HDFC Life Insurance

HDFC Life Insurance Company Limited is one of India's leading private life insurers, trusted by millions for its wide range of protection and investment solutions. Founded in 2000 as a joint venture between HDFC Ltd. and Abrdn plc (formerly Standard Life Aberdeen), the company was among the first private insurers to receive IRDAI approval in 2001. Headquartered in Mumbai, HDFC Life offers term insurance, savings, retirement, child, and group plans, helping families achieve financial security at every life stage through strong service, claim settlement, and nationwide reach.

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HDFC Life Insurance: Policy Details, Premium & Benefits

HDFC Life Insurance

HDFC Life Insurance Company Limited is one of India's leading private life insurers, trusted by millions for its wide range of protection and investment solutions. Founded in 2000 as a joint venture between HDFC Ltd. and Abrdn plc (formerly Standard Life Aberdeen), the company was among the first private insurers to receive IRDAI approval in 2001. Headquartered in Mumbai, HDFC Life offers term insurance, savings, retirement, child, and group plans, helping families achieve financial security at every life stage through strong service, claim settlement, and nationwide reach.

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Insurer Highlights
  • Claim Settlement Ratio

    99.7

  • No. of Branches

    535 Branches

  • Claim Settlement Promise

    24hr claim settlement

Policybazaar is a Platinum Premium Partner for HDFC Life
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The Best Price

Buy policy at the best price available!

Hassle-Free Service

Seamless Policy Issuance

Dedicated Claims Assistance Program

Why Buy HDFC Life Insurance?

HDFC Life Insurance provides a range of life insurance policies to help you safeguard your family's financial future and achieve long-term financial goals. Whether you're planning for protection, savings, or a comfortable retirement, here's why HDFC Life stands out as a wise choice:

Buy online and get a 1% discount throughout your policy term
Guaranteed premium returns on survival till maturity
High claim settlement ratio of 99.68%
Quick 24-hour claim processing through a dedicated Claims Relationship Office
Coverage against pandemics, like COVID-19
Option to avail of whole life coverage
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HDFC Life Insurance Plans

The HDFC Life Insurance company offers different types of insurance plans to fulfil the needs of policy buyers. Let's look at the plans provided by HDFC Life Insurance Company:

Critical Illnesses Covered Under HDFC Life Insurance

The HDFC Life Critical Illness Rider provides extensive coverage against a range of serious health conditions, including heart attack, cancer, kidney failure, and more. The lump-sum payout from this rider helps manage medical expenses, hospital bills, and recovery costs following a critical illness diagnosis. It covers diseases across varying stages of severity, such as specific stages of cancer, Open Chest CABG, and End-Stage Liver or Lung diseases. Here's a complete list of critical illnesses covered under HDFC term plans.

Cancer of Specified SeverityMyocardial infarction – First heart attack of specific severityOpen Heart Replacement or Repair of Heart Valves
Kidney Failure Requiring Regular DialysisMajor Organ/ Bone Marrow TransplantCoronary Artery Bypass Graft (Open, Keyhole or minimally invasive or Robotic Cardiac CABG)
Multiple Sclerosis with persisting symptomsStroke resulting in permanent symptomsComa of specific severity
Permanent Paralysis of LimbsMotor Neuron Disease with Permanent SymptomsBenign Brain Tumor
BlindnessDeafnessEnd stage lung failure
End stage liver failureLoss of SpeechLoss of Limbs
Major Head TraumaPrimary (idiopathic) pulmonary hypertensionThird Degree Burns
Alzheimer’s DiseaseAplastic AnaemiaMedullary Cystic Kidney Disease
Parkinson’s DiseaseSystemic Lupus Erythematosus (SLE) with Lupus NephritisApallic Syndrome
Major Surgery of AortaBrain SurgeryFulminant Viral Hepatitis
CardiomyopathyMuscular dystrophyPoliomyelitis
PneumonectomySevere Rheumatoid ArthritisProgressive Scledorma
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HDFC Life Insurance Plan Riders

HDFC term plans provide a range of important term insurance riders that can be added to your base policy for enhanced protection. These riders come at an additional cost, payable along with your regular premiums, offering comprehensive coverage against life's uncertainties.

