Travel Insurance for China

Having travel insurance for China from India is extremely important before you set for this fascinating place. For complete protection, make sure to buy travel insurance for China before coming here. What if you get injured while exploring the different rivers in China? Or lose your passport after your bag has been stolen from you? These adversities do not come with a warning and the only way to prevent them from ruining your trip is by covering it with travel insurance for China.

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Why Do You Need Travel Insurance from India to China

Why Do You Need Travel Insurance from India to China?

China is a must-visit for people from across the globe who love to explore ancient culture. But this most populated country comes with its share of dangers that you must be well-prepared to deal with in advance. For instance, you may get sick due to your hectic schedule or your wallet may get picked. Moreover, you are also at the risk of facing flight-related and trip-related adversities.


If you end up facing such adversities during your China trip, it could lead to major financial losses. Moreover, trip-related or flight-related adversities can also lead to monetary losses.


However, you can prevent yourself from incurring financial losses during your China trip by covering it under travel insurance for China. It ensures that your travel insurance company pays for any expenses or losses incurred during your trip to China.


Most travel insurance for China plans to provide coverage for contingencies, such as medical emergencies, trip delays, passport loss, medical evacuation, flight delays, trip cancellation & curtailment, baggage loss, personal liability, repatriation of mortal remains, missed connection flight, etc.

Buy travel insurance for China now!

Fast Facts About China

Here's a quick overview of China to help you plan your trip better:

Category Specification
Capital Beijing
International Airports Beijing Capital International Airport, Shanghai Pudong International Airport
Time Zone GMT+8
Best Time to Visit Spring and Autumn
Currency Chinese Yuan
Climate A mix of temperate and subtropical climate

The Key Benefits of Travel Insurance for China

International travel insurance plans are the ultimate contingency plans when it comes to exploring a foreign area. Thanks to these, you can easily visit China for whatever reason you need to and not fear any unplanned or sudden situation. Take a look at some benefits of travel insurance for China from India:

  • Covers all medical-related emergencies caused by injury, sickness or accidents

  • Offers personal accident coverage

  • Provides travel assistance

  • Provides coverage for emergency cash advance

  • Covers the cost of evacuation and repatriation

  • Covers flight delays, flight cancellation, trip interruption or missed connection

  • Offers coverage for baggage loss, baggage delay or damaged baggage

  • Covers personal liability

  • Provides coverage for passport and luggage loss

  • Offers automatic travel insurance extension in case of an emergency


The exact coverage for any insurance plan can vary from insurer to insurer, so make sure to compare them on Policybazaar.com before finalising any plan.

Indian Embassy in China

In case of an emergency during your trip, you can contact the Indian Embassy or consulate in China. Following are the emergency contacts in case of a grievance:

Embassy/Consulate Emergency Contact
Beijing 0086-10-8531-2559, Mob: 0086-185-1428-4905
Shanghai 0086-21-62758886 (Ext-13)/ 189-3031-4575
Hong Kong +852 3970 9960 [O], +852 6797 1470 [M]
Guangzhou +86-20-85501509, Mob: +86-189-2418-1065

Please note that the above contacts are only to be used in case of an emergency. Visa queries will not be entertained.

Visa Information for China

The Embassy of China offers the following different types of China visa to foreigners. Take a look at them below:

  • Tourist Visa (L Visa)

  • Visiting Visa (S Visa)

  • Business Visa (F Visa)

  • Transit Visa (G Visa)

  • Employment Visa (Z Visa)

  • Student Visa (X Visa)

  • Commerce & Trade Visa (M Visa)

  • Journalist Visa (J Visa)

  • Crew Visa (C Visa)

  • Talent Visa (R Visa)

  • Family Reunion Visa (Q Visa)

  • Residence Visa (D Visa)

Top Tourist Attractions in China

Being the world’s oldest civilization, China is one of the most visited countries in the world. China comes with a wide range of tourist spots for foreigners to explore. Take a look below:

Most Visited Destinations China
  • The Great Wall of China

  • The Terracotta Army

  • The Forbidden City

  • Li River

  • West Lake

  • The Bund

  • The Yellow Mountains

  • The Potala Palace

  • Chengdu Panda Research Centre

  • Leshan Giant Buddha

  • Zhangjiajie National Forest Park

  • Jiuzhaigou Valley

  • Temple of Heaven

  • The Mogao Caves

View more places

Entry Information for Indian Citizens Travelling to China

Every Indian citizen needs a valid China visa to enter and stay in China. No matter the purpose of your travel, you must obtain a China visa for Indians to get an official entry into China. It is essential to obtain a China visa before you commence your trip to this Asian country as the visa will not be issued on your arrival in China.


China visa for Indians is granted by the Embassy of China in India. As of now, visit or tourist visa for China had been suspended due to the pandemic.

Best Time to Visit China

Best Time to Visit China

China can be visited throughout the year but the spring and the autumn season is considered the best time to visit the country. The summers in China are hot and humid making the weather unpleasant. Similarly, winters in China are freezing cold, which can make exploring different regions a difficult job. On the other hand, the spring and the autumn season is warm and dry making it ideal for sightseeing.

South and East China experience rains during the summer season, which makes the weather humid. Northern China is extremely hot during the summer season and is covered in a blanket of snow during the winter season. Winters are warmer in Tibet but extremely cold in Harbin.


Make sure to cover your trip with travel insurance for China to comfortably handle any medical emergencies due to extreme weather conditions.

