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Travel Insurance for Vietnam
Explore Hanoi's Old Quarter and cruise Ha Long Bay knowing you are safe, using comprehensive travel insurance for Vietnam. It will help you avoid the risks of Vietnam's chaotic traffic or unexpected weather that could impact your travel plans. Official Vietnam travel insurance requirements don’t make it mandatory for border entry, but it is strongly recommended to cover essential emergency evacuation costs. It also helps safeguard your budget against expensive private healthcare, lost baggage and flight disruptions.
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Travel Insurance plans starting at just ₹19 per
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- No medical checkup required
- Pre-existing coverage available
- Instant Policy Issuance
- Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
- 24x7 claims support
* Price shown is for a 90 day trip to Vietnam with 50,000 dollar coverage for an adult of age 25 years
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Is Travel Insurance Mandatory for Vietnam?
No, it is not mandatory to buy travel insurance for Vietnam. However, like every country in the world, Vietnam also has risks that only international travel insurance can help you with. While preparing for a fun trip, it is equally important to foresee any risks that can affect your plans. When here, you can face a range of issues starting from flight delays, lost baggage, passport theft and more. This is where Vietnam travel insurance comes in handy. Though not mandatory, it is an expense worth every penny when the need arises.
Public healthcare facilities offer limited resources to non-Vietnamese people. Private international clinics in Hanoi and Ho Chi Minh City charge heavy out-of-pocket rates. Buying travel insurance online for Vietnam is the smartest way to mitigate these risks without blowing your travel budget.
Buying travel insurance online for Vietnam is the wisest way to tackle such adversities during your trip without facing financial loss. Even if things go wrong, you can still stick to your budget as well as get necessary support from local authorities in case of serious trouble.
Vietnam Travel Insurance: Fast Facts
Here's a quick overview of Vietnam travel insurance for Indians:
| Category | Specification |
|---|---|
| Mandatory Status | Not mandatory but essential for cashless medical care/emergency hospitalisation |
| Vietnam Travel Insurance Cost | Starting INR 569 for a 15-day trip (30-year-old traveller) |
| Visa Compliance | Vietnam travel health Insurance is often requested by travel agents to ensure smooth E-Visa processing |
| Recommended Coverage | Minimum USD 50,000 for solo travellers, USD 250,000 to USD 500,000 if travelling with family and senior citizens |
| Multi-Country Support | Plans available for multi-nation Southeast Asian itineraries, including travel insurance for Vietnam and Thailand. |
| Add-Ons Available | Adventure sports add-on if you plan on trekking in Sapa Cruise travel insurance add-on if you're going for cruises in Ha Long Bay |
Key Reasons to Buy Vietnam Travel Insurance
- Expensive Private Hospitals: Public hospitals in Vietnam are affordable but crowded, and often have limited resources. They’re heavily congested and have a language barrier too. Foreigners typically opt for private healthcare, which is 5-10 times more expensive than public ones. Vietnam travel medical insurance can help you get cashless hospitalisation instead of heavy out-of-pocket payments.
- Motorbike & Traffic Risks: Many tourists rent motorbikes to explore Hanoi and Ho Chi Minh City, both cities infamous for their heavy traffic and high road accident rates. Comprehensive Vietnam travel insurance protects you from related expenses, including emergency hospitalisation, personal accident, and third-party liability.
- Adventure Sports & Island Activities: If you plan to trek in Sapa or scuba diving and canyoning in Phu Quoc, you can be covered for related injury expenses. You just need to buy an adventure sports add-on for snorkelling and scuba diving in Vietnam.
- Emergency Medical Evacuation: In remote locations like Phong Nha caves or Ha Log Bay, you won’t find suitable medical facilities, especially trauma facilities. In such cases, you will need medical evacuation to the nearest facility that can can cost anywhere from INR 10 lakh to 30 lakh. Your medical insurance for Vietnam travel will cover these expenses.
Types of Vietnam Travel Insurance
You should choose a plan based on the purpose of your trip:
| Plan Type | Ideal Audience | Key Recommendation |
|---|---|---|
| Individual/Family Plans | Leisure travellers, honeymooners, and family trips | Covers medical and travel risks that are common in Ho Chi Minh City, Da Nang and Ha Noi. |
| Senior Citizen Plans | Travellers above 60-70 years of age. | Covers common age-related risks and even offers PED coverage in emergencies. |
| Annual Multi-Trip Plans | Frequent fliers who take multiple trips to Vietnam in a year. | Provides coverage for all trips under one policy, as per the maximum trip duration (e.g., 30 or 45 days). |
Vietnam Travel Insurance: Typical Coverage & Exclusions
Your travel insurance plan for Vietnam should provide the following, with certain limitations:
| Inclusions | Exclusions |
|---|---|
| Emergency healthcare expenses, including hospitalisation, diagnostics, surgery expenses, etc. | Pre-existing diseases are not covered unless you buy specific PED add-on |
| Loss or theft of a passport | Injuries due to adventure sports (trekking, canyoning) without an add-on |
| Emergency medical evacuation and repatriation of remains | Losses due to war, terrorism or breach of law |
| Trip cancellation and trip interruption | Injuries due to water sports or hiking (if participating professionally or without an adventure sports add-on) |
| Daily hospital cash allowance | Pregnancy or pregnancy-related costs (unless covered under a student plan) |
| Loss or delay of checked-in baggage | Self-inflicted injuries or injuries as a result of drug/alcohol misuse |
What is Covered by Travel Insurance Vietnam?
