HDFC Ergo Student Travel Insurance Plan

*Please note that the quotes shown will be from our partners

Introduction:

This is a comprehensive travel insurance designed for students which takes care of their financial security and enables study abroad without any worries.

Eligibility:

  • Minimum age- 16, maximum- 35 Years

Policy Details:

  • Worldwide cover for 30 days to 2 years.
  • No medical check-up required.

Policy Benefits:

  • Emergency Medical/ Dental Expenses: Expensesowing to illness/accident and covering outpatient, in-patient, medical aid, therapies and diagnostic tests are borne as specified.
  • Accidental Death and Permanent Total Disability Common Carrier: The sum insured as specified is paid by the company along with sum insured for Personal Accident section, if the individual undergoes accidental Bodily Injury during the course of the journey subject to the injury resulting in death or permanent total disability.
  • Flight delay/Loss of Checked Baggage and Personal Documents/Delay of Checked Baggage: Expenses are borne in case of delay for more than 12 hours and also in case of loss of documents and belongings.
  • Personal Liability: Third party expenses are paid in case of death/injury/damage to health or property at the hands of the insured.
  • Bail Bond: Expenses incurred on bailing the insured on arrest/detention by police for a bail-able offence.
  • Study Interruption: Compensation against interruption of study.
  • Sponsor Protection: Tuition fee expenses are borne in case of accidental death of insured’s sponsor.
  • Compassionate Visit: Expenses are borne in case of visit by one immediate family member.
  • Psychological Coverage: Expenses for treatment of mental/nervous disorders, including alcoholism and cases of drug intake.
  • Treatment for Expectant Mothers/Childcare Benefit: Covers for medical expenses related to pregnancy after a waiting period of 10 months and also bears cash benefits of childcare.
  • Screening and Examinations: On doctors’ advice cancer screening/mammographic test expenses are paid for.

Premium Details:

  • Inclusive of service Tax.
Plan Option Platinum Gold Silver Bronze Standard
Sum Insured 33447500 33447500 16723750 16723750 6689500 6689500 3344750  
  Inc. USA/ Canada Exc.USA/ Canada Inc. USA/ Canada Exc.USA/ Canada Inc. USA/ Canada Exc.USA/ Canada Inc. USA/ Canada Worldwide
30 days 280089 135529 220151 103620 154326 74587 138673 52111
60 days 604262 292398 422241 204899 275540 132518 234333 102951
90 days 797990 386117 603459 296010 393810 187506 367654 148707
120 days 995732 481844 754776 366250 485256 233396 412541 184295
180 days 1193473 568339 907564 437961 578173 280825 488333 221154
270 days 1745022 830969 1361313 656106 882278 422843 773908 331397

 

PLAN OPTION PLATINUM PLUS GOLD PLUS SILVER PLUS BRONZE PLUS
SUM INSURED 33447500 33447500 16723750 16723750 6689500 6689500 3344750 3344750
TRIP DURATION Inc. Exc. Inc. Exc. Inc. Exc. Inc. Exc.
USA/Canada USA/Canada USA/Canada USA/Canada USA/Canada USA/Canada USA/Canada USA/Canada
30 days 344509 166702 270790 127434 189848 91713 180683 90910
60 days 743203 359627 519372 252060 338890 163023 320226 161551
90 days 981550 474954 742266 364042 484386 230653 466793 224834
120 days 1224780 592622 928368 450470 596837 287113 584796 256542
180 days 1468010 699052 1116343 538705 711093 345378 700992 294003
270 days 2146326 1022155 1674381 807021 1085170 520041 1007037 483784
365 days 2824708 1569423 2158835 1122564 1385194 720325 1268998 561717
456 days 3742708 1569423 2901169 1508616 1869715 972251 1827838 839599
546 days 4660708 2589572 3275112 1703079 2096422 1090120 2077156 980881
636 days 5154995 2864243 3833284 1993337 2470365 1284584 2224459 1169859
2 years 5649282 3138914 4317670 2245196 2770590 1440717 2513780 1370076


*
The above premium rates may vary. Please check the policy wordings for more details.

Exclusions:

  • Expenses due to journey for the purpose of medical treatment.
  • Pre-existing Conditions.
  • Expenses beyond territorial limits.
  • Conditions arising due to Civil/Foreign War acts of Terrorism/ Riots/ Communal Violence etc.
  • Cases of Self Inflicted Injury, Suicide or voluntary participation in any Criminal Act.
  • Expenses in cases of non-adherence to medical advice or under influence of Liquor, Drugs or Narcotics.
  • Expenses due to participation in any Sport as a Professional Player or in hazardous sports like parachuting, hang gliding, bungee jumping etc.