Here are the key riders available with HDFC term insurance plans:

Extra Payout on Accidental death (paid)Extra Payout on Accidental Disability (paid)
Cover against 19 critical illnesses (paid)Waiver of Premium On Critical Illness (paid)
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How Much Term Cover Do I Need?

Determining the right sum assured for your life insurance is crucial to secure your family's financial future. A Human Life Value (HLV) Calculator can help you estimate the ideal life cover based on your current age and annual income. This tool evaluates the amount of coverage you should have to replace your income and meet your family's financial needs in your absence.

Insurance experts recommend a life cover of 15 to 20 times your annual income when purchasing the policy.

For example, if you earn ₹9 lakhs per annum and are 27 years old, with no existing life insurance, you would typically need a term plan with a sum assured of ₹2.25 crores. In the unfortunate event of your death, this amount would be paid to your family, enabling them to manage expenses, fund your child's education, or achieve long-term goals like purchasing a home.

To easily calculate your HLV, enter your age, annual income, and details of any existing life cover in an HLV calculator.

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Choosing the HDFC Life Insurance Plan with the Right Sum Assured Option

Selecting the right sum assured is crucial to safeguarding your family's financial well-being in your absence. HDFC Life Insurance offers a variety of plan options designed to meet different protection needs. Whether you want basic coverage or comprehensive financial security, choosing the right sum assured ensures your loved ones can manage future expenses, clear liabilities, and maintain their lifestyle comfortably.

HDFC Life1 Crore
Term Insurance
HDFC Life2 Crore
Term Insurance
HDFC Life5 Crore
Term Insurance
HDFC Life75 Lac
Term Insurance
HDFC Life70 Lac
Term Insurance
HDFC Life50 Lac
Term Insurance

Term Insurance Premium Calculator

Our term life insurance calculator in india can help you calculate the following:

Benefits of HDFC Life Insurance Plans

The HDFC life insurance benefits are as follows:

  • Financial Protection: HDFC Insurance Policy offers several insurance plans that help secure the economic future of your loved ones. It does so by providing a death benefit to the policyholder's family in the event of their unfortunate death during the policy tenure. Your family can use this amount to pay their rent, children's fees, and other financial obligations.

  • Build a Corpus: You can create wealth in the long term by investing in HDFC Life insurance plans online. This corpus buildup can help you beat inflation, fulfill lifelong goals, help pay for a child’s higher education, or pay for a child’s wedding.

  • High Claim Settlement Ratio: HDFC Life Insurance Company had a Claim Settlement Ratio of 99.7% in 2024-25. This means the company settled most of the claims it received in the financial year and is a reliable insurer in the insurance sector.

  • Variety of Products: HDFC Life offers various life insurance products, including term insurance plans, savings plans, ULIP plans, retirement plans, child plans, and more. You can review the HDFC life insurance plans list to see the available plans and purchase the most suitable plan for your needs.

  • Lower Premium Rate: HDFC Life Insurance offers the most affordable premium rates for life insurance plans. You can save more on your life insurance premiums by purchasing the plans online. Several life insurance companies in India offer lower premium rates online since there is no agent commission cost in an online life insurance policy.

  • Convenient Policy Purchase: You can conveniently compare and buy your life insurance policy online from the comfort of your home with just a few clicks. This saves time and energy as the entire process is paperless.

  • Dedicated Customer Service: HDFC Life offers dedicated customer support for customers who want to access their life insurance policies online. You can check your HDFC life insurance policy details by logging into the company account using your policy number and date of birth.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Types of HDFC Insurance Plans

Choose the best HDFC Insurance policy from term insurance plans, traditional endowment plans, pension plans with lifelong annuities, ULIP (unit-linked insurance plans) with market returns, or child plans. With HDFC Bank Insurance plans, you can protect your life and grow wealth at the same time.
The HDFC Life Insurance plans list includes

Types of HDFC Life Insurance Types of HDFC Life Insurance

Let us take a look at the HDFC life insurance plans list in detail to understand the plans better.

HDFC Term Insurance Plans

The HDFC term insurance policy provides comprehensive coverage by offering a large sum assured at pocket-friendly premium rates. You can customize and enhance the base term plans by including additional riders in the base plan. It provides a death benefit in the event of the policyholder’s untimely death during the policy term.