Travel insurance for Vietnam from India covers several things. Some of the common inclusions and exclusions are as follows:
Covered in Policy
Take a look at what is covered by travel insurance Vietnam:
Medical Expenses
Medical insurance for Vietnam travel covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.
Personal Liability
If you somehow become liable to a third party while travelling abroad, then your India to Vietnam travel insurance will help you shoulder the costs.
Flight Cancellations
In case your flight is cancelled due to covered reasons, this Vietnam travel insurance will compensate you for additional expenses.
Flight Delay
You will be compensated by your Vietnam trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.
Home Burglary Insurance
In case of a burglary at your home back in India while you're on your trip, travel insurance to Vietnam will compensate you for the losses as per your policy term.
Passport Loss
Your tourist insurance Vietnam will cover you for the costs incurred in getting a duplicate or new passport.
Baggage Loss
If your airline misplaces or damages your luggage, then your Vietnam travel insurance policy will provide a fixed sum to reimburse you for those damages.
Not Covered in Policy
The following are the cases that are not covered under your international insurance for Vietnam travel insurance for Indians:
Medical Tourism: If you are travelling to get a medical treatment here, then you won't get any coverage benefits
Nervous/Mental Disorders: Any medical expenses caused due to nervous or mental disorders will not be covered under this Vietnam trip insurance
Pre-existing Diseases without Add-On: Your Vietnam travel insurance will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
War or Terrorism: Losses incurred due to civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.
Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance Vietnam will not cover it.
Suicide/Self-inflicted Injury: Travel insurance for Vietnam from India will not cover any claim in case of intentional injury or damage you cause to yourself.
Vietnam Travel Insurance Add-Ons
Vietnam has expensive private healthcare and mostly requires upfront payment or proof of travel medical insurance to start your treatment.
Thankfully, the benefits of buying travel insurance Vietnam from India include coverage for these medical expenses. But what if you already have a health condition? Even in such cases, many insurers now offer coverage for pre-existing conditions through add-ons. They will extend coverage to emergencies related to your existing health concern and provide necessary coverage. You can easily get covered for one or more diseases by purchasing a travel insurance add-on for Vietnam.
What is the Vietnam Visa Requirement from India?
Indians need a valid visa for Vietnam to visit, irrespective of their reason for travel.
You can also apply for an e-visa for Vietnam online. The Vietnamese Embassy in India issues an e-visa to Indian applicants. Alternatively, you can also obtain a Vietnam visa on arrival at the Vietnam airport.
The Embassy of Vietnam will issue an approval letter on a successful application. Once you've completed all the document requirements, don't forget to buy travel insurance Vietnam.
What are the Documents Required for Vietnam Travel?
Since visiting Vietnam requires a visa first, you must apply for it in advance. You also need to take care of other formalities and paperwork. Here are some important documents to prepare for your visit to Vietnam:
Vietnam Entry Requirements from India
The following are the general documents required for Vietnam travel from India:
Valid Vietnam visa
A passport with at least one blank page and valid for at least 6 months
Photographs
Round-trip flight booking details
Proof of accommodation in Vietnam
Bank statement for the last three months
Travel Insurance Purchase
The following are the documents required to buy travel insurance for Vietnam.
Passport number of travellers
ID proof (PAN/Aadhar etc.) for KYC for the proposal form*
*You must also have your travel dates and destination for the proposal form.
Vietnam Travel Insurance Claim
The following are the documents required for Vietnam travel insurance claim.
FIR or police report for criminal cases
Copy of your passport with immigration stamps
ID Proof
Completed claim forms
Copy of your original policy
Original bills and receipts
You may be asked to provide all of these or more documents, depending on your claim.
