HDFC Life Insurance

HDFC Life Insurance Company Limited is a leading private life insurance company in India; millions of people have trusted it for its diverse protection and investment services. The company was established in 2000 by HDFC Ltd. and Abrdn plc (formerly Standard Life Aberdeen); it is also one of the first private insurance companies to get IRDAI approvals in 2001. HDFC Life provides term insurance, savings, retirement, child insurance, and group insurance policies to help people at different stages of life achieve financial security.

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HDFC Life Insurance: Policy Details, Premium & Benefits

HDFC Life Insurance

HDFC Life Insurance Company Limited is a leading private life insurance company in India; millions of people have trusted it for its diverse protection and investment services. The company was established in 2000 by HDFC Ltd. and Abrdn plc (formerly Standard Life Aberdeen); it is also one of the first private insurance companies to get IRDAI approvals in 2001. HDFC Life provides term insurance, savings, retirement, child insurance, and group insurance policies to help people at different stages of life achieve financial security.

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Insurer Highlights
  • Claim Settlement Ratio

    99.7

  • No. of Branches

    535 Branches

  • Claim Settlement Promise

    24 Hours

Policybazaar is a Platinum Premium Partner for HDFC Life
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Policybazaar is Certified Platinum Partner for HDFC Life Insurance

What it means for our customers?

The Best Price

Buy policy at the best price available!

Hassle-Free Service

Seamless Policy Issuance

Dedicated Claims Assistance Program

Why Buy HDFC Life Insurance?

HDFC Life Insurance provides a range of life insurance policies to help you safeguard your family's financial future and achieve long-term financial goals. Whether you're planning for protection, savings, or a comfortable retirement, here's why HDFC Life stands out as a wise choice:

Buy online and get a 1% discount throughout your policy term
Guaranteed premium returns on survival till maturity
High claim settlement ratio of 99.68%
Quick 24-hour claim processing through a dedicated Claims Relationship Office
Coverage against pandemics, like COVID-19
Option to avail of whole life coverage
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HDFC Life Insurance Plans

The HDFC Life Insurance company offers different types of insurance plans to fulfil the needs of policy buyers. Let's look at the plans provided by HDFC Life Insurance Company:

Critical Illnesses Covered Under HDFC Life Insurance

The HDFC Life Critical Illness Rider covers a wide range of serious health problems, including heart attacks, cancer, and kidney failure. This rider comes with a lump-sum payment that will help pay for medical, hospital, and recovery costs that come after a critical illness is diagnosed. This kind of policy covers diseases grouped by severity, such as certain stages of cancer, Open Chest CABG, and End-Stage Liver or Lung diseases.
Below is the full list of serious illnesses that HDFC term plans cover:

Cancer of Specified SeverityMyocardial infarction – First heart attack of specific severityOpen Heart Replacement or Repair of Heart Valves
Kidney Failure Requiring Regular DialysisMajor Organ/ Bone Marrow TransplantCoronary Artery Bypass Graft (Open, Keyhole or minimally invasive or Robotic Cardiac CABG)
Multiple Sclerosis with persisting symptomsStroke resulting in permanent symptomsComa of specific severity
Permanent Paralysis of LimbsMotor Neuron Disease with Permanent SymptomsBenign Brain Tumor
BlindnessDeafnessEnd stage lung failure
End stage liver failureLoss of SpeechLoss of Limbs
Major Head TraumaPrimary (idiopathic) pulmonary hypertensionThird Degree Burns
Alzheimer’s DiseaseAplastic AnaemiaMedullary Cystic Kidney Disease
Parkinson’s DiseaseSystemic Lupus Erythematosus (SLE) with Lupus NephritisApallic Syndrome
Major Surgery of AortaBrain SurgeryFulminant Viral Hepatitis
CardiomyopathyMuscular dystrophyPoliomyelitis
PneumonectomySevere Rheumatoid ArthritisProgressive Scledorma
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HDFC Life Insurance Plan Riders

HDFC term plans provide a wide range of important term insurance riders that are added to your base policy for extra protection. These riders come at an additional cost, payable along with your regular premiums, offering comprehensive coverage against life's uncertainties.

Extra Payout on Accidental death (paid)Extra Payout on Accidental Disability (paid)
Cover against 19 critical illnesses (paid)Waiver of Premium On Critical Illness (paid)
How Much Term Cover Do I Need?