Eligibility Criteria For HDFC Term Insurance Policy

Term Insurance Policy Age of Entry Age of Maturity Sum Assured Policy Tenure
Click 2 Protect Super 18 - 65 years 85 years Rs. 50 Lacs - Rs. 20 Crore 5 - (85 - entry age) years
Click 2 Protect Life 18 - 65 years Whole life Rs. 20 Lacs - No limit 10 - (whole life - entry age) years
QuickProtect 18 - 50 years 75 years Rs. 75 Lacs, Rs. 1 Crore, and Rs. 1.25 Crore 5 - 40 years
Click 2 Protect Elite 30 - 45 years 75 years 2 Crores - 5 Crores 15/20 years
Sanchay Legacy 45 - 65 years 99/100 years - 99 - entry age
Smart Protect Plan 18 - 45 years 85 years 50 Lacs - 1 Crore 25 - 40 years
Saral Jeevan Bima 18 - 65 years 70 years Rs. 5 Lacs - No limit 5 - 40 years
Smart Term Pro 18 - 60 years 80 years Rs. 15 Lacs - No limit 15 - 40 years
Smart Term Edge 18 - 60 years 75 years Rs. 5 Lacs - No limit 12 - 30 years
Term with Return of Premium 18 - 50 years 65 years Rs. 5 Lacs - Rs. 25 Lacs 10 - 30 years

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

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HDFC Savings Plans

HDFC life insurance offers traditional saving plans that provide guaranteed returns at regular intervals to help you fulfill your financial goals. You can also enhance the life cover from these plans by including riders in the base plan and start saving on yearly taxes as per the prevailing tax laws.

Eligibility Criteria of HDFC Life Savings Plans

Life Insurance Policy Age of Entry Maturity Age Policy Tenure Premium Payment Term
Click 2 Achieve 30 days - 13 years 23 years 10 - 23 years 5 - 10 years
Sanchay Plus 5 - 60 years 80 years 5 - 20 years 5 - 12 years
Sanchay Fixed Maturity Plan 90 days - 70 years 90 years 5 - 40 years 5 - 20 years
Sanchay Par Advantage 30 days - 65 years 100 years 100 - entry age 20 - 40 years
Guaranteed Income Insurance Plan 30 days - 65 years 99 years 16 - 40 years 8 - 15 years
Saral Jeevan 30 days - 65 years 85 years 5 - 20 years 5 - 11 years
ClassicAssure Plus 30 days - 60 years 75 years 10 - 20 years 7 - 10 years
Super Income Plan 30 days - 59 years 75 years 15 - 27 years 5 - 12 years
Sampoorn Samridhi Plus 30 days - 60 years 75 years 15 - 40 years (Policy term - 5) years
Uday 18 - 55 years 70 years 12 - 15 years 8 - 10 years
Pragati 8 - 55 years 65 years 5 - 20 years 5 - 10 years
Smart Income Plan 4 - 60 years 97 years 19 - 37 years 6 - 12 years
Assured Gain Plus 3 - 65 years 80 years 10, 12, or 15 years 5 years
Star Saver 3 - 60 years 75 years 10, 12, or 15 years 5 years
Guaranteed Wealth Plus 3 - 60 years 101 years 12 - 41 years 6, 8, 10 years
New Creating Life Insurance Plans 18 - 45 years 60 years 10 - 20 years 5, 8, 10 years
Sampoorna Jeevan 3 - 60 years 100 years (100 - entry age) years 6 - 15 years
Secured Income Insurance RP 0 - 55 years 70 years 15 - 25 years Regular policy term
Income Advantage Plan 3 - 55 years 80 years 16, 24, 30 years 8, 12, 15 years
My Assured Income Plan 2 - 60 years - 10/16 years 5/8 years
Saral Bachat 8 - 50 years 65 years 6 - 20 years 6/8/10 years
Secured Income Insurance Plus 0 - 50 years 70 years 10 - 20 years 5/8/10 years
New Fulfilling Life 15 - 50 years 85 years (85 - entry age) years 12/16/20/24 years

Life Insurer Details

HDFC ULIP Plans

HDFC Life ULIP plans are designed to create wealth and provide long-term protection. These plans invest part of the premium amount in the market, and the remaining part is used to provide insurance against eventualities. You can choose the funds you want to invest in and get returns based on your risk appetite.

