New India Assurance offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of New India Assurance
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to New India Assurance for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the New India Assurance policy
- The network hospital will send the hospital bill to New India Assurance.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Intimate New India Assurance about the hospitalization
- In case of planned hospitalization, inform the insurance provider before hospital admission.
- Obtain medical treatment
- During discharge, pay the hospital bill in full.
- Collect all the medical documents, hospital bills and receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim
About New India Assurance Health Insurance
New India Assurance Health Insurance is provided by the New India Assurance Company Limited. With a strong domestic and international presence, the insurer offers a wide range of health insurance plans, catering to the medicare needs of individuals, families, young adults, senior citizens, cancer patients, persons with disability and surrogate mothers. Besides, they offer quick settlement of claims.
Types of New India Assurance Insurance Plans
New India Assurance Floater Mediclaim is a family health insurance policy that covers the medical expenses of the entire family under a single sum insured.
Features and Benefits:
- Coverage for in-patient hospitalization and in-patient dental treatments are available
- Organ donor expenses, day care procedures and AYUSH treatments are covered
- Critical care benefit, hospital cash benefit and newborn baby cover are available
- Cataract surgery, mental illnesses, modern treatments and congenital diseases are covered
- Cumulative bonus is also available
- Optional covers, like maternity expenses benefit and consumables cover, are available
- Revision of cataract limit and no proportionate deduction are also available as optional covers
- Pre-policy medical check-ups are not required for up to 50 years
New India Assurance Asha Kiran policy has been designed to cover the health needs of families with only a girl child.
Features and Benefits:
- In-patient hospitalization expenses, including dental treatments, are covered
- Hospital cash benefit, critical care benefit and personal accident cover are available
- Modern treatments, day care procedures and AYUSH treatments are covered
- Coverage for mental illnesses, cataract surgery and organ donor expenses are available
- Congenital diseases, genetic disorders and artificial life maintenance are covered
- Consumables cover and maternity expenses benefit are available as optional covers
- Optional covers, such as no proportionate deduction, revision of cataract limit, etc., are also available
- No pre-policy medical check-ups are required for up to 50 years
New India Assurance Mediclaim policy protects the insured against unexpected hospitalization expenses.
Features and Benefits:
- Coverage for in-patient, pre and post-hospitalization expenses are available
- AYUSH treatment, modern treatments and organ transplant expenses are covered
- Hospital cash benefit, newborn baby cover and ambulance cover are available
- Cataract surgery, congenital diseases, mental illness and genetic disorders are covered
- Health check-up facility, reinstatement of sum insured and cumulative bonus are available
- Optional covers, such as maternity expenses benefit, non-medical items cover, etc., are available
- Voluntary co-payment, no proportionate deductible and revision of cataract limit are also available as optional covers
- No pre-acceptance medical check-up is required for up to 50 years
New India Assurance Yuva Bharat Health policy has been designed to cover the medical expenses of young adults up to the age of 45 years. It is available in three variants – Base, Gold and Platinum plans.
Features & Benefits:
- Cost of hospitalization, organ transplant and road ambulance services is covered
- Shared accommodation benefit, hospital cash benefit and newborn baby cover are available
- Modern treatments, AYUSH treatment and mental illness treatment are covered
- Coverage for congenital diseases, cataract surgery and hazardous sports injuries are available
- Medical second opinion, genetic disorders and artificial life maintenance are covered
- Reinstatement of sum insured, health check-ups, and cumulative bonus are available
- Critical care benefit, personal accident benefit and air ambulance cover are available under the Gold variant
- Auto Top-up and guaranteed cumulative bonus are also available under the Gold variant
- Maternity cover, infertility treatment, well baby cover and birth right benefit are available under the Platinum variant
- Cost of consumables or non-medical items is available as an optional cover
- No pre-acceptance health check-up is required
New India Assurance op-up Mediclaim is a top-up insurance policy that provides additional coverage if the base policy has been exhausted. It comes with a mandatory deductible that should be paid before filing the claim.
Features and Benefits:
- Coverage for in-patient hospitalization expenses and modern treatments are available
- Organ transplant expenses, ambulance charges and genetic disorders treatments are covered
- Hospital cash benefit and Get Well benefit are available
- Cataract surgery, mental illness and AYUSH treatments are covered
New India Assurance Sixty Plus is a senior citizen health insurance policy that covers planned and unplanned hospitalization expenses of people aged 60 years and above.