Finding the right amount of life insurance coverage is important for making sure your family's financial future is safe. You can use a Human Life Value (HLV) Calculator to figure out how much life insurance you need based on your age and income. This tool tells you how much insurance you need to replace your income and take care of your family's financial needs while you're gone.

When you buy life insurance, experts say you should get 15 to 20 times your annual income in coverage.

If you are 27 years old, make ₹9 lakhs a year, and don't have any life insurance, you would usually need a term plan with a sum assured of ₹2.25 crores. In case of your unfortunate death, the money will go to your family, and they can use it to pay for things like bills, your child's education, or long-term goals like buying a house.

An HLV calculator can help you figure out your HLV quickly by asking for your age, annual income, and any life insurance you already have.

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Choosing the HDFC Life Insurance Plan with the Right Sum Assured Option

Choosing the correct sum assured is important for securing your loved ones' financial future upon your death. HDFC Life offers different plans for assurance based on the various needs for insurance coverage. It is important to choose the correct sum assured based on whether you require basic insurance coverage or full financial security with respect to taking care of future expenses, paying off liabilities, and sustaining a comfortable lifestyle.

HDFC Life1 Crore
Term Insurance
HDFC Life2 Crore
Term Insurance
HDFC Life5 Crore
Term Insurance
HDFC Life75 Lac
Term Insurance
HDFC Life70 Lac
Term Insurance
HDFC Life50 Lac
Term Insurance

Term Insurance Premium Calculator

Our term life insurance calculator in india can help you calculate the following:

Benefits of HDFC Life Insurance Plans

The HDFC Life Insurance benefits are as follows:

  • Financial Protection
    HDFC Life policies protect your family by giving them money if the policyholder dies during the policy term. This money can be used to pay for important things like rent, school fees, loan EMIs, and everyday needs around the house.

  • The dual benefits of Wellness and Protection
    The HDFC Life LiveWell Rider protects you against death, disability, terminal illness, and wellness rewards. More than 1 lakh doctors, 500 hospitals, and 360 NABL-accredited labs offer policyholders preventive check-ups, teleconsultations, and diagnostics. You can also get wellness benefits worth 100% of the annual rider premium for doing things that are good for your health, like going to the doctor or getting lab tests.

  • Wealth Creation
    HDFC Life insurance plans also help you save enough money for the future while also protecting your loved ones and yourself. These savings plans help you deal with inflation and pay for important life events like your child's education or marriage, as well as your own retirement.

  • High Claim Settlement Ratio
    HDFC Life is one of the most trustworthy companies in India because it has a Claim Settlement Ratio of 99.68% (FY 2024–25). This means that all real claims will be settled.

  • Wide Range of Products
    HDFC Life has a wide range of plans to meet different financial needs, from term insurance and ULIP to child, retirement, and savings plans. If you want, you can look through the HDFC Life plans and pick one that works for you.

  • Affordable Premiums
    HDFC Life plans come in a range of prices, so you can find one that fits your budget. Since the GST rate will drop from 22% to 0% on September 22, 2025, the total cost of premiums will go down, making it easier for you to protect your family without having to pay more.

  • Easy Online Purchase
    HDFC Life Insurance offers the most affordable premium rates for life insurance plans. You can save more on your life insurance premiums by purchasing the plans online. Several life insurance companies in India offer lower premium rates online because there is no agent commission on an online policy.

  • 24x7 Customer Support
    HDFC Life’s dedicated customer care team is available round-the-clock. You can easily check your policy details online by logging in with your policy number and date of birth.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Explore HDFC Life Insurance Plans

Choose the best HDFC Insurance policy from term insurance plans, traditional endowment plans, pension plans with lifelong annuities, ULIP (unit-linked insurance plans) with market returns, or child plans

Let us look at the HDFC Life Insurance plans list in detail to understand the plans better.

HDFC Term Insurance Plans

The HDFC term insurance policy provides comprehensive coverage by offering a large sum assured at pocket-friendly premium rates. You can customize and enhance the base term plans by including additional riders in the base plan. It provides a death benefit in the event of the policyholder's untimely death during the policy term.

