Cholamandalan Comprehensive Travel Insurance Plan

Chola Mandalam General Insurance has launched its comprehensive travel insurance policy to secure your trips in an affordable manner. This travel insurance policy has been designed to cover the various contingencies that may arise whilst you are travelling outside India (optional cover within India). Chola Mandalam's comprehensive travel insurance policy offers extensive coverage benefits at a premium that would be light on your pocket. While you are travelling outside India or within India to quench your wanderlust, travel insurance policy by Cholamandalam MS would ensure that you enjoy your trip with peace of mind.

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  • 1Destinations
  • 2Trip Date
  • 3Travellers
  • 4Medical
  • 5Contact
Plans include global Covid-19 coverage

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Now covers COVID-19

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Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹30 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Top Travel Insurance Plans

  • Individuals
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Plans for an individual of 30 years age travelling to USA for 15 days

There is nothing that you should be worried about except for making memories. Unlike other plans, this comprehensive travel insurance plan also covers adventure sports activities like bungee jumping, hot air ballooning, paragliding, sky diving, etc. under specific conditions. Let’s read on to know what this plan has to offer:

Features of Cholamandalan Comprehensive Travel Insurance Plan

  • Range of Sum Insured to choose from USD 50,000, USD 1 lakh, USD 2.5 lakh, USD 3.5 lakh and USD 5 lakhs
  • Family discount if you get travel insurance coverage for up to 2 family members
  • Cholamandalam travel insurance plan allows extension of coverage up to 185 days for a single trip
  • There are no sub-limits on the coverage benefits for insured members above the age of 60 years
  • Availability of various optional benefits
  • Offers international driving license cover as well
  • The plan also reimburse the travel cost for compassionate visit and return of minor children
  • Optional domestic travel insurance cover

This is an international travel insurance plan that offers option cover for domestic travel as well. The plan offers a myriad of coverage benefits while you are travelling alone or with your family to an unknown country. Check out all the major benefits that you can avail with this travel plan below:

Overseas Medical Expenses (including Repatriation of Mortal Remains, Medical Evacuation/Transportation)
Total loss of Checked-in Baggage and Hand Baggage
Dental Treatment Expenses
Delay of Checked-in Baggage
Personal Accident - Overseas
Loss of Passport
Personal Liability Cover
Home Burglary Cover
Loss of International Driving License
Financial Emergency
Trip Curtailment Cover
Trip Cancellation Cover
Missed Flight Connection
Trip Delay Cover
Emergency Telephone Charges
Compassionate Visit Cover
Rental Car Excess Cover
Return of Minor Children
Adventurous Activities Cover
Optional Hospital Daily Cash Allowance
Pediatric Services
Optional Hijack Relief Cover

Cholamandalan Comprehensive Travel Insurance Plan Coverage Table

Here is a quick rundown of the all the policy inclusions with the sum insured limit:

Benefits Travel Plus Plan Travel Pleasure Plan Travel Delight Plan Deductibles
Medical Expenses Overseas ( repatriation of mortal remains up to USD 7500, medical evacuation/transportation)
USD 50,000
USD 1 lakh
USD 2.5 lakhs
USD 3.5 lakhs
USD 5 lakhs

