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Travel Insurance for China
Having travel insurance for China from India is extremely important before you set for this fascinating place. What if you get injured while exploring the different rivers in China? Or lose your passport after your bag is stolen? These adversities do not come with a warning, and the only way to prevent them from ruining your trip is by covering it with travel insurance for China.
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Plans for an individual of 30 years age travelling to USA for 15 days
Why Buy Travel Insurance from India to China?
China is a must-visit for people from across the globe who love to explore ancient culture. But this most populous country comes with its share of dangers that you must be well-prepared to deal with in advance. For instance, you may get sick due to your hectic schedule or your wallet may get picked. Moreover, you are also at risk of facing flight-related and trip-related adversities.
If you face such adversities during your China trip, it could lead to major financial losses. Moreover, trip-related or flight-related adversities can also lead to monetary losses.
However, you can prevent financial losses during your China trip by covering it with travel insurance for China. It ensures that your travel insurance company pays for these emergency expenses or losses incurred during your trip.
Most travel insurance for China cover contingencies due to medical emergencies, trip delays, passport loss, medical evacuation, flight delays, trip cancellation & curtailment, baggage loss, personal liability, repatriation of mortal remains, missed connection flight, etc.
Fast Facts: Travel Insurance for China
Here's a quick overview of China to help you plan your trip better:
| Category | Specification |
|---|---|
| Visa Compliance | Travel insurance for China not mandatory |
| Visa Impact | Required as proof of financial ability or supporting documents during visa interview/submissions |
| Recommended Coverage | USD 50,000 - USD 100,000 to cover high risks like personal liability (accidental damage to others’ property) and cashless hospitalisation (to avoid upfront payment of massive bills) |
| China Travel Insurance Cost | Starting INR 631* |
*Premium estimate for a 30 year old traveller without PED (15-day trip).
The Key Benefits of Travel Insurance for China
International travel insurance plans are the ultimate contingency plans when it comes to exploring a foreign area. Thanks to these, you can easily visit China for whatever reason you need to, without fear of any unplanned or sudden situations. Take a look at some benefits of travel insurance for China from India:
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Covers all medical-related emergencies caused by injury, sickness, or accidents
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Offers personal accident coverage
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Provides travel assistance
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Provides emergency cash benefit and emergency financial assistance
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Covers the cost of medical evacuation and repatriation
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Covers flight delays, flight cancellations, trip interruption, or missed connections
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Offers coverage for baggage loss, baggage delay, or damaged baggage
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Covers personal liability
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Provides coverage for passport and luggage loss
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Offers automatic travel insurance extension in case of an emergency
Indian Embassy in China
In case of an emergency during your trip, you can contact the Indian Embassy or consulate in China. The following are the emergency contacts in case of a grievance:
| Embassy/Consulate | Emergency Contact |
|---|---|
| Beijing | 0086-10-8531-2559, Mob: 0086-185-1428-4905 |
| Shanghai | 0086-21-62758886 (Ext-13)/ 189-3031-4575 |
| Hong Kong | +852 3970 9960 [O], +852 6797 1470 [M] |
| Guangzhou | +86-20-85501509, Mob: +86-189-2418-1065 |
Please note that the above contacts are to emergencies only. Visa queries will not be entertained.
Visa Information for China
The Embassy of China offers the following types of China visa to foreigners. Take a look at them below:
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Tourist Visa (L Visa)
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Visiting Visa (S Visa)
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Business Visa (F Visa)
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Transit Visa (G Visa)
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Employment Visa (Z Visa)
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Student Visa (X Visa)
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Commerce & Trade Visa (M Visa)
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Journalist Visa (J Visa)
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Crew Visa (C Visa)
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Talent Visa (R Visa)
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Family Reunion Visa (Q Visa)
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Residence Visa (D Visa)
Top Tourist Attractions in China
As the world’s oldest civilization, China is one of the most visited countries. China comes with a wide range of tourist spots for foreigners to explore. Take a look below:
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The Great Wall of China
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The Terracotta Army
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The Forbidden City
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Li River
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West Lake
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The Bund
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The Yellow Mountains
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The Potala Palace
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Chengdu Panda Research Centre
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Leshan Giant Buddha
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Zhangjiajie National Forest Park
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Jiuzhaigou Valley
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Temple of Heaven
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The Mogao Caves
Entry Information for Indian Citizens Travelling to China
Every Indian citizen needs a valid China visa to enter and stay in China. China visa for Indians is granted by the Embassy of China in India. No matter the purpose of your travel, you must obtain a China visa for Indians to enter China legallyThere is no visa on arrival for Indians.