Eligibility Criteria For HDFC Term Insurance Policy

Term Insurance Policy Age of Entry Age of Maturity Sum Assured Policy Tenure
Click 2 Protect Super 18 - 65 years 85 years Rs. 50 Lacs - Rs. 20 Crore 5 - (85 - entry age) years
Click 2 Protect Life 18 - 65 years Whole life Rs. 20 Lacs - No limit 10 - (whole life - entry age) years
QuickProtect 18 - 50 years 75 years Rs. 75 Lacs, Rs. 1 Crore, and Rs. 1.25 Crore 5 - 40 years
Click 2 Protect Elite 30 - 45 years 75 years 2 Crores - 5 Crores 15/20 years
Sanchay Legacy 45 - 65 years 99/100 years - 99 - entry age
Smart Protect Plan 18 - 45 years 85 years 50 Lacs - 1 Crore 25 - 40 years
Saral Jeevan Bima 18 - 65 years 70 years Rs. 5 Lacs - No limit 5 - 40 years
Smart Term Pro 18 - 60 years 80 years Rs. 15 Lacs - No limit 15 - 40 years
Smart Term Edge 18 - 60 years 75 years Rs. 5 Lacs - No limit 12 - 30 years
Term with Return of Premium 18 - 50 years 65 years Rs. 5 Lacs - Rs. 25 Lacs 10 - 30 years

HDFC Savings Plans

HDFC life insurance offers traditional saving plans that provide guaranteed returns at regular intervals to help you fulfill your financial goals. You can also enhance the life cover from these plans by including riders in the base plan and start saving on yearly taxes as per the prevailing tax laws.

Eligibility Criteria of HDFC Life Savings Plans

Life Insurance Policy Age of Entry Maturity Age Policy Tenure Premium Payment Term
Click 2 Achieve 30 days - 13 years 23 years 10 - 23 years 5 - 10 years
Sanchay Plus 5 - 60 years 80 years 5 - 20 years 5 - 12 years
Sanchay Fixed Maturity Plan 90 days - 70 years 90 years 5 - 40 years 5 - 20 years
Sanchay Par Advantage 30 days - 65 years 100 years 100 - entry age 20 - 40 years
Guaranteed Income Insurance Plan 30 days - 65 years 99 years 16 - 40 years 8 - 15 years
Saral Jeevan 30 days - 65 years 85 years 5 - 20 years 5 - 11 years
ClassicAssure Plus 30 days - 60 years 75 years 10 - 20 years 7 - 10 years
Super Income Plan 30 days - 59 years 75 years 15 - 27 years 5 - 12 years
Sampoorn Samridhi Plus 30 days - 60 years 75 years 15 - 40 years (Policy term - 5) years
Uday 18 - 55 years 70 years 12 - 15 years 8 - 10 years
Pragati 8 - 55 years 65 years 5 - 20 years 5 - 10 years
Smart Income Plan 4 - 60 years 97 years 19 - 37 years 6 - 12 years
Assured Gain Plus 3 - 65 years 80 years 10, 12, or 15 years 5 years
Star Saver 3 - 60 years 75 years 10, 12, or 15 years 5 years
Guaranteed Wealth Plus 3 - 60 years 101 years 12 - 41 years 6, 8, 10 years
New Creating Life Insurance Plans 18 - 45 years 60 years 10 - 20 years 5, 8, 10 years
Sampoorna Jeevan 3 - 60 years 100 years (100 - entry age) years 6 - 15 years
Secured Income Insurance RP 0 - 55 years 70 years 15 - 25 years Regular policy term
Income Advantage Plan 3 - 55 years 80 years 16, 24, 30 years 8, 12, 15 years
My Assured Income Plan 2 - 60 years - 10/16 years 5/8 years
Saral Bachat 8 - 50 years 65 years 6 - 20 years 6/8/10 years
Secured Income Insurance Plus 0 - 50 years 70 years 10 - 20 years 5/8/10 years
New Fulfilling Life 15 - 50 years 85 years (85 - entry age) years 12/16/20/24 years

one crore term plan

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₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

HDFC ULIP Plans

HDFC Life ULIP plans are designed to create wealth and provide long-term protection. These plans invest part of the premium amount in the market, and the remaining part is used to provide insurance against eventualities. You can choose the funds you want to invest in and get returns based on your risk appetite.

