Cholamandalam Student Travel Protection Plan

Introduction:

This is a Student Insurance Policy which covers his/her travel during times of an illness. It is available at an affordable cost and offers unique coverage areas.

Eligibility:

Policy Details:

• Silver Cover: Simple, cost-effective plan.
• Gold / Platinum Cover: Comprehensive yet affordable plan, providing additional benefits such as Bail Bond/Study Interruption/Sponsor Protection etc.
• Door-to-Door Cover: Coverage right from the time the door is locked till return to home.
• Express Claim Processing- Hassle-free, super-fast claim settlement with international tie ups and Cashless settlement of hospitalisation claims abroad.
• Special Medical extension- Included in the Platinum plan which allows foradditional coverage of Medical expenses for sports injuries, Treatment of mental/nervous disorders (alcoholism/drug dependency), medical expenses related to pregnancy, cancer screening/mammographic examinations and even child-care benefits up to a maximum of 7 days.
• Outpatient and hospitalisation medical expenses covered for 1 year, medical extension is available for year 2 also.

Policy Benefits:

• Emergency medical, transportation back to India, dental emergency expenses following an accident, compensation following accidental injuries.
• Expenses incurred for obtaining new passport or other documents, or loss of passport/ international driving license.
• Delay in flight or missed departure/connection, situation involving hijack distress
• Expenses on emergency purchases of consumables due to any delay in handling checked in baggage by the carrier for more than 12 hours
• Personal accident domestic: Permanent total disability/death during course of travel from the residence to the airport vice versa within India.
• Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.
• Study interruption/Sponsor Protection–In case of such an occurrence under medical grounds or due to death of an immediate family member/sponsor, non-refundable part of tuition fee for the remaining part of semester/education as specified would be reimbursed.
• Bail Bond –Under circumstances where the Insured is arrested/detained by the police or for any bailable offence expenses for bail would be reimbursed.
• 2-Way Compassionate Visit –In case of Insured/family member being hospitalized for more than 7 consecutive days, expenses against visit for insured/family member would be reimbursed.

Exclusions:

• Travel against medical advice or foe the purpose of obtaining medical treatment.
• Pre-existing condition or disease and subsequent treatment.
• Risk sports such as rock climbing, mountaineering, winter sports, skiing.
• Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
• Expenses due to pregnancy, congenital diseases, HIV/AIDS and all concomitant health conditions
• Expenses War/invasion/public defence/ riot, terrorism or any breach of law with criminal intent.

Schedule of Benefits: