Cholamandalam Student Travel Protection Plan

*Please note that the quotes shown will be from our partners

Introduction:

This is a Student Insurance Policy which covers his/her travel during times of an illness. It is available at an affordable cost and offers unique coverage areas.

Eligibility:

Policy Details:

  • Silver Cover: Simple, cost-effective plan.
  • Gold / Platinum Cover: Comprehensive yet affordable plan, providing additional benefits such as Bail Bond/Study Interruption/Sponsor Protection etc.
  • Door-to-Door Cover: Coverage right from the time the door is locked till return to home.
  • Express Claim Processing- Hassle-free, super-fast claim settlement with international tie ups and Cashless settlement of hospitalisation claims abroad.
  • Special Medical extension- Included in the Platinum plan which allows foradditional coverage of Medical expenses for sports injuries, Treatment of mental/nervous disorders (alcoholism/drug dependency), medical expenses related to pregnancy, cancer screening/mammographic examinations and even child-care benefits up to a maximum of 7 days.
  • Outpatient and hospitalisation medical expenses covered for 1 year, medical extension is available for year 2 also.

Policy Benefits:

  • Emergency medical, transportation back to India, dental emergency expenses following an accident, compensation following accidental injuries.
  • Expenses incurred for obtaining new passport or other documents, or loss of passport/ international driving license.
  • Delay in flight or missed departure/connection, situation involving hijack distress
  • Expenses on emergency purchases of consumables due to any delay in handling checked in baggage by the carrier for more than 12 hours
  • Personal accident domestic: Permanent total disability/death during course of travel from the residence to the airport vice versa within India.
  • Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.
  • Study interruption/Sponsor Protection–In case of such an occurrence under medical grounds or due to death of an immediate family member/sponsor, non-refundable part of tuition fee for the remaining part of semester/education as specified would be reimbursed.
  • Bail Bond –Under circumstances where the Insured is arrested/detained by the police or for any bailable offence expenses for bail would be reimbursed.
  • 2-Way Compassionate Visit –In case of Insured/family member being hospitalized for more than 7 consecutive days, expenses against visit for insured/family member would be reimbursed.

Exclusions:

  • Travel against medical advice or foe the purpose of obtaining medical treatment.
  • Pre-existing condition or disease and subsequent treatment.
  • Risk sports such as rock climbing, mountaineering, winter sports, skiing.
  • Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
  • Expenses due to pregnancy, congenital diseases, HIV/AIDS and all concomitant health conditions
  • Expenses War/invasion/public defence/ riot, terrorism or any breach of law with criminal intent.

Schedule of Benefits:

S.
No.

Benefits

Silver

Gold

Platinum

Deductible

1

Medical Cover

$50,000
$100,000

$250,000
$100,000

$250,000
$100,000

$100

2

Repatriation 
of Remains

$7500

$7500

$7500

Nil

3

Medical 
Expenses 
Extension*

Nil

Nil

Available **

$100

4

Dental 
Treatment

$250

$250

$250

$100

5

Passport Loss

Nil

$150

$150

$30

6

Personal 
Liability

Nil

$100,000

$100,000

Nil

7

Personal 
Accident - 
Domestic

Nil

INR 200,000

INR 200,000

Nil

8

Personal 
Accident - 
Overseas

Nil

$25,000

$25,000

Nil

9

Study 
Interruption

Nil

$7500

$7500

Nil

10

Sponsor 
Protection

Nil

$10,000

$10,000

Nil

11

Compassionate
Visit

Nil

$7500

$7500

Nil

12

Checked 
Baggage Loss

Nil

$1000

$1000

Nil

13

Bail Bond

Nil

$5000

$5000

Nil