PNB MetLife India Insurance

PNB MetLife India Insurance Company Limited (PNB MetLife) is a joint venture between MetLife International Holdings Inc. (MIHI), Punjab National Bank Limited (PNB), Jammu & Kashmir Bank Limited (JKB), M. Pallonji and Company Private Limited and other private investors, with MIHI and PNB being the major shareholders. Earlier known as MetLife India, PNB MetLife has been present in India since 2001. PNB MetLife blends the financial strength of MetLife, Inc., life insurance company and credibility of PNB, one of India's nationalised banks. The vast distribution reach of PNB along with the global life insurance expertise and product range of MetLife makes PNB MetLife a trusted insurance company. At present, PNB MetLife is present in more than 155 locations throughout the country and serves customers across 19,000 locations through its partnerships with PNB, JKB and Karnataka Bank Limited.

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Benefits of PNB MetLife Insurance

Financial protection for your loved ones
PNB MetLife Insurance plans ensures that your family is financially secure even if something happens to you. They are able to get money for their daily needs, debts, etc., even without your presence.
Helps you reach your financial goals for the long term
Some PNB MetLife plans can help you save money for big things like your wedding, your child's education, or your retirement.
Flexible choices for coverage
You can choose how much coverage you want, how long the policy lasts, and how often you pay the premium based on what you need or what is most important to you at that time in your life.
Help with health and serious problems
Many plans let you add riders for critical illness or terminal conditions, which can help pay for treatment and recovery when costs are high.
Easy digital servicing
PNB MetLife’s online portal and mobile app let you buy plans online, pay premiums, check policy details, view documents, and raise service requests without paperwork.
Variety of plans
Whether you need pure protection, savings plus life cover, income in retirement, or investment-linked plans, PNB MetLife offers options that align with different financial goal

PNB MetLife Life Insurance Plans

Plan Name	Entry Age	Maturity Age / Coverage Till	Policy Term	Plan Name
DigiProtect Term Plan	18–65 yrs	Up to 85 yrs	₹50 L – ₹50 Cr+	10–40 yrs
Mera Term Plan Plus	18–60 yrs	Up to 99 yrs¹	10–40 yrs¹	Mera Term Plan Plus
PNB MetLife Aajeevan Suraksha Plan	18–65 yrs	Up to 99 yrs (Whole life) / Up to 80 yrs (Fixed term)²	10–40 yrs²	PNB MetLife Aajeevan Suraksha Plan
Saral Jeevan Bima	18–65 yrs	Up to 70 yrs³	5–40 yrs³	Saral Jeevan Bima

PNB MetLife Savings Plans

Plan Name	Entry Age	Maturity Age	Policy Term
Super Saver Plan	30 days – 60 yrs	Up to 80 yrs	10–20 yrs (based on PPT)
PNB MetLife Goal Ensuring Multiplier	30 days – 65 yrs	Up to 75 yrs	10–30 yrs
PNB MetLife Guaranteed Future Plan	30 days – 60 yrs	Depends on option	Varies by payout choice
PNB MetLife Guaranteed Goal Plan	30 days – 60 yrs	Linked to payout choice	10–25 yrs
PNB MetLife Capital Guarantee Plus	30 days – 65 yrs	Linked to plan design	10–30 yrs
PNB MetLife Century Pro Plus Solution	30 days – 60 yrs	Up to 99 yrs	Long term / Whole life
PNB MetLife GROW Plan	30 days – 60 yrs	Up to 80 yrs	10–30 yrs
PNB MetLife Dhan Suraksha Yojna	30 days – 60 yrs	Varies	10–25 yrs
PNB MetLife Smart Platinum Plus	30 days – 70 yrs	80 / 99 yrs	Whole life
PNB MetLife Mera Wealth Plan	30 days – 65 yrs	75 yrs	10–30 yrs
PNB MetLife Bachat Yojana	30 days – 55 yrs	~15 yrs	~15 yrs

PNB MetLife Retirement Plans

Plan Name	Plan Type	Entry Age	Policy / Income Term	Premium Type
PNB MetLife Retirement Savings Plan	Non-Linked, Participating	18–65 years	Long-term (retirement focused)	Regular / Limited
PNB MetLife Grand Assured Income Plan	Guaranteed Income Plan	18–60 years	Fixed income period	Limited / Single
PNB MetLife Immediate Annuity Plan	Annuity / Pension	30–85 years	Lifetime income	Single Pay
PNB MetLife Smart Invest Pension Plan	ULIP Pension Plan	18–65 years	Up to retirement age	Regular / Limited
PNB MetLife Smart Invest Pension Plan Pro	ULIP Pension Plan	18–65 years	Up to retirement age	Regular / Limited

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

How to Buy PNB Term Insurance Plan from Policybazaar?