USD 1 lakh
USD 2.5 lakhs
USD 3.5 lakhs
USD 5 lakhs

USD 1 lakh
USD 2.5 lakhs
USD 3.5 lakhs
USD 5 lakhs
USD 100
Total loss of Hand Baggage
& Checked-In-Baggage
USD 250 & USD 50 USD 500 & USD 50 USD 1,500 & USD 50 Nil
Dental Treatment Cover USD 200 USD 300 USD 500 USD 50
Checked-In-Baggage Delay USD 150 USD 200 USD 300 12 hours
Personal Accident Cover USD 15,000 USD 23,000 USD 38,000 Nil
Loss of Passport Cover USD 150 USD 250 USD 300 USD 30
Personal Liability Cover USD 50,000 USD 1 lakh USD 1 lakh USD 100
Home Burglary Cover N/A Rs. 1 lakh Rs. 2 lakhs 5% of the Sum Insured for home burglary
Loss of International
Driving License
USD 100 USD 100 USD 100 USD 25
Financial Emergency USD 200 USD 250 USD 500 Nil
Trip Curtailment Cover N/A USD 200 USD 1,000 USD 50
Trip Cancellation Cover N/A USD 500 USD 1,500 USD 50
Expenses Missed Flight
N/A USD 200 USD 500 3 hours
Trip Delay Cover N/A USD 120 (10/12 hours) USD 120 (10/12 hours) 12 hours
Emergency Telephone
N/A USD 100 USD 300 Nil
Compassionate Visit N/A USD 1250 USD 1500 5 days
Rental Car Excess Cover N/A N/A USD 2,000 USD 100
Return of Minor Children N/A N/A USD 2,000 5 days
Adventurous Activities Cover N/A N/A USD 5,000 24 hours
Hospital Daily Cash** USD 150 (USD15/day max 10 days) USD 250 (USD 25/day max 10 days) USD 400 (USD 40/day max 10 days) 24 hours
Pediatric Services N/A N/A USD 40 Nil
Hijack Relief** USD 350 (USD 50/day max 7 days) USD 350 (USD 50/ day max 7 days) USD 700 (USD 70/day max 10 days) Nil
Bounced Booking of Hotel USD 1500 USD 1500 USD 1500 Nil
Personal Accident – Domestic Cover*** Rs. 10 lakhs

Rs. 15 lakhs

Rs. 25 lakhs

Accident Medical Expenses*** Rs. 1 lakh Rs. 1.5 lakh Rs. 2.5 lakhs Nil
Repatriation of Mortal Remains*** Rs. 10,000 Rs. 10,000 Rs. 10,000 Nil
Ambulatory Care Services** Up to 5% of the Overseas Medical Expenses SI Up to 5% of the Overseas Medical Expenses SI Up to 5% of the Overseas Medical Expenses SI USD 100
*** Optional Domestic Covers (Sum Insured in INR)** Optional Overseas Covers  (Sum Insured & Deductible in USD)

Cholamandalan Comprehensive Travel Insurance Plan Exclusions

The insurer shall not accept claims arising under the following circumstances:

Medical treatment and checkups related to pregnancy and related complications
Any illness or complications arising due to an illness that was diagnosed 48 months before your travel dates
Medical expenses incurred on cancer treatments, orthopedic, degenerative or oncologic diseases
Expenses incurred on cosmetic treatment and surgeries
Any external congenital anomaly
Accidental bodily injuries while travelling in a private carrier or even parachuting
Medical emergencies resulting due to depression, mental or psychiatric disorders, strokes, pathological effects of mental illnesses; fits affecting the entire body
 Willful involvement in a malicious or unlawful act
Cost of any electrical, electronic, visual or audiovisual aid item or equipment

Cholamandalan Comprehensive Travel Insurance Plan FAQs

Q1. Is there any family discount available with Cholamandalan Comprehensive Travel Insurance plan?

If you buy this travel insurance plan for more than two family members you can avail discount on the premium.

Q2. What are the sum insured options available under Cholamandalan Comprehensive Travel Insurance plan?

The sum insured options range from USD 50,000 to USD 5 lakhs.

Q3. Do Cholamandalan Comprehensive Travel Insurance plan covers adventure sports activities as well?

The plan only covers the mentioned adventure sports activities such as bungee jumping, sky-diving, etc. for leisure purposes only. If done for professional purposes the insurer will not compensate for the loss.

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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Direct Broker | Registration No. 742, Valid till 09/06/2024 | License category - Direct Broker (Life & General) | Contact Us | Legal and Admin Policies

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

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