Eligibility Criteria of HDFC Life ULIP Plans

Life Insurance Policy Age of Entry Maturity Age Fund Options Policy Tenure
Sampoorna Nivesh 0 - 65 years 85 years 10 10 - (85 - entry age) years
ProGrowth Plus 30 days - 65 years 75 years 10 10 - 30 years
Click 2 Wealth 30 days - 65 years 75/99 years 11 10 - (99 - entry age) years
Click2Invest ULIP 30 days - 65 years 75 years 11 5 - 40 years
HDFC SL ProGrowth Super II 14 - 65 years 75 years 10 10 - 30 years
SL Crest 14 - 55 years 65 years 10 10 years
SL ProGrowth Flexi 14 - 65 years 75 years 10 10 - 30 years
Smart Woman Plan 18 - 50 years 60 years 4 10/15 years
Classic One 0 - 40 years 50 years 11 10 - ( 50 - entry age) years
Capital Shield 8 - 60 years 70 years 2 10 years
Wealth Builder 8/13 - 65 years 75 years 8 5/10 years
Wealth Elite 0 - 65 years 75 years 8 10 - 20 years
Wealth Maxima 0 - 65 years 75 years 6 10/15 - 20 years

HDFC Retirement Plans

HDFC Life Insurance offers two types of retirement plans: Annuity Plans and Pension Plans. With an annuity plan you can secure a regular income for yourself even after the end of your monthly salary and with pension plans, you can create a corpus for a stress-free retirement.

Eligibility Criteria of HDFC Retirement Plans

Life Insurance Policy Age of Entry (Min-Max) Policy Tenure Premium Payment Term
Systematic Retirement Plan 45 - 75 years Whole life 5 - 15 years
Smart Pension Plus 20 - 100 years Whole life 5 - 15 years
Pension Guaranteed Plan 30 - 85 years - Single pay only
New Immediate Annuity Plan 18 - 99 years - Single pay only
Saral Pension 40 - 80 years Whole life Single pay only
Systematic Pension Plan 18 - 75 years 5 - 40 years Regular Policy Term
Guaranteed Pension Plan 18 - 70 years 8 - 40 years 5 - 12 years
Click 2 Retire 18 - 65 years 10 - 35 years 8 - 15 years
Assured Pension Plan 18 - 65 years 10 - 35 years 8 - 15 years
Personal Pension Plus 18 - 65 years 10 - 40 years Regular policy term
Smart Pension Plan 25 - 70 years 5 - 55 years 5 - 30 years

HDFC Child Plans

HDFC Life Insurance offers child insurance plans for those who want to secure their child’s future. These plans offer a financial benefit in case of your unfortunate death. The payout from these plans can be used to pay for the child’s higher education and marriage.

Eligibility Criteria of HDFC Life Child Plans

Life Insurance Plan Age of Entry (Min-Max) Age of Maturity Age (Min-Max) Policy Tenure (Min-Max)
SL YoungStar Super Premium 18 - 65 years 75 years 10 - 20 years
YoungStar Udaan 30 days - 60 years 75 years 15 - 25 years

How to Buy HDFC Life Insurance Online in India?

Here is how you can buy HDFC life insurance online in India:

  • Step 1: Visit the life insurance page

  • Step 2:Select the type of life insurance you want to buy

  • Step 3:Fill in the required details like name, gender, date of birth, and mobile number

  • Step 4:Choose the right occupation type, educational qualification, smoking habits, and annual income

  • Step 5: Select the suitable policy and proceed to pay

Documents Required To Buy HDFC Life Insurance

  • Government-approved identity proofs:Aadhar card, PAN card, passport, voter ID, driving license, etc.

  • Address proof: PAN card, Adhaar card, driving license, voter ID, passport, etc

  • Proof of income: Salary income, ITR/Form 16, bank statement, audited company accounts of last 3 years, CA certificate, rent receipts, mandi receipts, indian/foreign bank statements

  • KYC documents: Insurance policy contracts with companies, insurance contracts with partnership firms, insurance contracts with trusts and foundations, insurance contracts with HUFs

How to Pay HDFC Life Insurance Premium Online?

Follow these steps to pay your HDFC premium payment online easily and securely:

Step 1: Access HDFC Life's Online Premium Payment Portal

  • Open your web browser and visit the official HDFC Life website

  • Go to the "Pay Premium" or "Online Payment" section. 

