Every student wishes to study at the best college. While some dream to get admission to a top-rated college in India, others strive to make it to an international university of their choice. The lucky ones do manage to secure an admission in their preferred college, be it within India or abroad. If you too have received an admission offer from an international university and are gearing up to move abroad to complete your studies, we are rooting for you. But before you begin your journey, it is important to get yourself a student travel insurance policy. Why, you ask? Well! A student travel insurance policy is a helping hand that will protect you from any eventualities while studying abroad.
* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years
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* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years
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* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years
Religare Travel Insurance is one of the leading insurers in India that offers insurance policies to different kinds of travellers, including students. The Student Explore plan by Religare is a tailor-made policy for people who are travelling abroad to study in an international school/ college. This plan provides comprehensive coverage to the insured student against any medical, non-medical and travel-related risks that he may face abroad. The Religare Student Explore plan is available in four variants i.e. Explore Start, Explore Plus, Explore Super and Explore Ultra.
Some of the basic coverage provided by the Religare Student Explore plan includes medical expenses, loss of passport, personal liability, compassionate visit, trip delay, medical evacuation, loss & delay of check-in baggage and personal accident. Sponsor protection, study interruption, loss of international passport, bail bond, university insolvency and loss of laptop or tablet are some of the student-specific covers offered under this policy by Religare.
Religare Student Explore plan offers best-in-class coverage to the students insured under this plan. To find out what makes this policy different from others, take a look at some of the most lucrative features offered to students under this travel insurance policy:
This travel insurance policy by Religare offers a wide variety of covers that have been specially designed for the students staying abroad. Some of these custom-made coverage under Student Explore plan includes study interruption, compassionate visit, sponsor protection, bail bond, university insolvency cover, loss of international driving license and loss of tablet or laptop.
The Student Explore policy for Religare covers pre-existing diseases unlike most student travel insurance plans in India. Any expenses incurred on the treatment of an existing illness in a life-threatening situation will be covered by this policy.
This policy by Religare offers two types of travel insurance plans as per the travel destination of the student. While one plan offers Worldwide coverage, the other plan offers Worldwide coverage excluding the countries of the USA and Canada.
The Religare Student Explore plan comes with eight variants of the policy tenure. You can purchase this policy for a maximum term of one month to a maximum of 2 years. Apart from these, this student travel insurance policy is also available for a policy tenure of 3 months, 6 months, 9 months, 1 year, 15 months and 18 months.
No matter what your age is, this student travel insurance by Religare does not require any applicant to get a health check-up done before purchasing it.
This policy by Religare also provides coverage to the insured student back in India. If you face an emergency while visiting your family back in India, you will be protected under this policy. Moreover, if your policy expires in the middle of your hospitalization abroad, your policy will be automatically extended and you will be able to continue with your treatment back in India.
Religare is the one-stop destination for buying an integrated domestic and overseas travel insurance policy for all kinds of travellers, including students. Take a look at some of the reasons why you should consider buying the Religare Student Explore plan:
All Indian citizens are eligible to apply for the Student Explore plan by Religare, irrespective of the country he will be pursuing his education in. However, this policy has an entry age eligibility criteria that you need to suffice in order to purchase it.
As per the terms of the Student Explore plan, the minimum entry age for this policy by Religare is 12 years while the maximum entry age is 40 years. Moreover, students who are already insured under this overseas travel insurance policy cannot renew it if they are more than 40 years of age.
The Student Explore plan by Religare provides elaborate coverage to the insured students during their stay abroad. To take a good look at the inclusions of the Religare Student Explore plan, refer to the table given below:
Medical expenses including in-patient care and OPD |
Pre-existing illness cover |
Extended medical treatment in the home country |
Repatriation of mortal remains back to the home country |
Medical evacuation to a hospital |
Dental treatment expenses |
Daily allowance for hospitalization |
Accidental death or permanent total disability |
Compassionate visit by a family member or vice versa |
Loss of check-in baggage by the airline staff |
Delay in check-in baggage arrival |
Loss of passport cover |
Coverage for loss of international driving license |
Personal liability cover |
Losses incurred due to interruption of study |
Protection against the death or permanent total disability of the sponsor |
Bail bond cover |
Coverage in case of university insolvency |
Expenses incurred due to delay in starting the trip |
Loss of laptop or tablet cover |
Emergency cash advance |
Coverage at home country |
Treatment expenses for mental and nervous disorders |
Cost of treatment for dependency on alcohol and drugs |
Cancer screening charges and cost of the mammography examination |
Optional Covers: |
Coverage for treatment of the self-inflicted injury |
Adventure sports injury cover |
Cover for HIV, AIDS treatment |
Vision care cover on 50% co-payment |
Maternity and newborn baby cover |
Complete coverage for pre-existing diseases |
The Student Explore plan by Religare comes with a set of exclusions. Take a look at some of the various situations or risks that are not covered under the Religare Student Explore plan:
Any claims resulting due to nuclear consequences or war |
Expenses relating to the use, abuse or misuse of alcohol or drugs |
Any injury or illness caused due to ionizing radiation or its contamination |
Treatment expenses incurred on self-inflicted injuries, including suicide and an attempt to suicide |
Any claims arising out of a hazardous activity |
Expenses incurred following any breach of law |
Cost of treatment for HIV and AIDS |
The Student Explore plan by Religare offers five options for sum insured amount i.e. USD 50,000, USD 1 lakh, USD 3 lakh, USD 5 lakh and USD 10 lakh.
The premium for the Student Explore travel insurance policy by Religare is calculated on the basis of the following four factors:
You can buy the Student Explore travel insurance plan by Religare online. Follow the steps given below and buy this student travel insurance online:
Yes. Religare has a large network of empanelled hospitals across the globe. You can avail cashless hospitalization facility under Student Explore plan only if you get admitted to one of these network hospitals to receive treatment.
No. The Student Explore Travel Insurance by Religare is a policy for individual students only. Therefore, you cannot buy it as a family travel insurance policy.