Future Generali Schengen & Worldwide Travel Insurance
Travelling around the world is one of the most delightful experiences that you can have in your lifetime. It not only allows you to visit new places and meet different people but also helps you to take a break for your everyday mundane life. By travelling to different places, people are able to conduct businesses as well as gain education in other countries. But no matter what your purpose of travel is, your trip can get disrupted if you do not have an international travel insurance plan. An overseas travel insurance policy guards the insured traveller against any unforeseen emergencies that may spoil his travel plans and a create medical or financial burden on him.
People travelling overseas can consider buying travel insurance from Future Generali Travel Insurance that offers a bunch of policies for different types of travellers. Future Generali Schengen & Worldwide travel insurance policy is a comprehensive policy that provides complete protection to people travelling to any part of the world. As the name suggests, it protects the insured travellers commuting to the Schengen area as well as worldwide from any unfortunate medical, financial or travel-related emergencies. Some of the coverage offered by this policy includes personal accident cover, medical expenses, trip delay, loss of passport, loss or delay in the arrival of check-in baggage, etc. This Future Generali Schengen & Worldwide Travel Insurance is divided into two plans:
Future Easy Travel Worldwide
This plan has been designed specifically to provide coverage to people travelling to any part of the world
Future Easy Travel Schengen
This plan by Future Generali is made to protect the travellers who are visiting one or more than one Schengen states.
The extent of coverage varies between these two types of travel insurance plans by Future Generali. The degree of coverage further varies according to the sub-plans within the Future Easy Travel Worldwide plan and the Future Easy Travel Schengen plan.
Features of Future Generali Schengen & Worldwide Travel Insurance
The Future Generali Schengen & Worldwide Travel Insurance policy comes with a number of interesting features. Take a look at some of the most attractive features of this travel insurance plan by Future Generali before you buy the best travel insurance policy for your trip:
Destination Specific Plans
The Schengen & Worldwide Travel Insurance policy by Future Generali has been categorized into two different plans as per the travel destination – Future Easy Travel Worldwide plan and the Future Easy Travel Schengen plan.
Cashless Claim Settlement
This policy comes with cashless claim settlement that allows Future Generali to settle the claim amount directly with the hospital, provided the insured is hospitalized in one of their empanelled hospitals.
No Documentation
Buying a Future Generali Schengen & Worldwide Travel Insurance policy does not involve any paperwork or documentation. The process is completely online and so the applicant only needs to enter their personal and travel details at the time of buying the policy.
Global Protection
This overseas travel insurance policy by Future Generali provides global protection. This means whichever part of the globe you are travelling, you will be protected by this policy.
Worldwide Assistance Services
The Schengen & Worldwide Travel Insurance policy by Future Generali offers medical, emergency and travel-related assistance to the insured travellers at any country around the world.
Easy Claim Settlement
This international travel insurance policy by Future Generali has a simple and easy claim settlement procedure that ensures that you get compensated for your losses at the earliest without any hassles.
7-Day Automatic Extension
Under this policy by Future Generali, you can get an automatic policy extension of up to 7 days upon expiry.
Why Choose Future Generali Schengen & Worldwide Travel Insurance?
The Schengen & Worldwide Travel Insurance policy by Future Generali is one of the most efficient international travel insurance policies in India. If you are wondering why should you choose this international travel insurance policy, take a look at the reasons below:
- This policy by Future Generali provides protection to the insured travellers no matter which corner of the globe they are travelling to.
- Buying this travel insurance policy by Future Generali involves zero documentation. You do not have to submit any document before buying the Future Generali Schengen & Worldwide Travel Insurance policy.
- Future Generali offers cashless claim settlement. This means in case the insured gets hospitalization in one of the network hospitals of Future Generali during the trip, the insurer will settle the hospital bills directly on a cashless basis.
- Under this overseas travel insurance policy by Future Generali, assistance services for emergency, medical and travel-related adversities are provided 24x7 at any part of the world.
