Niva Bupa (Formerly known as Max Bupa) Health Premia Family First

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      Niva Bupa (Formerly known as Max Bupa) Health Premia Family First

      Niva Bupa (Formerly known as Max Bupa) Health Premia Family First Policy provides many medical facilities and easy payment of the bills from hospitalization expenses and many others.

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      Niva Bupa (Formerly known as Max Bupa) Health Premia Family First Policy is one of the popular health insurance policies from Niva Bupa (Formerly known as Max Bupa) Health. The plan provides adequate coverage for all your hospitalization expenses and other related ones. Individuals looking to buy Niva Bupa (Formerly known as Max Bupa) Health Insurance Policy can have sufficient coverage for their treatment from hospitals or nursing homes in India.

      Niva Bupa (Formerly known as Max Bupa) Health Premia Family First: Key Highlights 

      Sum Insured

      Rs 5 lakh-3 cr

      New-born Baby Cover

      From Day 1 till policy year

      Global Coverage

      Under Platinum Plan

      Renewability

      Lifelong

      Hospital Coverage

      Up to 3 cr

      Coverage Offered

      To buy Niva Bupa (Formerly known as Max Bupa) Health Premia Family First plan, one can opt for the Individual option with assured sums in silver and platinum plans.  

      Some of the basic coverage offered by the policy are as follows:

      • In-patient Treatment -All hospital expenses like hospital room rent, boarding, nursing, doctor and nurse's fees, blood, oxygen expenses, etc., are covered.
      • Pre-hospitalization Cover-Pre hospitalization expenses are given up to 90 days till the date of admission to the hospital.
      • Post- hospitalization Cover-Post hospitalization expenses are incurred up to 180 days, starting from the date of discharge from the hospital for the same illness.
      • Organ Donor-Organ donor treatment plus organ transplant-related expenses are covered.
      • Daycare Treatment-Daycare treatment requiring less than 24 hours of hospitalization for dental, ENT, and other illnesses are covered.
      • AYUSH Treatment-Covers expenses for Ayurvedic, homeopathic, Siddha, Unani treatments.
      • Domiciliary Hospitalization-Domiciliary treatment or treatments taking place at home due to unavailability of rooms in the hospital or if the patient is not in a condition to be transferred to a hospital is covered. This will only happen if the medical practitioner prescribes it. 

      Inclusions of the Niva Bupa (Formerly known as Max Bupa) Health Premia Family First

      Niva Bupa (Formerly known as Max Bupa) Health Premia Family First policy includes the following under its list of coverage:

      Emergency Ambulance Charges-In case of a medical emergency, road ambulance charges for taking the insured person to the hospital or nursing home are covered.

      Critical Illness Benefit-Critical illness benefits are given to two individuals above the age of 18 years. The diseases that are covered are as follows:

      • Cancer
      • Open Heart surgery
      • Kidney Failure
      • Stroke

      The conditions arising due to the treatment of the diseases mentioned above are also covered in the Policy.

      Exclusions of the Niva Bupa (Formerly known as Max Bupa) Health Premia Family First

      Niva Bupa (Formerly known as Max Bupa) Health Premia Family First Policy does not cover the following diseases or conditions:

      • Investigation or evaluation of a particular disease or its appearance in the individual
      • Rest cure and rehabilitation
      • Treatment of obesity
      • Treatments and surgeries related to change of gender
      • Cosmetic surgery and plastic surgery
      • Sterility or infertility treatments
      • STDs, diseases related to HIV
      • Any unproven medical treatments
      • Breach of law

      *For a complete list of exclusions, refer to the policy document.

      Features & Benefits of the Niva Bupa (Formerly known as Max Bupa) Health Premia Family First

      Other features and benefits that are offered by Niva Bupa Health Insurance Policy (Formerly known as Max Bupa Health Insurance policy) are:

      • The policy has beneficial in comprehensive coverage up to Rs 3,00,00,000
      • Maternity and newborn coverage is also available, with no additional premium for covering the newborn from the first day to the policy year.
      • Inbuilt travel insurance coverage for multiple trips per year is available.
      • All new age treatment, scientific processes, including robotics, have been considered part of the plan's coverage.
      • Annual health check-up is available.
      • Loyalty Additions to the Policy are available as an additional benefit.
      • Tax benefits available for the premium paid towards the policy.

      Eligibility Criteria

      The minimum eligibility criteria to buy this policy are:

      Type

      Family Floater

      Minimum Entry Age

      18 years

      Maximum Entry Age

      56 years

      No limit for policy renewal

      Number of people covered

      Family Floater

      Residential Status

      Indian Citizens and Residents of India

      Cancellation of the Policy

      The insured can cancel the policy within 15 days from the policy starting date, by sending a written request. The premium paid will be refunded on pro-rata basis.

      If the policyholder indulges in any kind of misrepresentation, hiding facts based on pre-existing diseases, and fraud, there are chances that the Insurer may cancel the policy contract.  A written notice will be sent to the policyholder in this regard before the Policy starts to cease.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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