Get your trip insured now

Currency and Foreign Exchange

The currency used in China is the Euro. Here is the latest exchange rate to get an estimate:

Currency Exchange Rate
INR (Indian Rupee) 11.66 INR = 1 Chinese Yuan
USD (United States Dollar) 0.15 USD = 1 Chinese Yuan

China Travel: Safety & Precautionary Measures to be Undertaken

China is one of the most popular tourist destinations in the world and is perfect for all kinds of travellers. However, some safety \precautions will gi a long way:

  • Keep multiple copies of your passport and make sure to keep your passport safe

  • Avoid participating in public demonstrations or gatherings

  • Always follow the local news, especially the weather conditions if you're planning to go hiking or trekking

  • Always maintain social distancing

  • Always be mindful of your surroundings, luggage and personal belonging, especially in crowds


Finally, always buy travel insurance for China from India so that you're always protected during your trip.

Things to Do in China

China has a variety of activities to grab the interests of tourists. Take a look at some of the best things to do in China:

  • Explore the various tourist spots in the country, such as the Terracotta Army or the Potala Palace.

  • Climb the Great Wall of China and admire the view.

  • You can also go for a hike at the Yellow Mountains or the floating mountains at the Zhangjiajie National Forest Park.

  • Go boating at the Liver Li while enjoying the gorgeous view.

  • Catch the mesmerising sunset at the West Lake.

  • If you love animals, you must interact with the adorable pandas at the Chengdu Panda Research Centre.


Finally, always buy travel insurance for China from India so that you're always protected during your trip.

International Airports in China

City Airport
Beijing Beijing Capital International Airport
Shanghai Shanghai Pudong International Airport
Guangzhou Guangzhou Biyun International Airport
Chengdu Chengdu Shuangliu International Airport
Shenzhen Shenzhen Bao’an International Airport
Xi’an Xi’an Xianyang International Airport
Shanghai Shanghai Hongqiao International Airport
Chongqing Chongqing Jiangbei International Airport
Hangzhou Hangzhou Xiaoshan International Airport

China Travel Insurance: FAQs

  • Q1: Do I need travel insurance for China?

    Ans: While it isn't mandatory, it's good to have travel insurance for China from India before you leave. It'll protect you from a number of issues such as flight delay, baggage loss, medical emergencies, personal accidents etc.
  • Q2: Can Indians get a Chinese Visa now?

    Ans: As of now, only visa applications for foreign nationals who want to resume work in China can get a visa. Accompanying family members can also get the visa for China.
  • Q3: How much will travel insurance China cost?

    Ans: The cost of your travel insurance for China will depend on your age and trip duration mostly. However, depending upon any other requirements such as any pre-existing conditions or optional covers, the cost of your insurance premium will increase. For an approximate idea, use a travel insurance premium calculator.
  • Q4: Is the China Visit visa open?

    Ans: No. As per the Embassy of China, the visa service for Visit or Tourist visa for China has been suspended due to the pandemic.
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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Travel Insurance Reviews & Ratings
4.8 / 5
Uday
Dehradun, February 07, 2026
True Saviour
My connecting flight from London was delayed by 14 hours, and my checked-in baggage didn't arrive in New York with me. I was stranded with nothing but my handbag. My travel insurance was a true saviour.
Nitin
Ghaziabad, February 05, 2026
Quick and Seamless
As a student travelling to the US, the university insurance was costing me a fortune. I purchased a student travel insurance plan through Policybazaar. It was very affordable. I even had to claim a lost laptop during a weekend trip to Chicago, and the reimbursement was very quick and seamless.
Harsh
Agra, February 02, 2026
Huge Bill Saved
My travel insurance through Policybazaar helped save our family from a massive financial burden of over $15,000.
Kunal
Mathura, January 31, 2026
Seamless Process
My parents were visiting me in Canada when my father slipped and injured his hip. Being senior citizens, we were worried about pre-existing condition clauses. Thankfully, the Policybazaar team handled everything professionally. The coordination between the insurer and the local hospital was seamless.
Jasmine
Rajkot, January 29, 2026
Cashless Claim
I was on a solo trip to Paris when I started having severe abdominal pain. On rushing to the hospital, I came to find that it was an emergency appendix issue. The hospital bills in Euros were terrifying, but travel insurance through Policybazaar was a total lifesaver. Their 24*7 helpline guided me through the cashless process, and I didn’t have to pay a single Rupee out of pocket for the surgery. I’ll never travel without it again!
Sharad
Dispur, January 27, 2026
100% Support
Policybazaar’s customer experience is genuinely good. My claim was extremely hassle-free, and I received cashless treatment abroad. Policybazaar delivers on its promise.
Shweta
Jaipur, January 25, 2026
Good Service
Policybazaar’s before-and-after-sales experience is excellent. My policy literally paid for itself and saved me from unexpected expenses.
Karan
Jhajjar, January 23, 2026
Medical expenses coverage
During my trip to Canada for a family wedding, I had a nasty fall that resulted in a major head injury. Thankfully, my travel insurance purchased through Policybazaar saved me from massive, unexpected medical expenses.
Shilpa
Chennai, January 20, 2026
Full Support
When I bought my travel insurance through Policybazaar for my trip to Singapore, I wasn’t very sure. However, when I needed help locating a network hospital, the executives were immediately there, providing complete support until I was discharged. I would definitely recommend Policybazaar to everyone.
Vikram
Lucknow, January 18, 2026
Cashless Claim
While on a trip abroad, I needed a cashless claim for a medical emergency. The team helped me throughout till the claim was approved by the insurer. It’s comforting to know you have reliable coverage when you need it most. I am so happy I chose Policybazaar for my trip.

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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies

* Price shown is for a 90 day trip to China with 50,000 dollar coverage for an adult of age 25 years

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