any medical expenses incurred due to participation in adventure sports activities during your trip within India.

Why Choose Bajaj Allianz Bharat Bhraman Policy?

There are several reasons that make Bajaj Allianz Bharat Bhraman policy one of the best domestic travel insurance policies to secure your journey within India. Take a look at some of those reasons below:

• There is no age restriction to get covered under the Bharat Bhraman policy by Bajaj Allianz.
• This policy comes in five different types of plans to provide specific coverage to people travelling in different modes of transport.
• Bajaj Allianz has an In-house Team (HAT) that makes sure that all the claims are settled as quickly as possible.
• It comes with special coverage such as Child Education Bonus cover, Home Burglary Insurance cover and Adventure Sports Benefit cover.

Eligibility Criteria to Buy Bajaj Allianz Bharat Bhraman Policy

There is no eligibility criterion to buy a Bajaj Allianz Bharat Bhraman policy. Any person travelling outside his city of residence but within the geographic borders of India can buy this policy and avail its benefit. Whether you are travelling for a vacation, business or for personal trips, you are eligible to buy this domestic travel insurance policy by Bajaj Allianz.

Moreover, there is no entry age restriction on buying the Bharat Bhraman policy by Bajaj Allianz. Irrespective of whether you are in your early twenties or in your late sixties, you will be covered under this travel insurance policy if you are travelling within India. To get a better idea, you can refer to the table given below

Bajaj Allianz Bharat Bhraman Policy Coverage

The Bajaj Allianz Bharat Bhraman policy is a comprehensive plan that provides coverage against a number of adversities that you may encounter during your domestic trip within India. This may include accidental hospitalization expenses, baggage loss/ delay, home burglary insurance and adventure sports benefit amongst others. However, the extent of the coverage varies from one plan to another. To give you a clearer picture, here is a list of all the inclusions under the various plans of the Bharat Bhraman policy by Bajaj Allianz:

Bajaj Allianz Bharat Bhraman Policy Exclusions

Certain situations and emergencies are not covered under the Bajaj Allianz Bharat Bhraman policy. Take a look at the list of exclusions which are not covered under the Bharat Bhraman policy by Bajaj Allianz:

Bajaj Allianz Bharat Bhraman Policy FAQs

Q1. Who can buy the Bharat Bhraman policy by Bajaj Allianz?

Any person who is travelling outside his city of residence but within India using a cab, train, aircraft, bus or other modes of transport can buy the Bharat Bhraman policy by Bajaj Allianz.

Q2. Is there any age limit for the policyholder under the Bharat Bhraman policy by Bajaj Allianz?

No. The Bharat Bhraman policy by Bajaj Allianz does not have any upper limit for policyholders. People of any age can buy this policy if they are about to undertake a trip within India.

Q3. In case of an emergency, who should I contact?

In case you face an emergency during your travel within India, you need to reach out to the nearest branch of Bajaj Allianz General Insurance Company. You can also call on Bajaj Allianz’s toll-free number on 1800-209-5858 to contact the insurer.

Q4. What do you mean by deductible?

A deductible is a pre-decided amount that a policyholder has to compulsorily pay at the time of claim settlement. It refers to the share of the claim amount that the insured has to bear at the time of settling a claim.

Q5. Can I extend my Bharat Bhraman policy by Bajaj Allianz?

No. Bajaj Allianz does not allow its policyholders to extend their Bharat Bhraman policy. If you need coverage beyond the policy tenure, you can purchase a fresh policy. However, the duration of the original policy should be less than 12 months.