Travel Guide for Indians Visiting Vietnam
Here are some essential things to know to help you get started on your journey planning:
Currency in Vietnam
The currency used in Vietnam is the Vietnamese Dong (VND). Here is the exchange rate to get an estimate:
➣ 0.0033 INR = 1 VND = 0.000038 USD
Indian Embassy in Vietnam
Other than the best travel insurance for Vietnam, details of the nearest Indian Embassy will ensure your well-being in Vietnam. In case of any assistance, you can contact the Indian Embassy in Vietnam in Hanoi. The following are the emergency contacts for Indians: +84-913089165
Why Buy from Policybazaar.com?
Buying from us comes with a lot of benefits:
Travel insurance for Vietnam from India
Easy Comparison: Compare multiple policies on the go
Accepted Worldwide: Plans that are approved worldwide, including visa insurance requirements.
Budget-friendly: Find the cheapest travel insurance for Vietnam
Instant Issuance: Get your policy within minutes
Global Support: Emergency & claim assistance throughout the world
How to Plan Your Vietnam Itinerary?
Here are certain things that you need to make the most of your Vietnam trip. You must do a bit of your research. To help you with the same, here is how to plan your Vietnam trip.
-
1Decide your trip duration and finalise your travel dates
-
2Book flights and reserve hotels
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3Shortlist places you wish to visit in Vietnam
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4Decide on activities you wish to try in Vietnam
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5Book/buy train/flight tickets in Vietnam
Best Time to Visit Vietnam
Located in Southeast Asia, Vietnam can be visited at any time of the year, but the spring and autumn season is considered the best time to visit Vietnam. The summer season can experience heat waves followed by heavy rains. The winter season in Vietnam is quite dry, with occasional rainfall or snowfall in the extreme northern areas. On the other hand, the spring and autumn seasons are pleasant and will allow you to visit most of Vietnam comfortably.
Remember to cover your trip with travel insurance for Vietnam from India so that your insurance company will take care of any adversity while travelling within Vietnam.
Quick Travel Guide for Indians Travelling to Vietnam
Here's an overview of Vietnam to help you plan your trip better:
| Category | Useful for Indian Travellers |
|---|---|
| Currency | Vietnamese Dong (VND). Carry some USD for easy exchange. Credit cards are accepted in cities, but cash is preferred in smaller towns. |
| Flight Connections | Direct flights from Delhi & Mumbai to Hanoi and Ho Chi Minh City. Connecting flights for Da Nang, Nha Trang, Phu Quoc. |
| Time Zone | Indochina Time (GMT+7), 1.5 hours ahead of IST. |
| Food & Dining | Vegetarian (An Chay) and Indian food are available in major cities. |
| Local Transport | The Grab app is widely used. Overnight buses and domestic flights are popular for long distances. |
| SIM Cards & Internet | Affordable tourist SIM cards are available at airports |
| Power & Plugs | Voltage: 220V, 50Hz, Plug types: A, C, D. Carry a universal adapter. |
| Emergency Numbers | Police: 113, Fire: 114, Ambulance: 115. |
| Indian Diplomatic Mission | Embassy of India, Hanoi: +84-24-3824-4989 / Emergency Hotline: +84-913089165. Consulate General of India, Ho Chi Minh City: +84-28-3744-2400. |
| Vietnam Travel Insurance from India | Highly recommended. Covers medical emergencies, trip cancellations, and loss of belongings. |
Money-Saving Tips in Vietnam
Budget your Stay
Go for budget stays through a hostel or a homestay booking apps
Save on Transport
Install Grab, a popular local ride app in Vietnam. You can also get a bike on rent.
Eat like a Local
Go for street stalls and canteens that provide full meals such as Pho 2000, Bún Chả Hương Liên, etc
Opt for Sinh Tourist
These are affordable and safe intercity buses to explore Vietnam. They are perfect for backpackers and very cheap
Free Attractions
Visit many places for less than INR 100-200 or for free. Some of these include Ben Thanh Market, Old Quarters, Hoan Kiem Lake and Nha Trang beaches.
International Airports in Vietnam
Here's a quick overview of the Vietnam to help you plan your trip better:
| Airport | City / Nearby Locations | Notes for Travellers |
|---|---|---|
| Noi Bai International Airport (HAN) | Hanoi (Capital of Vietnam), close to Ha Long Bay & Sapa | Main hub for North Vietnam, convenient for cultural tours |
| Tan Son Nhat International Airport (SGN) | Ho Chi Minh City, gateway to the Mekong Delta, Phu Quoc (via domestic) | For Southern Vietnam, the busiest airport in Vietnam, is close to the beaches |
| Da Nang International Airport (DAD) | Da Nang, close to Hoi An, Hue, Ba Na Hills | Access to Central Vietnam, Popular for beaches, UNESCO sites |
| Cam Ranh International Airport (CXR) | Nha Trang (South-Central Vietnam, coastal resort city) | Popularity among Indian honeymooners |
| Phu Quoc International Airport (PQC) | Phu Quoc Island (Gulf of Thailand, near Cambodia) | Best for beach resorts and relaxation |
Most Visited Places in Vietnam?
