Cholamandalan Comprehensive Travel Insurance Plan
Chola Mandalam General Insurance has launched its comprehensive travel insurance policy to secure your trips in an affordable manner. This travel insurance policy has been designed to cover the various contingencies that may arise whilst you are travelling outside India (optional cover within India). Chola Mandalam's comprehensive travel insurance policy offers extensive coverage benefits at a premium that would be light on your pocket. While you are travelling outside India or within India to quench your wanderlust, travel insurance policy by Cholamandalam MS would ensure that you enjoy your trip with peace of mind.
Best Travel Insurance policies designed for all your needs.
Plans include global Covid-19 coverage
- Accidental & sickness expenses
- Baggage Delay / Loss
- Trip Delay / Cancellation
- Passport Loss
- Emergency Medical Evacuation
- Missed flights
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- Cholamandalan Comprehensive Travel Insurance Plan
There is nothing that you should be worried about except for making memories. Unlike other plans, this comprehensive travel insurance plan also covers adventure sports activities like bungee jumping, hot air ballooning, paragliding, sky diving, etc. under specific conditions. Let’s read on to know what this plan has to offer:
Features of Cholamandalan Comprehensive Travel Insurance Plan
- Range of Sum Insured to choose from USD 50,000, USD 1 lakh, USD 2.5 lakh, USD 3.5 lakh and USD 5 lakhs
- Family discount if you get travel insurance coverage for up to 2 family members
- Cholamandalam travel insurance plan allows extension of coverage up to 185 days for a single trip
- There are no sub-limits on the coverage benefits for insured members above the age of 60 years
- Availability of various optional benefits
- Offers international driving license cover as well
- The plan also reimburse the travel cost for compassionate visit and return of minor children
- Optional domestic travel insurance cover
This is an international travel insurance plan that offers option cover for domestic travel as well. The plan offers a myriad of coverage benefits while you are travelling alone or with your family to an unknown country. Check out all the major benefits that you can avail with this travel plan below:
| Overseas Medical Expenses (including Repatriation of Mortal Remains, Medical Evacuation/Transportation) |
| Total loss of Checked-in Baggage and Hand Baggage |
| Dental Treatment Expenses |
| Delay of Checked-in Baggage |
| Personal Accident - Overseas |
| Loss of Passport |
| Personal Liability Cover |
| Home Burglary Cover |
| Loss of International Driving License |
| Financial Emergency |
| Trip Curtailment Cover |
| Trip Cancellation Cover |
| Missed Flight Connection |
| Trip Delay Cover |
| Emergency Telephone Charges |
| Compassionate Visit Cover |
| Rental Car Excess Cover |
| Return of Minor Children |
| Adventurous Activities Cover |
| Optional Hospital Daily Cash Allowance |
| Pediatric Services |
| Optional Hijack Relief Cover |
Cholamandalan Comprehensive Travel Insurance Plan Coverage Table
Here is a quick rundown of the all the policy inclusions with the sum insured limit:
| Benefits | Travel Plus Plan | Travel Pleasure Plan | Travel Delight Plan | Deductibles |
| Medical Expenses Overseas ( repatriation of mortal remains up to USD 7500, medical evacuation/transportation) | USD 50,000 USD 1 lakh USD 2.5 lakhs USD 3.5 lakhs USD 5 lakhs |
USD50,000 USD 1 lakh USD 2.5 lakhs USD 3.5 lakhs USD 5 lakhs |
USD50,000 USD 1 lakh USD 2.5 lakhs USD 3.5 lakhs USD 5 lakhs |
USD 100 |
| Total loss of Hand Baggage & Checked-In-Baggage |
USD 250 & USD 50 | USD 500 & USD 50 | USD 1,500 & USD 50 | Nil |
| Dental Treatment Cover | USD 200 | USD 300 | USD 500 | USD 50 |
