Cholamandalan Comprehensive Travel Insurance Plan

Chola Mandalam General Insurance has launched its comprehensive travel insurance policy to secure your trips in an affordable manner. This travel insurance policy has been designed to cover the various contingencies that may arise whilst you are travelling outside India (optional cover within India). Chola Mandalam's comprehensive travel insurance policy offers extensive coverage benefits at a premium that would be light on your pocket. While you are travelling outside India or within India to quench your wanderlust, travel insurance policy by Cholamandalam MS would ensure that you enjoy your trip with peace of mind.

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Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

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    Now covers COVID-19

    There is nothing that you should be worried about except for making memories. Unlike other plans, this comprehensive travel insurance plan also covers adventure sports activities like bungee jumping, hot air ballooning, paragliding, sky diving, etc. under specific conditions. Let’s read on to know what this plan has to offer:

    Features of Cholamandalan Comprehensive Travel Insurance Plan

    • Range of Sum Insured to choose from USD 50,000, USD 1 lakh, USD 2.5 lakh, USD 3.5 lakh and USD 5 lakhs
    • Family discount if you get travel insurance coverage for up to 2 family members
    • Cholamandalam travel insurance plan allows extension of coverage up to 185 days for a single trip
    • There are no sub-limits on the coverage benefits for insured members above the age of 60 years
    • Availability of various optional benefits
    • Offers international driving license cover as well
    • The plan also reimburse the travel cost for compassionate visit and return of minor children
    • Optional domestic travel insurance cover

    This is an international travel insurance plan that offers option cover for domestic travel as well. The plan offers a myriad of coverage benefits while you are travelling alone or with your family to an unknown country. Check out all the major benefits that you can avail with this travel plan below:

    Overseas Medical Expenses (including Repatriation of Mortal Remains, Medical Evacuation/Transportation)
    Total loss of Checked-in Baggage and Hand Baggage
    Dental Treatment Expenses
    Delay of Checked-in Baggage
    Personal Accident - Overseas
    Loss of Passport
    Personal Liability Cover
    Home Burglary Cover
    Loss of International Driving License
    Financial Emergency
    Trip Curtailment Cover
    Trip Cancellation Cover
    Missed Flight Connection
    Trip Delay Cover
    Emergency Telephone Charges
    Compassionate Visit Cover
    Rental Car Excess Cover
    Return of Minor Children
    Adventurous Activities Cover
    Optional Hospital Daily Cash Allowance
    Pediatric Services
    Optional Hijack Relief Cover

    Cholamandalan Comprehensive Travel Insurance Plan Coverage Table

    Here is a quick rundown of the all the policy inclusions with the sum insured limit:

    Benefits Travel Plus Plan Travel Pleasure Plan Travel Delight Plan Deductibles
    Medical Expenses Overseas ( repatriation of mortal remains up to USD 7500, medical evacuation/transportation)
    USD 50,000
    USD 1 lakh
    USD 2.5 lakhs
    USD 3.5 lakhs
    USD 5 lakhs

    USD 1 lakh
    USD 2.5 lakhs
    USD 3.5 lakhs
    USD 5 lakhs

    USD 1 lakh
    USD 2.5 lakhs
    USD 3.5 lakhs
    USD 5 lakhs
    USD 100
    Total loss of Hand Baggage
    & Checked-In-Baggage
    USD 250 & USD 50 USD 500 & USD 50 USD 1,500 & USD 50 Nil
    Dental Treatment Cover USD 200 USD 300 USD 500 USD 50
    Checked-In-Baggage Delay USD 150 USD 200 USD 300 12 hours
    Personal Accident Cover USD 15,000 USD 23,000 USD 38,000 Nil
    Loss of Passport Cover USD 150 USD 250 USD 300 USD 30
    Personal Liability Cover USD 50,000 USD 1 lakh USD 1 lakh USD 100
    Home Burglary Cover N/A Rs. 1 lakh Rs. 2 lakhs 5% of the Sum Insured for home burglary
    Loss of International
    Driving License
    USD 100 USD 100 USD 100 USD 25
    Financial Emergency USD 200 USD 250 USD 500 Nil
    Trip Curtailment Cover N/A USD 200 USD 1,000 USD 50
    Trip Cancellation Cover N/A USD 500 USD 1,500 USD 50
    Expenses Missed Flight
    N/A USD 200 USD 500 3 hours
    Trip Delay Cover N/A USD 120 (10/12 hours) USD 120 (10/12 hours) 12 hours
    Emergency Telephone
    N/A USD 100 USD 300 Nil
    Compassionate Visit N/A USD 1250 USD 1500 5 days
    Rental Car Excess Cover N/A N/A USD 2,000 USD 100
    Return of Minor Children N/A N/A USD 2,000 5 days
    Adventurous Activities Cover N/A N/A USD 5,000 24 hours
    Hospital Daily Cash** USD 150 (USD15/day max 10 days) USD 250 (USD 25/day max 10 days) USD 400 (USD 40/day max 10 days) 24 hours
    Pediatric Services N/A N/A USD 40 Nil
    Hijack Relief** USD 350 (USD 50/day max 7 days) USD 350 (USD 50/ day max 7 days) USD 700 (USD 70/day max 10 days) Nil
    Bounced Booking of Hotel USD 1500 USD 1500 USD 1500 Nil
    Personal Accident – Domestic Cover*** Rs. 10 lakhs

    Rs. 15 lakhs

    Rs. 25 lakhs

    Accident Medical Expenses*** Rs. 1 lakh Rs. 1.5 lakh Rs. 2.5 lakhs Nil
    Repatriation of Mortal Remains*** Rs. 10,000 Rs. 10,000 Rs. 10,000 Nil
    Ambulatory Care Services** Up to 5% of the Overseas Medical Expenses SI Up to 5% of the Overseas Medical Expenses SI Up to 5% of the Overseas Medical Expenses SI USD 100
    *** Optional Domestic Covers (Sum Insured in INR)** Optional Overseas Covers  (Sum Insured & Deductible in USD)

    Cholamandalan Comprehensive Travel Insurance Plan Exclusions

    The insurer shall not accept claims arising under the following circumstances:

    Medical treatment and checkups related to pregnancy and related complications
    Any illness or complications arising due to an illness that was diagnosed 48 months before your travel dates
    Medical expenses incurred on cancer treatments, orthopedic, degenerative or oncologic diseases
    Expenses incurred on cosmetic treatment and surgeries
    Any external congenital anomaly
    Accidental bodily injuries while travelling in a private carrier or even parachuting
    Medical emergencies resulting due to depression, mental or psychiatric disorders, strokes, pathological effects of mental illnesses; fits affecting the entire body
     Willful involvement in a malicious or unlawful act
    Cost of any electrical, electronic, visual or audiovisual aid item or equipment

    Cholamandalan Comprehensive Travel Insurance Plan FAQs

    Q1. Is there any family discount available with Cholamandalan Comprehensive Travel Insurance plan?

    If you buy this travel insurance plan for more than two family members you can avail discount on the premium.

    Q2. What are the sum insured options available under Cholamandalan Comprehensive Travel Insurance plan?

    The sum insured options range from USD 50,000 to USD 5 lakhs.

    Q3. Do Cholamandalan Comprehensive Travel Insurance plan covers adventure sports activities as well?

    The plan only covers the mentioned adventure sports activities such as bungee jumping, sky-diving, etc. for leisure purposes only. If done for professional purposes the insurer will not compensate for the loss.

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