Eligibility Criteria of HDFC Life ULIP Plans

Life Insurance Policy Age of Entry Maturity Age Fund Options Policy Tenure
Sampoorna Nivesh 0 - 65 years 85 years 10 10 - (85 - entry age) years
ProGrowth Plus 30 days - 65 years 75 years 10 10 - 30 years
Click 2 Wealth 30 days - 65 years 75/99 years 11 10 - (99 - entry age) years
Click2Invest ULIP 30 days - 65 years 75 years 11 5 - 40 years
HDFC SL ProGrowth Super II 14 - 65 years 75 years 10 10 - 30 years
SL Crest 14 - 55 years 65 years 10 10 years
SL ProGrowth Flexi 14 - 65 years 75 years 10 10 - 30 years
Smart Woman Plan 18 - 50 years 60 years 4 10/15 years
Classic One 0 - 40 years 50 years 11 10 - ( 50 - entry age) years
Capital Shield 8 - 60 years 70 years 2 10 years
Wealth Builder 8/13 - 65 years 75 years 8 5/10 years
Wealth Elite 0 - 65 years 75 years 8 10 - 20 years
Wealth Maxima 0 - 65 years 75 years 6 10/15 - 20 years

HDFC Retirement Plans

HDFC Life Insurance offers two types of retirement plans: Annuity Plans and Pension Plans. With an annuity plan you can secure a regular income for yourself even after the end of your monthly salary and with pension plans, you can create a corpus for a stress-free retirement.

Eligibility Criteria of HDFC Retirement Plans

Life Insurance Policy Age of Entry (Min-Max) Policy Tenure Premium Payment Term
Systematic Retirement Plan 45 - 75 years Whole life 5 - 15 years
Smart Pension Plus 20 - 100 years Whole life 5 - 15 years
Pension Guaranteed Plan 30 - 85 years - Single pay only
New Immediate Annuity Plan 18 - 99 years - Single pay only
Saral Pension 40 - 80 years Whole life Single pay only
Systematic Pension Plan 18 - 75 years 5 - 40 years Regular Policy Term
Guaranteed Pension Plan 18 - 70 years 8 - 40 years 5 - 12 years
Click 2 Retire 18 - 65 years 10 - 35 years 8 - 15 years
Assured Pension Plan 18 - 65 years 10 - 35 years 8 - 15 years
Personal Pension Plus 18 - 65 years 10 - 40 years Regular policy term
Smart Pension Plan 25 - 70 years 5 - 55 years 5 - 30 years

HDFC Child Plans

HDFC Life Insurance offers child insurance plans for those who want to secure their child's future. These plans offer a financial benefit in case of your unfortunate death. The payout from these plans can be used to pay for the child's higher education and marriage.

Eligibility Criteria of HDFC Life Child Plans

Life Insurance Plan Age of Entry (Min-Max) Age of Maturity Age (Min-Max) Policy Tenure (Min-Max)
SL YoungStar Super Premium 18 - 65 years 75 years 10 - 20 years
YoungStar Udaan 30 days - 60 years 75 years 15 - 25 years

How Does HDFC Life Insurance Work?

How to Buy HDFC Life Insurance Online from Policybazaar in 2026?

Follow the steps below to buy HDFC Life Insurance online from Policybazaar in 2026:

Step 1: Go to the Policybazaar life insurance page.

Step 2: Choose the type of life insurance you want, such as term insurance, ULIP, child plan, or retirement plan.

Step 3: Enter your basic details, including name, gender, date of birth, and mobile number.

Step 4: Provide additional information, such as occupation type, educational qualification, smoking habits, and annual income, to get accurate premium quotes.

Step 5: Browse the recommended HDFC Life policies, select the one that suits your needs, and proceed to pay online.

What Documents you Need to Buy HDFC Life Insurance?

  • Aadhar card, PAN card, passport, voter ID, driving license, and other government-approved forms of ID.

  • Proof of address: a PAN card, an Adhaar card, a driving license, a voter ID, a passport, etc.

  • Proof of income: ITR/Form 16, salary income, bank statements, audited company accounts for the last three years, CA certificate, rent receipts, mandi receipts, and Indian and foreign bank statements

  • Documents for KYC: Insurance contracts with businesses, partnerships, trusts and foundations, and HUFs are all types of insurance policies.

