Accidental & sickness medical expenses
Baggage Delay/ Loss
Trip Delay / Cancellation
Passport Loss
Emergency Medical Evacuation
Missed flights
Medical expenses
Passport Loss
Study interruption
Bail Bond , Personal Liability
Trip Delay / Cancellation
Compassionate visit
No medical tests
Instant policy

Cholamandalan Comprehensive Travel Insurance Plan


Chola Mandalam General Insurance has launched its comprehensive travel insurance policy to secure your trips in an affordable manner. This travel insurance policy has been designed to cover the various contingencies that may arise whilst you are travelling outside India (optional cover within India). Chola Mandalam's comprehensive travel insurance policy offers extensive coverage benefits at a premium that would be light on your pocket. While you are travelling outside India or within India to quench your wanderlust, this travel insurance policy would ensure that you enjoy your trip with peace of mind.

There is nothing that you should be worried about except for making memories. Unlike other plans, this comprehensive travel insurance plan also covers adventure sports activities like bungee jumping, hot air ballooning, paragliding, sky diving, etc. under specific conditions. Let’s read on to know what this plan has to offer:

Features of Cholamandalan Comprehensive Travel Insurance Plan

  • Range of Sum Insured to choose from USD 50,000, USD 1 lakh, USD 2.5 lakh, USD 3.5 lakh and USD 5 lakhs
  • Family discount if you get travel insurance coverage for up to 2 family members
  • Cholamandalam travel insurance plan allows extension of coverage up to 185 days for a single trip
  • There are no sub-limits on the coverage benefits for insured members above the age of 60 years
  • Availability of various optional benefits
  • Offers international driving license cover as well
  • The plan also reimburse the travel cost for compassionate visit and return of minor children
  • Optional domestic travel insurance cover

Cholamandalam Comprehensive Travel Insurance Plan Inclusions

This is an international travel insurance plan that offers option cover for domestic travel as well. The plan offers a myriad of coverage benefits while you are travelling alone or with your family to an unknown country. Check out all the major benefits that you can avail with this travel plan below:

Overseas Medical Expenses (including Repatriation of Mortal Remains, Medical Evacuation/Transportation)

Total loss of Checked-in Baggage and Hand Baggage

Dental Treatment Expenses

Delay of Checked-in Baggage

Personal Accident - Overseas

Loss of Passport

Personal Liability Cover

Home Burglary Cover

Loss of International Driving License

Financial Emergency

Trip Curtailment Cover

Trip Cancellation Cover

Missed Flight Connection

Trip Delay Cover

Emergency Telephone Charges

Compassionate Visit Cover

Rental Car Excess Cover

Return of Minor Children

Adventurous Activities Cover

Optional Hospital Daily Cash Allowance

Pediatric Services

Optional Hijack Relief Cover


Cholamandalan Comprehensive Travel Insurance Plan Coverage Table

Here is a quick rundown of the all the policy inclusions with the sum insured limit:

Benefits

Travel Plus Plan

Travel Pleasure Plan

Travel Delight Plan

Deductibles

Medical Expenses Overseas ( repatriation of mortal remains up to USD 7500, medical evacuation/transportation)