Eligibility Criteria to Buy Future Generali Schengen & Worldwide Travel Insurance
Any person can apply for the Future Generali Schengen & Worldwide Travel Insurance. However, applicants must meet the entry age criteria while buying this international travel insurance policy by Future Generali. Refer to the table given below to know the minimum and maximum entry age for this Schengen & Worldwide travel insurance plan:
|
Type of travellers |
Minimum Entry Age |
Maximum Entry Age |
|
Adults |
18 years |
70 years |
|
Children |
6 months |
25 years |
Future Generali Schengen & Worldwide Travel Insurance Coverage
The Future Generali Schengen & Worldwide Travel Insurance policy provides extensive coverage to the insured travellers during their international trip. Take a look at the list of inclusions under this international travel insurance policy by Future Generali:
|
Expenses incurred on medical treatment including hospitalization expenses, emergency medical evacuation to a hospital, continuation of treatment in India and repatriation of mortal remains |
|
Daily hospital allowances |
|
Emergency dental sickness relief |
|
Delay in delivery of check-in baggage by the carrier airline |
|
Loss of check-in baggage by the carrier airline |
|
Loss of passport cover |
|
Provides financial emergency assistance |
|
Personal accident cover against accidental death and permanent total disability |
|
Any losses or expenses incurred due to trip cancellation |
|
Coverage of expenses incurred due to trip delay |
|
Any losses or expenses incurred due to trip curtailment |
|
Distress allowance in case of flight hijack |
|
Any expenses or losses incurred as a result of missed connection flight |
|
Coverage of legal liability |
|
Cost of the compassionate visit by a family member |
|
Golfer’s hole-in-one cover |
|
Home burglary cover for home contents |
|
Chile return journey cover |
|
Automatic extension of policy tenure for 7 days |
Future Generali Schengen & Worldwide Travel Insurance Exclusions
Not every unforeseen emergency or expense are covered under the Future Generali Schengen & Worldwide Travel Insurance policy. Here is a list of exclusions which are not covered under this policy by Future Generali:
|
Treatment expenses for pre-existing diseases and complications arising out of it |
|
Cost of getting routine physical or other examinations without any indication of health impairment will not be included |
|
Medical expenses incurred after the expiry of the policy |
|
Any treatment cost arising due to self-inflicted injury or illness and due to suicide or an attempt to suicide will not be covered |
|
Treatment of any mental disorder, stress, anxiety or depression |
|
Any expenses arising out of drug abuse, alcoholism and drunkenness will not be included |
|
Treatment expenses incurred on HIV, AIDS or any venereal diseases |
|
Cost of any treatment of procedure relating to pregnancy or related complications such as childbirth, abortion, miscarriage, etc. will not be covered |
|
If there has been a loss of damage to the insured’s passport due to detention or confiscation by police, customs and other authorities |
|
Any loss that was not reported to the local police authority within the first 24 hours will not be included |
|
Any emergency arising due to war or war-like situation will not be covered |
|
If you face an emergency while travelling on a ship or to any of the destinations restricted by the Indian government such as Haj and Mansarovar, it will not be covered |
|
Travel to UN sanction countries such as Afghanistan, Congo, Iran, Iraq, Sudan, etc. will not be protected |
Future Generali Schengen & Worldwide Travel Insurance FAQs
Q1. I have a health insurance policy. Why should I buy a travel insurance policy for travelling to the US?
A health insurance policy only covers the medical expenses that you incur within the geographical borders of India. But if you get injured during your trip to the US, your domestic health insurance policy will not cover those expenses. On the contrary, if you have an international travel insurance policy, any medical treatment or hospitalization expenses that you incur during your trip abroad will be covered. Therefore, you need to buy a travel insurance policy if travelling to the US or any other country.
Q2. How can I extend my Schengen & Worldwide Travel Insurance policy by Future Generali?
You can extend your international travel insurance policy by Future Generali up till 70 years of age, provided you request for an extension at least 7 days before the policy expiry.
Q3. How can I buy Schengen & Worldwide Travel Insurance policy by Future Generali?
The Future Generali Schengen & Worldwide Travel Insurance policy can be purchased online. If you want to buy this travel insurance online, then follow the steps given below:
- Visit the official website of Future Generali India Insurance
- Go to the ‘Buy’ tab on the top right
- Select either ‘Worldwide travel’ or ‘Schengen travel’ on the basis of your travel destination
- Choose between single or multi-trip policy
- Select the type of plan between individual or family floater
- Choose the type of visa you have
- Enter your travel destination as well as your travel dates
- Enter the details of the travellers
- Pay the premium amount
- You will receive the policy document
Q4. Can I buy this travel insurance policy by Future Generali after commencing my trip?
No. Future Generali will not issue this international travel insurance policy after the start of the trip.
Q5. Can I buy Schengen & Worldwide Travel Insurance policy by Future Generali for multi trips?
The international travel insurance policy by Future Generali offers multi-trip plans only to travellers with a resident or immigrant visa of the destination country.
Q6. For how many days will my Schengen & Worldwide Travel Insurance policy by Future Generali protect me?
This overseas travel insurance policy by Future Generali will be issued for a minimum of 1 day to a maximum of 180 days of travel.
Q7. Do I need to go through any medical examination before buying this policy by Future Generali?
No. None of the applicants is required to undergo a travel insurance policy before buying the Future Generali Schengen & Worldwide Travel Insurance policy.
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