Life Insurer Details

HDFC Life Insurance App

The HDFC Life Insurance App is easy to use and lets you buy and manage life insurance policies. The HDFC Life Insurance App is available for both iOS and Android. It enables you to compare different online life insurance plans, learn about their benefits, and track when policies are issued and when payments are made. You can

  • buy new policies,

  • renew your premiums,

  • keep track of ULIP NAVs,

  • switch funds, and

  • manage all of your policy documents

How to Pay HDFC Life Insurance Premium Online?

Follow these steps to pay your HDFC Life Insurance premium payment online easily and securely:

Step 1: Access HDFC Life Insurance Premium Payment Portal Online

  • Open your web browser and visit the official HDFC Life website

  • Go to the "Pay Premium" or "Online Payment" section.

Step 2: Provide Policy Details

  • Enter your Policy Number and Date of Birth (DD/MM/YYYY) in the respective fields.

  • Verify the entered details carefully to ensure accurate processing.

Step 3: Choose Payment Method

  • Select from various payment options such as debit/credit card, net banking, UPI, or e-wallets.

Step 4: Review and Confirm

  • Review the premium amount and confirm your payment. Ensure that your PAN or Form 60 is updated for compliance.

Step 5: Complete Payment

  • Proceed to complete the transaction. Payments made after 3:00 PM IST will have the premium receipt generated in "My Account" the next working day.

How To Pay HDFC Life Insurance Premium Offline?

HDFC Life Branches: You can pay by cash, cheque, demand draft, debit/credit card, or QR code scan.

Partner Bank Branches: Selected Axis Bank, ICICI Bank, and South Indian Bank branches accept payments via cheque (local only) or cash.

Drop Boxes: You can drop a cheque or a demand draft (payable to “HDFC Life Policy No. XXXX”) in the designated drop boxes across major cities.

NEFT/RTGS/IMPS: Add HDFC Life as a beneficiary in your bank account and transfer premiums online.

Additional Notes

  • Advance Payments: Premiums for the current financial year can be paid anytime. Payments can be made three months before the due date for the next financial year.

  • Excess Premiums: Any extra payment will be refunded or adjusted against future premiums (for monthly/quarterly mode).

  • Third-Party Payments: You must submit a Declaration of Relationship and KYC form if someone else pays your premium.

  • Convenience Fees: Charges applied by banks or payment gateways (like on card/netbanking) are non-refundable. HDFC Life will not adjust these against your policy.

  • Auto-Debit: You can set up standing instructions via net banking, cards, or wallets for future premium payments.

  • Mandatory PAN/Form 60: For compliance, the PAN or Form 60 must be submitted. You can upload it via My Account, email, call centre, or by visiting a branch.

If you have any policy premium payment queries, you can email service@hdfclife.com or refer to the HDFC Life Insurance Premium Payment Options Tutorial Video on the HDFC Life website.

How can I get HDFC Bank Life Policy Details?

You can check the status of your HDFC Life Insurance Policy online through any of the following methods:

  • For HDFC Life Insurance - Registered Users

    • Login to the website of HDFC Life Insurance and click on the ‘HDFC Life Insurance login’ button.

    • Under this section, click ‘Customers’.

    • Select individual or NRI insurance policy type

    • Login using your registered email/mobile number or the client ID and date of birth

    • After logging in you can easily check the status of your HDFC Life policy

  • For HDFC Life Insurance - New Users

    • Login to the website of HDFC Life Insurance and click on the ‘login’ button.

    • Under this section, click the ‘Customers’ icon.

    • Select individual or NRI insurance policy type

    • Login using your registered email/mobile number or the client ID and date of birth

    • Enter the OTP sent on your registered email and mobile number

    • Log in to check your HDFC Life policy status.

  • HDFC Life Policy Status - Offline

    • By visiting HDFC life insurance’s nearest branch with the insurance policy documents

    • Sending POLICY on 5676727

    • Sending an email on service@hdfclife[dot]com for individual policy and nriservice@hdfclife[dot]com for NRI life insurance policy

    • Connecting on 1860 267 999 from Monday to Saturday (10 AM - 7 PM)

What is the HDFC Life Insurance Claim Settlement Process?

  • Claim Initiation: The nominee needs to initiate the claim with the HDFC Life Insurance Company as soon as the policyholder passes away. They need to attach all the required documents and submit the duly filled claim form to the insurer.

  • Claim Verification: The insurer will verify the claim and the details in the claim form.

  • Claim Settlement: The insurer will disburse the claim amount into the nominee's bank account upon successful verification.