Features and Benefits:
- In-patient hospitalization, AYUSH treatment and modern treatments are covered
- Attendant benefit, hospital cash benefit and artificial life maintenance are available
- Cataract surgery, congenital diseases and mental illnesses are covered
- Coverage for ambulance charges and organ transplant expenses are available
- Cumulative bonus buffer is available
- Voluntary co-pay is available as an optional cover
New India Assurance Cancer Guard is a cancer insurance policy that covers the medical expenses incurred on the treatment of cancer.
Features and Benefits:
- Coverage for hospitalization expenses, including pre & post-hospitalization expenses, are available
- AYUSH treatments, organ transplant expenses and ambulance charges are covered
- Cancer care benefit, second opinion and cumulative bonus are available
- Reconstruction of the affected body post-surgery and post-treatment follow-up are covered
- No pre-acceptance medical check-up is required
New India Assurance Criti Protect is a critical illness insurance policy that pays a lump sum benefit on the diagnosis of up to 49 critical illnesses.
Features and Benefits:
- Coverage for up to 49 critical illnesses are available
- Worldwide coverage is available
- No survival period applies to the policy
New India Assurance Premier Mediclaim policy provides financial protection against unforeseen medical expenses. It is available in two variants – Plan A and Plan B.
Features and Benefits:
- Coverage for hospitalization costs, modern treatments and AYUSH treatments are available
- Treatment of HIV/AIDS, cataract, obesity and psychiatric & psychosomatic disorders is covered
- OPD cover, hospital cash benefit, critical care benefit and air ambulance are available
- Organ donor expenses, second medical opinion and hazardous sports injuries are covered
- Maternity & child care benefit, newborn baby cover and infertility treatment are available
- Genetic disorders, congenital diseases and puberty & menopause-related diseases are covered
- Dietitian counselling and concierge services are available
- No pre-policy medical check-ups required for up to 50 years
New India Assurance Senior Citizen Mediclaim policy provides medical coverage to senior citizens aged 60 years and above.
Features and Benefits:
- In-patient hospitalization, modern treatment and AYUSH treatments are covered
- Coverage for organ donor expenses, mental illnesses and congenital diseases are available
- Pre-post hospitalization expenses, ambulance charges and genetic disorders are covered
New India Assurance Young India Digi Health policy provides coverage for planned and unplanned expenses of young people up to the age of 45 years.
Features and Benefits:
- Coverage for in-patient treatment, including dental treatments, are available
- Hazardous sports injuries, mental illnesses and congenital diseases are covered
- Hospital cash benefit, shared accommodation benefit, and newborn baby cover are available
- AYUSH treatment, modern treatment and medical second opinion are covered
- Cumulative bonus, health check-up and reinstatement of sum insured is available
- Ambulance charges, organ transplant expenses and cataract surgery are covered
- Consumables cover is available as an optional cover
New India Assurance Arogya Pragati Plus is a super top-up insurance policy that gets activated once the base policy of the insured is exhausted. It has a mandatory deductible that should be paid before filing a claim with the insurer. The plan comes in two variants – Gold and Platinum.
Features and Benefits:
- In-patient treatment, pre-hospitalization and post-hospitalization expenses are covered
- Consumables cover, air ambulance cover, and AYUSH cover are available
- Modern treatments, cataract surgery and medical second opinion are covered
- Coverage for mental illness, congenital diseases and genetic disorders are available
- Critical care benefit and personal accident benefit are available as optional covers
- No pre-acceptance medical examination is required for up to 55 years
New India Assurance Arogya Sanjeevani policy provides standard medical coverage against planned and emergency hospitalization expenses.
Features and Benefits:
- Coverage for hospitalization expenses and day care treatments are available
- Dental treatments and plastic surgery necessitated due to a disease or injury are covered
- Road ambulance cover and a cumulative bonus are available
- Cataract treatment, AYUSH treatment and modern treatments are covered
- No pre-acceptance medical check-up is required for up to 50 years
New India Assurance Atmanirbhar Health policy has been designed to cover the hospitalization expenses of persons with disability, mental illness and HIV/ AIDS.
Features and Benefits:
- In-patient hospitalization expenses, day care treatments and AYUSH treatment are covered
- Cataract surgery, modern treatments and emergency ground ambulance cover are available
- Plastic surgery and in-patient dental treatments necessitated after an injury or illness are covered
- No pre-acceptance medical certificate is required
New India Assurance Vatsalya Health policy pays for medical expenses incurred by surrogate mothers and oocyte donors.