USD 50,000
USD 1 lakh
USD 2.5 lakhs
USD 3.5 lakhs
USD 5 lakhs


USD50,000
USD 1 lakh
USD 2.5 lakhs
USD 3.5 lakhs
USD 5 lakhs


USD50,000
USD 1 lakh
USD 2.5 lakhs
USD 3.5 lakhs
USD 5 lakhs

USD 100

Total loss of Hand Baggage
& Checked-In-Baggage

USD 250 & USD 50

USD 500 & USD 50

USD 1,500 & USD 50

Nil

Dental Treatment Cover

USD 200

USD 300

USD 500

USD 50

Checked-In-Baggage Delay

USD 150

USD 200

USD 300

12 hours

Personal Accident Cover

USD 15,000

USD 23,000

USD 38,000

Nil

Loss of Passport Cover

USD 150

USD 250

USD 300

USD 30

Personal Liability Cover

USD 50,000

USD 1 lakh

USD 1 lakh

USD 100

Home Burglary Cover

N/A

Rs. 1 lakh

Rs. 2 lakhs

5% of the Sum Insured for home burglary

Loss of International
Driving License

USD 100

USD 100

USD 100

USD 25

Financial Emergency

USD 200

USD 250

USD 500

Nil

Trip Curtailment Cover

N/A

USD 200

USD 1,000

USD 50

Trip Cancellation Cover

N/A

USD 500

USD 1,500

USD 50

Expenses Missed Flight
Connection

N/A

USD 200

USD 500

3 hours

Trip Delay Cover

N/A

USD 120 (10/12 hours)

USD 120 (10/12 hours)

12 hours

Emergency Telephone
Charges

N/A

USD 100

USD 300

Nil

Compassionate Visit

N/A

USD 1250

USD 1500

5 days

Rental Car Excess Cover

N/A

N/A

USD 2,000

USD 100

Return of Minor Children

N/A

N/A

USD 2,000

5 days

Adventurous Activities Cover

N/A

N/A

USD 5,000

24 hours

Hospital Daily Cash**

USD 150 (USD15/day max 10 days)

USD 250 (USD 25/day max 10 days)

USD 400 (USD 40/day max 10 days)

24 hours

Pediatric Services

N/A

N/A

USD 40

Nil

Hijack Relief**

USD 350 (USD 50/day max 7 days)

USD 350 (USD 50/ day max 7 days)

USD 700 (USD 70/day max 10 days)

Nil

Bounced Booking of Hotel

USD 1500

USD 1500

USD 1500

Nil

Personal Accident – Domestic Cover***

Rs. 10 lakhs

Rs. 15 lakhs

Rs. 25 lakhs

Nil

Accident Medical Expenses***

Rs. 1 lakh

Rs. 1.5 lakh

Rs. 2.5 lakhs

Nil

Repatriation of Mortal Remains***

Rs. 10,000

Rs. 10,000

Rs. 10,000

Nil

Ambulatory Care Services**

Up to 5% of the Overseas Medical Expenses SI

Up to 5% of the Overseas Medical Expenses SI

Up to 5% of the Overseas Medical Expenses SI

USD 100

*** Optional Domestic Covers (Sum Insured in INR)

** Optional Overseas Covers  (Sum Insured & Deductible in USD)


Cholamandalan Comprehensive Travel Insurance Plan Exclusions

The insurer shall not accept claims arising under the following circumstances:

Medical treatment and checkups related to pregnancy and related complications

Any illness or complications arising due to an illness that was diagnosed 48 months before your travel dates

Medical expenses incurred on cancer treatments, orthopedic, degenerative or oncologic diseases

Expenses incurred on cosmetic treatment and surgeries

Any external congenital anomaly

Accidental bodily injuries while travelling in a private carrier or even parachuting

Medical emergencies resulting due to depression, mental or psychiatric disorders, strokes, pathological effects of mental illnesses; fits affecting the entire body

 Willful involvement in a malicious or unlawful act

Cost of any electrical, electronic, visual or audiovisual aid item or equipment


Cholamandalan Comprehensive Travel Insurance Plan
FAQs

Q1. Is there any family discount available with Cholamandalan Comprehensive Travel Insurance plan?

If you buy this travel insurance plan for more than two family members you can avail discount on the premium.

Q2. What are the sum insured options available under Cholamandalan Comprehensive Travel Insurance plan?

The sum insured options range from USD 50,000 to USD 5 lakhs.

Q3. Do Cholamandalan Comprehensive Travel Insurance plan covers adventure sports activities as well?

The plan only covers the mentioned adventure sports activities such as bungee jumping, sky-diving, etc. for leisure purposes only. If done for professional purposes the insurer will not compensate for the loss.

Written By: PolicyBazaar - Updated: 07 November 2019
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