Documents Required To Claim HDFC Life Insurance

Type of Death Claim Documents Required
Natural Death
  • Original policy bond
  • Death claim form
  • Govt. issued death certificate issued
  • Authorized medical records of the life assured at the time of death
  • Identity proof of the claimant and the deceased policyholder
  • Passport photos of the claimant
  • PAN Card and Valid Address proof of the claimant
  • Cancelled cheque of the claimant
  • Employer certificate of the life assured
  • Address proof
  • NEFT account details
Unnatural Death
  • Original policy bond
  • Death claim form
  • Govt. issued death certificate
  • Police inquest report / FIR
  • Identity proof of the claimant and the deceased policyholder
  • Post mortem report
  • NEFT account details
Death due to Natural Calamities / Disasters
  • Original policy bond
  • Death claim form
  • Govt. issued death certificate issued
  • Identity proof of the claimant and the deceased policyholder
  • Claimant’s address proof, PAN card, and canceled cheque
  • Address proof
  • NEFT account details
Claims due to Critical Illnesses
  • Original policy bond
  • Critical illness claim form
  • Address proof
  • Identity proof
  • Recent medical records
  • NEFT account details
  • Claimant’s personal information

FAQs

  • I want to change the residential address in my HDFC Life Insurance policy. What is the process for doing it online?

    Follow the steps below to change the address in your HDFC Life Insurance policy online:
    Step 1: Visit myaccount[dot]hdfclife[dot]com
    Step 2: Login by using your client id and password.
    Step 3: Click on proceed and enter the OTP received on the registered email or mobile number.
    Step 4: Click on Login
    Step 5: Click on the ‘MyAccount’ button and select contact details
    Step 6: Click on the edit icon and change the mailing address/permanent address
  • Is it necessary to pay the full premium for the first year of HDFC Life Insurance?

    Yes, you are required to make the payment of the first premium in full in order for your HDFC Life Insurance to be activated. Otherwise, your insurance will not be activated. After that, you are free to make payments of your premiums whenever you want on a yearly, half-yearly, quarterly, or monthly basis according to your choice.
  • How can I access the Exide Life Insurance login after the merger with HDFC Life?

    The Exide Life Insurance login page has been made available for those ex-Exide Life insurance customers by the customer service page of HDFC Life. To access this page for logging in as an ex-Exide Life insurance customer, you need to refer to:
    Perform online payments or set up auto-debit.
    View your policy summary and update information related to your bank account, PAN, or contact details.
    Download high-quality receipts, tax documents, and policy documents.
    Track service requests, applications, or claims.
    Check unclaimed amounts linked to your policy.
    This Exide Life Insurance login via HDFC Life ensures that all your existing policies and services continue without interruption.

HDFC Life Insurance Login

HDFC Bank Life Insurance has a simple online platform that lets policyholders easily manage their policies, pay their premiums, check the status of their policies, and change their personal information. The HDFC Insurance login portal is for both individual policyholders and businesses. It makes it easy to get to important HDFC Life Insurance policy information and services quickly.

How to Access HDFC Life Insurance Login Portal?

Follow these easy steps to get to your HDFC Bank Life Insurance account:

Step 1: Go to the HDFC Life Insurance website.

Step 2: On the top right corner of the homepage, click the Login button.

Step 3: Depending on the type of policy you have, pick either Customer Login or Corporate Login.

Step 4: Type in your User ID (your registered email address or mobile number) and password.

Step 5: Finish the CAPTCHA check and then click "Login."

If you are a first-time user, you will need to register by clicking on New User? Register Now and following the on-screen instructions.

How to Contact HDFC Life Insurance Company

Query Type Contact Details
General Customer Service (Existing Policyholders) Call: 022-68446530

Email: service@hdfclife.com

Time: Mon–Sat, 10 am–7 pm IST

NRI Customers (Buying a Policy) Call: +91-8916613503

Email: buyonline@hdfclife.in

Charges apply; 24/7 availability for email support

NRI Customers (After Policy Issue) Call: +91-8916694100

Email: nriservice@hdfclife.com

Time: Mon–Sat, 10 am–9 pm IST

Online Policy Purchase Help Toll-free Number: 1800-266-9777

WhatsApp: +91-8291-890-569

Missed-call: +91-9980970424

Digital Tools & Chat Support Chat with “Etty” (Website & WhatsApp) for policy queries in multiple Indian languages

24/7 via website and WhatsApp bot

Get quick access to policy details.