Step 2: Provide Policy Details

  • Enter your Policy Number and Date of Birth (DD/MM/YYYY) in the respective fields.

  • Verify the entered details carefully to ensure accurate processing.

Step 3: Choose Payment Method

Select from various payment options such as debit/credit card, net banking, UPI, or e-wallets.

Step 4: Review and Confirm

Review the premium amount and confirm your payment. Ensure that your PAN or Form 60 is updated for compliance.

Step 5: Complete Payment

Proceed to complete the transaction. Payments made after 3:00 PM IST will have the premium receipt generated in "My Account" the next working day.

Additional Notes

  • Advance Payments: Premiums for the current financial year can be paid anytime, and for the next financial year, payments can be made three months before the due date.

  • Excess Premiums: Any excess amount will be refunded or adjusted against future premiums (monthly/quarterly payments).

  • Third-Party Payments: If a third party makes the payment, submit the Declaration of Relationship and the KYC form.

For any query regarding policy premium payment, you can drop an email at service@hdfclife.com or refer to the HDFC Life Insurance Premium Payment Options Tutorial Video on the HDFC Life website.

**You can also visit the nearest HDFC Life branch to pay in person, submit a cheque or demand draft at the branch.

What is the HDFC Life Insurance Claim Settlement Process?

Here is how HDFC life insurance settles the claims

  • Claim Initiation:The nominee needs to initiate the claim with the HDFC Life Insurance Company as soon as the policyholder passes away. They need to attach all the required documents and submit the duly filled claim form to the insurer.

  • Claim Verification: The insurer will verify the claim and the details in the claim form.

  • Claim Settlement: The insurer will disburse the claim amount into the nominee's bank account upon successful verification.

Documents Required To Claim HDFC Life Insurance

Type of Death Claim Documents Required
Natural Death
  • Original policy bond
  • Death claim form 
  • Govt. issued death certificate issued 
  • Authorized medical records of the life assured at the time of death
  • Identity proof of the claimant and the deceased policyholder
  • Passport photos of the claimant
  • PAN Card and Valid Address proof of the claimant
  • Cancelled cheque of the claimant
  • Employer certificate of the life assured
  • Address proof
  • NEFT account details
Unnatural Death
  • Original policy bond
  • Death claim form 
  • Govt. issued death certificate
  • Police inquest report / FIR
  • Identity proof of the claimant and the deceased policyholder
  • Post mortem report
  • NEFT account details
Death due to Natural Calamities / Disasters
  • Original policy bond
  • Death claim form 
  • Govt. issued death certificate issued 
  • Identity proof of the claimant and the deceased policyholder
  • Claimant’s address proof, PAN card, and canceled cheque
  • Address proof
  • NEFT account details
Claims due to Critical Illnesses
  • Original policy bond
  • Critical illness claim form
  • Address proof 
  • Identity proof
  • Recent medical records
  • NEFT account details
  • Claimant’s personal information

FAQs

  • I want to change the residential address in my HDFC Life Insurance policy. What is the process for doing it online?

    Ans: Follow the steps below to change the address in your HDFC Life Insurance policy online:

    • Step 1: Visit myaccount[dot]hdfclife[dot]com 
    • Step 2: Login by using your client id and password. 
    • Step 3: Click on proceed and enter the OTP received on the registered email or mobile number. 
    • Step 4: Click on Login 
    • Step 5: Click on the ‘MyAccount’ button and select contact details 
    • Step 6: Click on the edit icon and change the mailing address/permanent address
  • Is it necessary to pay the full premium for the first year of HDFC Life Insurance?

    Ans: Yes, you need to pay the first premium in full to activate your HDFC Life Insurance policy. Without this payment, the policy will not be issued. Once the first year’s premium is paid, you can choose a convenient payment mode for future premiums—yearly, half-yearly, quarterly, or monthly—depending on the plan and options available. Always check your policy document for the permitted premium payment frequency.
  • How can I access the Exide Life Insurance login after the merger with HDFC Life?

    Ans: The Exide Life Insurance login is now available for former Exide Life customers through HDFC Life’s customer portal. To log in, visit the HDFC Life – Services for Former Exide Life Customers page. Using this portal, you can:

    • Pay premiums online or set up auto-debit.
    • View your policy summary and update details like bank account, PAN, or contact information.
    • Download premium receipts, tax certificates, and policy statements.
    • Track service requests, applications, or claims.
    • Check unclaimed amounts linked to your policy.

