Cholamandalam Corporate Travel Insurance

Cholamandalam General Insurance Company Ltd is one of the oldest general insurance providing companies. With a philosophy of T3 that stands for Trust, Technology and Transparency the company achieved a gross premium of Rs. 43,992 FY 2020-21. Murugappa group and Mitsui Sumitomo Insurance Company Limited, Japan made a joint venture resulting into Chola MS. The company has around 50,000 intermediaries all over India and 132 branch offices. It provides several general insurance policies such as Travel, Liability, Accident, Health, Motor, Marine, Crop, Property for corporate companies as well as individuals.

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Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

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    Now covers COVID-19

    Why Purchase Cholamandalam Corporate Travel Insurance?

    This travel insurance plan is designed in such a way that it protects you from almost all kinds of unforeseen incidents that might arise during your business trip.

    The Corporate Travel Insurance is suited for businesses of all sizes and offers customizable and convenient plans for the organization which can be issued to employees for purposes of travel. It allows for flexibility and affordability on premium.

    Features & Benefits of Cholamandalam Corporate Travel Insurance

    • No requirement for medical check-ups.
    • Door-to-Door coverage right from the time the door is locked till return back to home.
    • Express Claim Process a hassle-free, super-fast claim settlement with international tie ups and Cashless settlement of hospitalization claims abroad.
    • Purchasing the Chola MS Corporate Travel Insurance plan in India will cost you lesser than purchasing the plan in a foreign country
    • In case you want assistance in your claim then Chola MS has tie up with Europ assistance india pvt. Ltd that is a leading emergency service providing company
    • If the insured gets sick or injured during the trip and gets hospitalized for more than 10 days then coverage will be provided for the replacement colleague to continue the job of the insured person.

    Things to Know About Cholamandalam Corporate Travel Insurance

    Categories Specifications
    Trips Covered International
    Type of Trips Covered Corporate
    Sum Insured Up to $250,000
    Cashless Settlement Available
    Claim Process Online & Offline
    Policy Renewability Yes, For 12 months

    Cholamandalam Corporate Travel Insurance Inclusions

    • Emergency medical, transportation back to India, dental emergency expenses following an accident, compensation following accidental injuries.
    • Expenses incurred for obtaining new passport or other documents, or loss of passport/ international driving license.
    • If the insured person dies in the foreign country then this insurance plan will provide cover for the transportation of mortal remains back to India as well as the cost of burial in the foreign land.
    • Dental treatment expenses are covered
    • Loss of checked-in baggage is covered while the baggage is in the custody of the airline
    • Delay of checked-in baggage is covered that is delayed for more than 12 hours from the scheduled arrival time
    • Delay in flight or missed departure/connection, situation involving hijack of the aircraft
    • If you have to purchase something to ear due to delay in handling checked in baggage.
    • Personal accident causing permanent total disability/death during course of travel from the residence to the airport
    • If the insured sustains a bodily injury going from the home to the international airport in India then coverage will be provided for the medical expenses
    • Any Legal Liability burdened upon you due to causing bodily injury or property damage to any third party
    • Travel expenses are borne in case the travelling employee needs to be replaced.
    • Hijack relief expenses.
    • Financial emergency and hospital daily cash cover.

    Cholamandalam Corporate Travel Insurance Exclusions

    • No coverage is provided for pre-existing condition
    • Any medical consequences that might arise that has been treated in the 24 months of the trip
    • Cancer treatment is not covered unless the medical attention is necessary and unforeseen
    • No coverage for cosmetic treatment, physical flaws removal, etc.
    • No coverage is provided for the loss of any electronic, electrical or audio/video equipment
    • No coverage for loss or damage of any item worth more than $100 without any solid proof of purchase.
    • If the insured does not report about the loss within 24 hour of incident then no coverage will be provided
    • No personal liability will be provided if the insured has a pet animal
    • No coverage for any internal or external congenital conditions
    • Travel against medical advice or foe the purpose of obtaining medical treatment.
    • Self-inflicted injuries, suicide, mental disorder, intentional involvement in dangerous situations.
    • Expenses due to pregnancy, congenital diseases, HIV/AIDS and all concomitant health conditions
    • Expenses War/invasion/public defense/ riot, terrorism or any breach of law with criminal intent.

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