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Travel Insurance for the USA from India

Travel insurance for the USA is one of the easiest ways to secure your journey to this country. Be it hiking in Yosemite National Park or spending a day in Disneyland, ensuring your and your family’s safety should always be a priority. For a trip to the US, there's hardly anything more reliable than travel insurance for the USA.

This policy is customised to help people avoid any unwanted financial stress caused by medical, flight-related or emergencies. Read on to learn about US travel insurance and how it protects you from issues faced while travelling.

Why You Need USA Travel Insurance

The USA offers a variety of scenic landscapes and tourist attractions, ranging from the sprawling Grand Canyon to the spectacular Statue of Liberty. However, even the most gorgeous places on earth are not accident-proof and can face an emergency.

Be it losing your passport or facing a horrible medical emergency, it is going to cost you more than you know.

For starters, healthcare is very costly in the USA. Similarly, mishaps like baggage loss or missing your flight due to an emergency can happen to anyone. Travel insurance can help cover this emergency medical treatment and other extra expenses.

It will help you avoid any unfortunate incident that can derail your travel plans.

Buy travel insurance for USA now!

Fast Facts About USA

Here's a quick overview of the Land of Dreams to help you plan your trip better:

Benefits of Travel Insurance for USA

Travel insurance policy is designed to protect the traveller from any mishaps during their stay in the USA that may cause financial losses or worse. These are some key features of travel insurance for USA:

Benfits of Travel Insurance for USA from India

You can get admitted into a network hospital if you need urgent medical care, and your insurer will settle the bill directly.

You can easily buy travel insurance US without any pre-policy medical check-up.

Get considerable support in case of emergency expenses like healthcare, personal liability, theft of belongings, etc.

Dedicated customer service will help navigate through US healthcare, authorities, language barriers and more.

Help us understand your insurance needs

Documents Required for USA Travel

Travelling outside your home country sure is a tedious task. You not only need to pack your bags but also get your hands on some important documents while travelling. Some of the most common documents you need while travelling to USA are given below.

USA Entry Requirements from India

The following are the documents required before you head to USA from India.

Valid Indian passport with at least 2 blank pages for the stamping.

Proof of sufficient finances to stay in the US

Valid US visa from India

A return ticket or onward ticket from the US

Financial statements

Any support affidavit needed by the US Embassy

Proof of accommodation

Travel Insurance Purchase

The following are the documents required to purchase travel insurance.

Passport number of travellers

ID proof (PAN/Aadhar etc.,) for KYC for the proposal form*

*You must also have your travel dates and destination for the proposal form.

Travel Insurance Claim

The following are the documents required for travel insurance claim.

FIR or police report for criminal cases

Copy of your passport with immigration stamps

ID Proof

Completed claim forms

Copy of your original policy

Original bills and receipts

You may be asked to provide all of these or more documents, depending on your claim.

USA Travel Insurance Add-Ons

There is no shortage of great options when it comes to picking the best travel insurance for your US trip. Plans these days have it all- you're covered for your hospital bills in case of an emergency in the US, you can get reimbursed for issues like flight delays, personal liabilities and more. However, there are some benefits that can enhance your coverage and improve your experience further. Add-ons or optional coverage for US trip can significantly add to your overall safety. From refund of visa fee cover to pre-existing diseases cover, you can find many options to amplify your travel insurance coverage.

Get plan with adventure sports cover

What does the USA Travel Insurance cover?

Travel insurance for USA from India covers several things. Some of the common inclusions and exclusions are as follows:

Covered in Policy

The following are the cases that are mostly covered under your international travel insurance policy:

Medical Expenses

Travel medical insurance for USA covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.

Personal Liability

If you somehow become liable to a third party while travelling abroad, then your India to USA travel insurance will help you shoulder the costs.

Flight Cancellations

In case your flight is cancelled due to covered reasons, this USA travel insurance will compensate you for additional expenses.

Flight Delay

You will be compensated by your USA trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.