    This Exide Life Insurance login via HDFC Life ensures that all your existing policies and services continue without interruption.

HDFC Life Insurance Login

HDFC Bank Life Insurance provides a seamless online platform that allows policyholders to manage their policies easily, make premium payments, check policy status, and update personal information. The HDFC Insurance login portal is designed for individual policyholders and corporate clients, ensuring quick access to important HDFC Life Insurance policy details and services.

How to Access HDFC Life Insurance Login Portal?

To access your HDFC Bank Life Insurance account, follow these simple steps:

Step 1: Visit the official HDFC Life Insurance website.

Step 2: Click on the Login button at the top right corner of the homepage.

Step 3: Choose between Customer Login or Corporate Login based on your policy type.

Step 4: Enter your User ID (Registered Email ID or Mobile Number) and Password.

Step 5: Complete the CAPTCHA verification and click on Login.

If you are a first-time user, you will need to register by clicking on New User? Register Now and following the on-screen instructions.

How to Contact HDFC Life Insurance Company?

Query Type Contact Details
General Customer Service (Existing Policyholders) Call: 022-68446530
Email: service@hdfclife.com
Time: Mon–Sat, 10 am–7 pm IST
NRI Customers (Buying a Policy) Call: +91-8916613503
Email: buyonline@hdfclife.in
Charges apply; 24/7 availability for email support
NRI Customers (After Policy Issue) Call: +91-8916694100
Email: nriservice@hdfclife.com
Time: Mon–Sat, 10 am–9 pm IST
Online Policy Purchase Help Toll-free Number: 1800-266-9777
WhatsApp: +91-8291-890-569
Missed-call: +91-9980970424
Digital Tools & Chat Support Chat with “Etty” (Website & WhatsApp) for policy queries in multiple Indian languages
24/7 via website and WhatsApp bot
Get quick access to policy details.
Receive answers to over 200 policy-related queries.
Enjoy fast and secure support in 9 languages.
Branch Locator & Physical Visit Find your nearest branch via their branch locator tool on the website

HDFC Life Insurance App

The HDFC Life Insurance App is a user-friendly and feature-rich mobile application designed to simplify the purchase and management of life insurance policies. Developed by HDFC Insurance Company Limited, the app is available for iOS and Android users and offers a seamless experience for policyholders.

With this app, users can explore and compare insurance plans across various categories such as:

  • Term Insurance

  • Savings & Investment Plans

  • Health Insurance

  • Retirement Plans

  • Child Plans

You can also buy new policies, renew premiums, track NAV, switch funds (for ULIPs), and manage all policy documents directly from the app.

HDFC Life Insurance Company- Recent Stock Updates

As of recent updates, HDFC Life Insurance Company Ltd has shown significant stock market performance, reflecting strong investor interest.
As of 23rd September, the HDFC Life Insurance share price stands at ₹726.70.

As of 5th June 2025, the HDFC Life Insurance share price today stands at ₹761.70

FAQs

  • How to surrender (cancel) HDFC Life Insurance policy online?

    Ans: To submit the deactivation/ cancellation/ surrender request, fill and submit the mandate form of deactivation that is available at the branch of HDFC Life at least fifteen days before the due date. You can also place a surrender request online by logging into your HDFC account and clicking on the ‘cancel policy’ button.
  • How can I get HDFC Life Policy Details?

    Ans: You can check the status of your HDFC Life Insurance Policy online through any of the following methods:
    • For HDFC Life Insurance - Registered Users
      • Login to the website of HDFC Life Insurance and click on the ‘login’ button.
      • Under this section, click ‘Customers’.
      • Select individual or NRI insurance policy type
      • Login using your registered email/mobile number or the client ID and date of birth
      • After logging in you can easily check the status of your HDFC Life policy
    • For HDFC Life Insurance - New Users
      • Login to the website of HDFC Life Insurance and click on the ‘login’ button.
      • Under this section, click the ‘Customers’ icon.
      • Select individual or NRI insurance policy type
      • Login using your registered email/mobile number or the client ID and date of birth
      • Enter the OTP sent on your registered email and mobile number
      • Log in to check your HDFC Life policy status.
    • HDFC Life Policy Status - Offline 
      • By visiting HDFC life insurance’s nearest branch with the insurance policy documents
      • Sending POLICY on 5676727
      • Sending an email on service@hdfclife[dot]com for individual policy and nriservice@hdfclife[dot]com for NRI life insurance policy
      • Connecting on 1860 267 999 from Monday to Saturday (10 AM - 7 PM)
  • How to withdraw HDFC Life Insurance policy?