Receive answers to over 200 policy-related queries.

Enjoy fast and secure support in 9 languages.

Branch Locator & Physical Visit Find your nearest branch via their branch locator tool on the website

HDFC Life Insurance Company- Recent Stock Updates

As of recent updates, HDFC Life Insurance Company Ltd has shown significant stock market performance, reflecting strong investor interest.
As of 20 January 2026, the HDFC Life Insurance share price today stands at Rs. 734.05

FAQs

  • What is the HDFC Life Insurance Scheme?

    HDFC Life provides a comprehensive range of plans, such as term plans for financial protection, retirement and pension plans for income after retirement, and savings and investment plans, such as ULIPs, for wealth creation.
  • How to surrender (cancel) HDFC Life Insurance policy online?

    To submit the deactivation/ cancellation/ surrender request, fill out the mandate deactivation form available at the HDFC Life branch at least fifteen days before the due date. You can also place a surrender request online by logging into your HDFC account and clicking the ‘cancel policy’ button.
  • How to withdraw HDFC Bank Life Insurance policy?

    Follow the below steps to make a partial withdrawal from your HDFC Life Insurance policy:
    You need to provide the reason for partial withdrawal and submit the form for the same at the nearest branch of HDFC Life Insurance with the following documents:
    Original documents of the policy
    Copy of YPD or CI submitted for the request of withdrawal (it is recommended to carry all the original documents for the verification).
    Insured's canceled cheque.
    If the canceled cheque is unavailable or does not have the policyholder's pre-printed account number and name, then the passbook copy and bank statement with the pre-printed account number and name are required.
    ID proof like Aadhar card, PAN card, Voter ID, Driving License, etc.
    Pay-out form.
    Details of the NRE bank statement reflecting the premiums paid from the NRE account.
    Current contact details of the policyholder.
  • How to get the premium receipt of HDFC Life Insurance?

    You can get the HDFC Life insurance premium receipt by logging into the MyAccounts section on the HDFC Life website. The premiums receipts paid after 3 PM will be available on the website the next working day. You can get your HDFC Life premium receipts by following the below steps:
    Visit the HDFC life webpage and click on ‘Login’
    Enter into your HDFC life insurance policy account using your client ID and date of birth
    Select to download the HDFC Life Insurance premium payment receipt
  • How to stop auto-debit from HDFC Life?

    To deactivate the mandate auto-debit from your account and stop the payment of the premiums, follow the below steps:
    Drop an email having a subject line as ‘Need to Deactivate auto-debit – Policy Number ' to Service[at]HDFCLife.com.
    Go to the nearest HDFC Life branch and fill the ECS mandate's deactivation form.
  • How to link aadhaar with HDFC Life Insurance?

    As per the recent guidelines of IRDAI and Indian Government, linking your Aadhaar Card number with the insurance policy is compulsory. Below are the steps to link your HDFC Life Insurance policy with Aadhaar Card:
    Step 1: Login to your HDFC account by following this link – myaccount@hdfclife[dot]com/login
    Step 2:Select the ‘Update Aadhaar' option in the ‘My Policy' section.
    Step 3: Provide your policy number and number of your Aadhaar Card and click ‘Submit’.
    The Aadhaar Card number can also be updated by visiting the nearest branch of HDFC Life.
  • How can I find HDFC Bank Life Insurance near me?

    You can find the nearest HDFC Life Insurance branch by using the branch locator on the official HDFC Life website. Alternatively, you can search "HDFC Life Insurance near me" on Google Maps or call customer support for assistance.
  • What is the HDFC Life Insurance App, and what can I do with it?

    The HDFC Life Insurance App is a mobile app that makes it easy for HDFC Life policyholders to manage their insurance policies from their smartphones. You can
    Check policy details and download policy documents with the app.
    Pay your premiums and set up automatic payments.
    Keep an eye on how well ULIPs are doing.
    Change your address and nominee information, among other things.
    Check the status of your claim and file claims online.
    Renew your access policy and get loan options.
    Get help by calling customer service.
  • How do I renew my HDFC Life Insurance?