Best Time to Visit China
The spring (March to May) and autumn (September to November) season is considered the best time to visit the country. The summers in China are hot and humid, making the weather unpleasant. Similarly, winters in China are freezing cold, which can make exploring different regions difficult. On the other hand, the spring and the autumn season is warm and dry, making it ideal for sightseeing.
Make sure to get travel insurance for China to cover any medical emergencies caused to extreme weather.
Currency and Foreign Exchange
The currency used in China is Yuan (CNY). Here is the latest exchange rate to get an estimate:
| Currency | Exchange Rate |
|---|---|
| INR (Indian Rupee) | 13.70 INR = 1 CNY |
| USD (United States Dollar) | 0.15 USD = 1 CNY |
China Travel: Safety & Precautionary Tips
China is one of the most popular tourist destinations in the world and some safety precautions will go a long way:
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Set up mobile payments before landing as China rarely accepts cash or physical credit cards.
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Major social media apps are banned in China, so ensure you have a VPN (through an international roaming pack) to stay connected. If you opt for a local wi-fi, make sure you have VPN apps downloaded and installed before leaving India.
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Download Amap or Baidu Maps to accurately navigate in China.
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Never drink tap water here. Only consume bottled or boiled water.
Finally, always buy travel insurance for China from India so you're protected throughout your trip.
Things to Do in China
China has a variety of activities to grab the interest of tourists. Take a look at some of the best things to do in China:
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Explore the country's various tourist spots, such as the Terracotta Army and the Potala Palace.
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Climb the Great Wall of China and admire the view.
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You can also go for a hike at the Yellow Mountains or the floating mountains at the Zhangjiajie National Forest Park.
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Go boating at the Liver Li while enjoying the gorgeous view.
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Catch the mesmerising sunset at the West Lake.
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If you love animals, you must interact with the adorable pandas at the Chengdu Panda Research Centre.
International Airports in China
| City | Airport |
|---|---|
| Beijing | Beijing Capital International Airport |
| Shanghai | Shanghai Pudong International Airport |
| Guangzhou | Guangzhou Biyun International Airport |
| Chengdu | Chengdu Shuangliu International Airport |
| Shenzhen | Shenzhen Bao’an International Airport |
| Xi’an | Xi’an Xianyang International Airport |
| Shanghai | Shanghai Hongqiao International Airport |
| Chongqing | Chongqing Jiangbei International Airport |
| Hangzhou | Hangzhou Xiaoshan International Airport |
China Travel Insurance: FAQs
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Q1: Do I need travel insurance for China?
Ans: Travel insurance is not mandatory for COVA but it's strongly recommended before you leave.It is mandatory for certain visas, including student (x) visas. -
Q2: Can Indians get a Chinese Visa now?
Ans: Yes, China has resumed the acceptance of all visa categories. You can submit these through various Chinese visa application service centres across India. -
Q3: How much will travel insurance China cost?
Ans: You can find travel insurance for China starting at INR 631 (30 year old, 15 day trip, no PED) on Policybazaar.com but it will depend on your age and trip duration mostly. For an approximate idea, use a travel insurance premium calculator. -
Q4: Is the China Visit visa open?
Ans: Yes. As per the Embassy of China, Indians can apply for various visas if they meet the entry requirements.
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Disclaimer: The list of insurers mentioned are arranged according to the
alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any
particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of
insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India
refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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* Price shown is for a 90 day trip to China with 50,000 dollar coverage for an adult of age 25 years
