Cholamandalam Student Travel Protection Plan

Chola MS is a General Insurance providing company. It is a joint venture of Mitsui Sumitomo Insurance Company Limited, Japan and Murugappa Group, India. Chola MS provides several types of general insurance policies such as Motor, Accident, Liability, Crop, Property, Health, Engineering, Marine and Travel. The company has over 132 branched and over 50,000 intermediaries in India. The company has been awarded by the Government of India for international entities as well as its rating agencies for providing quick insurance services and delivery.

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Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

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    Why Purchase Cholamandalam Student Travel Insurance Plan?

    Getting admission to a renowned university abroad is no less than a dream comes true. When you have to leave for your studies abroad, uncertainties come along with it.

    It is better to be prepared for those uncertainties and get yourself insured with Cholamandalam student travel protection plan. It will protect you from the second your trip begins until you come after completing your studies.

    Features & Benefits of Cholamandalam Student Travel Insurance

    There are several features and benefits of purchasing Cholamandalam student travel insurance plan. They are as follows:

    • Silver Cover: Simple, cost-effective plan.
    • Gold / Platinum Cover: Comprehensive yet affordable plan, providing additional benefits such as Bail Bond/Study Interruption/Sponsor Protection etc.
    • With the platinum plan, there is a special medical extension feature that provides for any kind of inter-college sports injury, mental or nervous breakdown disorder as well as alcoholism or drug dependency. Apart from this, there is in-patient medical expense coverage related to pregnancy, cancer screening as well as mammographic examinations and child care benefits for up to 7 days.
    • This travel insurance plancosts less than the student travel insurance plan in a foreign country.
    • Chola MS has tied up with Europ assistance India Pvt. Ltd. It is a leading emergency service provider that provides hassle-free claim settlement
    • Door-to-Door Coverage right from the time the door is locked till return to home.
    • No-medical checkup is required
    • A new geographical scope that covers Asia pacific excluding Japan. This way you can on your premium amount.

    Things to Know About Cholamandalam Student Travel Insurance

    Categories Specifications
    Trips Covered International
    Type of Trips Covered Studies
    Sum Insured Up to $250,000
    Cashless Settlement Available
    Claim Process Online & Offline

    Cholamandalam Student Travel Insurance Inclusions

    • Checked baggage loss while in the custody of the airline
    • Personal accident overseas as well as domestic for death as well as permanent total disability.
    • In case your studies get interrupted because of medical reasons or because of the death of an immediate family member or the sponsor then this insurance plan will reimburse the non-refundable amount of the tuition fee for the part left for the current school semester.
    • Outpatient and hospitalization medical expenses covered for 1 year, medical extension is available for the second year as well
    • Student travel insurance plans cover emergency medical, transportation back to India, dental emergency expenses following an accident, compensation following accidental injuries.
    • Expenses incurred for obtaining a new passport or other documents, or loss of passport/ international driving license.
    • Delay in flight or missed departure/connection, a situation involving hijack distress
    • Expenses on emergency purchases of consumables due to any delay in handling checked-in baggage by the carrier for more than 12 hours
    • Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.
    • Bail Bond –Under circumstances where the Insured is arrested/detained by the police or for any bailable offense expenses for bail would be reimbursed.
    • 2-Way Compassionate Visit –In case of an Insured/family member being hospitalized for more than 7 consecutive days, expenses against visit for insured/family member would be reimbursed.

    Cholamandalam Student Travel Insurance Exclusions

    • Travel against medical advice or for the purpose of obtaining medical treatment.
    • Travelling overseas for the treatment of the pre-existing illness
    • Treatment that could have waited until your return to India that is against the doctor’s advice
    • Cancer treatment unless medical attention is required and it is necessary to avert a material danger
    • It will not cover any internal or external congenital condition treatment
    • It will not cover any consequential loss
    • Any claim arising before the commencement of the policy or outside of the period of insurance
    • Any orthopedic, degenerative as well as oncologic diseases unless medical attention is required and necessary to be taken care of
    • Pre-existing condition or disease and subsequent treatment.
    • Risk sports such as rock climbing, mountaineering, winter sports, skiing.
    • Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
    • Expenses due to pregnancy, congenital diseases, HIV/AIDS and all concomitant health conditions
    • Expenses War/invasion/public defense/ riot, terrorism or any breach of law with criminal intent.

    Cholamandalam Student Travel Insurance: Eligibility Criteria

    Students travelling out of India for studies in abroad can get insured under this policy. For more details about who can purchase this insurance plan, get in touch with the insurer.

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