Home Burglary Insurance

In case of a burglary at your home back in India while you're on your trip, travel insurance for USA trip will compensate you for the losses as per your policy term.

Passport Loss

Your tourist insurance USA will cover you for the costs incurred in getting a new or duplicate passport.

Baggage Loss

If your airline misplaces or damages your luggage, then your USA travel insurance policy will provide a fixed sum to reimburse you for those damages.

Not Covered in Policy

The following are the cases that are not covered under your international travel insurance policy:

Medical Tourism: If you are travelling to get a medical treatment here, then you won't get any coverage benefits

Nervous/Mental Disorders: Any medical expenses caused due to nervous or mental disorders will not be covered under this USA trip insurance

Pre-existing Diseases: Your travel insurance India to USA will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.

War or Terrorism: Losses incurred due to civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.

Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.

Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance USA will not cover it.

Suicide/Self-inflicted Injury/Drug Use: US travel insurance from India will not cover any claim in case of intentional injury or damage you cause to yourself. It will also not cover any claim if you suffer a loss because of inebriation.

USA Visa Procedure for Indians

Determine Your Visa Type

Know your purpose of visiting America (Tourism, Conference, Work, Studies, etc.)

Confirm Your Eligibility

Find out the requirements (if any) for the US visa you are applying for.

Gather Your Documents

Check the relevance and validity of important travel documents.

Complete the DS-160 Form

Accurately fill out the non-immigrant US visa application

Pay the US Visa Fee

Pay the application fee for your US application as per the directions of the US Embassy/Consulate.

Schedule Your US Visa Interview

Book your US visa appointment at the applicable Visa Application Centre.

Wait for Processing

Once approved, you can collect your passport with US visa stamp.

Travel Insurance is recommended for USA trip

Buy travel health insurance for USA

Travel Guide for Indians Visiting USA

The air travel to the US requires a day alone, so you can expect some serious preparation before you head to this country. Here are some helpful suggestions to plan your US trip:

Know USA Airports

Except for a few direct flights, all other flights from India to the USA are connecting flights with short/long layovers. These are the most popular international airports in the US:

➣ O'Hare International Airport (Chicago)

➣ San Francisco International Airport

➣ Washington Dulles International Airport

Currency in the USA

The currency used in the USA is the US Dollar. Here is the latest exchange rate to get an estimate: 85.62 INR = 1 USD

While large cash amounts, traveller's checks or money orders aren't a problem, you should declare any amount over USD 10,000 on Form 6059B and FinCEN 105.

Indian Embassy in the USA

Some emergencies can go beyond regular help. In such cases, contact the Indian Embassy at: Emergency Assistance: 1+202-550-9931 (lso available on WhatsApp)

USA travel insurance ensures safety during your visit to the United States. The insurer will assist in case of such emergencies and guide wherever an intervention is necessary.

Buy travel insurance for USA

Why Buy from Policybazaar.com?

Buying from us comes with a lot of benefits:

Travel insurance for USA from India

Easy Comparison: Compare multiple policies on the go

Accepted Worldwide: Plans that are approved worldwide, including visa insurance requirements.

Budget-friendly: Find the cheapest travel insurance for USA

Instant Issuance: Get your policy within minutes

Global Support: Emergency & claim assistance throughout the world

USA Itinerary

The USA is a large country with 50 states. Over a million Indians visit US for tourism, indicating its popularity and memorable attractions. Be it the Big Apple City or Niagara Falls, you must your US itinerary well to book event and travel tickets on time.

Decide your trip duration and finalise your travel dates

Book flights and reserve hotels in America

Shortlist places you wish to visit in the US

Skiing in Aspen or driving around the Grand Canyon, decide on the activities you want to try here

Book/buy train/flight tickets to commute through the US

Trouble Planning Your Itinerary for USA?

Best Time to Visit the USA

The USA witnesses a torrent of visitors yearly. However, the Spring months between March and May make for the best time to visit the USA. These months are great for outdoor sightseeing, partaking in exciting adventure sports, indulging in shopping sprees or diving headfirst into the festival mania of the country.

