Tata AIG Student Guard Overseas Health Insurance Plan

TATA AIG General Insurance has designed Tata AIG Student Guard Overseas Health Insurance Plan to ensure that you have a comfortable stay while studying abroad. In a new place, it might become difficult to adjust to new environment, and if you happen to succumb to severe food poisoning there, you will be given a medical cover. You trip on a paved street and have some dental injury. Any personal or road accidental injury while doing city tour or visiting a fall. If you want 24*7 medical assistance facilities in a new country, student travel insurance policy by TATA AIG would offer you the desired help.

Features of Tata AIG Student Guard Overseas Health Insurance Plan

• Option to buy a Single trip or Annual trip  insurance plan
• There is 15 days free-look period in Annual trip insurance plan
• This Student health insurance plan also covers cancer screening and mammography test cost
• Physiotherapy cost is also covered under this Tata AIG  Travel Insuranceplan

Why Choose Tata AIG Student Guard Overseas Health Insurance Plan?

• Tata AIG Student travel insurance plan offers coverage for any pre-existing medical condition or any life-threatening  emergency arising out of any complications due to illnesses
• Reimbursement for any accidental injuries or accidental death during the travel
• Coverage for any unforeseen medical expenses arising out of any disease, bodily injuries and emergency dental treatment
• Compensation for  emergency medical conveyance to a nearby hospital or treatment center
• Repatriation expenses on transportation of mortal remains or body  to home country

 Tata AIG Student Guard Overseas Health Insurance Plan Eligibility Criteria

Tata AIG Student Guard Overseas Health Insurance Plan Coverage

In India, it might not be that costly, but medical treatments overseas are quite exorbitant. Not only medical expenses, even non-medical expenses like personal liabilities and baggage loss can cost you a bomb. Why repent later, when you have options to protect yourself against such situations with an international travel Insurance policy. You all need to pay a small sum of premium once a year and you get all the benefits in return as mentioned below:

Tata AIG Student Guard Overseas Health Insurance Plan Coverage Table

Tata AIG Student Guard Overseas Health Insurance Plan Exclusions

Mentioned above were all the coverage, benefits and features of Tata AIG Student Guard Overseas Health Insurance plan. Here is a quick rundown of the limitations that are followed. The insurer will not compensate for claims arising due to the following reasons:

Tata AIG Student Travel Insurance FAQs

Q1. What is Compassion visit in Travel Insurance plan for students?

In case you need to visit your family back home due to hospitalization of a family member, then the insurer will reimburse the round-trip cost. In case the insured person is hospitalization for more than 7 days then the insurer will compensate the cost of visiting family member (if prescribed by the doctor).

Q2. What is Study Interruption Cover under this Tata AIG Student travel Insurance plan?

In case the policy holder is hospitalized for more than one month consecutively due to an illness or medical repatriation that makes it difficult for the insured person to continue his/her studies for which the tuition has been paid. The insurer shall compensate the already paid tuition to the educational institution up to the amount specified in the policy wordings.

Q3. Are pre-existing diseases covered by Tata AIG Student Guard Overseas Health Insurance plan?

Tata AIG Student Guard Overseas Health Insurance plan covers pre-existing diseases only if it is a life-threatening condition.

Q4. Can I buy separate baggage insurance plan for my trip?

Yes, you can checkout different baggage insurance plans online and buy one that offers maximum coverage benefits.