    Ans: Follow the below steps to make a partial withdrawal from your HDFC Life Insurance policy:
    • You need to provide the reason for partial withdrawal and submit the form for the same at the nearest branch of HDFC Life Insurance with the following documents:
      • Original documents of the policy
      • Copy of YPD or CI submitted for the request of withdrawal (it is recommended to carry all the original documents for the verification).
      • Insured's canceled cheque.
      • In case of unavailability of the canceled cheque or if the canceled cheque does not have the pre-printed account number and name of the policyholder, then the passbook copy, and bank statement with pre-printed account number and name are required.
      • ID proof like Aadhar card, PAN card, Voter ID, Driving License, etc.
      • Pay-out form.
      • Details of the NRE bank statement reflecting the premiums paid from the NRE account.
      • Current contact details of the policyholder.
  • How to get the premium receipt of HDFC Life Insurance?

    Ans: You can get the HDFC Life insurance premium receipt by logging into the MyAccounts section on the HDFC Life website. The premiums receipts of premiums paid after 3 PM will be available on the website the next working day. You can get your HDFC Life premium receipts by following the below steps: Visit the HDFC life webpage and click on ‘Login’ Enter into your HDFC life insurance policy account using your client ID and date of birth Select to download the premium payment receipt
  • How to stop auto-debit from HDFC Life?

    Ans: To deactivate the mandate auto-debit from your account and stop the payment of the premiums, follow the below steps: Drop an email having a subject line as ‘Need to Deactivate auto-debit – Policy Number ' to Service[at]HDFCLife.com. Go to the nearest branch of HDFC Life and fill the deactivation form of the ECS mandate.
  • How to link aadhaar with HDFC life insurance?

    Ans: As per the recent guidelines of IRDAI and Indian Government, linking your Aadhaar Card number with the insurance policy is compulsory. Below are the steps to link your HDFC Life Insurance policy with Aadhaar Card:
    • Step 1: Login to your HDFC account by following this link – myaccount@hdfclife[dot]com/login 
    • Step 2:Select the ‘Update Aadhaar' option in the ‘My Policy' section. 
    • Step 3: Provide your policy number and number of your Aadhaar Card and click ‘Submit’. 

    The Aadhaar Card number can also be updated by visiting the nearest branch of HDFC Life.

  • How to change the address in HDFC Life Insurance policy online?

    Ans: Follow the below steps to change the address in your HDFC Life Insurance policy online:
    • Step 1: Visit myaccount[dot]hdfclife[dot]com 
    • Step 2: Login by using your client id and password. 
    • Step 3: Click on proceed and enter the OTP received on the registered email or mobile number. 
    • Step 4: Click on Login 
    • Step 5: Click on the ‘MyAccount’ button and select contact details 
    • Step 6: Click on the edit icon and change the mailing address/permanent address
  • What is the HDFC Life Insurance renewal process?

    Ans: Below are the steps to renew your HDFC Life Insurance policy:
    • Step 1: Visit the Policybazaar’s website. 
    • Step 2: Click on the ‘Renewal’ option available in the top right corner of the page
    • Step 3: Select ‘Life Renewal’ as the option. 
    • Step 4: Click HDFC life insurance as your insurer and fill in your policy number and date of birth
  • What is HDFC Life’s claim settlement process?

    Ans: The Claim Settlement process for the HDFC life insurance policy goes as follows:
    • Inform the insurance company about the claim

    You need to inform the insurer about the policyholder's death and fill out the claims form. Do not forget to check the document list that should be submitted on the company's website according to the type of claim. Send all the required documents to the HDFC Life Insurance Company as soon as possible for faster claim settlement.

    • Processing of HDFC life claim

    The insurer will take time to process the claim and verify the details provided by the nominee. A company representative will guide you through the required documents for processing the claim.