| Checked-In-Baggage Delay | USD 150 | USD 200 | USD 300 | 12 hours |
| Personal Accident Cover | USD 15,000 | USD 23,000 | USD 38,000 | Nil |
| Loss of Passport Cover | USD 150 | USD 250 | USD 300 | USD 30 |
| Personal Liability Cover | USD 50,000 | USD 1 lakh | USD 1 lakh | USD 100 |
| Home Burglary Cover | N/A | Rs. 1 lakh | Rs. 2 lakhs | 5% of the Sum Insured for home burglary |
| Loss of International Driving License |
USD 100 | USD 100 | USD 100 | USD 25 |
| Financial Emergency | USD 200 | USD 250 | USD 500 | Nil |
| Trip Curtailment Cover | N/A | USD 200 | USD 1,000 | USD 50 |
| Trip Cancellation Cover | N/A | USD 500 | USD 1,500 | USD 50 |
| Expenses Missed Flight Connection |
N/A | USD 200 | USD 500 | 3 hours |
| Trip Delay Cover | N/A | USD 120 (10/12 hours) | USD 120 (10/12 hours) | 12 hours |
| Emergency Telephone Charges |
N/A | USD 100 | USD 300 | Nil |
| Compassionate Visit | N/A | USD 1250 | USD 1500 | 5 days |
| Rental Car Excess Cover | N/A | N/A | USD 2,000 | USD 100 |
| Return of Minor Children | N/A | N/A | USD 2,000 | 5 days |
| Adventurous Activities Cover | N/A | N/A | USD 5,000 | 24 hours |
| Hospital Daily Cash** | USD 150 (USD15/day max 10 days) | USD 250 (USD 25/day max 10 days) | USD 400 (USD 40/day max 10 days) | 24 hours |
| Pediatric Services | N/A | N/A | USD 40 | Nil |
| Hijack Relief** | USD 350 (USD 50/day max 7 days) | USD 350 (USD 50/ day max 7 days) | USD 700 (USD 70/day max 10 days) | Nil |
| Bounced Booking of Hotel | USD 1500 | USD 1500 | USD 1500 | Nil |
| Personal Accident – Domestic Cover*** | Rs. 10 lakhs |
Rs. 15 lakhs |
Rs. 25 lakhs |
Nil |
| Accident Medical Expenses*** | Rs. 1 lakh | Rs. 1.5 lakh | Rs. 2.5 lakhs | Nil |
| Repatriation of Mortal Remains*** | Rs. 10,000 | Rs. 10,000 | Rs. 10,000 | Nil |
| Ambulatory Care Services** | Up to 5% of the Overseas Medical Expenses SI | Up to 5% of the Overseas Medical Expenses SI | Up to 5% of the Overseas Medical Expenses SI | USD 100 |
| *** Optional Domestic Covers (Sum Insured in INR)** Optional Overseas Covers (Sum Insured & Deductible in USD) | ||||
Cholamandalan Comprehensive Travel Insurance Plan Exclusions
The insurer shall not accept claims arising under the following circumstances:
| Medical treatment and checkups related to pregnancy and related complications |
| Any illness or complications arising due to an illness that was diagnosed 48 months before your travel dates |
| Medical expenses incurred on cancer treatments, orthopedic, degenerative or oncologic diseases |
| Expenses incurred on cosmetic treatment and surgeries |
| Any external congenital anomaly |
| Accidental bodily injuries while travelling in a private carrier or even parachuting |
| Medical emergencies resulting due to depression, mental or psychiatric disorders, strokes, pathological effects of mental illnesses; fits affecting the entire body |
| Willful involvement in a malicious or unlawful act |
| Cost of any electrical, electronic, visual or audiovisual aid item or equipment |
Cholamandalan Comprehensive Travel Insurance Plan FAQs
Q1. Is there any family discount available with Cholamandalan Comprehensive Travel Insurance plan?
If you buy this travel insurance plan for more than two family members you can avail discount on the premium.
Q2. What are the sum insured options available under Cholamandalan Comprehensive Travel Insurance plan?
The sum insured options range from USD 50,000 to USD 5 lakhs.
Q3. Do Cholamandalan Comprehensive Travel Insurance plan covers adventure sports activities as well?
The plan only covers the mentioned adventure sports activities such as bungee jumping, sky-diving, etc. for leisure purposes only. If done for professional purposes the insurer will not compensate for the loss.
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