Going abroad for vacations is always exciting. While the year 2020 has played a spoilt sport to people’s international travel plans, a few places have now opened its doors to Indian citizens and Dubai is one of them. Located in the eastern part of the United Arab Emirates (UAE), Dubai is one of the most popular tourist destinations in the world. In 2019, more than 16 million foreign tourists visited Dubai, most of who were Indians. This desert city is famous for its modern architecture, skyscrapers, luxury shopping and exciting nightlife. All you need is a valid Dubai visa to undertake a fabulous trip to this Arab Emirate.Read more
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A valid Dubai visa is a mandatory requirement for all Indian citizens travelling to Dubai. You cannot get an entry in Dubai unless you have a valid visa authorizing your travel to the city. Besides, you cannot get a visa for Dubai on arrival in the UAE. Instead, you need to apply for a Dubai visa in advance and obtain it before commencing your trip to Dubai. However, you will not be granted a visa for Dubai unless you buy travel insurance for your trip.
Travel insurance is a prerequisite to applying for a Dubai visa. A foreign tourist cannot obtain a valid visa for Dubai unless they buy travel insurance for their trip. The visa granting authorities will reject your Dubai visa application if your trip is not covered under a travel insurance Dubai plan. However, they are also other reasons why you must buy travel insurance for your Dubai trip. Take a look:
Dubai is considered as one of the world’s most expensive cities. Whether you go sightseeing or enjoy delicious food, you may have to shell out a lot of money. The situation is no different when it comes to medical facilities. Healthcare services in Dubai are very expensive and you may find yourself financially drained if you need to get admitted to a hospital during your trip. In fact, some hospitals in Dubai may even deny medical treatment if you don’t have travel insurance or are unable to prove your financial ability to pay the medical bills. Therefore, you must buy travel insurance Dubai plan as it covers unforeseen medical expenses that you may incur during your trip.
Dubai is not only expensive for medical treatment but also legal services. If you come across a situation during your Dubai trip where you need to obtain legal services, it will cost you a fortune. But if you have a travel insurance policy for your Dubai trip, your travel insurer will cover you against any personal liabilities and the legal costs involved.
Any adversities can happen when you are travelling to Dubai. Your luggage can get misplaced, your flight can get delayed or cancelled or you may have to curtail your trip and get back home early. Any of these situations can lead to monetary losses, which will unnecessarily add to your trip expenses. You can avoid paying for these travel-related expenses if you have a travel insurance Dubai.
Adventure sports are extremely popular in Dubai. During your stay in Dubai, you can enjoy several adventure sports activities, including sky diving, scuba diving, bungee jumping, dune dashing, etc. Sometimes, indulging in these activities can lead to minor or major injuries and you may need to see a doctor or get admitted in a hospital. Such a situation can result in enormous medical bills as healthcare is expensive in India. These medical bills can be taken care of by your insurance company if you have a travel insurance policy covering your Dubai trip.
Travelling to another country can bring a lot of excitement but it also brings the uncertainty of an unknown land. You may be extra cautious to ensure that no harm or losses take place during your Dubai trip. This may prevent you from enjoying your trip to the fullest. With a travel insurance policy, all unforeseen medical or travel-related risks get easily covered by your insurer, thereby, ensuring that you can enjoy your trip free of any worries.
Buying a travel insurance policy for your Dubai trip is important to obtain the visa and to prevent any major financial losses. However, it is not wise to buy the first travel insurance Dubai trip you come across. You must buy an affordable travel insurance policy that provides all the crucial covers. Take a look at some of the tips to find an affordable travel insurance policy for your Dubai trip below:
You must buy travel insurance for your trip as soon as you book your tickets to Dubai. Travel insurance not only covers the travellers against any unforeseen monetary losses faced during the trip but also before the trip. In case you suffer from an emergency situation that prevents you from continuing with your scheduled trip, you may have to cancel or postpone your trip. This may lead to major financial losses as you will have to cancel the flight and hotel bookings and book them again if you plan to travel on a later date. Travel insurance can cover these expenses for you and prevent you from suffering a loss. Moreover, you may have to pay more if you purchase travel insurance closer to your travel dates.
In India, several insurers offer travel insurance Dubai plans. With so many options available, you may get confused as to which policy is more affordable and provides comprehensive coverage. In such a situation, the best way to find an affordable travel insurance policy for Dubai is by comparing plans by several insurers with each other. You can compare plans at insurance broker websites based on their coverage, premium and benefits. These websites provide an unbiased outlook and allow you to find a comprehensive plan at an affordable cost.
Buying travel insurance online is always more convenient than buying it offline. You can make online comparisons and buy it from within the comforts of your home. Moreover, many insurers offer travel insurance online at a much lower cost as compared to the ones purchased offline. This is because insurers save on a lot of operational costs and agent’s commission when they sell insurance online. Thus, you can get travel insurance at an affordable rate if you buy them online.
A lot of airline companies may offer you a travel insurance policy while buying airline tickets for your travel to Dubai. You may also be offered with travel insurance at the time of booking your Dubai holiday package with a travel agency. However, you must avoid travel insurance from either the airline or from the travel agency as the policy offered may not provide coverage as per your travel needs. Moreover, you may also have to pay more for buying insurance from these agencies.
It may be possible that you may not be able to decide the travel insurance Dubai plan to buy on your own. In such a case, you can consult an insurance agent to help you choose a plan. They can help you in assessing your travel needs and the necessary coverage that you need for your Dubai trip and choose a plan that suits your budget.
Summing It Up
Dubai is a great holiday destination and you must ensure that your trip is free from any financial risks. That is only possible if you buy travel insurance to cover your trip to Dubai. Just make sure that you buy a comprehensive travel insurance Dubai plan which covers you against any financial risks faced before or during your trip to Dubai.