Here is how you can buy a PNB term insurance plan online from Policybazaar:

Step 1: Visit the term insurance page of Policybazaar

Step 2: Fill in your name, gender, date of birth, and other required information

Step 3: Select the right smoking habit, occupation type, educational qualifications, and annual income

Step 4: Choose the best PNB term insurance plan from the list of available plans and proceed to pay

How to Make a Claim with PNB MetLife Insurance?

You don't have to worry about filing a claim with PNB MetLife. When your nominee or family needs help the most, the process is set up so they can quickly tell the company and get it. Because of how the process works, your nominee or family can quickly tell the company and get help when they need it most.

Step 1: Let PNB MetLife know about the claim.

Let the business know that you need to make a claim first. There are a lot of simple ways to do this:

To file a claim, go to the official PNB MetLife website and fill out the claim intimation form in the claims section.

You can email the filled-out claim form and any other information you have to claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in.

You can send a letter to the claims department from your closest branch or the company's registered office address.

Mobile app: You can file the claim directly through the KhUshi self-service app on Android or iOS.

You can file the claim directly through WhatsApp with a link that the insurance company will send you.

Step 2: Send in the Required Documents

The next step after filing the claim is to send in the papers.

For a claim of death:

A claim form that has been signed and filled out

A valid death certificate from the local government, the nominee's address, and a picture ID

A copy of a canceled check or bank passbook to prove payment

A PAN card or Form 60 for the person you want to give it to

Medical reports and certificates, police reports, or a legal heir/succession certificate in some cases

Step 3: Look over the claim and come to an agreement

As soon as PNB MetLife gets your papers, they will start looking over them and processing them.

If all the necessary paperwork is in order and no more investigation is needed, the claim is usually handled within 15 days of receiving the last document.

Once everything is approved, the claim amount goes straight to the nominee's bank account.

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Get an online discount of upto 15%^#

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How to Get in Touch with PNB MetLife Customer Service?

If you need help with your policy, a claim, a payment, or anything else, PNB MetLife offers several ways to get help: by phone, email, or in person.

Call Customer Service

You can call the toll-free number to talk to a customer service representative.

1800-425-6969 (for people in India)

For people calling from outside India, please call +91-80-26502244.

Monday through Saturday from 10:00 AM to 7:00 PM IST.

Email Support

Send an email to indiaservice@pnbmetlife.co.in if you have a question about a policy or need help with something like changing your address, switching funds, getting an account statement, etc.

You can send an email to gro@pnbmetlife.co.in to get help with a complaint or grievance.

Claim Queries

You can email claimshelpdesk@pnbmetlife.com if you have questions about a claim or need help with claim documents.

You can also call the toll-free number above for help with your claim.

Go to a branch

Use the branch locator tool on the PNB MetLife website to find the nearest office where you can talk to a representative in person if you would rather get help in person.

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FAQs

How to pay PNB MetLife premium? What payment methods are available?

PNB Metlife provides the following modes for paying premiums:

Online mode
Cash or cheque deposit at branch office
Through courier
Drop Box facility
ECS or Auto Debit facility

For online premium payment, login to your account with Client ID and password, and click on the ‘Pay Premium’ tab for completing the process.
How can I check my PNB MetLife policy status?

You can check your policy status by login in with your User ID and password on the e-portal. There is a policy details tab where the policy status can also be checked.
What is the policy renewal process of PNB MetLife?

You need to submit the required documents along with renewal form at any of the nearest PNB Metlife branches in your city.
What is the PNB MetLife policy cancellation process?

The company's cancellation process requires you to duly fill and submit a surrender form along with policy documents to any of the PNB Metlife branches in your city. After receiving the documents and the required cancellation amount, the policy will be cancelled on record for the policyholder.

PNB MetLife India Insurance

PNB MetLife India Insurance

Benefits of PNB MetLife Insurance

PNB MetLife Life Insurance Plans

PNB MetLife Savings Plans

PNB MetLife Retirement Plans

How to Buy PNB Term Insurance Plan from Policybazaar?

How to Make a Claim with PNB MetLife Insurance?

How to Get in Touch with PNB MetLife Customer Service?

People also search for

FAQs

How to pay PNB MetLife premium? What payment methods are available?

How can I check my PNB MetLife policy status?

What is the policy renewal process of PNB MetLife?

What is the PNB MetLife policy cancellation process?

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