    Here are the steps you need to take to renew your HDFC Life Insurance policy:
    Step 1: Go to the Policybazaar website.
    Step 2: Click on the "Renewal" link in the top right corner of the page.
    Step 3: Choose "Life Renewal" from the list of options.
    Step 4: Click HDFC Life Insurance as your insurer and fill in your policy number and date of birth
  • Is HDFC Bank Life Insurance good or bad?

    HDFC Life Insurance is a good insurer for buying life insurance plans. The company's CSR was 99.39% for FY 2022-23, which means the company settled most of the claims received in the year. HDFC Life Insurance customer care services are available 24*7, which helps customers resolve their policy issues.
  • How much does a share of HDFC Life Insurance Company cost right now?

    The most recent update says that the share price is about ₹726.70.
  • What do I need to do to buy shares of HDFC Life Insurance Company?

    You can buy shares through a stockbroker or an online trading platform that lets you trade on the NSE.
  • When will the price of HDFC Bank Life Insurance shares go up?

    The price of HDFC Bank Life Insurance shares changes based on how the market is doing, how well the company is doing, and how the economy is doing.The share price of HDFC Life Insurance is affected by things like its financial results, interest rates, and how investors feel about it.
  • What is the policy on dividends at HDFC Insurance Company?

    HDFC Life Insurance Company wants to give shareholders steady dividends, but the amount may change depending on how well the company does and what the board decides.
  • How much GST do I have to pay on my HDFC Life Insurance premium?

    The Goods and Services Tax (GST) on all individual life insurance premiums, including those from HDFC Life, will be 0% as of September 22, 2025. This means you don't have to pay GST on your life insurance premiums anymore.
  • What is an eIA?

    eIA means e-insurance Account. The NSDL National Insurance Repository (NIR) allows you to store all types of insurance policies in digital form under a single e-Insurance Account (eIA). Customers holding an eIA can also pay their HDFC Life renewal premiums directly through the NSDL platform.

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. ₹360/month is the starting price for a ₹99 lakhs loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.

Types of term plans

Policybazaar offers the following types of term insurance plans to fit the different needs of Individuals from all walks of life.

Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
Term Insurance
2 Crore Term Insurance
Term Insurance
4 Crore Term Insurance
Term Insurance
5 Crore Term Insurance
Term Insurance
6 Crore Term Insurance
Term Insurance
7 Crore Term Insurance
Term Insurance
7.5 Crore Term Insurance
Term Insurance
8 Crore Term Insurance
Term Insurance
9 Crore Term Insurance
Term Insurance
15 Crore Term Insurance
Term Insurance
20 Crore Term Insurance
Term Insurance
25 Crore Term Insurance
Term Insurance
30 Crore Term Insurance
Term Insurance
15 Lakh Term Insurance
Term Insurance
60 Lakh Term Insurance
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HDFC Life Insurance Reviews & Ratings

4.5 / 5 (Based on 101 Reviews)
(Showing Newest 10 reviews)
Jagadish
West Bengal, July 22, 2024
Compared Different Options
I was able to compare different renewal options and choose the one that best suited my needs.
Munna
Maharashtra, July 22, 2024
Great Plan For Me
Found a great policy quickly and easily.
Sushil
Maharashtra, July 22, 2024
Good Price
Found a great term policy at a Good price at policybazaar
Sitaram
Jammu And Kashmir, July 22, 2024
Perfect Policy
Found the perfect policy for my needs in no time at PB
Kishan
Tamil Nadu, July 22, 2024
Satisfied
A friend recommended PolicyBazaar to buy a term plan and I decided to give it a try and I am really satisfied with my decision.
Abhishek
Madhya Pradesh, July 22, 2024
Compared Different Plans
I was pleasantly surprised by how easy it was to compare different policies side by side.
Akshay
Tamil Nadu, July 22, 2024
Easy Renewal Process
The renewal process was quick and hassle free.
Pulkit
Maharashtra, July 22, 2024
Secure and Trusted
Secure and trusted coverage for my family with ICICI Prudential via Policybazaar. Its comforting to know they are protected.
Akhilesh
Uttar Pradesh, July 22, 2024
Perfect and Comprehensive
Found a perfect and comprehensive plan from Kotak Life on Policybazaar. The detailed comparison made it easy to decide.
Lalit
Madhya Pradesh, July 22, 2024
Simple and Clear
Simple and clear process with Policybazaar led me to choose Aegon with confidence.
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