    • Settlement of the life insurance claim

    After the HDFC life insurance claim is verified, it will be settled. The company generally processes all claims within 24 hours for most policies that are more than three years old.

    You can inform the HDFC Life company regarding the claim by emailing on the below email address:

    service@hdfclife[dot]com

  • Is HDFC Bank Life Insurance good or bad?

    Ans: HDFC Life Insurance is a good insurer for buying life insurance plans. The company's CSR was 99.7% for FY 2024-25, which means the company settled most of the claims received in the year. HDFC Life Insurance customer care services are available 24*7, which helps customers resolve their policy issues.
  • How can I get HDFC Life Insurance maturity amount?

    Ans: You can get your HDFC life insurance maturity amount by submitting the required documents of the maturity claims on outliving the policy term. On verification of the proper documentation, the company will settle the claim by transferring the maturity amount to your bank account. You can contact the company for maturity claim settlement in the following ways:

    • On Call: 1860 267 9999 (Local charges apply)

    : 022-68446530 (STD charges apply)

    : +918916694100 (NRI)

    • On email: service@hdfclife[dot]com

    : nriservice@hdfclife[dot]com

  • Q. What is the current share price of HDFC Life Insurance Company?

    Ans: As of the latest update, the share price is approximately ₹726.70.
  • Q. How can I buy shares of HDFC Life Insurance Company?

    Ans: You can purchase shares through a stockbroker or an online trading platform that allows you to trade on the NSE.
  • Q. What is HDFC Life's dividend policy?

    Ans: HDFC Life aims to provide consistent dividends to shareholders, but the exact payout may vary based on profitability and board decisions.
  • Q. What is HDFC Insurance Company's dividend policy?

    Ans: HDFC Life Insurance Company aims to provide consistent dividends to shareholders, but the payout may vary based on profitability and board decisions.

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2025 policybazaar.com. All Rights Reserved

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.

Types of term plans

Policybazaar offers the following types of term insurance plans to fit the different needs of Individuals from all walks of life.

Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
Term Insurance
2 Crore Term Insurance
Term Insurance
4 Crore Term Insurance
Term Insurance
5 Crore Term Insurance
Term Insurance
6 Crore Term Insurance
Term Insurance
7 Crore Term Insurance
Term Insurance
7.5 Crore Term Insurance
Term Insurance
8 Crore Term Insurance
Term Insurance
9 Crore Term Insurance
Term Insurance
15 Crore Term Insurance
Term Insurance
20 Crore Term Insurance
Term Insurance
25 Crore Term Insurance
Term Insurance
30 Crore Term Insurance
Term Insurance
15 Lakh Term Insurance
Term Insurance
60 Lakh Term Insurance
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HDFC Life Insurance Reviews & Ratings

4.5 / 5 (Based on 101 Reviews)
(Showing Newest 10 reviews)
Jagadish
West Bengal, July 22, 2024
Compared Different Options
I was able to compare different renewal options and choose the one that best suited my needs.
Munna
Maharashtra, July 22, 2024
Great Plan For Me
Found a great policy quickly and easily.
Sushil
Maharashtra, July 22, 2024
Good Price
Found a great term policy at a Good price at policybazaar
Sitaram
Jammu And Kashmir, July 22, 2024
Perfect Policy
Found the perfect policy for my needs in no time at PB
Kishan
Tamil Nadu, July 22, 2024
Satisfied
A friend recommended PolicyBazaar to buy a term plan and I decided to give it a try and I am really satisfied with my decision.
Abhishek
Madhya Pradesh, July 22, 2024
Compared Different Plans
I was pleasantly surprised by how easy it was to compare different policies side by side.
Akshay
Tamil Nadu, July 22, 2024
Easy Renewal Process
The renewal process was quick and hassle free.
Pulkit
Maharashtra, July 22, 2024
Secure and Trusted
Secure and trusted coverage for my family with ICICI Prudential via Policybazaar. Its comforting to know they are protected.
Akhilesh
Uttar Pradesh, July 22, 2024
Perfect and Comprehensive
Found a perfect and comprehensive plan from Kotak Life on Policybazaar. The detailed comparison made it easy to decide.
Lalit
Madhya Pradesh, July 22, 2024
Simple and Clear
Simple and clear process with Policybazaar led me to choose Aegon with confidence.
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