Cholamandalan Comprehensive Travel Insurance Plan

Chola Mandalam General Insurance has launched its comprehensive travel insurance policy to secure your trips in an affordable manner. This travel insurance policy has been designed to cover the various contingencies that may arise whilst you are travelling outside India (optional cover within India). Chola Mandalam's comprehensive travel insurance policy offers extensive coverage benefits at a premium that would be light on your pocket. While you are travelling outside India or within India to quench your wanderlust, travel insurance policy by Cholamandalam MS would ensure that you enjoy your trip with peace of mind.

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

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* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

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Plans for an individual of 30 years age travelling to USA for 15 days

There is nothing that you should be worried about except for making memories. Unlike other plans, this comprehensive travel insurance plan also covers adventure sports activities like bungee jumping, hot air ballooning, paragliding, sky diving, etc. under specific conditions. Let’s read on to know what this plan has to offer:

Features of Cholamandalan Comprehensive Travel Insurance Plan

Range of Sum Insured to choose from USD 50,000, USD 1 lakh, USD 2.5 lakh, USD 3.5 lakh and USD 5 lakhs
Family discount if you get travel insurance coverage for up to 2 family members
Cholamandalam travel insurance plan allows extension of coverage up to 185 days for a single trip
There are no sub-limits on the coverage benefits for insured members above the age of 60 years
Availability of various optional benefits
Offers international driving license cover as well
The plan also reimburse the travel cost for compassionate visit and return of minor children
Optional domestic travel insurance cover

This is an international travel insurance plan that offers option cover for domestic travel as well. The plan offers a myriad of coverage benefits while you are travelling alone or with your family to an unknown country. Check out all the major benefits that you can avail with this travel plan below:

Overseas Medical Expenses (including Repatriation of Mortal Remains, Medical Evacuation/Transportation)

Total loss of Checked-in Baggage and Hand Baggage

Dental Treatment Expenses

Delay of Checked-in Baggage

Personal Accident - Overseas

Loss of Passport

Personal Liability Cover

Home Burglary Cover

Loss of International Driving License

Financial Emergency

Trip Curtailment Cover

Trip Cancellation Cover

Missed Flight Connection

Trip Delay Cover

Emergency Telephone Charges

Compassionate Visit Cover

Rental Car Excess Cover

Return of Minor Children

Adventurous Activities Cover

Optional Hospital Daily Cash Allowance

Pediatric Services

Optional Hijack Relief Cover

Cholamandalan Comprehensive Travel Insurance Plan Coverage Table

Here is a quick rundown of the all the policy inclusions with the sum insured limit:

Benefits	Travel Plus Plan	Travel Pleasure Plan	Travel Delight Plan	Deductibles
Medical Expenses Overseas ( repatriation of mortal remains up to USD 7500, medical evacuation/transportation)	USD 50,000 USD 1 lakh USD 2.5 lakhs USD 3.5 lakhs USD 5 lakhs	USD50,000 USD 1 lakh USD 2.5 lakhs USD 3.5 lakhs USD 5 lakhs	USD50,000 USD 1 lakh USD 2.5 lakhs USD 3.5 lakhs USD 5 lakhs	USD 100
Total loss of Hand Baggage & Checked-In-Baggage	USD 250 & USD 50	USD 500 & USD 50	USD 1,500 & USD 50	Nil
Dental Treatment Cover	USD 200	USD 300	USD 500	USD 50
Checked-In-Baggage Delay	USD 150	USD 200	USD 300	12 hours
Personal Accident Cover	USD 15,000	USD 23,000	USD 38,000	Nil
Loss of Passport Cover	USD 150	USD 250	USD 300	USD 30
Personal Liability Cover	USD 50,000	USD 1 lakh	USD 1 lakh	USD 100
Home Burglary Cover	N/A	Rs. 1 lakh	Rs. 2 lakhs	5% of the Sum Insured for home burglary
Loss of International Driving License	USD 100	USD 100	USD 100	USD 25
Financial Emergency	USD 200	USD 250	USD 500	Nil
Trip Curtailment Cover	N/A	USD 200	USD 1,000	USD 50
Trip Cancellation Cover	N/A	USD 500	USD 1,500	USD 50
Expenses Missed Flight Connection	N/A	USD 200	USD 500	3 hours
Trip Delay Cover	N/A	USD 120 (10/12 hours)	USD 120 (10/12 hours)	12 hours
Emergency Telephone Charges	N/A	USD 100	USD 300	Nil
Compassionate Visit	N/A	USD 1250	USD 1500	5 days
Rental Car Excess Cover	N/A	N/A	USD 2,000	USD 100
Return of Minor Children	N/A	N/A	USD 2,000	5 days
Adventurous Activities Cover	N/A	N/A	USD 5,000	24 hours
Hospital Daily Cash**	USD 150 (USD15/day max 10 days)	USD 250 (USD 25/day max 10 days)	USD 400 (USD 40/day max 10 days)	24 hours
Pediatric Services	N/A	N/A	USD 40	Nil
Hijack Relief**	USD 350 (USD 50/day max 7 days)	USD 350 (USD 50/ day max 7 days)	USD 700 (USD 70/day max 10 days)	Nil
Bounced Booking of Hotel	USD 1500	USD 1500	USD 1500	Nil
Personal Accident – Domestic Cover***	Rs. 10 lakhs	Rs. 15 lakhs	Rs. 25 lakhs	Nil
Accident Medical Expenses***	Rs. 1 lakh	Rs. 1.5 lakh	Rs. 2.5 lakhs	Nil
Repatriation of Mortal Remains***	Rs. 10,000	Rs. 10,000	Rs. 10,000	Nil
Ambulatory Care Services**	Up to 5% of the Overseas Medical Expenses SI	Up to 5% of the Overseas Medical Expenses SI	Up to 5% of the Overseas Medical Expenses SI	USD 100
* Optional Domestic Covers (Sum Insured in INR) Optional Overseas Covers (Sum Insured & Deductible in USD)

Cholamandalan Comprehensive Travel Insurance Plan Exclusions

The insurer shall not accept claims arising under the following circumstances:

Medical treatment and checkups related to pregnancy and related complications

Any illness or complications arising due to an illness that was diagnosed 48 months before your travel dates

Medical expenses incurred on cancer treatments, orthopedic, degenerative or oncologic diseases

Expenses incurred on cosmetic treatment and surgeries

Any external congenital anomaly

Accidental bodily injuries while travelling in a private carrier or even parachuting

Medical emergencies resulting due to depression, mental or psychiatric disorders, strokes, pathological effects of mental illnesses; fits affecting the entire body

Willful involvement in a malicious or unlawful act

Cost of any electrical, electronic, visual or audiovisual aid item or equipment

Cholamandalan Comprehensive Travel Insurance Plan FAQs

Q1. Is there any family discount available with Cholamandalan Comprehensive Travel Insurance plan?

If you buy this travel insurance plan for more than two family members you can avail discount on the premium.

Q2. What are the sum insured options available under Cholamandalan Comprehensive Travel Insurance plan?

The sum insured options range from USD 50,000 to USD 5 lakhs.

Q3. Do Cholamandalan Comprehensive Travel Insurance plan covers adventure sports activities as well?

The plan only covers the mentioned adventure sports activities such as bungee jumping, sky-diving, etc. for leisure purposes only. If done for professional purposes the insurer will not compensate for the loss.