Vietnam is home to eight UNESCO World Heritage sites, including the ancient town of Hoi An. Here are some of the most popular tourist places to visit in Vietnam:
Hoi An Ancient Town & Da Nang: Explore the ancient city of Hoi An, visit the historical tombs & the Perfume River in Hue.
Ha Long Bay & Lan Ha Bay: Kayak or sail at the limestone karsts. You can try scuba diving, hiking, rock climbing, etc., too.
Da Nang and Phu Quoc: Enjoy watersports like flyboarding, undersea walking, parasailing, etc., in Vietnam's best beaches.
Phong Nha-Ke Bang National Park: Vietnam's largest mountains and caves. Trek in Sapa with the Hmong hill tribes or hike through Cat Ba Island.
Ho Chi Minh City & Mekong Delta: Attend musical shows at the Opera House. Try souvenir shopping for pearls, ceramics, handicrafts, etc. Visit the Golden Bridge in the Ba Na Hills.
As you plan your perfect Vietnam itinerary from India, don't forget to buy the best travel insurance for your Vietnam trip.
Vietnam Travel: Safety & Precautionary Measures Tips
While the country is full of refreshing places, travellers must remember some dangers to be careful of pickpocketing and scams are common in Vietnam, especially with tourists. The country is also at medium risk of natural disasters, the occurrence of which can lead to injuries. Here are some things to keep in mind:
➣ Avoid riding motorbikes if you are not used to heavy traffic. Use a helmet at all times.
➣ Bag snatching is common here, even though violent crimes are less common. Wear bags with thick straps that aren't easy to snatch.
➣ Follow local news for any changes in health-related protocols.
➣ If travelling during the monsoon, then take proper information from the disaster management or avoid visiting from June to December altogether.
➣ Scams and bribery are major concerns here, especially regarding tourists. Be careful and try to make bookings only through proper research and planning.
➣ In an emergency, call 113 for the police and 115 for an ambulance
With the contrasting temperatures in different parts of Vietnam, you risk getting ill during your trip due to weather changes. Not only will this upset your well-made plans, but also add to your already expensive trip. So, make sure to buy the best travel insurance for Vietnam to get your medical expenses covered by your insurer.
Travel Insurance Vietnam from India: FAQs
-
Q: How to buy travel insurance for Vietnam?
Ans: You can buy travel insurance Vietnam after comparing different plans online on Policybazaar.com as per your budget and requirements. You can compare quotes side-by-side based on coverage limits, exclusions, and premiums. -
Q: How much will travel insurance for Vietnam from India cost me?
Ans: You can buy the best travel insurance for Vietnam from India starting at INR 569 on Policybazaar.com, for a 30-year old traveller going on a 15-day trip. However the cost varies with travel dates, the number of people travelling, stay duration, and more. You can use an online travel insurance premium calculator to better understand. -
Q: Is travel insurance mandatory for Vietnam from India?
Ans: No, travel medical insurance is not mandatory for visiting Vietnam, but it is strongly recommended. However, the Indian Ministry of External Affairs and travel experts strongly advise buying comprehensive coverage to keep you safe from any financial disruptions in case of an emergency. -
Q: Do I need to buy a different travel insurance plan for my daughter while travelling to Vietnam?
Ans: No, you don’t need a separate policy for your daughter. You can buy Vietnam family travel insurance, which covers spouses and children. If your daughter is older than 21 years then she will need a separate policy. -
Q: What documents do I need to travel to Vietnam?
Ans: Indians must have a valid Indian passport, a valid Vietnam visa, necessary certificates and other immigration-related documents. -
Q: Do Indians need travel insurance for Vietnam?
Ans: Yes, to keep finances safe, Indians must always buy travel insurance for Vietnam. -
Q: Is Travel Insurance Mandatory for Vietnam in 2026?
Ans: Buying travel insurance is not necessary for the Vietnam entry requirements. -
Q: Which travel insurance is best for Vietnam from India?
Ans: The best travel insurance for Vietnam from India depends on individual needs. Opt for plans providing at least USD 100,000 to USD 250,000 in emergency medical hospitalisation, cashless hospital networks, adventure sports riders for trekking or diving, lost passport coverage, and 24/7 emergency claim assistance lines.
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Disclaimer: The list of insurers mentioned are arranged according to the
alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any
particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of
insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India
refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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* Price shown is for a 90 day trip to Vietnam with 50,000 dollar coverage for an adult of age 25 years
Coverage, exclusions and claim outcomes may vary depending on insurer, policy wording and circumstances of the loss.
