TVS Apache Insurance

Popular TVS Apache Variants With Insurance Premium

*Disclaimer: The table provided is for reference purposes only. The actual insurance premium for your TVS Apache will be determined based on various factors, including the bike's Insured Declared Value (IDV), registration location, year of registration, selected add-on covers, and other applicable details.

Reasons to Buy TVS Apache Insurance Online from Policybazaar.com

• You can count on professional customer support throughout the Apache insurance renewal or purchase process to address any questions or concerns. For prompt assistance, call 1800-258-5970.
• Effortlessly compare TVS Apache insurance premiums from top providers to find a policy that aligns with your needs and budget.
• Get comprehensive third-party liability coverage to safeguard against injuries, damages, or losses caused to a third party in an accident.
• Customise your policy and boost your protection with add-ons like zero depreciation, NCB protection, personal accident cover, engine protection, and more.
• Experience faster claim settlements, whether you opt for cashless repairs or reimbursement options.

TVS Apache Insurance Add-ons

You can choose between a selection of add-ons that provide tailored coverage to suit your unique needs. These optional covers offer extra protection for your insured bike, ensuring worry-free rides.

• Zero Depreciation Cover: This add-on enables you to recover the full cost of repairs or replacements without incurring any reduction due to the depreciation of parts made from plastic, rubber, and fibre. It ensures you receive the maximum compensation while minimising out-of-pocket expenses.
• Engine Protection Cover: This add-on safeguards your insured bike's engine against damages or depreciation caused by incidents such as water ingress or oil leakage. It is particularly beneficial in regions prone to heavy rainfall or flooding and provides financial coverage, helping you save on repair costs.
• Pillion Rider Cover: The Pillion Rider add-on extends personal accident coverage to the pillion passenger, offering financial compensation for injuries, disabilities, or accidental death during the ride.
• Return to Invoice Cover: If your insured bike is stolen or damaged beyond repair, this add-on reimburses you for the original invoice value, including road tax and registration fees.

How to Buy/Renew TVS Apache Insurance Online

• Step 1: Open your web browser and navigate to Policybazaar.com.
• Step 2: Go to the 'Insurance Products' section and choose 'Bike Insurance'.
• Step 3: Enter the registration number of your TVS Apache and click 'View Prices'. If you don't have the registration number with you, select the 'Bought a New Bike' option and provide the make, model, variant, and year of registration.
• Step 4: Compare the prices from various insurers and assess their features, coverage, and premium prices to determine the most suitable option for your needs.
• Step 5: To enhance your coverage, consider adding optional covers like Personal Accident Cover, Engine Protection, or Pillion Rider Cover.
• Step 6: Fill in your personal details, including name, contact information, and address.
• Step 7: Select your preferred payment method - credit/debit card, net banking, or UPI. Upon successful payment verification, you will receive your TVS Apache insurance documents via email.

How to Claim TVS Apache Insurance Online?

1. Cashless Claims Process

   To file a cashless claim for your TVS Apache, adhere to the following steps:

   • Step 1: Inform your insurance provider about the damage immediately. Timely reporting initiates the claims process.
   • Step 2: The insurer will send a surveyor to evaluate the damage and approve the necessary repairs.
   • Step 3: Once the surveyor's approval is obtained, the insurer will confirm the repair costs. Take your bike to the nearest network garage for servicing.
   • Step 4: After the repair work is finished, the insurance company will settle the repair expenses directly with the garage, eliminating your out-of-pocket costs.

2. Reimbursement Claim Process

   To submit a reimbursement claim, follow these steps:

   • Step 1: Communicate the damages to your insurance company to initiate a reimbursement claim. Notify them about the incident as soon as possible.
   • Step 2: Your insurer will assign a surveyor to assess the damages to your bike.
   • Step 3: The surveyor will generate a comprehensive assessment report within 48 hours and submit it to the insurer.
   • Step 4: Complete the claim form and attach original invoices, receipts, and any other relevant documents.
   • Step 5: Once your claim is approved, take your bike to a garage of your choice for repairs and pay the charges upfront.
   • Step 6: The insurer will transfer the amount for the damages directly to your bank account.

Documents Required for TVS Apache Insurance Claims

When submitting a TVS Apache insurance claim, having the necessary documents on hand is crucial for a seamless process. Here are the documents you should keep readily available:

• KYC documents (attach if the damage exceeds ₹1 lakh).
• Your valid driving license copy.
• A copy of the Registration Certificate (RC).
• Repair bills for your bike.
• A claim form- completed and signed by you.
• FIR copy (mandatory in cases involving fire, death, property damage, or third-party injuries)
• The original repair bills and receipts (for reimbursement claims).

Additional Documents Required for TVS Apache Insurance Claims

• Bike keys or purchase invoice
• A Letter of Subrogation
• NOC obtained from your financer (if you have taken up a loan for the bike).
• The original RC of your Apache.
• Original insurance policy papers.
• FIR is needed for legal incidents.
• A non-traceable report is required for theft.
• An RTO letter declaring bike 'No Use'.