*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Max Bupa Hospital Cash insurance provides coverage for miscellaneous expenses incurred by the insured during hospitalization. It supplements the regular health insurance policy to cover incidental hospitalization expenses, such as attendant lodging, nursing expenses, transportation cost, etc. and relieves the policyholder from the financial burden.
Max Bupa Health Assurance HospiCash cover provides a daily cash allowance to the insured for each day of hospitalization due to an illness or accident. If the insured is admitted to the Intensive Care Unit (ICU), he/she will get double the daily hospital cash amount under the policy. In case dependent children are covered under the same policy, they will be paid 50% of the daily cash benefit amount opted by the policyholder during hospitalization.
The Max Bupa Hospital Cash policy comes with a hospital cash amount of Rs 1000/2000/3000/ 4000 per day. It offers coverage for a maximum of 45 days per policy year. However, the insured should be hospitalized for at least 48 hours to activate the policy.
The policyholder can also add CritiCare cover and AccidentCare cover to the HospiCash cover under the Max Bupa Health Assurance policy.
Criteria |
Specifications |
Minimum Entry Age |
18 years 1 day (children) |
Maximum Entry Age |
65 years 21 years (children) |
Coverage |
Individual |
Hospital Cash Amount |
Rs 1000/2000/3000/4000 per day |
Number of Hospital Cash Days |
45 days |
Policy Term |
1 year/ 2 years/ 3 years |
Pre-existing diseases waiting period |
4 years |
Renewability |
Lifetime |
Discounts |
Long term discount, Online discount |
Here are the key features and benefits under the Max Bupa Hospital Cash policy:
The Max Bupa Health Assurance HospiCash policy comes with the following coverage:
The following medical expenses are not covered by the Max Bupa Hospital Cash policy:
The above-mentioned exclusions are not complete. Get the full list of exclusions by referring to the Max Bupa Hospital Cash policy brochure.
The Max Bupa Hospital Cash policy comes with the following waiting periods:
No. The Max Bupa Hospital Cash policy does not come with floater coverage. You can opt for individual coverage for each family covered under your policy.
Yes. The following discounts are available under the Max Bupa Health Assurance HospiCash policy:
Yes. You can cancel your Max Bupa Hospital Cash policy after a few days of buying it. Make sure to cancel the policy within the first 15 days of the policy commencement date or the free look period to avoid paying the cancellation fee. But if you cancel your policy after the free look period is over, you will incur a cancellation fee.
You need to submit the following documents to file a claim under the Max Bupa Hospital Cash policy:
Yes. The Max Bupa Health Assurance HospiCash policy provides cashless treatment facilities at more than 7000 network hospitals of Max Bupa Health Insurance Company Limited spread across India.