Cholamandalam Corporate Travel Insurance

*Please note that the quotes shown will be from our partners

Introduction:

The Corporate Travel Insurance is suited for businesses of all sizes and offers customizable and convenient plans for the organization which can be issued to employees for purposes of travel. It allows for flexibility and affordability on premium.

Policy Benefits:

  • Emergency medical, transportation back to India, dental emergency expenses following an accident, compensation following accidental injuries.
  • Expenses incurred for obtaining new passport or other documents, or loss of passport/ international driving license.
  • Delay in flight or missed departure/connection, situation involving hijack distress
  • Expenses on emergency purchases of consumables due to any delay in handling checked in baggage.
  • Personal accident domestic: Permanent total disability/death during course of travel from the residence to the airport vice versa within India.
  • Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party.
  • Travel expenses are borne in case the travelling employee needs to be replaced.
  • Hijack relief expenses.
  • Financial emergency and hospital daily cash cover.

Policy Details:

  • No requirement for medical check-ups.
  • Door-to-Door Cover: Coverage right from the time the door is locked till return to home.
  • Express Claim Processing- Hassle-free, super-fast claim settlement with international tie ups and Cashless settlement of hospitalisation claims abroad.

Exclusions:

  • Travel against medical advice or foe the purpose of obtaining medical treatment.
  • Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
  • Expenses due to pregnancy, congenital diseases, HIV/AIDS and all concomitant health conditions
  • Expenses War/invasion/public defence/ riot, terrorism or any breach of law with criminal intent.

Schedule of Benefits:

S. No.

Covers

Sum Insured Options

Deductibles

1

Medical Cover (Medical 
Evacuation Included)

$50,000/100,000/
200,000/250,000

$50

2

Repatriation of Remains 
(within the overall 
medical limit)

$7500

Nil

3

Dental Treatment

$200/300/500

$50

4

Checked Baggage Loss

$500/1000/1500

Nil

5

Checked Baggage Delay

$100/150

12 hours

6

Passport Loss

$150/250

$30

7

Personal Liability

$100,000/200,000

Nil

8

Personal Accident - Overseas

$10,000/15,000/25,000

Nil

9

Personal Accident - Domestic

INR 2,50,000/5,00,000/
10,00,000

Nil

10

Trip Cancellation

$250/500

$50

11

Trip Curtailment

$250/500

$50

12

Trip Delay ($25 per 12 hours)

$250/500

12 hours

13

Hospital Daily Cash 
($25 per day)

$250/500

Nil

14

Hijack Relief Benefit 
($100 per day)

$400/700

12 hours

15

Financial Emergency

$250

Nil

16

Emergency Travel Expenses - 
Replacement of colleague 
abroad

$2500/5000

Nil

17

Emergency Medical Expenses 
(Accidental Hospitalization only
within India from Residence to
airport and vice versa)

INR 100,000

INR 2500

18

International Driving 
License Loss

$100

$25