Max Bupa Heartbeat Family First Health Insurance Plan

Introduction/Overview

Max Bupa Heartbeat Family First policy is an all-round health insurance plan that covers your and your family’s medical expenses in case of illness or accident. It is the perfect health protection plan for you and your family.

Key Features

• Covers all hospitalization expenses
• Pre & post hospitalization expenses also included
• Maternity benefits up to 2 deliveries
• New born baby will be automatically insured without paying additional premium
• Vaccination expenses are also covered.

Benefits

• You can avail discount on premiums after 2 years of policy period.
• Free Health check-up at designated Max Bupa diagnostic centers after every 2 years.
• Assured policy renewal for life
• Direct claim settlement
• Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

Details About Premium

Annual premium depends on the plan chosen. For details, please refer to the website.

Policy Details

Minimum sum assured – 2 lakhs

Maximum sum assured – 50 lakhs

Coverage type: Family floater

Discount: In case the policy term is extended to 2 years then 12.5% discount can be availed on 2^nd year premium.

Additional features or riders

• New born to senior citizen, all are covered
• Free health check-up after every 2 years
• International Cashless facility

Exclusions

• No treatment covered within first 90 days until it is a case of accident/emergency
• Benefits not applicable on pre-existing diseases
• Cosmetic, aesthetic, or related treatments will not be covered.
• Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
• Treatments consisting of non-allopathic medicine are not covered under this policy.

Documents Required

Policyholder has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

Eligibility

No limit on age