35 to 45 years (For surrogate mothers)
₹5 lakh (For surrogacy)
Features and Benefits:
- Coverage for in-patient treatment, pre and post-hospitalization are available
- Road ambulance charges and AYUSH treatments are covered
- Medical termination of pregnancy is also covered
- No pre-acceptance medical examination is required
New India Assurance Tertiary Care Insurance is a customized policy that covers individuals for 9 major illnesses, in-patient treatment and domiciliary hospitalization.
Features and Benefits:
- In-patient treatment and domiciliary hospitalization are covered
- Organ donor cover, artificial life maintenance and modern treatments are available
- Genetic disorders, congenital diseases and AYUSH treatments are covered
- Health check-ups and a cumulative bonus are available
- Ambulance charges and pre & post-hospitalization expenses are covered
New India Assurance Bhavishya Arogya policy provides medical coverage to elderly people in their old age.
Features and Benefits:
- In-patient hospitalization and domiciliary hospitalization are covered
- Cumulative bonus is available
- No pre-insurance medical examination is required
New India Assurance Jan Arogya Bima is an affordable health policy designed to provide coverage to economically weaker sections of society.
Features and Benefits:
- Coverage for hospitalization expenses and domiciliary hospitalization are available
- Mental illnesses, genetic disorders and congenital diseases are covered
- Artificial life maintenance, AYUSH treatments and modern treatments are available
- Behavioural & neuro-developmental disorders and puberty & menopause-related disorders are covered
New India Assurance Janata Mediclaim policy provides comprehensive coverage against emergency and planned hospitalization expenses of the insured.
Features and Benefits:
- Hospitalization expenses, including pre and post-hospitalization expenses, are covered
- Organ donor cover and domiciliary hospitalization benefit are available
- Ambulance charges, OPD treatment and home care treatment are covered
- Day care treatments, modern treatments and AYUSH treatments are available
- Cataract surgery, mental illness and genetic disorders are covered
- Cumulative bonus and health check-up facilities are available
Key Benefits of New India Assurance Health Insurance
or select from popular citiess In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Search New India Assurance Cashless Network Hospital list
Policybazaar Claim Process
Here is the list of documents required to file a New India Assurance health insurance claim:
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Claim FormDuly filled and signed New India Assurance health insurance claim form
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Health Card/Policy CopyHealth card or a copy of New India Assurance health insurance policy
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Medical DocumentsHospital discharge card, doctor’s prescriptions, test reports, etc.
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Medical Bills & Payment ReceiptsMedical test and investigation reports with payment receipts, Surgeon's bills and payment receipts
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KYC DocumentsNEFT and KYC details
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Legal DocumentsFIR/Self-declaration/ Medico Legal Certificate (MLC) in case of an accidental hospitalization
Note: The exact list of claim documents varies from case to case. Contact the customer support team for the complete list.
Choose New India Assurance Health Insurance Coverage of Your Choice
The process to buy a New India Assurance Health Insurance plan is given below:
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Visit the Health Insurance SectionGo to the ‘Health insurance’ section on Policybazaar.com
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Fill in Personal DetailsProvide necessary details like age, mobile number, city, medical history, gender, etc.
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Pay the Premium OnlineChoose your preferred New India Assurance health insurance policy and pay the premium online
The process to renew a New India Assurance Health Insurance plan is given below:
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Go to the Renewal SectionNavigate to the ‘Renew Your Policy’ tab on Policybazaar.com and select ‘Health Renewal’
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Verify Your IdentityEnter your registered mobile number and the OTP sent to your device
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Pay the Renewal Premium OnlineSelect the New India Assurance health insurance policy you want to renew and pay the premium online
Take a look at the New India Assurance Health Insurance contact number below:
| Categories | Contact Details |
|---|---|
| Toll-free No. | 1800-209-1415 |
| Email Id | tech.support@newindia.co.in |
New India Assurance Health Insurance: FAQs
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Q1. Does New India Assurance Company provide health insurance?
Ans: Yes. The New India Assurance Company provides health insurance to individuals, families, senior citizens, young adults, cancer patients, surrogate mothers and persons with disability, mental illness and HIV/ AIDS.
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Q2. Can I buy New India Assurance health insurance plans for family?
Ans: Yes. You can buy a New India Assurance health insurance plan for your family if you want to cover all your family members for a single premium.
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Q3. How can I check the cost of a New India Assurance health insurance plan?
Ans: You can go through a New India Assurance health insurance premium chart to know the cost of a plan. You can use a health insurance premium calculator on Policybazaar.com to know the policy price.
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Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
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