The summer months of June to August also make for a good time to visit America. Winter months are usually not too conducive for outdoor sightseeing and can be avoided.

Secure your USA trip anytime of the Year

Get your trip insured now

Money-Saving Tips for USA Travellers

Given its abundant attractions and well-developed cities, USA offers a spectacular experience to tourists. However, exploring the whole city without a proper budget could burn a hole in your pockets. Here are some ways to save money while traveling to USA:

Live in Budget Hostels/Dorms

Since hotels in the US are too pricey, it's better to look for rooms in hostels or dorms.

Eating Out

Restaurants in the US are pretty expensive. Tipping is expected here, so be prepared to spend a lot when dining out. You can consider cooking your meals if possible.

Transportation

Ride-sharing apps are cheaper than taxis here. Go for local buses, subways and trains to save money.

Healthcare in the USA

Medical expenses are very high here. Students & budget travellers must take care of their health & have emergency funds.

Track Hidden Charges

Price tags in the US don't include the sales tax (6-10%), which is added while payment. Similarly, city taxes in hotels (USD 5-20/night) and tips (USD 10-20) are unavoidable, so spend carefully.

No matter where you choose to go or what you choose to do, don't forget to have travel insurance for trip to USA from India to keep you protected at all times.

Most Visited Places in USA

The USA is exceedingly rich when it comes to tourist delights and sightseeing opportunities. Here's a list of just some of the many best places to visit in the USA:

New York - Don't forget to visit the Statue of Liberty, the Empire State Building, Times Square, Central Park, and the High Line.

Grand Canyon - Explore the stellar South Rim. Known for scenic points like Mather Point and Desert View Watchtower.

San Francisco - Don’t miss the iconic Golden Gate Bridge. Also visit Alcatraz Island, Lombard Street, and Fisherman's Wharf.

Washington D.C. - Best known for the Capitol Building, the Lincoln Memorial, and the Smithsonian museums.

Yellowstone National Park - Known for its old geysers, thermal springs, and wildlife. Definitely visit its scenic spots like Grand Prismatic Spring and Lamar Valley.

Walt Disney World Resort - Florida's magical theme park is perfect for all ages. Spend a day with children here

Waikiki, Hawaii - Located on Oahu Island, you can swim, surf, or snorkel in this beach paradise.

Las Vegas - Visit the best casinos in the world. Must visit Hoover Dam, Red Rock Canyon, and the Grand Canyon, all very close by.

Travel Insurance for USA from India: FAQs

Q: Is travel insurance mandatory for USA from India?

Ans: No. As per the visa guidelines of the US Immigrant Department, foreigners don't need travel health insurance for USA. However, you should buy a travel insurance USA plan to avoid major financial losses here.
Q: Is US travel insurance mandatory for students?

Ans: In most cases, the admitting university will require you to have appropriate travel health insurance USA as per their specification. This is because while living in the USA for 2 or more years, one may see a few occasions where medical expenses may burden the student.
Q: How much does travel insurance for USA from India cost?

Ans: Travel medical insurance for visitors to USA from India cost depends on factors like your age, trip duration, coverage, etc. However, most travel insurance companies have travel health insurance for USA at different premiums. You can find USA travel insurance cost starting at INR 1289 for a 15-day trip* on policybazaar.com
*The rates are subject to change.
Q: Which is the best travel insurance for USA?

Ans: The best USA travel insurance for you will vary depending upon your requirements, budget and US visiting purpose. For instance, regular travel insurance US is not as great for a senior citizen as plans specifically made for them.
Q: How can I buy travel insurance USA online?

Ans: You can buy travel medical insurance for USA from India online on Policybazaar.com. Here you can compare different US travel insurance plans before finding the most suitable one for the trip.
Q: Do tourists get free healthcare in the USA?

Ans: No, foreigners can't get free healthcare facilities in the USA. However, they can access cashless facilities as per their travel medical insurance for USA from India.

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Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in